Name: 理財新手也懂！用「香蕉」輕鬆教會你投資！(Investing Explained with Bananas)
Uploaded: 2025-10-24T21:01:20.000Z
Duration: 8 min 17 s

程度副詞

但不是一根香蕉，而是很多香蕉。

Actually, yes, I know banana trees are technically plants.

其實，我知道香蕉樹在技術上是植物。

The week after that, Monkey water banana tree.

再下個禮拜，猴子澆了香蕉樹。

40 years later, monkey have 1 million banana trees.

40年後，猴子擁有一百萬棵香蕉樹。

Monkeys put small money towards something over time to make lots of money in the long.

猴子長期投入小額資金，最終賺大錢。

Investing is putting money towards anything that monkey thinks will go up in value in the future.

投資就是把錢投入猴子認為未來會增值的任何東西。

Monkey can invest in many different things like banana stocks, banana bonds, banana real estate, banana crypto, banana commodities, banana collectibles, precious banana gems, even small businesses that aren't banana related.

猴子可以投資很多不同的東西，像是香蕉股票、香蕉債券、香蕉房地產、香蕉加密貨幣、香蕉商品、香蕉收藏品、珍貴香蕉寶石，甚至是跟香蕉無關的小生意。

或是指數基金和交易所交易基金。

Monkey's leaves don't do anything in monkey bank.

猴子的葉子在猴子銀行裡什麼都做不了。

They just sit there feeling lonely and sad.

它們就只是孤單又悲傷地待在那裡。

In fact, monkey bankers often use monkeys money to invest and make a profit.

事實上，猴子銀行家常常會用猴子的錢去投資賺錢。

Some monkey banks invest in ethical things and some not so much.

有些猴子銀行會投資道德的事物，有些則不然。

Our company puts solar panels on wind turbines made out of recycled plastic.

我們公司在用回收塑膠製成的風力渦輪機上安裝太陽能板。

Our company makes gasoline by grinding up fossil fuels.

我們公司透過研磨化石燃料來製造汽油。

But if monkey choose to invest as well as save, monkeys money has potential to slowly but surely grow.

但如果猴子選擇投資和儲蓄，猴子的錢有機會緩慢但穩健地增長。

Also, if monkey just saves leaves in Monkey bank after a few years, monkey's leaves might not be worth as much because of inflation, making bananas more expensive.

而且，如果猴子幾年後只把葉子存放在猴子銀行裡，由於通貨膨脹，猴子的葉子可能就不那麼值錢了，香蕉會變得更貴。

Whereas if monkey invest leaves, they will often grow faster than the rate of inflation.

然而，如果猴子投資葉子，它們的增長速度通常會快於通貨膨脹率。

For example, if bananas get 3% more expensive per year, but Monkey's investments grow 6% per year.

舉例來說，如果香蕉每年漲價 3%，但猴子的投資卻以每年 6% 的速度增長。

Monkeys leaves are still growing in value.

Whereas if monkey just saved his leaves, they would not be as valuable in the future.

然而，如果猴子只是把葉子存起來，它們未來就不那麼有價值了。

Some investments like gold, property, oil, oil and some bonds grow with the rate of inflation which protects their value.

像黃金、房地產、石油、石油和一些債券等一些投資會隨著通貨膨脹率一起增長，從而保護其價值。

Investing also means Monke can make more leaves over time.

投資也代表猴子可以隨著時間賺取更多葉子。

As the things Monke invests in grow in value, so do monkeys leaves.

隨著猴子投資的資產增值，猴子的葉子價值也跟著提升。

So Monkey watches 30 hours of YouTube videos on technical analysis, reads corporate bank statements, researches banana market trends and scrolls through r stocks until 6am Monkee has a headache.

所以猴子看了 30 小時關於技術分析的 YouTube 影片，閱讀公司銀行對帳單，研究香蕉市場趨勢，並一直滑 r 股票到早上 6 點，猴子頭都痛了。

So Monke decides to just invest 10 leaves every week to an index fund.

所以猴子決定每週只投資 10 片葉子到一個指數基金。

These are the two main ways monkeys invest.

這是猴子投資的兩種主要方式。

Active is doing research, picking individual stocks, buying the dip.

主動式就是做研究、挑選個股、逢低買進。

And passive which is investing regularly no matter what the Stock market is doing.

而被動式就是定期投資，不管股市怎麼走。

This is also known as dollar cost averaging.

Monkeys don't always know if the diploma is actually the dip.

猴子不一定知道文憑是不是真的低點。

And the stock market can and has throughout history crashed.

All investments have some amount of risk.

所有的投資都有一定程度的風險。

Bananas could trend on TikTok and then get canceled.

香蕉可能會在 TikTok 上爆紅，然後就被取消了。

Some investments have higher rewards but also higher risk.

有些投資有較高的報酬，但風險也較高。

Some have lower risk but take much longer to see rewards.

有些風險較低，但需要更長的時間才能看到報酬。

Let me make it easy to understand what is up guys.

我來讓大家輕鬆瞭解現在是什麼情況。

Today we're going to do a financial investment tier list.

今天我們要來做一個金融投資等級列表。

But before we get into the video, a quick word from today's sponsor.

但在進入影片之前，先來一段今天的贊助商介紹。

Cape is America's privacy first mobile carrier.

Kape 是美國首家以隱私為優先的行動通訊業者。

Are you sick of hearing your data has been collected, leaked or sold by your cell provider again?

你是不是受夠了聽到你的資料又被你的電信業者收集、洩漏或賣掉？

Kape is the only privacy focused carrier that runs its own mobile core, which gives more control over account authentication and how call logs are collected and stored.

Kape 是唯一一家以隱私為重的電信業者，他們營運自己的行動核心，能更有效地控制帳號驗證以及通話紀錄的收集和儲存方式。

Traditional telcos love taking as much data as they can from you.

傳統電信公司最喜歡從你身上榨取越多資料越好。

But Kape only takes the minimum possible amount to get you set up with their service.

但 Kape 只會收取最少的必要資料來設定你的服務。

They don't ask for your name, ssn, address, email or any other personal information.

他們不會問你的名字、社會安全號碼、地址、電子郵件或任何其他個人資訊。

So they couldn't sell your personal data even if they wanted to because they don't collect it.

所以就算他們想賣你的個人資料，也賣不了，因為他們根本就不收集。

And the data they do take is stored for the minimum amount of time possible.

而且他們收集的資料也會在最短的時間內刪除。

Private key signaling attacks to track your location.

Firewall voicemail contains sensitive info encryption.

防火牆語音信箱包含敏感資訊加密。

They're so secure, even top cybersecurity experts from OpenAI and CrowdStrike use them.

他們非常安全，連 OpenAI 和 CrowdStrike 的頂尖網路安全專家都在用。

You can learn more about Cape with a link in the description below.

你可以在下方的說明欄找到連結，瞭解更多關於 Cape 的資訊。

And get 33% off your first six months with promo code PRIMATE3.33.

使用 promo code PRIMATE3.33，前六個月可享 33% 的折扣。

And thanks to Cape for sponsoring this video.

Plus the coins make me feel like a pirate, but

加上這些金幣讓我覺得自己像個海盜，但是

it doesn't pay dividends, so I'm going to go with B tier.

它沒有股息，所以我會給它 B 級。

Real estate's not great unless you can afford property.

房地產不算太好，除非你買得起房地產。

說到這個，請買我的周邊商品。

I mean, good for passive income with rent, but it can be pretty risky.

我是說，租金能帶來被動收入是很好，但風險可能很高。

Crypto's pretty complicated, or at least I thought so until I watched this video.

加密貨幣很複雜，至少我以前是這麼想的，直到我看了這部影片。

字幕列表影片播放

理財新手也懂！用「香蕉」輕鬆教會你投資！(Investing Explained with Bananas)

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