Name: VV 23 - 風險管理英語詞彙 2 詳解！ (VV 23 - English Vocabulary for Risk Management 2)
Uploaded: 2026-01-21T17:06:42.000Z
Duration: 10 min 26 s

You're watching video vocab by businessenglishpod.com this episode of Video Vocab is the second of our two part series on vocabulary related to risk management.

你正在觀看 businessenglishpod.com 的 Video Vocab，本集 Video Vocab 是我們關於風險管理詞彙兩部分系列中的第二集。

Today we'll focus on the process of risk management planning.

今天我們要專注在風險管理規劃的流程。

Well run companies have a risk management strategy that they use to help guide the organization and make decisions.

營運良好的公司會有一套風險管理策略，用來引導組織並做出決策。

There may be a risk management strategy for the organization as a whole which attempts to account for both external and internal risks to the company.

可能會有針對整個組織的風險管理策略，試圖涵蓋公司面臨的外部風險和內部風險。

This planning may also happen on a smaller scale as a part of a project appraisal.

這種規劃也可能在較小的規模上發生，作為專案評估的一部分。

Either way, the purpose is to attempt to predict or foresee all of the different hazards that may negatively impact operations.

無論如何，目的都是試圖預測或預見所有可能對營運產生負面影響的各種危險。

Once potential risks have been identified, companies may choose to avoid the risk or to share the risk through what is known as risk transfer.

一旦辨識出潛在風險，公司可能會選擇規避風險，或透過所謂的風險轉移來分擔風險。

Risks that cannot be avoided or shared may be mitigated or retained.

無法規避或分擔的風險，可能會被減輕或留存。

Communication is crucial and a risk management strategy will have guidelines for disclosure of information, which is a key component of reputation management.

溝通至關重要，而風險管理策略將會有資訊揭露的指南，這是聲譽管理的重要組成部分。

A good strategy also lays out contingency plans in case of a critical incident.

一個好的策略也會為關鍵事件的發生制定應變計畫。

External and Internal Risks External and Internal Risks External risks are those that exist outside of a company, such as the general condition of the economy and activities by competitors.

外部風險與內部風險 外部風險是指公司以外存在的風險，例如整體經濟狀況及競爭者的活動。

Internal risks are those inside of a company, such as problem employees and budget overruns.

內部風險是指公司內部的風險，例如問題員工和預算超支。

An analysis of the company's external and internal risks revealed that there were significant problems.

對公司外部和內部風險的分析顯示存在嚴重的問題。

Project Appraisal Project Appraisal when you examine a proposed project and try to figure out whether it is good or bad, risky or safe, you are doing a project appraisal.

專案評估 當你審查一個提案專案，並試圖弄清楚它是好是壞、有風險還是安全時，你就是在做專案評估。

Conducting a project appraisal will help a company determine which projects and products will make money.

進行專案評估將有助於公司決定哪些專案和產品能賺錢。

The project appraisal showed that the budget was unrealistic and and that the timeline was too short.

專案評估顯示預算不切實際，而且時間表太短。

Predict Foresee To Predict To Foresee to predict or to foresee is to look into the future and try to guess what will happen.

預測 預見 預測或預見是展望未來並試圖猜測會發生什麼事。

If we predict changes in the marketplace, in the economy, and

in customers, we can avoid risk and find opportunities.

客戶的變化，我們就能規避風險並找到機會。

Smart investors try to predict changes in the market before they happen.

聰明的投資者會試圖在市場變化發生前就預測到。

Hazard Hazard the specific situations that might cause damage or harm to a company in the future are called hazards.

危險 危險是指未來可能對公司造成損害或傷害的特定情況。

Employee dissatisfaction, increased competition, and product failures are all examples of hazards.

員工不滿、競爭加劇和產品失敗都是危險的例子。

Geotech avoided the hazards of large debt by expanding operations very slowly.

Geotech 透過緩慢擴張營運，成功避開了巨額債務的危險。

Avoid To Avoid to avoid a risk is to not accept it.

In business, avoiding a risk may mean not accepting an agreement or not investing in a particular country or project.

在商業上，避開風險可能意味著不接受協議，或不投資特定國家或專案。

While many banks lost money in the subprime crisis, Morgan holdings managed to avoid any problems.

雖然許多銀行在次級房貸危機中虧損，但 Morgan holdings 卻成功避開了所有問題。

Transfer to Transfer Risk when we share risk or give it to another company, we are transferring that risk.

轉移 當我們分攤風險或將風險轉移給另一家公司時，我們就是在轉移該風險。

Risk transference almost always means buying insurance.

風險轉移幾乎總是意味著購買保險。

Buying a good insurance policy is one way that companies can transfer risk.

購買一份好的保險單是公司轉移風險的一種方式。

Another way to deal with risk is to mitigate it or decrease the potential damage of a risk that can be avoided.

另一種處理風險的方式是減輕它，或降低可避免風險的潛在損害。

For example, companies use antivirus software to reduce the probability of and damage from computer viruses.

例如，公司會使用防毒軟體來降低電腦病毒的機率和損害。

The effects of the strike were mitigated by the fact that it was a typically slow period in the business cycle.

由於正值商業週期中通常較為緩慢的時期，罷工的影響是以減輕了。

Retain Retain Risks A company may retain or accept certain risks if they see the potential for profits or advantage.

留存 留存風險 公司可能會留存或接受某些風險，如果他們看到潛在的利潤或優勢。

Some companies choose to retain risks and simply incorporate the potential losses into their budgets.

有些公司選擇留存風險，並將潛在損失納入他們的預算中。

Disclosure Full Disclosure Disclosure is showing or revealing information, usually negative information about a situation.

資訊揭露 全面揭露 資訊揭露是指展示或揭露資訊，通常是關於情況的負面資訊。

The Internal Revenue Service expects full disclosure of all profits and investments.

國內稅務局要求全面揭露所有利潤和投資。

Reputation Management Reputation Management Companies must pay close attention to their public image and what people think.

聲譽管理 聲譽管理 公司必須密切關注他們的公眾形象和人們的想法。

This is part of reputation management, which also involves responding to negative media coverage and promoting the business through marketing and branding.

這是聲譽管理的一部分，其中還包括應對負面媒體報導，並透過行銷和品牌推廣業務。

Decker Minerals hired a public relations firm to help them with reputation management.

Decker Minerals 聘請了一家公關公司來協助他們進行聲譽管理。

Contingency Plan Contingency Plan A contingency plan is the planned allocation of resources that are to be used in the event that something unforeseen affects the completion of a project.

應變計畫 應變計畫 應變計畫是指在專案完成受到意料之外的事情影響時，預先規劃好的資源分配。

When we had a fire at the factory, we put our contingency plan into action.

工廠發生火災時，我們啟動了應變計畫。

Now it's your turn to practice some of the words we have studied.

現在輪到你練習我們學過的單字了。

You'll hear a series of sentences with a word replaced with a beep.

你會聽到一連串句子，其中一個單字會被嗶聲取代。

Repeat the whole sentence, but say the missing word.

重複整個句子，但說出漏掉的單字。

For example, if you A good reputation plan can help a company recover from serious mistakes.

例如，如果我們說「一個好的聲譽計畫可以幫助公司從嚴重的錯誤中恢復。」

A good reputation management plan can help a company recover from serious mistakes.

一個好的聲譽管理計畫可以幫助公司從嚴重的錯誤中恢復。

We'll play the correct answer after each question.

我們會在每個問題後播放正確答案。

It is impossible to all of the possible consequences of a business decision.

我們不可能預測到一個商業決策所有可能的後果。

It is impossible to predict all of the possible consequences of a business decision.

We considered both external and internal in creating our plan.

我們在制定計畫時，同時考慮了外部和內部。

We considered both external and internal risks in creating our plan.

我們在制定計畫時，同時考慮了外部和內部的風險。

The safety inspector found several potential in the factory.

安全檢查員在工廠裡發現了幾個潛在的危險。

The safety inspector found several potential hazards in the factory.

We conducted a complete of the project before signing the contract.

我們在簽約前對專案進行了完整的。

We conducted a complete appraisal of the project before signing the contract.

我們在簽約前對專案進行了完整的評估。

That's all for this episode of Video Vocab.

這就是本集 Video Vocab 的全部內容。

Be sure to check out our website at www.videovocab.tv for more videos on business English vocabulary.

別忘了到我們的網站 www.videovocab.tv 看看，還有更多商務英文單字的影片喔。

Thanks for watching and see you again soon.