lender
US /ˈlendər/
・UK /ˈlendə(r)/
A2 初級
n. (c.)可數名詞出借人 ； 貸方
The lender will give you money, but you will pay back more
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泡沫還是轉機？解析私人信貸正面臨的嚴峻考驗（Why Private Credit Is Facing Its Biggest Test Yet）
- It follows the collapse of subprime auto lender Tricolor and auto parts supplier First Brands last year.
在某些情況下，他們未被滿足的請求金額，比實際允許領取的金額高出百分之幾十。
- It follows the collapse of subprime auto lender Tricolor and auto parts supplier First Brands last year.
這緊接著去年次級汽車貸款公司 Tricolor 和汽車零件供應商 First Brands 的倒閉。
如果每個國家都有債務，那債務是誰的？ (If Every Country Is in Debt - Who Owns The Debt?)
- If you are the lender who is sitting on some spare cash, on some spare money, you can loan that money, that money generates interest.
如果你是手上有閒錢、有閒餘資金的貸方，你可以把錢借出去，這筆錢會產生利息。
- If you are the lender who is sitting on some spare cash, on some spare money, you can loan that money.
如果你是手上有閒錢、有閒餘資金的貸方，你可以把錢借出去，這筆錢會產生利息。
川普竟然做了「無法想像」的事…後果真的超嚴重！ (Trump Just Did The UNTHINKABLE... It's REALLY Bad)
- So the bank can actually offer you 8% and then pay the lender a 5% interest,
銀行會拿這些錢，然後以不同種類的貸款形式提供給想借錢的人，像是抵押貸款，並向他們收取利息。
- So the bank can actually offer you 8% and then pay the lender a 5% interest.
所以銀行實際上可以提供你 8% 的利率，然後付給貸方 5% 的利息。
ACA保費上漲引發的沉寂風暴！ (The Quiet Fallout From Higher ACA Premiums)
- I spoke with Nancy Lender in Georgia, who declined to appear on camera,
取捨的結果是自付額大幅提高到約 15,000 美元。
- I spoke with Nancy Lender in Georgia, who declined to appear on camera, but
我訪問了喬治亞州的 Nancy Lender，她不願露臉，但
美國加密貨幣與數位貨幣政策背後的理念 | DW 新聞 (The ideology behind the US policy on crypto and digital money | DW News)
- You know, that's what lender of last resort is, is making loans to banks exactly that same way that I just talked to you about, but
你知道，這就是最後貸款人的作用，就是以我剛才跟你說的同樣的方式向銀行提供貸款，但是
- Being loans the money create during a lender of last resort operation is repaid once the term ends, removing all of the balance sheet entries in the process.
在最後貸款人操作期間創造的貨幣貸款，一旦期限結束就會償還，從而在此過程中清除所有資產負債表項目。
美國聯準會是否正在失去獨立性？ (Is the US Central Bank Losing Its Independence?)
- A group of financiers led by JP Morgan acted as a lender of last resort to give these failing institutions enough cash to continue their operations, but this showed the clear need for a more formal centralized system to stop the same thing from happening again.
以摩根大通為首的一批金融家充當了最後貸款人的角色，為這些倒閉的機構提供了足夠的現金以繼續營運，但這也表明，顯然需要一個更加正式的中央集權制度來阻止同樣的事情再次發生。
- Morgan acted as a lender of last resort to give these failing institutions enough cash to continue their operations,
如果通脹率過高，美聯儲可以提高目標利率，這意味著人們可以通過存錢賺更多錢，而借錢則需要支付更高的費用。
「先買後付」聽起來很誘人，但背後的風險你真的有了解嗎？ (How Phantom Debt Is Haunting American Consumers)
- That's problematic because if you are a consumer who does rely on Buy Now Pay Later and who has maybe a few outstanding installments, that would go against, right, how much more leverage you can take out or how much more a lender or provider would be willing to lend you money just based on your debt-to-income ratio generally.
這就有問題了，因為如果你是一個依賴於 「先買後付」的消費者，而且可能有幾筆未償還的分期付款，
- that would go against how much more leverage you can take out or how much more a lender provider would be willing to lend you money just based on your debt-to-income ratio generally.
這就會影響到你可以拿出更多的槓桿，或者貸款提供商願意根據你的債務與收入比率借給你更多的錢。