Name: 我如何欺騙我的大腦以節省更多的錢 - 2分鐘法則 (How I Tricked My Brain To Save More Money - The 2 Minute Rule)
Uploaded: 2021-11-20T18:05:31.000Z
Duration: 11 min 5 s

基礎被動語態

Between 2020 and 2025 global wealth is projected to rise by almost 40%.

2020年至2025年期間，全球財富預計將增加近40%。

At first glance it doesn't seem like a shocking statistics but if you think about it, that means the total number of millionaires will also increase by about that number.

乍一看，這似乎不是一個令人震驚的統計數據，但如果你仔細想想，這意味著百萬富翁的總數也將增加大約這個數字。

If today we have around six million millionaires soon we will have 8.4 million millionaires.

如果今天我們有大約600萬個百萬富翁，很快我們將有840萬個百萬富翁。

The question is, are you going to be one of them?

問題是，你會成為他們中的一員嗎？

In fact recently Bill Gates said that Climate Tech would produce 8 to 10 Teslas at google and amazon and Microsoft.

事實上，最近比爾-蓋茨說，氣候技術公司將在谷歌、亞馬遜和微軟生產8到10輛特斯拉。

That is a bold claim because 10 Teslas mean $10 trillion plus Microsoft, amazon and google worth another $7 trillion 17 trillions of dollars of wealth is about to be created in the next decade or so.

這是一個大膽的說法，因為10輛特斯拉意味著10萬億美元，加上微軟、亞馬遜和谷歌價值另外7萬億美元的17萬億美元的財富即將在未來十年左右被創造。

If you manage to get just 170.1% of that wealth, that is going to be 100 and $70 billion.

如果你設法得到這些財富的170.1%，那將是1000和700億美元。

That is going to make you the fourth wealthiest person in the world right after Bernard Arnold's So even a chinese share of that pile is more than you can possibly spend enduring child life.

這將使你成為世界上僅次於伯納德-阿諾德的第四大富豪，是以，即使是中國人在這堆財富中的份額，也比你一生中可能花掉的錢多。

But the hardest part is to start, most people aren't conscious about their spendings, they live their lives not paying much attention to how they spend their money.

但最難的是開始，大多數人沒有意識到他們的消費，他們在生活中不太注意他們如何花錢。

Yes, everyone is trying to make more money but very few people know how to make more money.

是的，每個人都在努力賺更多的錢，但很少有人知道如何賺更多的錢。

Most people say that what is the point of managing my money when I just make enough to pay the bills once they start making more money I will start managing my money.

大多數人說，當我只賺到足夠的錢來支付賬單時，管理我的錢有什麼意義，一旦他們開始賺更多的錢，我將開始管理我的錢。

The truth is that if you can't manage a small amount of money, you want to be able to manage a lot of money.

事實是，如果你不能管理少量的錢，你希望能夠管理大量的錢。

In my experience, it starts with learning how to save money.

根據我的經驗，這要從學習如何省錢開始。

At first glance, it's not easy to deny yourself all the pleasures you can afford.

乍一看，要拒絕自己能承受的所有快樂並不容易。

You have the money or you can swipe that credit card, but once you start understanding how your brain works, you can trick your brain and you will no longer feel the urge to spend money to satisfy your urges and you will be able to save most of your income.

你有錢，或者你可以刷那張信用卡，但是一旦你開始瞭解你的大腦是如何工作的，你就可以欺騙你的大腦，你將不再感到花錢滿足你的衝動，你將能夠保存你的大部分收入。

And that's what we'll find out in this video.

而這正是我們將在這段視頻中發現的問題。

If you already give this video a thumbs up and let's dive in.

如果你已經給這個視頻豎起了大拇指，讓我們深入瞭解一下。

But first we have to understand how our brain works.

但首先我們必須瞭解我們的大腦如何工作。

Your brain isn't affixed organ, it's much more adaptable than you think, like the rest of your muscles in your body.

你的大腦不是固定的器官，它的適應性比你想象的要強得多，就像你身體裡的其他肌肉一樣。

But unlike other organs of your body, your brain is the most important one.

但與你身體的其他器官不同，你的大腦是最重要的器官。

Everything you do feel and think is influenced by your brain cells or the neurons.

你所做的一切感覺和思考都受到你的腦細胞或神經元的影響。

But what we want to focus on are the new transmitters that control the reward system.

但我們要關注的是控制獎勵系統的新發射器。

Well, these terms sound a bit complicated.

嗯，這些術語聽起來有點複雜。

They're pretty simple and straightforward.

Dopamine is that thing in your brain that costly searches for any words and as a result of that motivates you to do things.

多巴胺是你大腦中的那個東西，它可以有成本地搜索任何詞語，並作為激勵你做事的結果。

For example, if you win this race, you will get $1 million?

例如，如果你贏得這場比賽，你將得到100萬美元？

Well, this example sounds a bit too simple.

嗯，這個例子聽起來有點太簡單了。

這就是我們的大腦的工作方式。

Why do you think people gamble because of their brain anticipates a reward?

為什麼你認為人們賭博是因為他們的大腦預期會有獎勵？

Once they win the satisfaction you get after you buy something or when someone likes your picture on instagram, is that job?

一旦他們贏得了你買東西后的滿足感，或者當有人在instagram上喜歡你的照片時，這就是工作嗎？

I mean boost, that's what you can just sit around.

我的意思是提升，那是你可以隨便坐的。

You have to check out who like your recent picture and God forbid if it's your crush your job, I mean will spike way higher the job.

你必須檢查出誰喜歡你最近的照片，上帝保佑，如果它是你的暗戀對象，你的工作，我的意思是將秒殺方式更高的工作。

I mean, receptor is so powerful that when researchers turned off dopamine receptors in rats, they get so lazy that they did not have the will and motivation to eat even though they had food in the cage.

我的意思是，受體是如此強大，以至於當研究人員關閉大鼠的多巴胺受體時，它們變得如此懶惰，即使籠子裡有食物，它們也沒有吃的意願和動力。

Normally your job, I mean level is stable and it spikes every time you get the rewards, you're hungry and you see a super delicious meal, Your brain will push you to have it to get the job.

通常情況下，你的工作，我的意思是水準是穩定的，每次你得到獎勵時，它就會激增，你餓了，看到一個超級美味的食物，你的大腦會推動你擁有它來獲得工作。

I mean spike, but then it slowly comes down to where it was, but not all the rewards spike your dopamine levels equally.

我的意思是激增，但隨後它慢慢回落到原來的位置，但不是所有的獎勵都同樣激增你的多巴胺水準。

Alcohol for example, can spike to 200 or cocaine, can spike it to 400 if it's done once, it's not a big deal.

例如，酒精可以飆升到200，或可卡因可以飆升到400，如果做一次，這不是什麼大問題。

However, your job, I mean the receptor is tangible The more often it spikes the higher becomes your new normal.

然而，你的工作，我的意思是受體是有形的，它越頻繁地飆升就越高，成為你的新常態。

So if you constantly consume alcohol, your new normal will get you around 200.

是以，如果你不斷飲酒，你的新常態將使你得到200左右。

So everything else that does not spike your dopamine levels higher than 200 want to be attractive to you, that's how people usually become alcoholics.

是以，其他一切不會使你的多巴胺水準飆升到高於200想要對你有吸引力，這就是人們通常成為酒鬼的原因。

they drink so much, they completely destroy the reward system that nothing will motivate them other than alcohol.

他們喝得太多，完全破壞了獎勵系統，除了酒精，沒有什麼能激勵他們。

Your brain anticipates to see something that will spike your dopamine level, That's why you easily get distracted to check out your fun.

你的大腦預期看到的東西會使你的多巴胺水準飆升，這就是為什麼你很容易分心去查看你的樂趣。

But the question that you probably have in mind is how is that related to saving money?

但你心中可能有一個問題，那就是這與省錢有什麼關係？

You see whenever you buy something, the same neurotransmitters gets involved, your choice to spend money is dictated by more than meets the eye, the chemicals in your brain.

你看，每當你買東西時，同樣的神經遞質也會參與進來，你花錢的選擇是由你大腦中的化學物質決定的，而不是由眼睛決定的。

If you have damaged your neurotransmitters such as dopamine, you will feel the urge to constantly spend money to keep it at that level.

如果你損害了你的神經遞質，如多巴胺，你會感到有不斷花錢的衝動，以保持在這個水準。

In fact your job, I mean the receptor will no longer be satisfied with small purchases and will push you to spend bigger and bigger amounts.

事實上，你的工作，我的意思是受體將不再滿足於小規模的購買，並將推動你花費越來越大的金額。

But shopping isn't the worst habit that you can develop out of damage.

但購物並不是最糟糕的習慣，你可以從損害中發展出來。

Dopamine receptor alcoholism, gambling are much worse.

多巴胺受體的酗酒、賭博要嚴重得多。

When you see people who wasted entire paychecks and gambling, you start wondering why can they figure out that they have to pay rent and other bills, Why can they manage their money?

當你看到那些浪費整個工資和賭博的人時，你會開始想，為什麼他們能想出他們必須支付房租和其他賬單，為什麼他們能管理自己的錢？

But the answer is simple, Their job, I mean levels are too high and nothing will satisfy them except that particular activity.

但答案很簡單，他們的工作，我的意思是水準太高，除了那個特定的活動，沒有什麼能滿足他們。

In fact, once that high level becomes the new norm, their brain will demand a stronger boost to be satisfied.

事實上，一旦這種高水平成為新常態，他們的大腦就會要求有更強的推動力才能得到滿足。

So if you want to make saving money easy, all you have to do is fix your job um and receptor and bring it down to a healthy level where buying a simple Starbucks coffee will give you the same reward satisfaction as spending a fortune on lottery tickets, fixing your dopamine is easy and fury, but very difficult in practice, all you have to do is stop doing all the things that spike your top.

是以，如果你想讓省錢變得容易，你所要做的就是修復你的工作嗯和受體，並把它降到一個健康的水準，在那裡買一杯簡單的星巴克咖啡會給你帶來與花大錢買彩票一樣的獎勵滿足，修復你的多巴胺很容易和憤怒，但在實踐中非常困難，你所要做的就是停止做所有使你頂的事情。

I mean so high for a few weeks or maybe a month until your job.

我的意思是，在你的工作之前，這麼高的幾個星期或也許一個月。

I mean level will adjust to a healthy level but you can't just do nothing.

我的意思是水準會調整到一個健康的水準，但你不能什麼都不做。

That's why the best strategy is to turn your bad habits into good habits because getting rid of bad habits is much more difficult than replacing them with alternative habits.

這就是為什麼最好的策略是把你的壞習慣變成好習慣，因為擺脫壞習慣比用替代習慣取代壞習慣要難得多。

Start with exercise because the data on this is clear, Studies prove that exercise raises your job.

從運動開始，因為這方面的數據很清楚，研究證明運動可以提高你的工作。

我已經進入了一個健康的水準。

That's why often you feel energized after the morning run.

這就是為什麼經常在晨跑後感到精力充沛。

I know that's not easy to push yourself to exercise or do things that are not as rewarding as checking your instagram.

我知道，推動自己鍛鍊身體或做一些不如查看instagram那樣有意義的事情並不容易。

Your brain always tries to avoid anything that requires a lot of energy by always choosing short term rewards over the long term rewards When you want to go to the gym.

你的大腦總是試圖避免任何需要大量精力的事情，總是選擇短期回報而不是長期回報 當你想去健身房時。

For example, you always decide to do it tomorrow because today you're tired.

例如，你總是決定明天再做，因為今天你很累。

You don't feel like exercising your brain will give you 1000 reasons why it's better to do it tomorrow.

你不覺得鍛鍊身體，你的大腦會給你1000個理由，為什麼明天做會更好。

It will give you short term solutions, but you're messed up in the long run.

它能給你提供短期的解決方案，但從長遠來看，你會被搞得一團糟。

But you can trick your brain by breaking up the task into small pieces.

但你可以通過將任務分解成小塊來欺騙你的大腦。

Remember that your brain is trying to save energy, so when the task looks so big that it literally means a lot of work and you don't even know where to start, your brain will automatically start coming up with every reason to avoid it.

記住，你的大腦正在努力節省能量，所以當任務看起來如此之大，簡直意味著大量的工作，而你甚至不知道從哪裡開始，你的大腦會自動開始想出各種理由來避免它。

So you have to trick your brain and let him know that You're not going to do anything tough, you're simply going to do a simple task that requires 5 to 10 minutes, maybe you're not going to spend a lot of energy or time there.

所以你必須欺騙你的大腦，讓他知道你不打算做任何艱難的事情，你只是要做一個簡單的任務，需要5到10分鐘，也許你不打算花很多精力或時間在那裡。

That's why when you break up the task and focus only on a small piece of it, your brain isn't going to bother about it.

這就是為什麼當你把任務分割開來，只專注於其中的一小部分時，你的大腦就不會為之煩惱。

The same thing happens when you try to wake up early in the morning, your brain is constantly telling you the day is going to be long and tiring.

當你試圖在清晨醒來時也會發生同樣的事情，你的大腦不斷告訴你這一天會很漫長，很累人。

You have to take shower, drive to your job, work for hours, attend meetings, and another five minutes of sleep isn't going to make a difference.

你必須洗澡，開車去工作，工作幾個小時，參加會議，再睡五分鐘也不會有什麼變化。

So you will hit the snooze button Now, imagine if you focus on a small piece of it, just tell yourself, forget about everything I'm going to take a shower and if I feel sleepy after that I will get back to sleep and you will find it much easier to get up because your brain isn't going to come up with another excuse.

所以你會按下打盹鍵 現在，想象一下，如果你專注於一小塊，就告訴自己，忘掉一切，我要去洗個澡，如果之後我覺得困了，我會繼續睡覺，你會發現起床要容易得多，因為你的大腦不會再想出任何藉口。

It's like when you wake up in the middle of the night and you want to go to the bathroom, it is pretty simple to wake up because you know that you will get back to sleep after that when I feel lazy to go to the gym, I just say to myself that I'm just going to change my clothes and get out of the house.

這就像你在半夜醒來想上廁所一樣，醒來的時候很簡單，因為你知道你之後會繼續睡覺，當我覺得懶得去健身房時，我只是對自己說，我只是去換衣服，然後走出家門。

如果我仍然感到懶惰，我就會回來。

I put on my shoes, take my bag and get out of the house.

我穿上鞋，拿著包，走出家門。

Once I'm out, it gets much easier to get to the gym.

一旦我出來了，去健身房就會變得容易得多。

If you want to go for a jog, for example, don't tell yourself that you will jog for 20 minutes.

例如，如果你想去慢跑，不要告訴自己你將慢跑20分鐘。

Follow the two minutes rule, put on your shoes and get out of the house and then decide whether you want to jog or not.

遵循兩分鐘規則，穿上鞋子，走出家門，然後決定是否要慢跑。

The most difficult part is to start, but it's not enough to push yourself to save more money.

最困難的部分是開始，但這還不足以促使自己節省更多的錢。

And one of the best ways is to start investing.

而最好的方法之一就是開始投資。

But before we start investing, you should know at least the basics of the stock market.

但在我們開始投資之前，你至少應該知道股市的基本情況。

It is not easy, especially when you're just starting, you have a million questions.

這並不容易，特別是當你剛開始的時候，你有無數的問題。

I was once in your shoes and to answer all of your questions.

我曾經站在你的角度，回答你所有的問題。

I have created a course that a simple, straightforward and fully animated.

我已經創建了一個簡單、直接和完全動畫化的課程。

I've literally answered almost all of the questions you have in your mind.

我實際上已經回答了你心中幾乎所有的問題。

If you're serious about investing, it will not just teach you how to invest in index funds, but will also teach you how to analyze stocks and read financial statements.

如果你對投資很認真，它不僅會教你如何投資指數基金，還會教你如何分析股票和閱讀財務報表。

And at the end of the course you will have to complete an assignment that I will personally check and the best part of it is that you can get two weeks of skills, your premium If you use the link in my description and get the course for free.

而在課程結束時，你必須完成一項作業，我會親自檢查，最重要的是，你可以得到兩週的技能，你的高級 如果你使用我描述中的鏈接，可以免費獲得該課程。

You can also start your investing journey by getting two free stocks from Weibo by using the link in the description.

你也可以通過使用描述中的鏈接從微博獲得兩支免費股票，開始你的投資之旅。

If you have enjoyed this video, you most definitely enjoy this custom playlist that I have created specifically for you that has our most popular videos that could potentially change your life and now give this video a thumbs up that it deserves and make sure to subscribe if you haven't done that yet.

如果你喜歡這個視頻，你肯定會喜歡我專門為你創建的這個自定義播放列表，其中有我們最受歡迎的視頻，可能會改變你的生活，現在給這個視頻豎起大拇指，這是它應得的，如果你還沒有這樣做，請務必訂閱。