Name: 股市崩盤已經開始！請立刻採取這些行動！ (The Stock Market Crash Has Begun - Do THIS ASAP!)
Uploaded: 2026-03-15T21:36:12.000Z
Duration: 13 min 2 s

I was not planning to post a video today, but

我本來今天沒打算發影片，但是

given the current state of the economy, I felt like it would be a good idea to address everyone's concerns and share my own thoughts about what's going on.

考量到目前的經濟狀況，我覺得有必要跟大家聊聊大家的擔憂，分享我對現況的看法。

Because the reality is a lot of people are not prepared to see their profits wiped away in a matter of hours or even days, with the markets reacting to some of the most negative news that we have seen in a long time.

因為現實是，很多人還沒準備好看到他們的利潤在幾小時或幾天內就消失殆盡，市場對一些我們很久沒見到的負面消息做出反應。

That's why we really need to talk about exactly what's going on, what this means for you, and

這就是為什麼我們真的需要好好談談到底發生了什麼事，這對你來說意味著什麼，以及

why you shouldn't just be focused on investing your money, but.

為什麼你不該只專注於投資你的錢，而是

But also protecting it, because now is not the time to make any mistakes.

也要保護它，因為現在不是犯錯的時候。

Although, before we start, as usual, if you appreciate me dropping everything I'm doing today to get this video out in time, it would mean the world to me if you hit the like button and subscribe.

不過，在我們開始之前，像往常一樣，如果你欣賞我今天放下所有事情，趕在時間內把這支影片做出來，請幫我按個讚並訂閱，我會非常感激。

And as a thank you for doing that, here's a picture of an elephant.

作為感謝，這裡有一張大象的照片送給你。

So thanks so much, and also a big thank you to surfshark for sponsoring this video.

所以非常感謝，也要特別感謝 Surfshark 贊助這支影片。

All right, so in terms of what's happening, buckle up, because here's a quick recap to bring you up to speed.

好的，關於現在發生的事，請繫好安全帶，這裡有一個快速總結，讓你跟上進度。

All of this started on February 28th, when the United States and Israel launched a joint attack on Iran.

這一切都發生在 2 月 28 日，美國和以色列聯手攻擊伊朗。

But instead of Iran backing down, they fought back.

但伊朗沒有退縮，反而反擊了。

They disabled shipping routes throughout critical points in the Middle East.

他們癱瘓了中東關鍵地點的航運路線。

And if there's one thing the world runs on, it's oil.

而且如果說有什麼東西是這個世界運轉的動力，那就是石油。

20% of the world's oil runs through the small passageway called the Strait of Hormuz.

全球 20% 的石油都通過一個叫做荷姆茲海峽的狹窄通道。

And with this effectively blocked off, oil prices skyrocket, shipments are delayed, and

而這個地方被有效封鎖後，油價飆升，貨運延誤，

the cost of moving anything from crude oil to natural gas to fertilizer goes through the roof.

從原油、天然氣到肥料的運輸成本都飛漲。

Now, initially, the markets didn't react because most people thought it would be over fairly quickly.

起初，市場沒有什麼反應，因為大多數人認為這很快就會結束。

All of a sudden, everything escalated, and

people began to price in the possibility that this could drag on for a very, very long time.

人們開始預期這可能會持續非常非常長的時間。

Now, even though it's impossible to predict the future, we can look back at what's happened in the past, and

雖然我們無法預測未來，但我們可以回顧過去發生的事情，

here's where things get interesting when it comes to market crashes in terms of how bad things could potential.

這就是市場崩盤變得有趣的地方，在於它可能有多嚴重。

This was a time when the stock market crashed 50% after the 1906 San Francisco earthquake when heavy insurance payouts caused people to withdraw their gold from banks.

當時股票市場在 1906 年舊金山地震後崩盤了 50%，因為龐大的保險理賠導致人們從銀行提取黃金。

Of course that resulted in people panicking, the entire economy collapsed.

當然，這引起了恐慌，整個經濟都崩潰了。

And fun fact that actually led to the financial policies that we have put in place today known as the Federal Reserve.

有趣的是，這反而催生了我們今天實施的金融政策，也就是聯邦準備制度。

However, Shortly after this 50% sell off, the stock market surged 193% over the next four years.

然而，在這次 50% 的拋售後不久，股票市場在接下來的四年裡飆升了 193%。

And that continued until we hit the Great Depression of 1929.

這一直持續到我們遇到了 1929 年的大蕭條。

Back then the issue was that banks were lending out money to people so freely for the purposes of investing, because back then, the stock market just kept going higher.

當時的問題是，銀行為了投資而非常寬鬆地向人們貸款，因為當時股票市場一直在漲。

But once the stock market showed the slightest glimpse of topping out, everyone started selling at the same time.

但一旦股票市場出現一絲見頂的跡象，每個人就開始同時拋售。

They then went to the banks for fear that the banks would go out of business and started to pull their cash out.

他們因為擔心銀行會倒閉，而紛紛跑去銀行，開始取出他們的現金。

But the banks didn't have the cash because they had lent it out to other people for the purposes of investing.

但銀行沒有現金，因為他們已經把錢借給別人去投資了。

This led to the stock market dropping 83% over three years within nearly 25% unemployment rate.

這導致股票市場在三年內下跌了 83%，失業率接近 25%。

In fact, the stock market didn't fully recover for almost 20 years when World War II offered enough work for the 17 million Americans who were unemployed.

事實上，股票市場花了將近 20 年才完全恢復，直到第二次世界大戰提供了足夠的工作給 1700 萬失業的美國人。

At which point the stock market enjoyed almost 14 years of consistent economic growth, averaging a gain of over 815% during that time frame.

在那之後，股票市場享受了將近 14 年的經濟穩定成長，期間平均上漲了 815% 以上。

Although after that, as the World War ended, we saw another stock market drop of almost 22% over six months as veterans re entered the workforce, began competing among a limited supply of jobs and had to adjust to an economy that wasn't constantly flush with government spending.

不過，隨著二戰結束，我們看到股票市場在六個月內又下跌了近 22%，因為退伍軍人重返職場，開始爭奪有限的工作機會，並且必須適應一個不再有政府持續支出的經濟體。

But after that, we saw a 15 year increase in the stock market with prices going up over 935%.

但之後，我們看到股票市場連續 15 年上漲，價格上漲了 935% 以上。

Then again in 1973 and 74, the stock market lost another 40% of its value.

然後在 1973 年和 74 年，股票市場又損失了 40% 的價值。

This occurred when President Nixon removed the dollar from the gold standard, which inadvertently caused runaway inflation.

這發生在尼克森總統將美元與黃金脫鉤的時候，這無意中導致了失控的通貨膨脹。

The Federal Reserve had to increase interest rates and everything began to crash.

聯準會不得不提高利率，所有東西都開始崩盤。

Although after that, like clockwork, the markets continued climbing higher with the following three years averaging a gain of 845%.

不過在那之後，市場就像時鐘一樣，繼續攀升，接下來三年平均上漲了 845%。

But then again, we got another one that's making its way around the Internet.

不過話說回來，網路上又出現了另一個。

And that would be the Black Monday crash of 1987 where stocks dropped over 22% in a single day.

那就是 1987 年的黑色星期一崩盤，股市一天就下跌了超過 22%。

However, that one was very short lived and not too much longer after that.

不過，那次崩盤持續的時間很短，沒多久之後。

The stock market increased over 800% in the next 13 years.

股市在接下來的 13 年裡上漲了 800% 以上。

Then we have similar today with the AI boom, we have the dot com bubble of 2001.

然後我們今天看到類似的情況，隨著 AI 的熱潮，還有 2001 年的網路保麗龍。

This was caused by a frenzy of people buying Internet related companies because they believed this would be the future, but

這是因為當時大家瘋狂搶購與網路相關的公司，因為他們相信這就是未來，但是

when those companies never actually made any money.

當那些公司實際上根本沒賺到錢。

Eventually the bubble popped and people lost about 40 to 60% of their value.

最後保麗龍破裂，人們損失了大約 40% 到 60% 的價值。

But even despite all of that, the market still recovered.

但即使如此，市場還是恢復了。

And over the next five years we saw almost 110% growth until the Great Recession of 2008.

在接下來的五年裡，我們看到將近 110% 的成長，直到 2008 年的金融海嘯。

I'm sure this one doesn't need too much explaining, but

這個我想不用多說大家也知道，

but basically banks lent out too much money to people who couldn't afford the mortgage payments.

但基本上銀行借了太多錢給付不起房貸的人。

That fell back in the banks, the banks went out of business and the stock market dropped about 50%.

這筆錢又回到銀行，銀行倒閉，股票市場下跌了約 50%。

However, after that we recovered in the longest running bull market ever in history until Covid, when the markets quickly fell 30%.

不過，在那之後我們迎來了史上最長的牛市，直到 COVID 疫情，市場迅速下跌了 30%。

To help with that, the government printed a lot of money and that led to 120% increase over the following five years.

為了緩解這個情況，政府印了很多錢，這在接下來的五年裡帶來了 120% 的增長。

And finally we had the tariff scare of 2025 when the stock market saw its largest single day losses ever in and of course, you guessed it, we are up another 35% from the bottom.

最後是 2025 年的關稅恐慌，股票市場出現了史上單日最大跌幅，當然，你猜對了，我們從谷底又上漲了 35%。

So in terms of what happens next with this panic, you're 100% going to want to hear this.

所以，關於這次恐慌接下來會發生什麼，你絕對會想聽聽這個。

Although before we go into that, as the economy gets more uncertain and financial stress rises, identity theft, fraud and data breaches tend to increase right alongside with it.

不過在進入之前，隨著經濟越來越不確定、財務壓力升高，身份盜竊、詐騙和資料外洩的事件也會隨之增加。

At the same time, our lives are more online than ever.

同時，我們的生活越來越離不開網路。

I'm talking banking, investing, taxes, passwords, personal documents.

我指的是銀行、投資、稅務、密碼、個人文件。

This means that a single vulnerability could expose one way more than people expect.

這表示單一的漏洞就可能比大家預期的暴露更多資訊。

Especially if you're logging in public WI fi networks at airports, hotels or coffee shops, you're basically relying on networks you can't control.

尤其當你在機場、飯店或咖啡廳使用公共 Wi-Fi 登入時，你基本上是在依賴無法控制的網路。

That's exactly why protecting your personal information matters way more today than it ever did in the past.

這就是為什麼保護你的個人資訊在現今比過去任何時候都來得更重要。

And our sponsor, surfshark VPN is there to help.

而我們的贊助商 surfshark VPN 就是來幫忙的。

They're able to help protect your information by encrypting your online data, masking your IP address, and

他們能透過加密你的線上資料、隱藏你的 IP 位址，來保護你的資訊，

preventing hackers from identifying your city, country and download history.

並阻止駭客辨識你的城市、國家和下載紀錄。

Or basically, a VPN works by swapping the real location of your device with a new one, giving you the ability to virtually travel anywhere around the world.

基本上，VPN 的運作方式是將你裝置的真實位置替換成一個新的，讓你能夠虛擬地前往世界各地。

This means anytime I'm away on vacation, I could swap my location back to the United States so that everything works normally.

這表示每次我度假時，我都可以將我的位置換回美國，這樣所有東西都能正常運作。

Or if there are shows that are only available in select countries, I could instantly change my locations so that they play wherever I am.

或者，如果有些節目只在特定國家播出，我可以立刻更改我的位置，讓它們在我所在的任何地方都能播放。

Even better, Surfshark's clean web feature also blocks ads, trackers, malware and phishing attempts, allowing you to surf the web safely.

更棒的是，Surfshark 的 Clean Web 功能還能封鎖廣告、追蹤器、惡意軟體和網路釣魚嘗試，讓你安全地上網。

Plus, they don't track, store or monitor what you do online.

而且，他們不會追蹤、儲存或監控你在線上的任何活動。

This means there's no connection or activity logs, so you could rest assured your activity is private.

這表示沒有連線或活動紀錄，所以你可以放心，你的活動是完全私密的。

Without exaggeration, there's no reason you should not be using a VPN anytime you're online, which for most of us is probably like 99% of the time.

毫不誇張地說，你每次上網都應該使用 VPN，對我們大多數人來說，這大概是 99% 的時間。

So if you want to get started, check out surfshark.com graham with the link down below and use the code Graham at checkout to get an extra four months for free.

所以如果你想開始使用，請到 surfshark.com/graham，連結在下方，並在結帳時輸入代碼 Graham，就能額外獲得四個月的免費使用。

They also have a 30 day money back guarantee, so you can try them out and see what you think with no risk whatsoever.

他們還有一個 30 天退款保證，所以你可以無風險地試用並看看你的想法。

I again, that link is down below with the code Graham.

我再說一次，連結在下方，代碼是 Graham。

All right, now, in terms of what's most likely to happen next, keep in mind that there's always a reason not to invest.

好的，關於接下來最有可能發生的情況，請記住，總是有不投資的理由。

Like, even though it's very easy to think that, ooh, events like this are completely unique and this has never happened before, the reality is it's not exactly uncommon.

像是，雖然很容易覺得，哇，這種事情是獨一無二的，以前從來沒發生過，但實際上，這並不算少見。

As you can see, throughout the last 80 years, almost every decade there is something that happens which causes the stock market to sell off.

你可以看到，在過去的 80 年裡，幾乎每十年都會發生一些事情，導致股票市場賣壓湧現。

But over time, eventually it recovers and we continue moving on as normal.

但隨著時間過去，最終都會恢復，我們也會繼續正常運作。

Here's the thing we gotta realize, even right now, at the time I'm filming this video, The S&P 500 is still at the same point that was just a few months ago.

我們要明白的是，即使在我拍攝這支影片的當下，標準普爾 500 指數仍然停留在幾個月前的那個點位。

And objectively, it's still up over 70% in the last five years, not including dividends.

客觀來說，過去五年來，不含股息，它仍然上漲了超過 70%。

If you want even more proof about how profitable the stock market could be, take a look at this chart.

如果你想要更多關於股票市場有多賺錢的證明，看看這個圖表。

Green signals years of profit, red signals years of losses.

綠色訊號代表獲利的年份，紅色代表虧損的年份。

As you can see, there's a lot more green than red, but

你可以看到，綠色比紅色多很多，但是