每日口說挑戰為什麼你這麼窮？(Why YOU Are Poor)

0:27 Do you often run out of (耗盡) money by the end of every month, and you’re just so poor that you can only afford instant noodles or a loaf(一條麵包n.) of toast until payday(n.發薪日)? Well, you might not be alone. Studies have shown that more than 40% of office workers in Taiwan live from paycheck to paycheck(月光族). Honestly, that’s quite a lot. So, guys, it’s really essential(a.必要的) to watch today’s video. It might help you change the way you manage your money! All right, let’s get started!
You're not making savings a priority(/praɪˈɔːr.ə.t̬i/優先考慮的事n.). Whether you're saving for a house, for that new car, or simply for your retirement(/rɪˈtaɪr.mənt/n.退休), you will never reach your goal unless you make savings a priority.

1. savings [ˋsevɪŋz] n. 存款，儲蓄金
The woman spent most of her savings to rescue(v.救援) stray(/streɪ/n.) animals(流浪動物).

+ stray (n.) 流浪寵物；走失的寵物
a stray dog : 流浪狗

+ stray (v.) 偏離主題；離題
I think we've strayed too far from our original plan.
我想我們偏離原來的計劃太遠了。

2.1 priority [praɪˋɔrətɪ] n. 優先考慮的事
The priority, for now, is to finish this project by tomorrow.

2.2 minority [maɪˋnɔrətɪ] n. 少數 (單數名詞)
反義詞為 majority [məˋdʒɔrətɪ]
A minority of employees weren’t satisfied with their year-end bonus.

2.3 majority (n.) 大多數，大部分 (單數名詞)
The majority of students voted for Amy to be the next chairperson(/ˈtʃerˌpɝː.sən/n.主席) of the student council(/ˈkaʊn.səl/n.委員會).

3.1 retirement [rɪˋtaɪrmənt] n. 退休；退職
My parents have decided to move to the country(n.鄉下) after their retirements.

3.2 retire [rɪˋtaɪr] v. 退休；退職
At what age should I retire in Taiwan now? Is it 65?

Okay, that’s all for today. I think the best way to avoid living from paycheck to paycheck, is to force yourselves to save a certain amount of money every single month. ‘Cause as the saying(n.諺語) goes, ‘many a little, makes a mickle([ˋmɪk!]n.大量).'(積沙成塔)

☺You're not making savings a priority. Whether you're saving for a house, for that new car, or simply for your retirement, you will never reach your goal unless you make savings a priority.
你並沒有把儲蓄列為首要之務。不論你存錢的目的是為了想買房，還是買心目中的那台新車，或者只是純粹為了想退休，如果你不把儲蓄列為首要之務，你將永遠無法達成你的目標。
【心得】最希望能夠達到的個人目標就是身心健康和財務自由。
■savings [ˋsevɪŋ] (n.p)儲金；存款；積蓄
■priority [praɪˋɔrətɪ] (n.C or U) 優先考慮的事；首要之務、優先事項
(n.U)(時間等方面)在先、居前；優先；重點；優先權[(+over)]
■minority [maɪˋnɔrətɪ] (n.S 集合名詞)少數；少數民族；少數派
(n.C 集合名詞)少數民族；少數派；少數群
(n.U)未成年；未成年身份
■majority [məˋdʒɔrətɪ] (n.S 集合名詞) 大多數、大部分[(+of)]；多數黨/派
(n.C)多數票
(n.U){法律}成人、成年；少校軍階
■retirement [rɪˋtaɪrmənt] (n.C or U) 退休、退職、退役[(+from)]；退休生活；遁世、隱居
■retire [rɪˋtaɪr] (vi.&vt.) (使…)退休/退職；(令…)退役；(使…)退卻、撤回
(vt.)收回（貨幣）；贖回（票據）；{棒球}使出局
(vi.)退出、退隱[(+from/to)]、撤退；就寢、上床睡覺
■financial freedom財務自由=Financial independence

逐字稿在這！
[Intro]00:26~00:55
What’s up guys! Do you often run out of money by the end of every month, and you’re just so poor that you can only afford instant noodles or a loaf of toast until payday? Well, you might not be alone. Studies have shown that more than 40% of office workers in Taiwan live from paycheck to paycheck. Honestly, that’s quite a lot. So, guys, it’s really essential to watch today’s video. It might help you change the way you manage your money! All right, let’s get started!

[Sentence+Pronunciation]00:58~03:08
You're not making savings a priority. Whether you're saving for a house, for that new car, or simply for your retirement, you will never reach your goal unless you make savings a priority.
你沒有把儲蓄列為優先，不論是為了一棟房子，為了那輛新車或者只是為了退休生活，如果不先把儲蓄列為優先，你將永遠無法達成目標。

[Vocabulary]03:10~05:59
1. savings [ˋsevɪŋz] N. 存款，儲蓄金

The woman spent most of her savings to rescue stray animals.
女人花上了她大部分的積蓄來救援流浪動物。

2. priority [praɪˋɔrətɪ] N. 優先考慮的事

The priority, for now, is to finish this project by tomorrow.
現在的首要任務是在明天之前完成這個項目。

minority [maɪˋnɔrətɪ] N. 少數 (單數名詞) 反義詞為 majority

A minority of employees weren’t satisfied with their year-end bonus.
少數員工對他們的年終獎金感到不滿意。

majority [məˋdʒɔrətɪ] N. 大多數，大部分 (單數名詞)

The majority of students voted for Amy to be the next chairperson of the student council.
多數學生投票給 Amy 做為下一屆學生會主席。

3. retirement [rɪˋtaɪrmənt] N. 退休；退職

My parents have decided to move to the country after their retirements.
我的父母決定退休後搬到鄉下。

retire [rɪˋtaɪr] V. 退休；退職

At what age should I retire in Taiwan now? Is it 65? (音檔裡沒有錄到at, 先跟大家磕頭謝罪><）
現在在台灣我幾歲應該退休？65 歲嗎？

[Outro]06:00~06:22
Okay, that’s all for today. I think the best way to avoid living from paycheck to paycheck, is to force yourselves to save a certain amount of money every single month. ‘Cause as the saying goes, ‘many a little, makes a mickle.' I hope you’ve enjoyed today’s video and the pronunciation challenge. Don’t forget to record the sentence and see you soon, bye!

【purview】（責任、權益或活動的）範圍；許可權
- the limit of someone's responsibility, interest, or activity
■ This case falls outside the purview of my department.
You're not making savings a priority. Whether you're saving for a house, for that new car, or simply for your retirement, you will never reach your goal unless you make savings a priority.

Day 1836-Thank Minjane and every friend who listens to my recordings.

發音挑戰503天~

You're not making savings a priority. Whether you're saving for a house, for that new car, or simply for your retirement, you will never reach your goal unless you make savings a priority.








每日必背

-------感謝 unickname單字整理---------

■savings [ˋsevɪŋ] (n.p)儲金；存款；積蓄

■priority [praɪˋɔrətɪ] (n.C or U) 優先考慮的事；首要之務、優先事項
(n.U)(時間等方面)在先、居前；優先；重點；優先權[(+over)]

■minority [maɪˋnɔrətɪ] (n.S 集合名詞)少數；少數民族；少數派
(n.C 集合名詞)少數民族；少數派；少數群
(n.U)未成年；未成年身份

■majority [məˋdʒɔrətɪ] (n.S 集合名詞) 大多數、大部分[(+of)]；多數黨/派
(n.C)多數票
(n.U){法律}成人、成年；少校軍階

■retirement [rɪˋtaɪrmənt] (n.C or U) 退休、退職、退役[(+from)]；退休生活；遁世、隱居

■retire [rɪˋtaɪr] (vi.&vt.) (使…)退休/退職；(令…)退役；(使…)退卻、撤回
(vt.)收回（貨幣）；贖回（票據）；{棒球}使出局
(vi.)退出、退隱[(+from/to)]、撤退；就寢、上床睡覺

■financial freedom財務自由=Financial independence

-----感謝 主持人草稿------

payday(n.發薪日)

paycheck to paycheck(月光族)

year-end bonus. [n]年終獎金

year-end party.[n]尾牙

+ stray (n.) 流浪寵物；走失的寵物
a stray dog : 流浪狗

stray animals流浪動物

+ stray (v.) 偏離主題；離題
I think we've strayed too far from our original plan.
我想我們偏離原來的計劃太遠了

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You're not making savings a priority/praɪˋɔrətɪ/. Whether/ˈweð.ər/ you're saving for a house/haʊs/, for that new/nju/ car, or simply for your retirement/rɪˋtaɪrmənt /, you will/wɪl/ never/ˈnev.ər/ reach/riːtʃ/ your goal/ɡəʊl/ unless /ənˈles/ you make savings a priority.

Thank you, Minjane. Have a great weekend, everyone.
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You're not making savings a priority. Whether you're saving for a house, for that new car, or simply for your retirement, you will never reach your goal unless you make savings a priority.
你沒有把儲蓄列為優先，不論是為了一棟房子，為了那輛新車或者只是為了退休生活，如果不先把儲蓄列為優先，你將永遠無法達成目標，