there are 46.8 million millionaires worldwide with a total net worth of 158.6 trillion dollars.

全球有4680萬富翁，總淨資產達158.6萬億美元。

That's almost half of the world's entire wealth. From one side, it seems like it is so difficult

這幾乎是全世界全部財富的一半。從一個側面看，它似乎是如此的困難。

to become a millionaire that only a handful number of people become one, but from the

要成為百萬富翁，只有少數人成為百萬富翁，但從這一點來看。

other side when you have almost 47 million millionaires, it seems like it's not that

另一邊，當你有近4700萬富翁的時候，這似乎並不是什麼好事

difficult to become one, especially when 18.6 million of them are in the US.

難成為一個，尤其是當1860萬在美國。

But it's not easy to spot them because they don't lead a super luxurious life, but they

但要發現他們並不容易，因為他們並沒有過上超級奢華的生活，但他們

have the financial stability to live comfortably.

有穩定的經濟能力，可以安居樂業；

So here in this video, we are going to find out what are the 7 non-obvious signs that

那麼在這段視頻中，我們就來看看有哪些7個不明顯的徵兆呢？

someone is rich. These are dealbreaker traits. If you don't have them, you should work on

有人很有錢。這些都是破壞交易的特徵。如果你沒有這些特質，你就應該在以下方面下工夫

getting them

讓他們

Understanding accounting  The business world and the stock market are

瞭解會計 商業世界和股票市場是

all standing on the shoulders of accounting. Without having a deep understanding of accounting,

都站在會計的肩膀上。如果沒有對會計的深刻理解。

you can't really manage money well. The first sign of someone is wealthy or on

你真的不能很好的理財。一個人有錢的第一個標誌，或者是在

the way to become is that they understand accounting. They don't necessarily have to

成為的方式是，他們懂會計。他們不一定要

know every detail, but they have a general idea about everything. They know how to read

知道每一個細節，但他們對一切都有一個大致的瞭解。他們知道如何閱讀

balances sheets, income statements, cash flow statements.

資產負債表、損益表、現金流量表；

They know how to analyze the financial statements and figure out if the company is on the right

他們知道如何分析財務報表，並找出公司是否在正確的

track. You can come up with the best business idea

軌。你可以提出最好的商業理念

ever, but if you luck accounting skills, you will not be able to turn it into a profitable

曾經，但如果你運氣會計技能，你將無法將它變成一個盈利的

business.  History is filled with great innovators, but

企業。 歷史上有很多偉大的創新者，但

they couldn't profit from them because they lacked the business skills, and accounting

他們不能從中獲利，因為他們缺乏商業技能，而會計

is at the heart of it.

是它的核心。

Of course, you can hire accountants to do the job for you, but without personal knowledge,

當然，你可以聘請會計師為你做這件事，但沒有個人知識。

you cant make the right decisions to drive the company in the right direction.

你不能做出正確的決定來推動公司向正確的方向發展。

2. The ability to delay gratification

2.延遲滿足的能力

This is probably the most important trait in this list, and we have made an entire video

這可能是這個列表中最重要的特質，我們已經做了一個完整的視頻。

on it previously. When you grow up in a low-income family with

上，以前。當你生長在一個低收入的家庭中，有了

no fault of your own, what often happens is that. You cant think long term because its

不是你自己的錯，經常發生的是。你不能從長計議，因為它

difficult to focus on achieving something great in 10 years when you are struggling

十年磨一劍，難成大器

to put food on the table. When you grow up, and your concern is to fulfill

把食物放在桌子上。當你長大後，你關心的是實現

your daily needs, that mentality will become part of you. Instead of saving money to invest,

你的日常需求，這種心態會成為你的一部分。而不是存錢去投資。

for example, you indulge in sweets and entertainment, and you aren't confident that you can get

比如，你沉迷於甜食和娛樂，而你又不自信能得到

that tomorrow. Because when you were a kid, your parents promised you to buy sweets, for

那明天。因為你小時候，你父母答應你買糖，為的是

example, but didn't often deliver out of financial necessity.

例如，但出於經濟需要，並不經常提供。

Instead of investing in yourself or spending a few years building a business, you decide

與其投資自己或花幾年時間建立一個企業，不如決定

to settle on low paying jobs. There is a great book on that Scarcity: Why Having Too Little

來解決低薪工作。有一本關於《稀缺》的好書。為什麼擁有太少

Means So Much.

意味著這麼多。

Delaying gratification also means being disciplined. Nothing meaningful can be built overnight.

延遲滿足也意味著要有紀律。任何有意義的事情都不可能一蹴而就。

Whether you want to become the CEO of the company you are working at or a successful

無論你是想成為你所在公司的CEO，還是想成為一個成功的人，你都可以成為一個成功的人。

athlete or an entrepreneur, you need years of constant work and dedication no matter

運動員或企業家，你需要多年的持續工作和奉獻，不管是

how talented are you.  3. They focus on earning more than saving.

你有多大的才華。 3.他們注重掙錢多於儲蓄。

No one ever got rich by just saving. Not to say that it's not important because I am a

從來沒有人只靠儲蓄髮財。並不是說這不重要，因為我是一個。

big believer in saving, and I do save most of my income, but there is always a limit

我相信儲蓄，我也把大部分的收入都存了起來，但總歸是有限度的。

to how much you can save. At the end of the day, you have to spend money

到你能存多少錢。到最後，你必須花錢。

to cover your basic needs, such as shelter and food. Since you are a human being, you

以滿足你的基本需求，如住房和食物。既然你是一個人，你

want to entertain yourself and live comfortably, that's why if you just focus on saving, you

想要自娛自樂，過上舒適的生活，這就是為什麼如果你只專注於儲蓄，你會

probably won't go far. That's why it makes more sense to focus on increasing your income

可能不會走遠。這就是為什麼專注於增加收入更有意義的原因。

all the time.

一直都在。

If you have a job, that's almost impossible because all you can hope for is a 5 percent

如果你有一份工作，那幾乎是不可能的，因為你所能希望的是5%的收入

raise annually. That's trying looking for other streams of income. Do something online,

每年提高。那就是嘗試尋找其他的收入來源。在網上做一些事情。

put your money to work, let it generate income for you.

把你的錢用於工作，讓它為你創造收入。

4. Next, Beauty pays well. I was a little skeptical about this until

4.其次，美女工資高。我對這個有點懷疑，直到

I read the book "Beauty Pays: Why Attractive People Are More Successful." If you think

我讀了 "美麗付出：為什麼有魅力的人更成功 "這本書。如果你覺得

about it, we naturally love to deal with more attractive people. I am not just talking about

關於它，我們自然喜歡和更有魅力的人打交道。我不只是在說

the opposite gender but overall in general.  We often criticize celebrities who have done

的異性，但總體上來說。 我們經常責備那些做了

face surgeries to look more attractive, and yet millions of people follow them after they

臉部手術，讓自己看起來更有魅力，但卻有數百萬人在他們之後追隨他們

have done that, thus making them wealthier.

已經做到了這一點，從而使他們更加富有。

That's not to say that every attractive person is rich but attractive people on average earn

這並不是說每個有魅力的人都是有錢人，但有魅力的人平均收入是

more. And multiple studies have shown that the better-looking men had higher starting

更多。而多項研究表明，長相較好的男性有較高的起。

salaries and faster earnings growth in their first ten years. For women, looks had little

在他們的頭十年，工資和收入增長較快。對於女性來說，長相幾乎沒有

effect on their starting salaries but did improve their earnings growth in the long

對他們的起薪有影響，但確實提高了他們的長期收入增長。

run. Some studies even indicated that better-looking people get lower interest rates. That's insane!

跑。有研究甚至表明，長相較好的人得到的利息更低。這簡直是瘋了!

If you are hiring a salesperson, for example. Would you hire someone who would attract more

比如說，如果你要招聘一個銷售人員。你會不會僱用一個能吸引更多

customers by being attractive and generate more sales or someone who is less attractive

吸引客戶，創造更多的銷售，或者是一個不那麼吸引人的人。

and would attract fewer customers?

並會吸引更少的客戶？

Of course, not all professions require great looks such as sales, modeling, or acting,

當然，並不是所有的職業都要求長相出眾，比如銷售、模特、演員。

but if you had two professionally equal options, most people would lean to hire the more attractive

但如果你有兩個專業上相同的選擇，大多數人都會傾向於僱傭更有吸引力的人

one. Of course, some people are lucky genetically

之一。當然，有些人是幸運的基因。

and naturally look beautiful. But that doesn't mean you can't do anything about it. You cant

並自然而然地看起來很美。但這並不意味著你不能做任何事情。你不能

change your genes but there are plenty of things you can do! Such as dressing up properly,

改變你的基因，但有很多事情你可以做!比如適當地打扮一下。

fixing your hair, grooming, exercising, hitting the gym regularly, you can make yourself look

修理頭髮、美容、鍛鍊身體、定期打健身房，你可以讓自己看上去

much more attractive than you imagine.

比你想象的更有吸引力。

5. Being Good at socializing

5.善於社交

We know that Facebook made Zuckerburg one of the richest people in the world. But Sean

我們知道，Facebook讓扎克伯格成為了世界上最富有的人之一。但Sean

Parker early on realized the opportunity and built a strong relationship with Zuckerburg

帕克很早就意識到了這個機會，並與扎克伯格建立了緊密的合作關係。

and got a tiny small slice of Facebook, which today worth over 2.7 billion dollars.

並得到了Facebook的一小塊，如今價值超過27億美元。

One thing that's certain about life is that you can't go far alone, no matter how hard

人生有一件事是肯定的，那就是無論你多麼努力，你都不可能獨自走得更遠。

you try. The world is built in such a way that you need other people to achieve great

你嘗試。這個世界就是這樣建立起來的，你需要別人來實現偉大的目標

things. Of course, sometimes, you are so smart that no matter how terrible your social skills

的事情。當然，有時候，你是如此的聰明，無論你的社交能力有多差勁

are, people will still get around you because they see that they can gain something.

是，人們還是會繞著你走，因為他們看到，他們可以獲得一些東西。

But let's be honest, it isn't always like that. Most people aren't going to build the

但說實話，並不總是這樣的。大多數人不會去建造

next Facebook or Microsoft, that's why the ability to build strong connections with others

下一個Facebook或微軟，這就是為什麼能夠與他人建立強大的聯繫。

is a dealbreaker. Let's say you have come up with a good business

是一個破壞交易的因素。比方說，你已經想出了一個很好的生意。

idea. By having big enough valuable connections, you can quickly turn it into a profitable

的想法。通過擁有足夠大的有價值的人脈，你可以迅速把它變成一個有利可圖的。

business. Do you want to raise money for your business? you prepare a great sales pitch?

業務。你想為你的生意籌集資金嗎？ 你準備了一個偉大的推銷嗎？

Do you want to get hired? Learn how to sell yourself?

你想被錄用嗎？學會如何推銷自己嗎？

You want to make friends and around yourself with charismatic, ambitious, and talented

你想與有魅力、有抱負、有才華的人交朋友，並在自己身邊。

people? You should know how to talk to them in such a way that they would love to connect

人？你應該知道如何與他們交談，以這樣的方式，他們會喜歡連接。

with you. We can go on and on and talk about the importance

和你一起。我們可以繼續下去，繼續談論的重要性

of social skills. But the point is that the better social skills

的社交能力。但問題是，社交能力越好

you have, the higher your chances of building wealth.

你擁有的，你積累財富的機會越大。

6. Be A little more greedy than others.

6.要比別人更貪心一點。

Once you make enough money to pay all the bills, it's really difficult to motivate yourself

一旦你賺的錢足夠支付所有的賬單，真的很難激勵自己

to earn more. And I can say that from my personal experience.

才能賺得更多。我可以用我的親身經歷說。

That drive and hunger you had at the beginning slowly fades away as you get into a comfort

當你進入一種舒適的狀態時，你一開始的那種動力和飢餓感就會慢慢消失。

zone. There is nothing wrong with that. If you are

區。這一點沒有錯。如果你是

satisfied with yourself, what else could you possibly want?

心滿意足，你還想怎樣？

But to achieve more than others, you have to be a little more greedy. Of course, too

但要想取得比別人更多的成就，就必須要比別人更貪婪一些。當然，也要

much greed isn't good, because it can destroy you.

貪婪不是好事，因為它會毀了你。

But the desire to achieve more, bring more value into the society is a fundamental character.

但是，渴望實現更多的目標，為社會帶來更多的價值，是一種基本的品格。

We are not talking just about business but sports, academics, even games.

我們說的不僅僅是商業，還有體育、學術，甚至遊戲。

7.  And finally, Take Calculated Risks.

7. 最後，要計算好風險。

As a wise man (Jim Rohn) once said, "If you are not willing to risk the unusual, you will

正如一位智者(Jim Rohn)曾經說過的："如果你不願意冒著不尋常的風險，你就會。

have to settle for the ordinary." That's true. You will achieve nothing without taking some

不得不滿足於平凡的生活。"這倒是真的。如果不採取一些措施，你將一事無成

risk. But there is a huge difference between taking a risk by relying on luck and taking

險。但是，靠運氣冒險和承擔

a calculated risk. Let me give you an example. Whenever you invest

一個計算過的風險。讓我給你舉個例子。每當你投資

in the stock market, you are always risking your money. But before throwing your money,

在股市中，你總是在冒險你的錢。但在投錢之前。

you can analyze the market and find out the most profitable stocks with minimum risks.

你可以分析市場，找出風險最小的最賺錢股票。

The companies you can be confident about aren't going to declare bankruptcy the next day.

你可以放心的公司是不會在第二天宣佈破產的。

Even if their stock falls in the short run, the company's overall valuation will grow.

即使其股票短期內下跌，公司整體估值也會增長。

The same applies to everything else. You want to drop out of college and start a business.

其他的事情也是一樣的。你想從大學退學創業。

Great, but how about figuring out what business you want to start first, come up with a plan

很好，但不如先搞清楚你想做什麼生意，想出一個計劃。

and then drop out. Or before borrowing money to start a business, make sure your math is

然後退學。或者在借錢創業之前，要確保自己的數學是

working. Yeah, sometimes taking risky decisions to

工作。是啊，有時採取冒險的決定，以

lead to great outcomes but often they don't, and you might end up losing everything.

導致偉大的結果，但往往不是，你可能最終失去一切。

These are the seven signs traits people who are often successful or wealthy have. Of course

這就是往往成功或富有的人所具有的七種星座特徵。當然了

not all of them but most. And the more of them you incorporate into your life, the higher

不是全部，而是大部分。你把它們融入你的生活中越多，你的生活就越高。

your chances will be to be wealthier.

你的機會將更加富有。