Name: 養成超實用「亞洲省錢習慣」破解精緻窮，找回真正財務自由！ (Asian frugal habits that saves me thousands every year ?)
Uploaded: 2026-03-03T09:24:43.000Z
Duration: 9 min 28 s
Description: 【看影片學英語】數萬部 YouTube 影片，搭配英漢字典即點即查，輕鬆掌握單字發音與用法，長久累積看電影不必再看字幕。

It's not about the takeaway coffee, it's about the habit.

這不是關於外帶咖啡，而是關於習慣。

頻率副詞

The habit of getting a takeout drink, which often comes with a sweet pastry on the side.

買杯外帶飲料的習慣，常常還會配上一份甜美的糕點。

to 不定詞

And a few blocks from the cafe, we see a cute dress and decide to splurge with a matching scrunchie to go with it.

咖啡館幾個街區外，我們看到一件可愛洋裝，決定揮霍一下，再買個搭配的髮圈。

All this shopping gets us hungry, so we pick up some takeout on the way home and decide to get an Uber because we deserve it.

這樣一陣亂買，我們肚子餓了，回家路上就順便買點外賣，然後決定叫 Uber，因為我們值得。

This, on repeat, is no longer a habit, but it's a lifestyle, an expensive one at that.

這樣日復一日，就不再是習慣，而是生活方式，而且是一種昂貴的生活方式。

And some might say, what is the point of working so hard when you can't even treat yourself?

有人可能會說，如果連犒勞自己都做不到，那努力工作有什麼意義？

And to that I say, maybe we're just conditioned to think that splurging on ourselves is a form of self care.

我會說，也許我們只是被制約，以為揮霍自己就是一種自我照顧。

But actual self care looks like working towards a life that truly enriches us.

但真正的自我照顧，是努力去過一種真正豐富我們生命的生活。

And maybe these little splurges are distractions along the way.

也許這些小小的揮霍，只是過程中的分心。

Growing up in Korea, we lived very frugally, but I was still happy as I could be.

在韓國長大，我們生活非常節儉，但我依然非常快樂。

Now in my mid-30s, I've come full circle and still embrace many of those same habits.

現在我三十幾歲了，我繞了一圈，仍然保有許多以前的習慣。

These small everyday decisions might seem insignificant on their own, but it does add up over time.

這些每天的小決定，單獨來看可能微不足道，但隨著時間累積，真的會差很多。

But more importantly, I found that living a low maintenance lifestyle comes with a peace that outweighs anything I can buy.

但更重要的是，我發現過著低維護的生活方式，能帶來一種無法用金錢買到的平靜。

I never received any kind of gifts growing up, not for my birthday or Christmas or any kind of holiday.

我從小到大從來沒有收到過任何禮物，不管是生日、聖誕節或任何節日。

And some people might hear that and think that I had a really sad childhood.

有些人聽到可能會覺得我童年過得很悲慘。

My parents always try to gift us some kind of experience to remember these days.

我爸媽總是會送我們一些體驗，讓我們記住這些日子。

I remember for my 10th birthday, we spent the whole day just kind of walking the pier and we had fish and chips.

我記得我十歲生日那天，我們一整天都在碼頭散步，吃了炸魚薯條。

And I feel like these memories always stay with us way longer than any gift ever could.

而且我覺得這些回憶留給我們的時間，遠比任何禮物都來得長久。

And I feel like these special occasions and holidays are no longer about spending time together and it's all about buying things for each other, all about the marketing, the sales, the limited editions.

而且我覺得這些特別的場合和節日，已經不再是關於一起度過時光，而是關於互相送禮，全都是行銷、特賣、限量版。

So my husband and I, we don't gift each other anything and instead for these special occasions, we just like to spend a whole day doing our favorite things together.

所以我和我先生，我們不會互送禮物，而是會在這些特別的場合，就只是喜歡花一整天時間，一起做我們喜歡的事情。

And one of the reasons too is because I feel like we have everything that we need and if we want something, then we'll put it on our wish list and go and buy it ourselves.

其中一個原因也是因為我覺得我們已經擁有了所有我們需要的東西，如果我們想要什麼，我們就會把它列入願望清單，然後自己去買。

So there's really, really no pressure to go and buy something just because it's a specific day to Prove our love to each other.

所以真的、真的沒有壓力，只是因為是特定的日子就要去買東西來證明我們對彼此的愛。

It's just something that I don't deal with anymore.

Thinking back, I feel like I only started eating out when I moved to the States.

回想起來，我覺得我開始在外面吃飯，是在我搬到美國之後。

It was because it was like a cool thing to do with my friends.

因為那時候跟朋友一起出去，感覺很酷。

And I always worked in the restaurant industry.

But growing up, my mom always cooked for us.

不過在我長大的過程中，我媽媽總是為我們下廚。

I remember she would always pack our lunches and my dad's bento box.

我記得她總是會準備我們的午餐和我爸爸的便當盒。

And even when we were traveling, she would bring this gigantic rice cooker with us everywhere we went, and

即使是出門旅行，她也會帶著一個超大的電鍋跟著我們去，

I definitely appreciate her more for doing that because it's a lot of dedication and time and effort that goes into it.

我現在真的更感謝她這樣做，因為這需要很多的心力、時間和工夫。

But I know because she did that we were able to save so much money.

但我知道因為她這樣做，我們省下了好多錢。

You guys know that for this year, I really wanted to cook more at home.

你們知道嗎，今年我真的很想在家多煮飯。

I feel like I am slowly adjusting my habit and mindset around.

我覺得我正在慢慢調整我的習慣和心態。

It definitely takes a lot of creativity and a lot more planning.

這確實需要很多創意和更多的規劃。

But honestly, I feel like the savings is so much worth it.

但說實話，我覺得省下來的錢真的非常值得。

So, for example, my husband and I, if we go out on a date to Lisbon, we will spend probably around €50.

所以，舉個例子，我跟我先生如果去里斯本約會，大概會花 50 歐元。

But if we cook at home and I could buy best of the ingredients, then it would probably be around less than €20 together.

但如果我們在家煮，而且我能買到最好的食材，兩個人加起來可能不到 20 歐元。

I would say 90% of the time I cook at home and 10, 10% of the time we go out and try new restaurants.

我會說，九成的時間我在家煮，一成的時間我們出去嘗試新餐廳。

I am generalizing, of course, but I feel like Koreans are very health conscious people.

當然，我這是籠統地說，但我感覺韓國人非常注重健康。

They're going to Pilates and going to weight training and going to gyms and things.

他們會去上皮拉提斯、重訓、去健身房等等。

But I feel like from a very young age, we're told to have kind of a healthy lifestyle and integrate it into our lifestyle.

但我感覺從小時候起，我們就被教導要過一種健康的生活方式，並將其融入我們的生活方式。

For, for example, we always like to stretch in the mornings.

舉個例子，我們總是喜歡在早上伸展。

We like to drink a lot of herbal teas, and we have fruit for dessert.

我們喜歡喝很多花草茶，然後水果當甜點。

And there's a lot of nice hikes in Korea.

而且韓國有很多很棒的健行步道。

So on the weekends, we would come together with our friends and family and go hiking.

所以週末的時候，我們會跟家人朋友一起去健行。

And these habits are kind of second nature to me.

這些習慣對我來說已經是自然而然的了。

I've always kind of abided by these rules.

And instead of getting these really expensive gym memberships, class passes, and

與其去辦很貴的健身房會員、買課程券，

having these really expensive hobbies just so that I could be active, I find it so much easier to just integrate it into my lifestyle and I can do it for free.

還有花很多錢在很貴的興趣上，只是為了保持運動，我發現把運動融入我的生活方式，而且是免費的，這樣簡單多了。

Something that I never understood are those really nice aesthetic jars or containers.

我一直不懂的是那些很漂亮的、有美感的罐子或容器。

I mean, it does look really nice when everything is displayed out in the open.

我懂，東西都擺出來看起來真的很不錯。

But it's so expensive to buy these things where you could just get it for free from the grocery store.

但是這些東西買起來好貴，明明就可以從雜貨店免費拿到的。

And I think the key is to buy something that's already in a really nice container.

我覺得關鍵是買那種本身就已經在一個很漂亮的容器裡的。

So after you use the item or eat it, then you can just wash and use the jar, a little bit of dish soap, just soak it overnight, and

所以用完東西或吃完後，你就可以把它洗乾淨，然後用那個罐子，加一點洗碗精，泡一晚，

it just comes right off the next morning.

I use it for everything because I buy a lot of loose leaf teas and buy things in bulk, and

我什麼東西都用它們裝，因為我買很多散裝茶葉，也買很多散裝的東西，

Obviously, you can repurpose everything, and I think it's just being smart.

很明顯，你可以重複利用所有東西，我覺得這就是聰明。

You can save the wrapping paper from the original packaging.

你可以留著原本包裝的包裝紙。

You can use the rice water to water your plants.

你可以用洗米水來澆你的植物。

You can even save those little yogurt containers and use it for when you're watercoloring.

你甚至可以留著那些小優格杯，用來水彩畫。

You can even save your kitchen scraps and make broth with it.

你甚至可以留著廚餘，拿來煮高湯。

我的意思是，方法真的無限多。

You know, I think before you throw something away, it's a really good rule of thumb to ask yourself, can I use this for something else?

在你丟掉東西之前，我覺得一個很好的經驗法則就是問自己：我還能拿它做別的事嗎？

And this, over time, can save you tons of money.

長久下來，這可以幫你省下好多錢。

Okay, this kind of goes with my previous point, but

好的，這點跟前面說的有點像，但是

I always say everything has a first life and a second life first.

我一直都說，每樣東西都有第一條生命和第二條生命。

Of course, I try to use up every little bit of it.

當然，我會盡量用完每一點點。

And I'm definitely cutting the toothpaste in half and getting every little bit, because that's money wasted.

我絕對會把牙膏擠到對半，把每一點都擠出來，因為那樣就是浪費錢。

If you don't use it, then that toothbrush becomes a scrubbing tool.

如果你不用，那牙刷就變成清潔工具了。

just dedicating one or two drawers for these little things that you could use for DIY purposes, it really isn't going to hurt anyone.

只留一兩個抽屜放這些可以拿來做DIY的小東西，真的不會怎麼樣。

And in Asian math, you're actually losing money if you throw away something that's perfectly usable.

在亞洲的數學裡，如果你丟掉還能用的東西，其實就是在賠錢。

I don't really know if this is an Asian thing or just because my husband and I grew up having to be very resourceful, but

我不太確定這是亞洲人的習慣，還是因為我跟我老公從小就得非常節省，

we really do not like to use other people, professionals, to do something if we can do it ourselves.

但我們真的不太喜歡找別人、找專業人士來做我們自己能做的事。

We're doing all the home renovation ourselves, and we're also making some of the furniture.

我們家裡的整修都是自己來，有些傢俱也是自己做的。

所以我們絕對是那種自己動手做的人。

We can literally Google anything or YouTube it and try it for ourselves.

我們真的什麼都能上網 Google 或 YouTube 找，然後自己試試看。

To me, this is way less stressful than having to manage other people to do it or having to pay someone else to do it.

對我來說，這樣比管理別人做，或是花錢請別人做，壓力小太多了。

I don't know if you guys know, but before YouTube, I was a financial counselor, and

不知道你們知不知道，但在 YouTube 之前，我是一名財務顧問，

when I was going over people's finances, I couldn't believe how many people just live off of their credit cards.

當我檢視大家財務狀況時，我真不敢相信有多少人是靠信用卡在過活。

And I understand that sometimes it's necessary to kind of propel you forward in life, but

我明白有時候為了讓生活往前走，這樣做是必要的，但是