Name: 為什麼 100 萬美元的淨資產比你想象的容易得多 (Why $1M net worth is much easier than you think)
Uploaded: 2025-07-22T18:48:31.000Z
Duration: 18 min 5 s

現在進行式

60% of Americans are living paycheck to paycheck. 50% of Americans cannot live without a credit card.

60% 的美國人過著 "靠工資吃飯 "的生活。50%的美國人離不開信用卡。

過去簡單式

But what if I told you that all these people who are living on credit cards and barely making ends meet could possibly be a millionaire with as little as 140 dollars.

但是，如果我告訴你，所有這些靠信用卡勉強度日的人都有可能成為百萬富翁，只要 140 美元。

動名詞

They tell us that becoming a millionaire takes a lot of hard work.

他們告訴我們，成為百萬富翁需要付出大量的艱苦努力。

But there is a strategy that most people do not know that can easily turn you into a multi-millionaire with as little as 140 dollars.

但有一種大多數人都不知道的策略，只需 140 美元就能讓你輕鬆變成千萬富翁。

And here in this video, I am gonna show you step by step how you can do that.

在這段視頻中，我將一步步向你展示如何做到這一點。

In fact, this is Warren Buffet's most favorite stock that could potentially make anybody who is watching this video a multi-millionaire.

事實上，這是沃倫-巴菲特最喜歡的股票，有可能讓觀看本視頻的任何人成為千萬富翁。

If you are ready, give this video a thumbs up and let's get right into it.

如果您準備好了，請為這段視頻豎起大拇指，讓我們開始吧。

If you look at your life, you will see that you are consistently consuming things.

如果你審視一下自己的生活，就會發現自己一直在消費。

You use your iPhone that is probably made by Apple.

您使用的 iPhone 可能是蘋果公司生產的。

Then your smartphone has multiple apps, such as Netflix to waste your time and Uber to call yourself a taxi.

然後，你的智能手機上有多個應用程序，比如 Netflix 可以浪費你的時間，Uber 可以幫你叫計程車。

Your hoodie probably made by another company.

你的連帽衫可能是其他公司生產的。

And then your sneakers most likely being made by Nike.

然後，你的運動鞋很可能是耐克製造的。

And that's why these companies worth trillions of dollars.

這就是這些公司價值數萬億美元的原因。

And every single year, they continue getting wealthier and they continue making more money.

每一年，他們都在繼續變得更富有，繼續賺更多的錢。

Because they are paying focus on what can we possibly produce in order for people to buy that.

因為他們關注的是，我們能生產出什麼，人們才會購買。

So if you don't make that shift in your mentality and understand that, you are only going to get rich and make a lot of money when you start producing more.

是以，如果你不轉變心態，不明白這一點，那麼只有當你開始生產更多產品時，你才能致富，才能賺大錢。

We are all producers and consumers to a certain extent.

在某種程度上，我們都是生產者和消費者。

And when you go to your job, you are producing something.

當你去工作時，你就在生產一些東西。

So you are getting money in exchange for producing that thing.

是以，你生產了那東西，也就換來了錢。

On the other side, everybody is consuming stuff.

You can live your life without a smartphone.

沒有智能手機，你也可以生活。

You probably have clothes on you and shoes.

You eat two to three times a day and you are consuming.

你每天要吃兩到三次，而且要消耗掉。

But the difference is that some people are entirely focused on consistently producing stuff, while other people are consistently being focused on consuming stuff.

但區別在於，有些人完全專注於持續生產，而另一些人則持續專注於消費。

Because they want to consume something now because they cannot afford it.

因為他們現在就想消費，因為他們買不起。

Because they don't have the money to consume that car, so they get a loan.

因為他們沒錢消費那輛車，所以他們貸款。

Because they don't have the money to buy that house, so they get a mortgage.

因為他們沒有錢買房子，所以他們就去抵押貸款。

And everybody is focused on consuming a lot of things.

每個人都專注於消費很多東西。

So if you don't make that change in mentality, it's impossible for you to get rich.

是以，如果你不改變這種心態，就不可能致富。

How am I supposed to make millions of dollars when the average wage is like 50 to 60 thousand dollars?

平均工資只有五六萬美元，我怎麼可能賺到幾百萬美元？

It will take me a lifetime before I build a career that will even pay me like two or three hundred thousand dollars, leave alone making millions of dollars.

我需要用一生的時間才能建立起一份甚至能給我帶來二三十萬美元收入的事業，更不用說賺取數百萬美元了。

All you have is to understand how the factors of production works.

你只需瞭解生產要素是如何運作的。

The factors of production are land, labor, capital, and entrepreneurship.

生產要素包括土地、勞動力、資本和企業家精神。

The entrepreneur is going to take these three things and is going to combine them together and build something of value that society needs.

企業家要把這三樣東西結合起來，創造出社會需要的有價值的東西。

那麼，你認為蘋果公司在做什麼？

Apple is factors of production to produce iPhones, smartphones, iPads, and computers.

蘋果是生產 iPhone、智能手機、iPad 和電腦的生產要素。

Nike uses the factors of production to get you the shoes that you want.

耐克利用生產要素為你提供你想要的鞋子。

Netflix is using the factors of production to get you the entertainment shows in order to entertain you for 15 or 20 dollars a month.

Netflix 利用生產要素為你提供娛樂節目，以每月 15 或 20 美元的價格為你提供娛樂。

And if you look at their valuations, you will constantly see that Apple made 50 billion dollars, 80 billion dollars, 100 billion dollars.

如果你看看他們的估值，你會不斷髮現蘋果公司賺了 500 億美元、800 億美元、1000 億美元。

Their valuation went into two or three trillion dollars.

它們的估值達到兩三萬億美元。

Because all they do is try to create as much as possible.

因為他們所做的就是儘可能地創造。

On the other side, when people are focused on consuming cars, houses, food, computers, that's what makes you poor.

另一方面，當人們專注於消費汽車、房子、食物、電腦時，這也會讓你變得貧窮。

When you buy sneakers, you destroyed wealth.

當你買運動鞋時，你就摧毀了財富。

When you eat food, you destroyed that wealth that was created by some kind of a restaurant.

當你吃食物時，你就毀掉了餐館創造的財富。

And the problem with creating wealth is that your time is limited at the end of the day.

而創造財富的問題在於，你的時間終究是有限的。

You probably can work 9 or 10 hours in the best case scenario.

在最好的情況下，你大概可以工作 9 或 10 個小時。

You have to sleep like 8 hours a day and then you have other things to do besides just sleeping.

你每天要睡 8 個小時，除了睡覺，你還有其他事情要做。

Which means that you have to think differently.

Instead of focusing to trade your time, which is a limited resource, you have to focus on controlling the factors of production.

時間是有限的資源，與其專注於時間交易，不如專注於控制生產要素。

The best way to do that is to go and build a business.

And most people are not ready to go through such a sacrifice in order to build one successful business.

而大多數人還沒有準備好為建立一個成功的企業而做出這樣的犧牲。

Even building a small grocery store in the corner is a difficult job to do.

即使是在街角建一個小雜貨店也是一件難事。

Leave alone building a multi-trillion dollar business.

更不用說建立一個價值數萬億美元的企業了。

But what if I told you that there is a market where you can buy these businesses.

但如果我告訴你，有一個市場可以讓你購買這些企業呢？

All you have to do is to take a portion of your income and buy those businesses.

您只需從收入中拿出一部分，購買這些企業。

And as these businesses try to make money, and as these businesses go and build better shoes, and as these businesses go and build better clothes, they will start making more money.

隨著這些企業努力賺錢，隨著這些企業去造更好的鞋，隨著這些企業去造更好的衣服，他們就會開始賺更多的錢。

And you will profit as a result of the fact that these businesses worked super hard and made so much money.

這些企業付出了超常的努力，賺了這麼多錢，你也會是以獲利。

Can you own Nike for example that produces your shoes?

例如，你能擁有為你生產鞋子的耐克公司嗎？

Nike is a business that is being traded in the market and you like any other person can go to the stock market and buy Nike.

耐克是一家在市場上交易的企業，你可以像其他人一樣去股票市場購買耐克。

Not the Nike shoes but the Nike as a company.

不是耐克鞋，而是耐克這家公司。

And each time that Nike sells the shoes, you are eligible to the profits of that company.

耐克公司每次出售鞋子，你就有資格獲得該公司的利潤。

In fact, you are one of the owners of Nike.

事實上，你是耐克公司的老闆之一。

In fact, if you look at the people who own Nike, you will find out that less than 2% of Nike shares are being held by the insiders.

事實上，如果你瞭解一下耐克的持股人，你就會發現耐克內部人士持有的耐克股份不到 2%。

Insiders are the people who work at Nike such as the CEO, the CFO, the employees of Nike.

內部人是指在耐克工作的人，如首席執行官、首席財務官和耐克的員工。

The rest of the Nike is being owned by Vanguard that owns around 9.5% of Nike.

耐克公司的其他股份由 Vanguard 公司擁有，該公司持有耐克公司約 9.5%的股份。

So you can complain that Wall Street owns Nike.

所以，你可以抱怨華爾街擁有耐克。

You can complain that Wall Street owns the factors of production.

你可以抱怨華爾街擁有生產要素。

But just like Wall Street, you have the rights and you have the ability to go and buy Nike.

但就像華爾街一樣，你有權利也有能力去購買耐克。

As of the time of this recording, a single Nike stock worth around 76 dollars.

截至本節目錄制時，一隻耐克股票的價值約為 76 美元。

And the place where all of these companies are being traded is called the stock market.

而所有這些公司的交易場所就叫做股票市場。

In fact, that's where the stock market exists for.

事實上，這正是股市存在的意義所在。

So buying businesses in other words, or buying factors of production, also called as investing.

換言之，購買企業或購買生產要素，也稱為投資。

When you invest your money, it's basically buying the factors of production.

當你投資你的錢時，基本上就是在購買生產要素。

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為什麼 100 萬美元的淨資產比你想象的容易得多 (Why $1M net worth is much easier than you think)

majority

strategy

vast

average