Name: 養成超實用「亞洲省錢習慣」破解精緻窮，找回真正財務自由！ (Asian frugal habits that saves me thousands every year ?)
Uploaded: 2026-03-03T09:24:43.000Z
Duration: 9 min 28 s

It's not about the takeaway coffee, it's about the habit.

這不在於那一杯外帶咖啡，而在於那種習慣。

頻率副詞

The habit of getting a takeout drink, which often comes with a sweet pastry on the side.

那種買外帶飲料的習慣，通常還會順便配上一份甜點。

to 不定詞

And a few blocks from the cafe, we see a cute dress and decide to splurge with a matching scrunchie to go with it.

離咖啡廳幾個街區外，我們看到一件漂亮的洋裝，於是決定揮霍一下，再買個配套的髮圈。

All this shopping gets us hungry, so we pick up some takeout on the way home and decide to get an Uber because we deserve it.

這一連串的購物讓我們餓了，所以回家的路上順便外帶餐點，並覺得「辛苦了」值得搭一趟 Uber。

This, on repeat, is no longer a habit, but it's a lifestyle, an expensive one at that.

這種行為不斷重複，就不再只是習慣，而是一種生活方式，而且代價昂貴。

And some might say, what is the point of working so hard when you can't even treat yourself?

有些人可能會說，如果不能偶爾犒賞自己，那麼努力工作的意義在哪裡？

And to that I say, maybe we're just conditioned to think that splurging on ourselves is a form of self-care.

對此我的看法是，或許我們被制約了，認為「揮霍」就是一種自我關懷。

But actual self-care looks like working towards a life that truly enriches us.

但真正的自我關懷，應該是努力朝向能真正豐富心靈的生活前進。

And maybe these little splurges are distractions along the way.

也許這些小小的揮霍，只是通往目標路上的分心之物。

Growing up in Korea, we lived very frugally, but I was still happy as I could be.

在韓國長大時，我們過得很節儉，但我依然感到無比快樂。

Now in my mid-30s, I've come full circle and still embrace many of those same habits.

現在三十多歲的我，繞了一圈後又回到了起點，依然擁抱著許多同樣的習慣。

These small everyday decisions might seem insignificant on their own, but it does add up over time.

這些日常的小決定單看似乎微不足道，但隨著時間推移，它們確實會積少成多。

But more importantly, I found that living a low maintenance lifestyle comes with a peace that outweighs anything I can buy.

但更重要的是，我發現維持低維護成本的生活，能帶來任何金錢都買不到的平靜。

所以，我不介意省下那杯咖啡。

I never received any kind of gifts growing up, not for my birthday or Christmas or any kind of holiday.

在成長過程中，我從沒收過任何禮物，無論是生日、聖誕節或任何節日。

And some people might hear that and think that I had a really sad childhood.

有些人聽了可能會覺得，我的童年一定過得很淒慘。

My parents always try to gift us some kind of experience to remember these days.

我的父母總是試著在這些日子裡，給我們一些值得紀念的「體驗」。

I remember for my 10th birthday, we spent the whole day just kind of walking the pier and we had fish and chips.

我記得 10 歲生日那天，我們整天都在碼頭散步，吃了炸魚薯條。

And I feel like these memories always stay with us way longer than any gift ever could.

我覺得這些回憶在我們心中留存的時間，遠比任何禮物都要長久。

And I feel like these special occasions and holidays are no longer about spending time together,

我覺得現在的特殊場合或節日，重點不再是共度時光，

and it's all about buying things for each other.

All about the marketing, the sales, the limited editions and it's just really exhausting.

全都是行銷、促銷、限量版，這真的讓人精疲力竭。

So my husband and I, we don't gift each other anything and instead,

所以我跟我丈夫不送彼此禮物，相反地，

for these special occasions, we just like to spend a whole day doing our favorite things together.

在這些特殊日子裡，我們喜歡花一整天的時間一起做我們最喜歡的事。

And one of the reasons too is because I feel like we have everything that we need,

另一個原因是，我覺得我們已經擁有了一切所需的東西，

and if we want something, then we'll put it on our wish list and go and buy it ourselves.

如果我們想要什麼，我們會把它列入願望清單，然後自己去買。

So there's really, really no pressure to go and buy something just because it's a specific day to prove our love to each other.

所以完全沒有壓力非要在特定日子買東西，來向對方證明愛意。

It's just something that I don't deal with anymore.

Thinking back, I feel like I only started eating out when I moved to the States.

回想起來，我覺得我是搬到美國後才開始在外用餐。

It was because it was like a cool thing to do with my friends.

因為那時覺得跟朋友一起出去吃是很酷的事。

And I always worked in the restaurant industry.

But growing up, my mom always cooked for us.

但在我成長過程中，媽媽總會親自為我們下廚。

I remember she would always pack our lunches and my dad's bento box.

我記得她總是為我們和爸爸準備便當盒。

And even when we were traveling, she would bring this gigantic rice cooker with us everywhere we went,

甚至我們去旅行時，她也會隨身帶著那個巨大的電鍋，

I definitely appreciate her more for doing that because it's a lot of dedication and time and effort that goes into it.

我現在非常感激她這麼做，因為這需要投入大量的奉獻、時間與心力。

But I know because she did that, we were able to save so much money.

我知道正因為她這麼做，我們才省下了這麼多錢。

You guys know that for this year, I really wanted to cook more at home.

你們知道今年我很想在家多煮點飯。

I feel like I am slowly adjusting my habit and mindset around it.

我覺得我正在慢慢調整這方面的習慣與心態。

Definitely takes a lot of creativity and a lot more planning.

這確實需要更多的創意與規劃。

But honestly, I feel like the savings is so much worth it.

但老實說，我覺得省下的錢非常值得。

So, for example, my husband and I, if we go out on a date to Lisbon, we will spend probably around €50.

舉例來說，如果我跟我丈夫在里斯本外出的話，大約會花掉 50 歐元。

But if we cook at home and I could buy best of the ingredients, then it would probably be around less than €20 together.

但如果我們在家煮，即便我買最好的食材，兩個人加起來可能也不到 20 歐元。

I would say 90% of the time I cook at home and 10% of the time, we go out and try new restaurants.

我會說我 90% 的時間都在家煮，剩下的 10% 才會出去嘗試新餐廳。

I am generalizing, of course, but I feel like Koreans are very health-conscious people.

雖然是概括而論，但我感覺韓國人是非常有健康意識的民族。

I know a lot more people now in Seoul, they're going to Pilates and going to weight training and going to gyms and things.

我知道現在首爾有更多人會去練皮拉提斯、做重量訓練、上健身房等等。

But I feel like from a very young age, we're told to have kind of a healthy lifestyle and integrate it into our lifestyle.

但我覺得從很小的時候，我們就被教導要擁有健康的生活方式，並將其融入生活。

For, for example, we always like to stretch in the mornings.

We like to drink a lot of herbal teas, and we have fruit for dessert.

我們喜歡喝大量的草本茶，並吃水果當作甜點。

And there's a lot of nice hikes in Korea.

So on the weekends, we would come together with our friends and family and go hiking.

所以週末時，我們會跟親朋好友聚在一起去爬山。

And these habits are kind of second nature to me.

這些習慣對我來說就像是天性。

I've always kind of abided by these rules.

我一直以來都遵循著這些原則。

And instead of getting these really expensive gym memberships, class passes,

與其去買昂貴的健身房會員、課程通行證，

and having these really expensive hobbies just so that I could be active,

或為了運動而培養昂貴的愛好，

I find it so much easier to just integrate it into my lifestyle and I can do it for free.

我發現將運動直接融入日常生活更簡單，而且完全免費。

Something that I never understood are those really nice aesthetic jars or containers.

有件事我一直無法理解，就是那些精緻漂亮的收納罐或容器。

我想是指那一整類的收納用品商店。

I mean, it does look really nice when everything is displayed out in the open.

我的意思是，當所有東西都整齊展示出來時，確實看起來很漂亮。

But it's so expensive to buy these things where you could just get it for free from the grocery store.

但買這些東西好貴，其實你可以從超市免費得到它們。

And I think the key is to buy something that's already in a really nice container.

關鍵在於購買本身包裝就很精美的產品。

So after you use the item or eat it, then you can just wash and use the jar.

內容物用完後，你只需要洗乾淨就可以重複利用這個罐子。

A little bit of dish soap, just soak it overnight, and it just comes right off the next morning.

加一點洗碗精浸泡一晚，隔天早上標籤就能輕易撕掉。

and I use it for everything because I buy a lot of loose leaf teas and buy things in bulk,

我把它們用在所有地方，因為我買很多散裝茶葉和散裝食品，

and they're really, really handy to have.

Obviously, you can repurpose everything, and I think it's just being smart.

顯然所有東西都能賦予新用途，我認為這是一種智慧。

You can save the wrapping paper from the original packaging.

你可以留下原始包裝的包裝紙。

You can use the rice water to water your plants.

You can even save those little yogurt containers and use it for when you're watercoloring.

你甚至可以留下優格杯，畫水彩時可以用。

You can even save your kitchen scraps and make broth with it.

你還可以留下廚餘邊角料來熬高湯。

我的意思是，方法有無窮多種。

You know, I think before you throw something away, it's a really good rule of thumb to ask yourself, "Can I use this for something else?"

在丟掉東西前，一個很好的準則是問問自己：「這還能用在別的地方嗎？」

And this, over time, can save you tons of money.

隨著時間推移，這能幫你省下大量的錢。

Okay, this kind of goes with my previous point,

but I always say everything has a first life and a second life first.

但我常說，每樣東西都有它的第一生命和第二生命。

Of course, I try to use up every little bit of it.

當然，我會試著把每樣東西都徹底用完。

And I'm definitely cutting the toothpaste in half and getting every little bit, because that's money wasted if you don't use it.

我絕對會把牙膏剪開，擠出最後一點，因為如果不物盡其用就是浪費錢。

Then, that toothbrush becomes a scrubbing tool.

接著，那支牙刷會變成刷洗工具。

but just dedicating one or two drawers for these little things that you could use for DIY purposes, it really isn't going to hurt anyone.

但撥出一兩個抽屜來放這些可以 DIY 的小物，並不會礙到誰。

And in Asian math, you're actually losing money if you throw away something that's perfectly usable.

在「亞洲邏輯」中，如果你丟掉完全還能用的東西，你實際上是在賠錢。

I don't really know if this is an Asian thing or just because my husband and I grew up having to be very resourceful,

我不知道這是不是亞洲特色，還是因為我跟我丈夫從小就被訓練要自給自足，

but we really do not like to use other people, professionals, to do something if we can do it ourselves.

但我們真的不喜歡請別人或專業人士來做我們自己能做的事。

We're doing all the home renovation ourselves, and we're also making some of the furniture.

我們自己動手裝潢房子，甚至自己做一些家具。

We can literally Google anything or YouTube it and try it for ourselves.

我們幾乎可以 Google 任何事或上 YouTube 學習，然後自己嘗試。

To me, this is way less stressful than having to manage other people to do it or having to pay someone else to do it.

對我來說，這比起管理別人做事或付錢請人，壓力要小得多。

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養成超實用「亞洲省錢習慣」破解精緻窮，找回真正財務自由！ (Asian frugal habits that saves me thousands every year ?)

mindset

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