Name: 人生中這 5 件事，千萬別隨便說出口！ (5 Things You Should NEVER Tell Anyone)
Uploaded: 2025-11-14T21:01:20.000Z
Duration: 8 min 49 s

頻率副詞

These are five things that I think you should never share with anyone.

這是我認為你絕對不該跟任何人分享的五件事。

過去簡單式

And I learned a couple of these the hard way.

而且其中有幾件事我是用慘痛的經驗學到的。

to 不定詞

And I don't want you to go through that pain.

所以我們就直接開始，我來分享我的清單。

The first one is, you know, talking to people about your salary or your savings is, in my opinion, on a need to know basis.

第一件事是，你知道的，關於你的薪水或你的儲蓄，我認為這應該是基於「需要知道」的原則來談。

And the reason why is when two people get together and they talk about how much they're making or how much they've saved, there's usually one person that's going away disappointed or angry, hurt or jealous, and

原因是什麼呢？當兩個人聚在一起，談論他們賺多少或存了多少，通常會有一方感到失望、生氣、受傷或嫉妒，

而且這樣做幾乎沒有什麼好處。

我以前是位財務顧問，已經退休了。

I needed to know how much my clients had saved and how much that they were making so that I could help them.

我需要知道我的客戶存了多少錢、賺多少錢，這樣我才能幫助他們。

And a mortgage broker needs to know that.

An estate planning attorney needs to know that.

遺產規劃律師需要知道這一點。

And that's why I say it's on a need to know basis.

這就是為什麼我說這是基於「需要知道」的原則。

And unfortunately, you're giving the other person a lot of power if you choose to share this with them.

很不幸，如果你選擇跟別人分享，你就給了對方很大的權力。

And that is if you're thinking of quitting your job or retiring from your job, and

那就是如果你正在考慮離職或退休，而且

Why give a colleague at work that power over you that you know, you're upset and you're thinking of quitting your job, and

為什麼要把權力交給一位你認識的同事，讓你感到不高興，而且你正考慮離職，

you don't want anybody to know that until you decide it's the time to share it?

而且在決定要分享之前，你不想讓任何人知道？

Now, it might be a good time to share with your organization once you've got your ducks and row, and

現在，一旦你準備就緒，也許是時候跟你的組織分享了，而且

maybe you'd like to stay if it weren't for a couple things.

也許你願意留下，如果不是因為有幾件事的話。

There's a couple things that bother you and you've decided it's the right time to share.

有幾件事讓你困擾，你決定是時候該分享了。

Now, at that point, that can be a powerful thing that can help you get the changes that you need so you can be successful at the company for yourself and for the company.

現在，到了那個時候，這件事可以很有力量，能幫助你達成你需要的改變，這樣你就能在公司裡成功，對你自己和公司都有益。

But to just tell somebody randomly that you're thinking about quitting or you're thinking about retiring in two years, that gives that person a lot of power.

但如果隨便告訴別人你考慮離職，或是考慮兩年後退休，這就讓那個人掌握了很大的權力。

I want you to share when it's right for you to share.

我希望你能在對你來說對的時機點分享。

If an organization knows you're planning on retiring, maybe they say, hey, we heard you're thinking about retiring.

如果一個組織知道你打算退休，他們可能會說，嘿，我們聽到你考慮退休了。

You know, for our planning purposes, how does your end sound to you?

你知道，為了我們的規劃目的，你覺得什麼時候結束對你來說是個好時機？

And you might say, yeah, that sounds good.

你可能會說，對，聽起來不錯。

Well, when does your company give out bonuses?

A lot of times the bonuses for the previous year are given out in January or February of the following year.

很多時候，前一年的獎金會在隔年的元月或二月發放。

You want to choose the timing of when you're going to go or have as much control over that as possible, whether retiring or quitting.

你希望自己能決定離開的時機，或者盡可能地掌握這個時機，無論是退休還是離職。

The next one is something that I learned as a financial advisor in working with attorneys.

下一個是我身為財務顧問，在與律師合作時學到的。

I have seen people give powers of attorney to other folks, typically family members, and

我看過有人把授權書給予其他人，通常是家人，並且

trusting that that person's going to keep their best interest in mind.

相信那個人會以他們的最佳利益為重。

And there may be a time that you need a power of attorney which allows somebody else to execute legal documents on your behalf and legal and financial decisions on your behalf.

而且可能會有一天你需要授權書，讓別人能代表你簽署法律文件，並替你做法律和財務上的決定。

And there may be a time where, you know, you have a stroke and you lose the capacity to do that yourself.

也許有一天你會中風，失去自己做決定的能力。

But short of that, to give somebody that control unless it's absolutely necessary.

但除此之外，除非絕對必要，否則不要輕易將這種權力交給別人。

So if you're in a situation where you think you might give a need to give a power of attorney, boy, have an attorney work with you to make sure have your attorney work with you, not somebody else else.

所以，如果你覺得自己可能需要授權書，最好找一位律師協助你，確保是你的律師，而不是別人的。

Even if a child says, hey mom, hey dad, I need a power of attorney for this reason and you can talk to my attorney.

即使孩子說：「媽，爸，我因為這個原因需要一份授權書，你可以跟我的律師談談。」

No, you want to talk to your attorney, somebody that has a fiduciary duty to you.

不，你應該跟你的律師談，那個對你有信託責任的人。

None of this is legal advice, certainly, and it's also not financial advice.

這當然都不是法律建議，也不是財務建議。

Okay, Number four is what you think of your boss or people that you dislike or maybe even hate, right?

好的，第四點是關於你怎麼看待你的老闆，或是你討厭的人，甚至恨的人，對吧？

You have a deep dislike for those people.

There's a really small circle of folks that need to know that.

真的只有一小撮人需要知道這件事。

And regarding your relationship with your boss, you know, if you're married again, you know, confiding in your spouse, that's perfectly fine.

至於你和老闆的關係，你知道，就像你再婚一樣，你知道，跟配偶吐露心聲，那完全沒問題。

But to let anybody at work know that or even to let like maybe your kids know that, you know, who knows, maybe your boss comes over for dinner and you know, a 10 year old doesn't have the discretion.

但讓公司裡任何人知道，甚至讓你的孩子知道，你知道，誰知道呢，也許你老闆會來家裡吃飯，而一個 10 歲的孩子沒有判斷力。

And a 16 year old or an 18 year old or even a 22 year old may not have the discretion that you need with something powerful like that or you know, somebody that you dislike, a coworker or even a neighbor, you don't, you don't want that getting out you, if you decide to release that, you want to release it in the way that's right for you.

而一個 16 歲、18 歲，甚至 22 歲的人，可能都沒有你需要的判斷力，去處理像這樣強大的事情，或者你知道，一個你討厭的人，一個同事，甚至一個鄰居，你不想讓他們知道，如果你決定公開，你想用對你來說正確的方式公開。

I've seen both of those bite people and cause really stressful situations, situations and even in some situations cause somebody to, you know, have to change jobs.

我看過這兩種情況都讓人吃虧，造成非常壓力很大的情況，甚至在某些情況下，會讓某人不得不換工作。

Because once something that like that leaks out to your boss and your boss obviously has a lot of control.

因為一旦那樣的事情洩漏給你老闆，而你老闆顯然有很多權力。

You know, you want your boss to, to think that you're doing a good job.

你知道，你希望你的老闆認為你做得很好。

You want your boss to, to like you and you want your boss rooting for you.

你希望你的老闆喜歡你，而且你希望你的老闆支持你。

And you know, bosses are human too and, and

而且你知道，老闆也是人，而且，而且

they have their strength and their weaknesses and sometimes those weaknesses are pretty tough.

他們都有優點和缺點，有時候這些缺點會很難應付。

But the last thing you want is that information getting out in a loosey goosey way that only has downside and has no upside.

但你最不想看到的就是這些資訊以隨隨便便的方式洩漏出去，只有壞處沒有好處。

Speaking of that, this is number five, but

there's a bonus coming after this one I want to share with you.

接下來還有一個獎金要跟大家分享。

if you have a serious mental health condition, be really careful who you share that with.

如果你有嚴重的心理健康問題，要非常小心跟誰分享。

Now I have had some mental health challenges.

我自己也經歷過一些心理健康的挑戰。

For instance, when Covid first started, it created for me the first time in my life, some anxiety.

舉例來說，COVID剛開始的時候，這是我人生第一次，讓我產生了一些焦慮。

And so I went to a professional to help me with that and I'm glad I did.

所以我去找了專業人士幫我處理，我很慶幸我這麼做了。

But if I had a long term condition that was not event driven work, it would be normal to, in my case, it would be normal to have anxiety.

但如果我長期有某種非由事件驅動的狀況，出現焦慮是很正常的。

Now my level of anxiety was above that and I like being open with that because I think there's a stigma with mental health.

現在我的焦慮程度已經超標了，而且我喜歡坦白說出來，因為我覺得心理健康還是有汙名化。

if you had this serious mental health issue, you know, that can keep you from getting a job, the company may look for other reasons to get rid of you.

如果你有嚴重的心理健康問題，你知道的，這可能會讓你無法工作，公司可能會找其他理由來解僱你。

Unfortunately, particularly here in the United States, it's tough, right?

不幸的是，尤其是在美國，這很難，對吧？

And if people think that you have a mental health condition that could work against you, and

如果人們認為你有心理健康狀況可能會對你不利，而且

I don't want to see that work against you.

Now I said that there was going to be a bonus.

And the bonus is never share passwords with people.

而獎金永遠不要跟人分享密碼。

你的配偶，也許是成年的子女。

But there are password managers and this is really something, a journey that I've been on over the last two years is to get much better about my passwords.

但有密碼管理器，這真的很棒，我過去兩年一直在探索如何更好地管理我的密碼。

And I now use commercially available password software and I really like it.

我現在使用市售的密碼軟體，我真的很喜歡。

And if I need to share a password with somebody, I can use this software and they have to have an account with that same company, but

如果我需要跟別人分享密碼，我可以用這個軟體，他們必須要有同一個公司的帳號，但是

the password manager can actually share that password without that person knowing it.

密碼管理器實際上可以分享那個密碼，而那個人卻不知道。

Particularly if you're reusing passwords, you know, you give them a password for something else.

特別是如果你重複使用密碼，你知道的，你給他們另一個東西的密碼。

But if that's the same as for your financial accounts where your email, you know, your email is kind of the the keys to the kingdom, so be really careful.

但如果那跟你的金融帳戶一樣，你的電子郵件，你知道的，你的電子郵件就像是通往王國的鑰匙，所以要非常小心。

So those are the five things never to disclose, plus one bonus.

所以這些就是五件絕對不能透露的事，外加一個額外的。

If you enjoyed this video, I think the next video you'll enjoy of mine is this video here that the YouTube algorithm picked out just for you.

如果你喜歡這支影片，我想你會喜歡我接下來要推薦的這支影片，這是 YouTube 演算法特別為你挑選的。