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    影片分級

    • A1 初級
    • A2 初級
    • B1 中級
    • B2 中高級
    • C1 高級
    • C2 高級

    隱私權˙條款˙
    ©2026 VoiceTube Corporation. All rights reserved

    borrower

    US /ˈbɑːroʊər/

    ・

    UK /ˈbɒrəʊə(r)/

    A2 初級
    n. (c.)可數名詞借用人 ; 借款人
    Each borrower is allowed to take out 10 books at a time

    影片字幕

    為了出遊欠下大筆卡費但可以獲得無價的回憶,「舉債度假」究竟是好還是壞?(How Americans Are Paying For Vacation)

    09:34為了出遊欠下大筆卡費但可以獲得無價的回憶,「舉債度假」究竟是好還是壞?(How Americans Are Paying For Vacation)
    • Financial experts say that this can be a risky move if the borrower cannot pay the balance in time to not be charged interest.

      金融專家說,如果借款人不能及時償還餘額而不被收取利息,這可能是一個冒險的舉動。

    • Financial experts say that this can be a risky move if the borrower cannot pay the balance in time to not be charged interest.

      如果再加上 1,000 美元的度假費用,也許會覺得杯水車薪。

    A2 初級

    泡沫還是轉機?解析私人信貸正面臨的嚴峻考驗(Why Private Credit Is Facing Its Biggest Test Yet)

    10:51泡沫還是轉機?解析私人信貸正面臨的嚴峻考驗(Why Private Credit Is Facing Its Biggest Test Yet)
    • just directly between the borrower and the ultimate buyer of that debt, cutting out all those middle stages.

      也就是這些機構直接把錢借給公司。

    • just directly between the borrower and the ultimate buyer of that debt, cutting out all those middle stages.

      直接在借款人和債務的最終買家之間進行,省去了所有中間環節。

    B1 中級

    「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢? (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)

    05:50「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢?  (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)
    • Both Klarna and Afterpay restrict use of their services if a borrower misses a payment.

      如果借款人未能付款,Klarna 和 Afterpay 都會限制其服務的使用。

    • if a borrower misses a payment.

      如果借款人拖欠還款。

    B1 中級

    房價危機已悄然降臨!你的錢包準備好了嗎? (The Housing Crisis Has Already Begun – And Nobody’s Ready)

    14:50房價危機已悄然降臨!你的錢包準備好了嗎? (The Housing Crisis Has Already Begun – And Nobody’s Ready)
    • So the bank is making a profit, the borrower is getting a low mortgage rate because the Federal Reserve just printed money,

      是以,美國聯邦準備理事會收購了數兆美元的房地產抵押貸款證券,這增加了需求,進而降低了普通美國人的房貸利率。

    • So the bank is making a profit, the borrower is getting a low mortgage rate because the Federal Reserve just printed money.

      是以,銀行賺了錢,購房者因為聯準會剛印了鈔票,所以得到了較低的房貸利率。

    B1 中級

    川普竟然做了「無法想像」的事…後果真的超嚴重! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)

    15:43川普竟然做了「無法想像」的事…後果真的超嚴重! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)
    • the bank will pay a portion of that interest to a borrower.

      銀行會從手頭有多餘現金的人那裡收錢,並且要付給他們一些利息。

    • The bank will pay a portion of that interest to a borrower.

      銀行會將一部分利息付給借款人。

    B1 中級

    你的學校在騙你! (Your School is Lying to You!)

    06:07你的學校在騙你! (Your School is Lying to You!)
    • But while you will most likely be able to pay off your college debt over time, no one wants to be in debt, especially since the average amount of student loan debt per borrower was $37,500 in 2020.

      2020 年的一份報告發現,只有 49% 的營利學校能提供足夠的財務收益來抵銷其成本,相比之下,公立大學和非營利私立大學的比例分別為 94% 和 86%。

    • But while you will most likely be able to pay off your college debt over time, no one wants to be in debt, especially since the average amount of student loan debt per borrower was 37,500 DOL $500 in 2020.

      但雖然你很可能最終能償還大學債務,但沒有人想負債,尤其是在 2020 年,平均每位借款人的學生貸款債務為 37,500 美元。

    B1 中級

    橋水基金達裡歐的經濟學原理:一探經濟的奧祕! (How The Economic Machine Works by Ray Dalio)

    31:01橋水基金達裡歐的經濟學原理:一探經濟的奧祕! (How The Economic Machine Works by Ray Dalio)
    • Debt is both an asset to the lender and a liability to the borrower.

      就這麼簡單。

    • In the future, when the borrower repays the loan plus interest, the asset and the liability disappear,

      人們、企業、銀行和政府

    B1 中級

    時代精神運動:導覽介紹! (The Zeitgeist Movement: Orientation Presentation)

    37:12時代精神運動:導覽介紹! (The Zeitgeist Movement: Orientation Presentation)
    • An interest rate is a fee charged to a borrower for the use of credit or an amount of money.

      僱員用其服務 謀取最佳薪酬

    • An interest rate is a fee charged to a borrower

      以利率的方式來控制和操縱

    B1 中級

    房市瞬間變盤! (The Housing Market Just FLIPPED!)

    12:01房市瞬間變盤! (The Housing Market Just FLIPPED!)
    • On the other side, this is you, the client, or the borrower who takes the mortgage.

      一邊是提供抵押貸款的銀行。

    • On the other side, this is you, the client or the borrower who takes the mortgage.

      另一邊,就是你,也就是接受抵押貸款的客戶或借款人。

    B1 中級

    辜朝明爆中國經濟慘況!消費不振、債務黑洞、國債殖利率低到爆!「資產負債表衰退」警示什麼?|重磅人物專訪 Part3 (辜朝明直指中國經濟真相:消費疲軟、資產負債表衰退、超低國債殖利率的深層警訊!|人物專訪 Part3)

    09:26辜朝明爆中國經濟慘況!消費不振、債務黑洞、國債殖利率低到爆!「資產負債表衰退」警示什麼?|重磅人物專訪 Part3 (辜朝明直指中國經濟真相:消費疲軟、資產負債表衰退、超低國債殖利率的深層警訊!|人物專訪 Part3)
    • The only borrower left is the government.

      唯一的借款人只剩下政府了。

    • The only borrower left is the government.

      是以,有人說,理查德-庫的想法沒有道理。

    B1 中級