borrower
US /ˈbɑːroʊər/
・UK /ˈbɒrəʊə(r)/
A2 初級
n. (c.)可數名詞借用人 ； 借款人
Each borrower is allowed to take out 10 books at a time
影片字幕
「BNPL先買後付」跟「信用卡」哪個好？使用者又需要注意哪些風險呢？ (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)
05:50
- Both Klarna and Afterpay restrict use of their services if a borrower misses a payment.
如果借款人未能付款，Klarna 和 Afterpay 都會限制其服務的使用。
- if a borrower misses a payment.
如果借款人拖欠還款。
2008年的金融危機。經濟學速成班#12 (The 2008 Financial Crisis: Crash Course Economics #12)
11:25
- home prices were going up and up. So lenders thought, worse case scenario, the borrower
房價不斷上升。所以債權人開始思考，投資商品組合每況愈下，債務人
投資分析師解釋追加保證金 (Investment Analyst Explains Margin Call)
19:07
- So when you're an investor who owns a mortgage is receiving those interest payments from the borrower and more and more borrowers are starting to default being unable to pay you back, you're going to absorb a loss.
是以，當你是一個擁有抵押貸款的投資者，從借款人那裡收到利息付款，而越來越多的借款人開始違約，無法向你還款時，你就要承擔損失。
- Not only were at the time mortgage-backed securities being given false credit ratings by credit rating institutions, but there was also this belief that real estate lending was a very safe practice because sure, the borrower might default, but then you'll come into possession of the property and be able to sell it to recuperate your losses.
當時，不僅信用評級機構對抵押貸款支持證券進行了虛假的信用評級，而且人們還認為房地產貸款是一種非常安全的做法，因為借款人當然可能會違約，但隨後你就會擁有房產，並能夠將其出售以挽回損失。
像速食店的豪宅？為什麼美國人不斷購買「麥豪宅」？ (Why Americans Keep Buying McMansions)
08:59
- New laws passed in the 80s that allowed banks to make some risky financial moves, like allowing adjustable rate mortgages or mortgages with interest rates that are variable, shifting the risk from the lender to the borrower.
80 年代通過的新法律允許銀行採取一些高風險的金融舉措，如允許可調整利率抵押貸款或利率可變的抵押貸款，將風險從貸款人轉移到借款人身上。
富人利用債務賺錢的5種方法 (5 Ways Rich People Make Money With Debt)
11:08
- You build a track record of being a reliable borrower.
你建立了一個可靠的借款人的記錄。