Name: "大多數人都會後悔沒有早點看到它 (“Most People Will Regret Not Seeing This Sooner”)
Uploaded: 2025-08-18T18:05:50.000Z
Duration: 19 min 47 s

情態副詞

This is probably like the greatest wealth transformation that has been happening behind the scenes over the last 10 years and very few people are talking about it.

這可能是過去 10 年中在幕後發生的最偉大的財富變革，但很少有人談論它。

程度副詞

Trillions of dollars are being moved from one group of people to another and you don't even know about it.

數萬億美元正在從一個群體轉移到另一個群體，而你們卻渾然不知。

基礎被動語態

You are left behind like 90% of the Americans.

你和 90% 的美國人一樣被甩在了後面。

Now in this video, I don't want to share my opinion, what I want to do is that I am going to give you facts and numbers and you can decide for yourself what exactly is happening.

現在，在這段視頻中，我不想分享我的觀點，我想做的是，我將給你提供事實和數字，你可以自己決定到底發生了什麼。

Another disclaimer I want to make is that, it's very easy to get mad at the system, it's very easy to get mad that the system is rigged and be angry at the richest people in the world, but there is a completely different approach to it.

我想說的另一個免責聲明是，人們很容易對制度感到憤怒，很容易對制度被操縱感到憤怒，很容易對世界上最富有的人感到憤怒，但有一種完全不同的方法可以解決這個問題。

Instead of being mad and angry, you can learn how the system works and take advantage out of it.

與其惱羞成怒，不如瞭解系統是如何運作的，並從中獲益。

If you had known what you are about to learn in this video, you would have actually taken decisions that would have made you much wealthier today and you would have actually taken advantage out of this greatest wealth transformation that has been happening behind your back.

如果你知道本視頻中將要介紹的內容，你就會做出讓你今天變得更加富有的決定，你就會真正從這場在你背後發生的最偉大的財富變革中獲益。

It's still happening as of the time that I am recording this video and it will be for some time, so please pay a very close attention.

在我錄製這段視頻時，這種情況仍在發生，而且還將持續一段時間，請大家密切關注。

This is the S&P 500 and there is something weird about it.

這就是標準普爾 500 指數，它有些奇怪。

Prior to 2016, the S&P 500 wasn't actually growing that much.

2016 年之前，標準普爾 500 指數實際上並沒有增長多少。

Like over a period of 20 years or so, it has doubled, which is normal.

比如在 20 年左右的時間裡，它翻了一番，這很正常。

But after 2016, something fundamentally changes and the stock market skyrockets to the roof.

但 2016 年之後，情況發生了根本性的變化，股市一飛沖天。

What exactly has happened in 2016 that changed everything?

2016 年究竟發生了什麼，改變了一切？

Did these companies suddenly started making more money?

難道這些公司突然開始賺錢了？

Did these companies produce some revolutionary technology that changed the shape of the world?

這些公司是否生產出了改變世界格局的革命性技術？

That doesn't sound exciting, I was actually trying to, I was waiting to hear something much more interesting.

這聽起來並不令人興奮，我其實是想，我在等待聽到更有趣的東西。

The price of anything in the market is determined by demand and supply.

市場上任何東西的價格都是由供求關係決定的。

The more people want something, the more they are willing to pay for it, the higher the price goes up.

人們對某樣東西的需求越大，就越願意為其支付更多的錢，價格也就越高。

On the other side, if there are infinite supply of that, then the price goes down.

另一方面，如果有無限的供應，那麼價格就會下降。

If there is a very limited supply of that, then the price goes up.

如果供應量非常有限，那麼價格就會上漲。

Rolex can produce as many watches as you want, but they are purposely limiting the supply of their watches in the market so that there is more demand than supply and the price stays the same.

勞力士可以生產你想要的任何數量的手錶，但他們故意限制手錶在市場上的供應量，這樣就會出現供不應求的局面，價格也就保持不變。

And that's why they are selling their watches for 20, 30, 50 thousand dollars.

這就是為什麼他們的手錶售價高達 2、3、5 萬美元。

And a stock buyback is simply that, the company itself is buying its own stocks.

股票回購就是公司自己購買自己的股票。

But that's one way to manipulate your stock price.

但這也是操縱股價的一種方法。

So if you are a company and you are making so much money, what are you going to do with that money?

那麼，如果你是一家公司，你賺了這麼多錢，你打算用這些錢做什麼？

You can literally go to the stock market, buy your own stock and your stock is going to go to the moon.

你可以去股票市場，買自己的股票，你的股票就會漲到月球上去。

Back in the days when companies used to make a lot of money, they would distribute that money as dividends to their shareholders.

以前，公司賺了很多錢，就會把這些錢作為股息分給股東。

So if I am for example investing in Apple and Apple made like 100 billion dollars, they would take that money and redistribute it to their shareholders, who are the owners of that business.

是以，舉例來說，如果我投資蘋果公司，而蘋果公司賺了 1000 億美元，他們就會把這筆錢重新分配給他們的股東，也就是企業的所有者。

But when I receive a dividend, that is a form of income.

但當我收到紅利時，這也是一種收入。

Suddenly tomorrow, Uncle Sam is going to come with the IRS and will demand to pay like 20% in taxes because I just made dividends.

突然明天，山姆大叔就會帶著國稅局的人來，要求我繳納 20% 的稅款，因為我剛賺了紅利。

You are working super hard and you are making a lot of money and you are paying taxes.

你工作超級努力，賺了很多錢，還交了稅。

The more money you make, the more taxes you are going to pay.

Someone who is making 200K is paying more than someone who is making 100K.

收入 20 萬的人要比收入 10 萬的人支付更多。

The same thing applies when you are receiving dividends.

同樣的道理也適用於領取紅利的情況。

Why would we actually pay dividends to our shareholders, when they have to pay taxes on that.

我們為什麼要向股東支付紅利，因為他們必須為此納稅。

There is a much better and smarter way to deal with this.

有一個更好、更聰明的辦法來解決這個問題。

We are going to take that money and we are going to buy our own stocks.

我們要拿這筆錢買自己的股票。

So when demand for our stock is going to go up, so is the price of the stock.

是以，當對我們股票的需求上升時，股票的價格也會上升。

Our shareholders did not receive their dividends, but the valuation of their stocks in the market has grown up.

我們的股東沒有收到股息，但他們的股票在市場上的估值卻增長了。

When the price of the stock goes up, that is called a capital gains.

當股票價格上升時，這就是所謂的資本利得。

And capital gains taxes are not being paid unless you sell your stocks.

除非您賣出股票，否則不需要繳納資本利得稅。

So if I am a rich person and I hold so many stocks in the stock market, unless I sell my stocks, I am not paying any taxes or whatsoever.

是以，如果我是一個有錢人，我在股票市場上持有那麼多股票，除非我賣掉我的股票，否則我是不用交稅的。

And I might never actually sell those stocks.

而且，我可能永遠也不會賣掉這些股票。

Like Elon Musk is the richest person in the world, his net worth is over 300 billion dollars and he is not selling his stocks, he is simply borrowing money against his stocks at a very low interest rate and he is not paying any taxes.

比如埃隆-馬斯克是世界上最富有的人，他的淨資產超過 3000 億美元，但他並沒有出售自己的股票，他只是以極低的利率用自己的股票借錢，而且不用繳納任何稅款。

Rich people are getting richer without actually being taxed because corporations are using their profits to buy back their stocks and that leads the stock market to rise.

富人變得越來越富有，但實際上並沒有被徵稅，因為公司用利潤回購股票，從而導致股市上漲。

So when you hear the news that rich people are getting rich and that's because their capital gains income is rising and that income is not taxed unless they sell their stocks.

所以，當你聽到新聞說富人發財了，那是因為他們的資本利得收入在增加，而除非他們賣掉股票，否則這些收入是不用交稅的。

Back in 2016, a single share of apple used to cost 23 dollars.

早在 2016 年，一股蘋果的價格曾高達 23 美元。

After 2016, there is a catastrophic increase in the price of the stock that it has grown by 1000 percent.

2016 年之後，股票價格出現了災難性的增長，增長了 1000%。

How does a stock grows by 1000 percent over a period of just 8 years?

一隻股票如何在短短 8 年間增長 1000%？

Yes, they started selling a lot more iPhones, they started selling a lot more Macbooks, but the primary reason is because they started buying back their own stocks.

是的，他們開始銷售更多的 iPhone，開始銷售更多的 Macbook，但主要原因是他們開始回購自己的股票。

In 2012, and they bought 10 billion dollars of their own stocks.

2012 年，他們購買了 100 億美元的自家股票。

In 2013, which is next year, they used 60 billion dollars of their income to buy their own stocks.

2013 年，也就是明年，他們用 600 億美元的收入購買了自己的股票。

In 2016, they purchased 127 billion dollars of apple stocks.

2016 年，他們購買了 1270 億美元的蘋果股票。

Apple itself and that's why the price of apple stock is going up tremendously.

蘋果公司本身，這就是蘋果股票價格大幅上漲的原因。

In 2018, 75 billion dollars, 2021, 100 billion dollars, 2022, 100 billion dollars.

2018 年 750 億美元，2021 年 1000 億美元，2022 年 1000 億美元。

In total, over the last 8 years, they have purchased 650 billion dollars worth of apple stocks.

在過去 8 年中，他們總共購買了價值 6500 億美元的蘋果股票。

So the demand for apple stock is going up, who is creating that demand?

那麼，對蘋果股票的需求正在上升，是誰創造了這種需求？

People who are holding apple stocks are getting richer while not being taxed.

持有蘋果股票的人越來越富有，卻不用交稅。

But instead, if apple took this money and sent it to the shareholders in form of dividends, then I am, as a shareholder of apple, would have actually paid taxes on this amount of money, I mean on the portion of that money that I would have actually received.

但是，如果蘋果公司把這筆錢以分紅的形式發給股東，那麼我作為蘋果公司的股東，實際上就得為這筆錢繳稅，我是說為我實際收到的那部分錢繳稅。

But I am not paying because I am not selling my apple stocks and they still keep growing in the stock market and that's why apple stock has been growing tremendously.

但我沒有付錢，因為我沒有出售我的蘋果股票，它們在股市中仍在不斷增長，這就是蘋果股票一直大幅增長的原因。

And if you think that apple is the only example that I can give you, then you are mistaken because everybody in the stock market, like the more successful the business is in the market, the more it's buying its own stock, the bigger or the faster its stock price is actually rising.

如果你認為蘋果是我能給你舉的唯一例子，那你就錯了，因為在股票市場上，每個人都是這樣，比如在市場上越成功的企業，它購買自己的股票越多，它的股價實際上上漲得越大或越快。

Google spent 70 billion dollars buying back its own stocks, Meta, you know, the company that owns facebook, instagram, whatsapp.

谷歌斥資 700 億美元回購了自己的股票，Meta，你知道的，就是那個擁有 facebook、instagram 和 whatsapp 的公司。

Last year, instead of giving back to their shareholders 40 billion dollars, they used that money to buy back their own stocks, Nvidia last year used 21 billion dollars, JP Morgan 15 billion dollars.

去年，他們沒有將 400 億美元回饋給股東，而是用這筆錢回購了自己的股票，Nvidia 去年用了 210 億美元，JP 摩根用了 150 億美元。

In total, just for the year 2024, all the corporations in the United States have spent 885 billion dollars buying back their stocks.

僅在 2024 年，美國所有公司總共花費了 8 850 億美元回購股票。

And that's why the stock market has been growing tremendously, making rich people richer, and those rich people are not paying taxes.

這就是為什麼股市一直在大幅增長，讓富人變得更加富有，而這些富人卻不用納稅。

And that's why the S&P 500 since then has grown tremendously.

這也是標準普爾 500 指數從那時起大幅增長的原因。

So if you understood the simple fact that all these corporations suddenly started buying back their stocks, you would actually invest in the market because you know that that demand is being created artificially by those corporations who are making so much money.

是以，如果你瞭解了所有這些公司突然開始回購股票這一簡單事實，你就會真正投資於市場，因為你知道這種需求是由那些賺得盆滿缽滿的公司人為製造出來的。

So the question is that, how did we exactly go to that situation?

那麼問題來了，我們究竟是如何走到這一步的？

And that's because when president Trump became the president of the United States, the first thing he did as the president of the United States, he cut taxes for everybody.

這是因為當特朗普總統成為美國總統後，他做的第一件事就是為所有人減稅。

When you cut taxes from 37% to 21%, now you are making more money and now you can use more money to buy back your stocks in the stock market, driving your stock price up.

當你把稅率從 37% 降到 21% 時，現在你賺到了更多的錢，現在你可以用更多的錢在股市上回購股票，從而推動股價上漲。

If you're a CEO of Apple, Microsoft, whatever company that is being traded publicly in the stock market, usually you don't have like a huge salary.

如果你是蘋果、微軟等任何一家在股票市場上公開交易的公司的首席執行官，通常你的薪水不會很高。

Yes, some of those CEOs have like salaries in tens of millions of dollars, but most of the time, your salary is being paid in stock compensation in order to motivate you to work hard or to take decisions that is going to boost the stock price of the business.

是的，有些首席執行官的薪水高達數千萬美元，但大多數情況下，你的薪水是以股票報酬的形式支付的，目的是激勵你努力工作，或做出能夠提高企業股價的決策。

So if I'm being paid, instead of being paid, for example, $20 million, I will be paid $20 million worth of stocks.

是以，如果我得到的報酬是價值 2,000 萬美元的股票，而不是 2,000 萬美元。

And now I have $20 million worth of the stock of the company that I'm managing.

現在，我擁有我管理的公司價值 2 千萬美元的股票。

So I'm motivated to do everything possible for the stocks to go up because it's not going to just benefit me, but it will benefit all the investors.

是以，我有動力盡一切可能讓股票上漲，因為這不僅會讓我受益，還會讓所有投資者受益。

So instead of taking those billions of dollars and building a new factory in the United States, I will take those billions of dollars and I will buy back the stock of the business that will boost the stock price, which will make my $20 million worth now $40 million and every shareholder is going to win.

是以，與其拿著這數十億美元在美國建新廠，不如拿著這數十億美元回購企業股票，從而提高股價，這將使我的 2000 萬美元變成現在的 4000 萬美元，每個股東都將獲勝。

So when we are having such a system, everybody who are owning stocks in the stock market are winning, while the vast majority who don't own a single stock in the stock market are losing and paying all those taxes.

是以，當我們擁有這樣一種制度時，在股票市場上擁有股票的所有人都是贏家，而在股票市場上沒有擁有任何一支股票的絕大多數人則是輸家，要繳納所有這些稅款。

The second thing that Donald Trump did is that when he became the president, he introduced a one-time tax on all the foreign income that these corporations have made.

唐納德-特朗普做的第二件事是，他就任總統後，對這些公司的所有國外收入一次性徵稅。

Prior to Trump, the corporate tax rate in the US was 37%.

在特朗普上臺之前，美國的企業稅率為 37%。

To be honest, that is really high because we have countries that have a tax rate of 0% or 5% or 9%.

老實說，這個稅率確實很高，因為我們有些國家的稅率是 0%、5% 或 9%。

So companies such as Apple, Microsoft, and the rest of them, they've been making a lot of money outside the United States.

是以，蘋果、微軟等公司都在美國以外賺了很多錢。

They've been making money in China, in Europe, Southeast Asia, Latin America, and the rest of the world.

他們一直在中國、歐洲、東南亞、拉丁美洲和世界其他地區賺錢。

And if they would brought that money to the United States, they would pay a 37% tax rate.

如果他們把這筆錢帶到美國，他們將支付 37% 的稅率。

You don't want to do something like that.

But when Trump became the president, he introduced a one-time tax to these corporations.

但特朗普就任總統後，向這些公司徵收一次性稅款。

If you bring your money back to the US, just pay the 15% in taxes and the rest of the money yours and you can do whatever you want.

如果你把錢帶回美國，只需繳納 15%的稅，剩下的錢就是你的了，你想做什麼都可以。

Suddenly, Apple that had been selling iPhones for the last 8 years around the world kept its money in Ireland, it brought it back to the United States in 2017, paid a 15.5% tax rate and used all of these billions of dollars and bought back its stock and that's why its stock started growing tremendously.

突然之間，過去 8 年一直在全球銷售 iPhone 的蘋果公司把錢留在了愛爾蘭，2017 年它把錢帶回了美國，支付了 15.5% 的稅率，並用所有這些數十億美元回購了股票，這就是為什麼它的股票開始大幅增長。

Just in 2016 alone, those corporations brought back to the United States 2.1 trillion dollars and they used all of this money to buy back their own stocks, leading those stock prices to rise.

僅在2016年，這些公司就為美國帶回了2.1萬億美元，它們用這些錢回購了自己的股票，導致這些股票的價格上漲。

And that's why when you look at the stock market, when you look at the S&P 500, you can see that after 2016, the stock market exploded.

這就是為什麼當你觀察股市，當你觀察標普 500 指數，你會發現 2016 年之後，股市出現了爆炸式增長。

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"大多數人都會後悔沒有早點看到它 (“Most People Will Regret Not Seeing This Sooner”)

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