Name: 比特幣回調：為什麼應該（和不應該）購買比特幣？ (Bitcoin pulls back: Here's why you should (and shouldn't) buy it)
Uploaded: 2025-04-15T13:30:25.000Z
Duration: 5 min 52 s

Bitcoin is up around 23% since the election of President Trump back in November, but it's trading below the all-time highs that we saw in January, where the cryptocurrency popped above $109,000.

自 11 月特朗普當選總統以來，比特幣上漲了約 23%，但其交易價格低於 1 月份的歷史高點，當時比特幣曾一度突破 109,000 美元。

With the recent market pullback, Bitcoin hasn't traded above $90,000 in more than a month.

隨著近期市場的回調，比特幣的交易價格已經一個多月沒有超過 90,000 美元了。

So is this a good time to buy the cryptocurrency?

那麼，現在是購買加密貨幣的好時機嗎？

Here with more, we've got Tyrone Ross, 401 financial principal and founder here.

泰隆-羅斯（Tyrone Ross）是 401 財務公司的負責人和創始人。

So is now the right time for people to add to their positions, even as we're off of that $109,000 peak that we had seen at the beginning of this year, but haven't been able to get back to that level?

那麼，現在是否是人們加倉的合適時機，即使我們已經離開了今年年初的 10.9 萬美元高峰，但仍未能回到那個水準？

I think whether it's Bitcoin or not, when any asset that you feel is worthy of your portfolio is off the highs and you have conviction and you thought it through, you should be buying.

我認為，不管是不是比特幣，當任何你認為值得投資的資產脫離高點，而你又有信心，並經過深思熟慮，你就應該買入。

And I think there should be a long-term plan in that as well.

我認為這其中也應該有一個長期計劃。

But I do think, you know, Bitcoin pulling back here and cooling off a bit and just kind of floating in this range, this $80,000 to $85,000 range, for the people that do look at it long term who see the investment thesis in it, I think this is a very prudent time to be adding to allocations based on, you know, your time horizon and your financial plan.

但我確實認為，你知道，比特幣在這裡回調並稍稍降溫，只是在這個區間（8 萬至 8.5 萬美元的區間）浮動，對於那些長期關注比特幣的人來說，他們看到了比特幣的投資價值，我認為這是一個非常審慎的時機，可以根據你的時間跨度和財務計劃來增加比特幣的配置。

So let's separate investors into buckets.

是以，讓我們把投資者抽成幾類。

What about people who don't currently own any Bitcoin?

那些目前還沒有任何比特幣的人怎麼辦？

No, it's not, because I think there's a lot that goes into making a first-time investment in this.

不，不是這樣的，因為我認為首次投資要花費很多精力。

If you are a long-term investor and you can tell me why you would buy Bitcoin now as a part of achieving your financial goals, I'm all for it.

如果你是一個長期投資者，並且你能告訴我為什麼你現在要購買比特幣作為實現你財務目標的一部分，我非常支持。

If you are a trader and you're just doing this because you're seeing it online or some TikTok video, then it's a resounding no.

如果你是一名交易者，只是因為在網上或某個 TikTok 視頻中看到才這樣做，那就絕對不行。

So I think the most important thing for people to do is learn, ask questions, see if it makes sense for you.

是以，我認為對人們來說，最重要的是學習、提問，看看這對你是否有意義。

Is it tied to a viable, improved financial goal?

是否與可行的、改進的財務目標掛鉤？

So the peaks and the highs doesn't matter.

You're constantly adding money with a strategy and then you'll be in it for the long term.

有了戰略，你就會不斷增加資金，然後你就會長期參與其中。

But worrying about the price of Bitcoin in 2025 is foolhardy to me.

但在我看來，擔心 2025 年比特幣的價格是愚蠢的。

Because naturally people will think about, well, wait a minute, wasn't the flippening supposed to happen?

因為人們會自然而然地想到，等等，翻轉不是應該發生的嗎？

And us looking at Ethereum, overtaking Bitcoin as the most valuable cryptocurrency.

我們再看看以太坊，它已超越比特幣成為最有價值的加密貨幣。

How are you evaluating the rest of the crypto landscape?

您如何評估其他加密貨幣的前景？

I would encourage those people to pull up any portfolio tracker coin, market cap, whatever that is, and look at the performance of altcoins.

我鼓勵這些人調出任何投資組合跟蹤幣、市值，不管是什麼，看看另類幣的表現。

Just look at six months, look at the year and just look at all of that red and see if that's somewhere that you want to be.

看看六個月，看看一年，看看所有的紅色，看看那是不是你想去的地方。

I think the main thing is, is there money to be made in obscure coins besides Bitcoin?

我認為最重要的是，除了比特幣之外，還有其他不知名的幣可以賺錢嗎？

But if you want to go into altcoins, you are going into an alternative universe as well, of which you probably have no knowledge.

但是，如果你想進入另類幣領域，你也就進入了另一個宇宙，而你可能對這個宇宙一無所知。

So I think people should look at altcoins once they understand Bitcoin, once they've seen how it performs, how volatile it is, and then see if you want to take 10 times, 20 times the risk in an altcoin.

是以，我認為人們在瞭解了比特幣，看到了比特幣的表現和波動性之後，就應該考慮一下另類幣，然後再看看你是否願意承擔比另類幣高出 10 倍、20 倍的風險。

It's obscure that you probably don't understand anyway.

晦澀難懂，反正你可能也不懂。

So what from the administration do we still need to hear more on to really get a catalyst, the next catalyst for cryptocurrency and for Bitcoin specifically, especially as the campaign and those trails, we're talking about Bitcoin strategic reserve and making sure that there was government buying, or at least that it sounded like there would be government buying of Bitcoin.

是以，我們還需要從政府那裡聽到更多關於真正的催化劑的資訊，下一個催化劑是加密貨幣，特別是比特幣，尤其是在競選和那些小道消息中，我們都在談論比特幣戰略儲備和確保政府購買，或者至少聽起來政府會購買比特幣。

But there are some fiscal hawks out there that would say, well, wait a minute, not so fast.

但也有一些財政鷹派人士會說，等等，別急。

Yeah, as the resident crypto hippie for the wealth management space, I will say this.

是的，作為財富管理領域的常駐加密嬉皮士，我想說的是。

It will be nice to get some clarity on, again, what securities, what is not, what is going to happen around custody.

最好能再次明確哪些是證券，哪些不是，以及圍繞監管會發生什麼。

But this administration has clearly demonstrated they're pro crypto.

但這屆政府已經清楚地表明，他們支持加密貨幣。

It has been great for all things crypto assets, builders, entrepreneurs, investors, the whole case.

它對所有加密資產、建設者、企業家、投資者都有很大的幫助。

Again, I think some stable, clear, stable coin legislation will be great.

同樣，我認為一些穩定、明確、穩定的硬幣立法將是非常好的。

我想我們有了一位新的證監會主席。

Hester Person, a lot of the folks at the SEC has been trying to clean out the gut of things that have been in there.

海絲特-皮爾斯（Hester Person），美國證券交易委員會（SEC）的很多人一直在努力清理那些內臟。

The strategic Bitcoin reserve, right, and the crypto stockpile are interesting.

比特幣戰略儲備（右）和加密貨幣儲備很有意思。

But I think all signs point to getting clarity here.

但我認為，所有跡象都表明，這裡將變得更加清晰。

President Trump last week, by executive order, removing some of the stringent laws and tax on DeFi protocols and things like that.

特朗普總統上週通過行政命令，取消了一些關於 DeFi 協議的嚴格法律和稅收等。

And I think the catalyst to get us to the next level is when we finally get clarity on what is what, what is what is the SEC in control of?

我認為，當我們最終弄清什麼是什麼，什麼是證交會能控制的東西時，才是我們進入下一個階段的催化劑。

And then ultimately you'll start to see more projects launch.

最終，你會看到更多的項目啟動。

Is the bigger catalyst government buying of Bitcoin or private company buying of Bitcoin or private sector, I should say, buying of Bitcoin?

更大的催化劑是政府購買比特幣，還是私營公司購買比特幣，或者應該說是私營部門購買比特幣？

We were just talking about MicroStrategy or Strategy now, the artists formerly known as MicroStrategy and the amount of Bitcoin that they hold and continue to increase.

我們剛才談到了微策略（MicroStrategy）或現在的戰略公司（Strategy），即以前被稱為微策略（MicroStrategy）的藝術家，以及他們持有的比特幣數量並在繼續增加。

Yeah, the biggest catalyst is retail investors buying and they aren't.

是的，最大的催化劑是散戶投資者買入，但他們並沒有買入。

I'm not a fan of the government buying Bitcoin or buying crypto.

我不贊成政府購買比特幣或加密貨幣。

I think corporations, yes, you're starting to see some more conversations around corporations adding it to their balance sheet.

我認為企業，是的，你開始看到更多關於企業將其納入資產負債表的對話。

But the missing catalyst here is my Aunt May, who makes the really good sweet potato pie, also calling me and asking me about Bitcoin.

但這裡缺少的催化劑是我的梅姨，她做的紅薯派非常好吃，她也給我打電話，問我關於比特幣的事。

So if that's not happening when retail land, it'll be hard for us to get to new highs and push through that.

是以，如果在零售業登陸時沒有出現這種情況，我們就很難再創新高並突破這一障礙。

When you hear from Aunt May, send me a plate, Tyrone.

有梅嬸的消息就把盤子寄給我 泰隆