Name: 是什麼讓紐約比倫敦更貴？ (What Makes New York City More Expensive Than London?)
Uploaded: 2025-10-30T16:30:38.000Z
Duration: 11 min 12 s

形容詞最高級

New York City and London have each been called the greatest city in the world, but

紐約市和倫敦都被譽為世界最偉大的城市，但

to 不定詞

New York City is home to more than 8.3 million people and was ranked one of the most expensive cities in the world in 2022, tied with Singapore.

紐約市住了超過 830 萬人，並在 2022 年被列為全球最貴城市之一，與新加坡並列。

Whereas London, with its nearly 8.8 million residents, was deemed 28th most expensive.

而倫敦，將近 880 萬居民，則被評為第 28 貴。

The cost of living in New York is higher than in London.

It would cost approximately US$9,500 a month to maintain the same lifestyle as about $7,200 would get you in London.

在紐約要維持相同的 Lifestyle，大約需要花費 9,500 美元，而在倫敦大約只需要 7,200 美元。

I spent so much more money when I was in New York.

But New York City residents tend to earn more money than Londoners, so businesses are able to charge more without any contest.

不過，紐約客的收入通常比倫敦居民高，所以商家可以收取更高的價格而沒有任何競爭。

New York is a lot more expensive than London.

The appetite for price gouging I think is much stronger here.

我覺得這裡對價格剝削的胃口大多了。

Like there is much more of a sense of just like what is the most I can possibly charge.

感覺上就是，我最多能收多少錢，這種想法更普遍。

UK residents tend to pay more in taxes than people in the U.S.

英國居民的稅通常比美國人高。

but the difference is less stark in New York City than the rest of the country.

不過，紐約市的稅負差異不像美國其他地方那麼明顯。

In general, the tax burden in Europe is far higher than it is in the States.

總的來說，歐洲的稅負遠高於美國。

On the other hand, that also means that a lot of kind of what we would deem public services is much more expensive in the States because you have to pay for that on top of the taxes.

另一方面，這也意味著很多我們認為是公共服務的東西，在美國會貴很多，因為你除了稅之外，還要額外付費。

The difference between New York versus what you would see in London isn't as large for local income taxes, but

紐約和倫敦的在地所得稅差異不大，但

it is significant for sales taxes where you you have relatively low sales taxes within New York.

銷售稅的差異就很大了，紐約的銷售稅相對較低。

So how much does it cost to live in New York vs London and why are people willingly paying so much?

那麼，在紐約和倫敦生活的花費各是多少？為什麼人們願意付這麼多錢呢？

Hi, my name is Lucy and I'm a 25 year old new Yorker living in London.

嗨，我叫 Lucy，是一位 25 歲、住在倫敦的紐約客。

Lucie has been challenging herself to limit her weekly budget for everyday expenses to 150 US dollars.

Lucy 挑戰自己，每週日常開銷預算限制在 150 美元。

They too have trying to spend less than $150 in a week living in London.

他們也試著在倫敦每週花費少於 150 美元。

It was so interesting to compare how expensive New York is with other cities across Europe.

比較紐約和其他歐洲城市的物價有多貴，真的很有趣。

It really makes you conscious of how much you're spending.

這會讓你很清楚自己花了多少錢。

Housing rent prices in New York city are about 47% higher than in London.

紐約市的房屋租金比倫敦高約 47%。

A one bedroom in the city center averages around $3,800 in New York.

紐約市中心一間單臥室公寓平均約 3,800 美元。

In London, a comparable apartment would cost nearly $2,600.

在倫敦，差不多的一間公寓則要將近 2,600 美元。

In New York, my apartment was $1,800 a month for a not tiny but not gigantic studio.

在紐約市，我的公寓是每月 1,800 美元，不是小但也不是很大的單間公寓。

所以在倫敦，差不多是中等級別的公寓。

I pay 1300 pounds, which I believe is about $1,600 for a room in a six bedroom house.

我付 1,300 英鎊，我相信大約是 1,600 美元，是六房公寓中的一間房間。

We have laundry, we have a garden, we have a gardener, we have a housekeeper.

我們有洗衣房，有花園，有園丁，有管家。

I do think the current house that I'm in is expensive for London and I would be able to find something cheaper if I wanted.

我確實認為我現在住的房子對倫敦來說有點貴，如果我想的話，我可以找到更便宜的。

I've never had a backyard before and it's so nice and now I don't want to leave it.

我以前從來沒有後院，現在有後院感覺真好，我不想離開這裡了。

I now live in a studio apartment in Prospect Heights which is an equivalent neighborhood is like an Islington in London.

我現在住在 Prospect Heights 的單房公寓，那裡就像倫敦的 Islington 一樣。

There I could get a one bedroom for the cost of my studio.

在那裡，我可以用我現在單房公寓的價格租到一房一廳的房子。

Grocery prices also are 70% higher in new York.

紐約的食品雜貨價格也高出 70%。

Except for milk and cigarettes, common food Items are between 27% and 220% more expensive in New York.

除了牛奶和香菸，紐約常見的食品價格都貴了 27% 到 220%。

Groceries here are so cheap, every time I go to the grocery store I am shocked at the prices.

這裡的食品雜貨超級便宜，每次去超市我都對價格感到驚訝。

Like when I check out I'm like in New York this would be double.

像是結帳時，我都會想，在紐約這價格大概要翻倍。

There were things I bought all the time, like a pint of yogurt was like a pound.

以前我常買的東西，像是優格一品就要一英鎊。

You got it at Tesco, at like a normal grocery store in London.

你在倫敦的普通超市 Tesco 就能買到。

And then here it just is, you know, seven or eight dollars.

然後這裡就，你知道，七八塊美金。

Very frequently New York is also more expensive when it comes to having fun.

很多時候在紐約，出去玩的花費也比較貴。

The culture of spending is just so major here.

這裡的消費文化真的非常盛行。

Like it's like you go out for dinner and it's really expensive or you go to a show and it's really expensive.

像是你出去吃飯真的很貴，或是去看錶演也很貴。

And there are just affordable ways to spend time with your friends and your family in the uk, in London at least, that just don't really exist here because there are things like pubs that are, that are affordable because a lot of people in their 20s live in Nice houses with living rooms and dining rooms and kitchens.

在英國，至少在倫敦，有很多跟朋友家人一起打發時間的平價方式，這裡卻幾乎沒有，因為那裡有像酒吧這樣的東西，很平價，因為很多二十幾歲的人住在漂亮的房子裡，有客廳、飯廳和廚房。

Tipping culture is also a big part of the US with restaurants and bars expecting 15 to 25% gratuity on service on top of taxes and potentially a service fee.

在美國，小費文化也是很重要的一部分，餐廳和酒吧會在稅金和可能的服務費之外，預期收取 15% 到 25% 的服務費。

This can significantly add to the cost of going out.

這會讓外出用餐的總花費顯著增加。

Like you can get a pint of beer for like £4, but

像是你可以花大概四英鎊買到一杯啤酒，但是

then they still have places where it's like 19, 20 pound cocktails which is the same as New York where you can get a $25 cocktail and feel really bad about yourself afterwards.

然後他們還是有那種一杯要價 19、20 英鎊的調酒，跟紐約市一樣，你在那裡可以花 25 美元買一杯調酒，然後事後覺得自己很糟糕。

New Yorkers tend to make more money and are taxed less than Londoners.

紐約客的收入傾向比倫敦居民高，而且稅率比倫敦居民低。

The average New Yorker earns a little less than $1,400 per week, whereas London's average is a little less than $1,000 or 805 pounds.

紐約客的平均週收入略低於 1,400 美元，而倫敦的平均週收入略低於 1,000 美元或 805 英鎊。

Because of this, local power in New York is about 19% higher than it is in London.

是以，紐約市的當地購買力大約比倫敦高 19%。

When I got my most recent job and I got a pretty big pay bump and my dad, who lives in South London, was, like, astonished by how much money I was going to be making.

我拿到我最近一份工作時，薪水調升了不少，我住在南倫敦的爸爸對我即將賺到的錢感到非常驚訝。

And then he came to visit me like two weeks later and was like, oh, yeah, that must not go very far, because he was, you know, going, and

然後他大概兩週後來看我，就說，哦，對啦，那應該走不遠，因為他你知道，去買了

he and his girlfriend bought a coffee and it cost $15 for just two coffees or whatever.

他和他的女朋友買了杯咖啡，兩杯咖啡就要 15 美元，或 whatever。

In the United Kingdom, income tax rates are set for the whole country.

在英國，所得稅率是全國統一的。

They're progressive, which means that as you earn more money, you will pay a higher marginal tax rate.

他們是累進稅制，意思是你賺越多錢，你就要繳越高的邊際稅率。

The UK has four tax brackets, with the highest rate set at a little over £125,000, or around US$157,000, compared to US income tax brackets.

英國有四個稅級，最高稅率設定在略高於 125,000 英鎊，或約 157,000 美元，相較於美國的所得稅級。

That's a relatively low threshold for such a high rate.

這個門檻對於這麼高的稅率來說相對較低。

It's more difficult to figure out exactly how much New Yorkers pay an income tax because unlike in the uk, we have seen state income tax, so we don't have a clean table of tax brackets like the uk New York has the highest top personal income tax rate when you combine state and federal than anywhere else in the country.

在紐約市要確切算出繳多少所得稅比較困難，因為跟英國不同，我們有州所得稅，所以沒有像英國那樣清楚的稅級表。紐約市結合州稅和聯邦稅後，個人所得稅的最高稅率是全國最高的。

But the state tax system layers on top of federal tax rates.

但州稅系統是疊加在聯邦稅率之上的。

So you can have folks who are making, you know, relatively modest incomes or modest incomes for you New York City that are facing tax rates that are into the high 30s and low 40s.

所以你會看到一些收入相對不高，或是以紐約市來說算是一般收入的人，卻要面對 30 多趴到 40 多趴的高稅率。

My friends just like, count, like, ignore a third of the figure of what their salary is going to be.

我的朋友會直接忽略他們薪水的 1/3。

So I think if it is, like, marginally different, it's either side of that number.

所以我想，如果差異不大，大概就在那個數字的兩邊。

I think I might be like 28 and she might be 32 or something, but it's pretty close.

我覺得我可能是 28%，她可能是 32% 或之類的，但很接近了。

We also have to factor in consumption taxes, which are taxes on things that you buy.

我們還要考慮消費稅，也就是你買東西時要付的稅。

Those are called sales taxes in the U.S. and value added taxes in the U.K.

在美國，這些叫做銷售稅，在英國則叫做加值稅。

the value added tax in London is set at 20% for most goods and services.

倫敦的加值稅對大多數商品和服務是 20%。

In New York, total sales tax is about 9%.

在紐約市，總銷售稅大約是 9%。

In the UK, taxes are built into displayed prices in stores.

在英國，稅金是包含在商店顯示的價格裡的。

In the US you have to do that math on your own.

It's like it's a number that you don't even think of as being separate to the cost of things.

就好像這是個你根本不會覺得跟東西的價格分開的數字。

而在這裡，這是兩件分開的事。

And I think that makes it feel more like a burden here, even if it is less money.

而且我覺得這讓這裡感覺負擔更重，即使金額比較少。

You may be wondering, if there's a 20% tax on goods in London, why are things less expensive?

你可能會想，倫敦對商品有 20% 的稅，為什麼東西反而比較便宜？

Well, there's a lot going on behind the scenes when it comes to how businesses are paying taxes, but

嗯，關於企業如何繳稅，背後有很多運作，但

that process depends on what country you're in.

這個過程取決於你所在的國家。

Businesses also pay that tax when they're buying things for their business.

企業在購買業務所需物品時，也會支付這筆稅款。

And this can lead to additional tax burdens where the business buys the thing and they build the thing and then they sell the thing, and

這可能會導致額外的稅務負擔，像是企業購買某樣東西，然後製造它，最後再賣掉，

Even at, you know, a 5% rate, this can build up into kind of a pyramid structure where their total tax burden across the supply chain is relatively high.

即使是 5% 的稅率，這也可能堆疊成一種金字塔結構，使得他們在整個供應鏈的總稅務負擔相對較高。

Value added taxes are calculated differently.

The business is able to get a rebate for the tax that they paid at an earlier stage of the process when they sell that thing along to the next, you know, either business for final manufacturing or to the consumer.

企業在將商品賣給下一個環節（無論是給下一個製造階段的企業，還是給消費者）時，可以獲得先前階段所繳稅款的退稅。