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    影片分級

    • A1 初級
    • A2 初級
    • B1 中級
    • B2 中高級
    • C1 高級
    • C2 高級

    隱私權˙條款˙
    ©2026 VoiceTube Corporation. All rights reserved

    borrower

    US /ˈbɑːroʊər/

    ・

    UK /ˈbɒrəʊə(r)/

    A2 初級
    n. (c.)可數名詞借用人 ; 借款人
    Each borrower is allowed to take out 10 books at a time

    影片字幕

    泡沫還是轉機?解析私人信貸正面臨的嚴峻考驗(Why Private Credit Is Facing Its Biggest Test Yet)

    10:51泡沫還是轉機?解析私人信貸正面臨的嚴峻考驗(Why Private Credit Is Facing Its Biggest Test Yet)
    • just directly between the borrower and the ultimate buyer of that debt, cutting out all those middle stages.

      也就是這些機構直接把錢借給公司。

    • just directly between the borrower and the ultimate buyer of that debt, cutting out all those middle stages.

      直接在借款人和債務的最終買家之間進行,省去了所有中間環節。

    B1 中級

    為了出遊欠下大筆卡費但可以獲得無價的回憶,「舉債度假」究竟是好還是壞?(How Americans Are Paying For Vacation)

    09:34為了出遊欠下大筆卡費但可以獲得無價的回憶,「舉債度假」究竟是好還是壞?(How Americans Are Paying For Vacation)
    • Financial experts say that this can be a risky move if the borrower cannot pay the balance in time to not be charged interest.

      金融專家說,如果借款人不能及時償還餘額而不被收取利息,這可能是一個冒險的舉動。

    • Financial experts say that this can be a risky move if the borrower cannot pay the balance in time to not be charged interest.

      如果再加上 1,000 美元的度假費用,也許會覺得杯水車薪。

    A2 初級

    「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢? (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)

    05:50「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢?  (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)
    • Both Klarna and Afterpay restrict use of their services if a borrower misses a payment.

      如果借款人未能付款,Klarna 和 Afterpay 都會限制其服務的使用。

    • if a borrower misses a payment.

      如果借款人拖欠還款。

    B1 中級

    房價危機已悄然降臨!你的錢包準備好了嗎? (The Housing Crisis Has Already Begun – And Nobody’s Ready)

    14:50房價危機已悄然降臨!你的錢包準備好了嗎? (The Housing Crisis Has Already Begun – And Nobody’s Ready)
    • So the bank is making a profit, the borrower is getting a low mortgage rate because the Federal Reserve just printed money,

      是以,美國聯邦準備理事會收購了數兆美元的房地產抵押貸款證券,這增加了需求,進而降低了普通美國人的房貸利率。

    • So the bank is making a profit, the borrower is getting a low mortgage rate because the Federal Reserve just printed money.

      是以,銀行賺了錢,購房者因為聯準會剛印了鈔票,所以得到了較低的房貸利率。

    B1 中級

    川普竟然做了「無法想像」的事…後果真的超嚴重! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)

    15:43川普竟然做了「無法想像」的事…後果真的超嚴重! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)
    • the bank will pay a portion of that interest to a borrower.

      銀行會從手頭有多餘現金的人那裡收錢,並且要付給他們一些利息。

    • The bank will pay a portion of that interest to a borrower.

      銀行會將一部分利息付給借款人。

    B1 中級

    房市瞬間變盤! (The Housing Market Just FLIPPED!)

    12:01房市瞬間變盤! (The Housing Market Just FLIPPED!)
    • On the other side, this is you, the client, or the borrower who takes the mortgage.

      一邊是提供抵押貸款的銀行。

    • On the other side, this is you, the client or the borrower who takes the mortgage.

      另一邊,就是你,也就是接受抵押貸款的客戶或借款人。

    B1 中級

    辜朝明爆中國經濟慘況!消費不振、債務黑洞、國債殖利率低到爆!「資產負債表衰退」警示什麼?|重磅人物專訪 Part3 (辜朝明直指中國經濟真相:消費疲軟、資產負債表衰退、超低國債殖利率的深層警訊!|人物專訪 Part3)

    09:26辜朝明爆中國經濟慘況!消費不振、債務黑洞、國債殖利率低到爆!「資產負債表衰退」警示什麼?|重磅人物專訪 Part3 (辜朝明直指中國經濟真相:消費疲軟、資產負債表衰退、超低國債殖利率的深層警訊!|人物專訪 Part3)
    • The only borrower left is the government.

      唯一的借款人只剩下政府了。

    • The only borrower left is the government.

      是以,有人說,理查德-庫的想法沒有道理。

    B1 中級

    日本為何準備引爆美國經濟危機?! 😱 (Why Japan is Preparing To Crash the US economy)

    14:20日本為何準備引爆美國經濟危機?! 😱 (Why Japan is Preparing To Crash the US economy)
    • And if interest rates for the government are going to rise, that is going to impact the rest of the economy because the government is the safest borrower, which means that interest rates across the country are going to rise.

      美國市場跌得越多,或是美國國債的價值跌得越多,這些避險基金提供給日本貸方的抵押品的價值就會越低。

    • And if interest rates for the government is going to rise, that is going to impact the rest of the economy because the government is the safest borrower, which means that interest rates across the country are going to rise.

      如果政府的利率要升高,這就會影響到經濟的其他部分,因為政府是最安全的借款人,這代表全國的利率都會升高。

    B1 中級

    投資分析師揭祕:什麼是「融券強制追繳保證金」(Margin Call)? (Investment Analyst Explains Margin Call)

    19:07投資分析師揭祕:什麼是「融券強制追繳保證金」(Margin Call)? (Investment Analyst Explains Margin Call)
    • So when you're an investor who owns a mortgage is receiving those interest payments from the borrower and more and more borrowers are starting to default being unable to pay you back, you're going to absorb a loss.

      是以,當你是一個擁有抵押貸款的投資者,從借款人那裡收到利息付款,而越來越多的借款人開始違約,無法向你還款時,你就要承擔損失。

    • Not only were at the time mortgage-backed securities being given false credit ratings by credit rating institutions, but there was also this belief that real estate lending was a very safe practice because sure, the borrower might default, but then you'll come into possession of the property and be able to sell it to recuperate your losses.

      當時,不僅信用評級機構對抵押貸款支持證券進行了虛假的信用評級,而且人們還認為房地產貸款是一種非常安全的做法,因為借款人當然可能會違約,但隨後你就會擁有房產,並能夠將其出售以挽回損失。

    B1 中級

    他們即將重置你的金錢!自1945年以來首次發生! (They’re About To Reset Your Money - First Time Since 1945)

    15:55他們即將重置你的金錢!自1945年以來首次發生! (They’re About To Reset Your Money - First Time Since 1945)
    • On one side, the lender; on the other side, the borrower.

      因為只要有債務,就會有兩方或兩群人。

    • On one side, the blender, on the other side, the borrower.

      一方是貸方,另一方是借方。

    A2 初級