abundant

US /əˈbʌndənt/

・

UK /əˈbʌndənt/

B2 中高級英檢高級多益

adj.形容詞很多的

There are abundant job opportunities for graduates of good universities

影片字幕

最終幻想XIV - 答案 (完整歌詞/完整歌詞) (Final Fantasy XIV - Answers (Full Lyrics / 完整歌詞))

07:16

最終幻想XIV - 答案 (完整歌詞/完整歌詞) (Final Fantasy XIV - Answers (Full Lyrics / 完整歌詞))

To all of my children in whom Life flows abundant
致我所有原本生活富足的子民

??適合所有皮膚類型的最好的韓國精華液 (?? THE BEST KOREAN SERUMS for ALL SKIN TYPES)

17:33

??適合所有皮膚類型的最好的韓國精華液 (?? THE BEST KOREAN SERUMS for ALL SKIN TYPES)

So this anti aging serum contains photo read complex like a pin and electric acid ingredients that are abundant in red berries such as pomegranate, raspberry, cloud berry, blueberry and a sigh berry that provides anti oxidation skin and collagen protection.
是以，這款抗衰老精華液包含了像針和電酸這樣的光讀複合體成分，這些成分在石榴、覆盆子、雲莓、藍莓和一種嘆息漿果等紅色漿果中含量豐富，能提供抗氧化皮膚和膠原蛋白保護。

最醜陋的20種動物 (Top 20 Ugliest Animals)

16:31

最醜陋的20種動物 (Top 20 Ugliest Animals)

They have been declared a least concerned species, meaning they are abundant and in no danger of endangerment.
它們已被宣佈為最不受關注的物種，這意味著它們數量充足，沒有瀕臨滅絕的危險。

This Missing Force Field Could Lead to a Dark Matter Breakthrough

05:00

This Missing Force Field Could Lead to a Dark Matter Breakthrough

be chargeless, very light, and incredibly abundant. Hmm, a particle that's hard to
是無電的，很輕的，和令人難以置信的豐富。嗯，一個粒子，很難

讓你真正成為富翁的5條人生經驗 (5 Life Lessons That Will Make You Truly Rich)

11:34

讓你真正成為富翁的5條人生經驗 (5 Life Lessons That Will Make You Truly Rich)

I don't keep tabs, but my life is pretty abundant.
我不記賬，但我的生活很豐富。

約翰-洛克。教育清晰的思考的頭腦 (John Locke: Educating Clear Thinking Minds)

06:40

約翰-洛克。教育清晰的思考的頭腦 (John Locke: Educating Clear Thinking Minds)

To toughen the young body, abundant sleep on a hard bed is ideal, exposing Edward to harsh conditions such as cold baths, protects him from the common cold.
為了鍛鍊年輕的身體，在硬板床上大量睡覺是最理想的，讓愛德華暴露在嚴酷的條件下，如洗冷水澡，可以保護他免受普通感冒。

這就是你的語言有多大的力量--小心你在生活中所說的話。 (This Is How Powerful Your Words Are - Be Careful What You Speak Into Your Life)

06:40

這就是你的語言有多大的力量--小心你在生活中所說的話。 (This Is How Powerful Your Words Are - Be Careful What You Speak Into Your Life)

I am abundant.
我是豐富的。

沖繩的島嶼天堂 | Keramashoto國家公園 | japan-guide.com (Island Paradise in Okinawa | Keramashoto National Park | japan-guide.com)

12:11

沖繩的島嶼天堂 | Keramashoto國家公園 | japan-guide.com (Island Paradise in Okinawa | Keramashoto National Park | japan-guide.com)

is the country's premiere beach destination, with numerous islands and seas abundant with coral
是該國首屈一指的海灘目的地，擁有眾多島嶼和豐富的珊瑚海域。
populated with abundant marine life, and is a top spot for sunbathing and snorkeling.
這裡有豐富的海洋生物，是享受日光浴和浮潛的最佳地點。

不會飛的鸚鵡捲土重來 (Flightless Parrot Making a Comeback)

02:21

不會飛的鸚鵡捲土重來 (Flightless Parrot Making a Comeback)

But despite ones being one of New Zealand's most abundant birds today, they're one of the country's most rare and threatened species.
但儘管它們是紐西蘭現今最豐富的鳥類之一，但它們卻是紐西蘭最稀有和受威脅的物種之一。

Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20's ? (Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s ?)

24:29

Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20's ? (Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s ?)

For me for example might not be the case and I might want to spend a bit more on maybe dining out and leave my hair alone you know it depends on you and the point of a budget is not to cut yourself off from all the joys of life and all the things that make you happy we're just out our income expenses ratio and how much money we actually have to play with and to work with we need to look at our income so this is obviously going to be very simple if you have one stream of income your full-time job doesn't really change easy peasy okay you've got that number this by the way should be your net income so all of your income after taxes and all of that so the amount of money you actually have to work with to spend if you have a few different income streams that fluctuate or if you're a freelancer and your income is kind of all over the place what you're going to do is you're going to look at your income from the last 12 months so you're going to write January I made 3000 euros February x amount etc so you're going to have a full view of the last year and then you've got two options you can either calculate the average so you use your average income and set your budget and saving goals around that or you can take the month where you made the least amount of money so let's say my lowest income month was March and I made 1500 euros I'm going to take that amount and create my budget and how much I save around that that is just so you're on the safe side so you're not overspending you're not spending more than you're making so this is again totally up to you I like to take the minimum amount just because again with my like stress around money my history with that I'm like I just want to be safe and sound so in order to save a substantial amount that you're happy with you're probably going to cut your spending in that green zone if your income expenses ratio is a little skewed like you spend more than you make then you're going to limit yourself in the green zone and if you're still spending more than you're making or if you don't have enough room to save anything and if that's really important to you then you're probably going to want to cut down in that yellow zone if you can and then with the red zone as we've already said you can call your like phone provider or anything like that to try to negotiate a better price or you can size down on your apartment how ruthless you are with your budget how much you limit yourself is going to depend on your situation it's going to depend on how much you make and then also your money goals obviously like if you have a lower income and you have a lot of like debt for example or you have a mortgage or something like that then you might want to cut yourself more so your budget is again very personal it depends on you and your situation and your money goals and of course the more you make the more you get to save you can only save as much as you earn but you can usually for the most part find a way to earn so that would definitely be something i would look at if i was in a situation where i'm spending way more than i'm making and of course you can only limit yourself so much like you still need to live your life and take care of those basic expenses so that means either asking for a raise switching your job looking into side hustles like there are options out there but i don't want to be insensitive to anyone like obviously we have different situations but of course the more you make the more you get to save already with all of that being said we can finally create your budget there are three different ways you can do this i'll go through each one and you can decide which one works best for you i'll also share with you which one i used so the first one is a very clear simple straightforward one that's amazing if you're just starting out and you have no idea like where to put what amount of money it's the 50 30 20 rule so 50 percent of your income goes towards your needs so that would be that red and yellow zone and then 30 percent goes towards your savings so in this case we're starting with an emergency fund so 20 percent would go to your emergency fund and then when you're done with that those 20 percent can go towards paying off debt investing etc and again we're working with your net income here so the income you have left over after all of your taxes and all of that the second option is a little bit more personal more tailored to you so you would just go category by category so again looking at that groceries category you see the last three months and then you set a realistic goal and you do that with every single category and then you can see how much money you have left and then that would go towards your savings and then the last way you can create your budget is to look at your savings first so to set a saving goal for yourself let's say you want to save 6 000 euros for your emergency fund and then you calculate how much you would have to save every single month to get to that point in this case it would be 500 euros and then the rest of the money you have left over is what you create your budget around this is the one that i chose i think it's the least straightforward like it's the hardest to set up because it's kind of sometimes hard to tell how much you can realistically save but i was very adamant about saving 15 000 euros in one year like i was very determined to reach that goal so i knew that i would you know limit myself as much as i had to in order to reach that goal so i think it also depends a little bit on your personality type and how serious you are about this and also your income of course like if you don't have that much money to play with that's going to be way harder to do something to consider but pick one that is best for you let's circle back to that emergency fund so we still need to figure out how much exactly you want to save what is your emergency fund goal and then also how quickly you want to do it like what is the time frame to achieve that goal because that is necessary when you are setting goals like you need to have a time frame of when you want to complete it so let's say you chose to save three months worth of your basic expenses and through doing that money audit you figured out that your basic expenses are 1500 euros so that makes your euros so that is the amount you want to save and then the time frame is obviously totally going to depend on you how quickly you think you can save this money how much money you have to play with in the first place so you're going to have to sit down and figure that out for yourself obviously the most straightforward is if you use the 50 30 20 rule you know that 20 of your income goes towards the emergency fund you can calculate how much that is and then figure out how long it will take you to reach your emergency fund goal whatever you decide this goal should obviously be achievable something you can actually do but that's also a little bit of a challenge so now you should have a very clear savings goal and a very clear plan of where your money is gonna go so you set those limits you set a budget and now all you have to do is stick to it for me this saving goal was very very important because that was the whole reason why I was budgeting and sticking to it but one thing that really really helped me to like stay even more motivated and continuously excited to keep going was a flow chart and that sounds so stupid but it honestly made such a huge difference for me I drew like a flow chart in my journal and then I would color in every time I put that money into a savings account and I don't know why this worked so well for me okay it might not work for you but honestly it like kept me going so much I was so excited like I would look at it all the time and be like oh my god I only have like this amount left and it like made such a big difference so I highly recommend trying that out um it was amazing for me but obviously through all of this you're gonna build such amazing financial habits that are gonna last forever like when you're a bit more financially secure or free like you're still probably gonna at some point want to buy a house or save some money for your future children or whatever you're doing like those habits are gonna help you get there and it's so important and so amazing that you're doing that now you're really setting yourself up for success and for an amazing future obviously with creating an emergency fund as I've said it really gave me so much security so I kind of left that financial stress out the door and that helped me to create a really positive abundant financial mindset and I started to feel completely differently about money like it was something that I realized I'm very interested in I started researching it my whole view around money completely changed to something that was actually like exciting and interesting instead of it being something that was so stressful something I didn't even want to look at because I no thank you I don't want to know and I really feel like because of that I started making so much more money like because I was positively focused on it I was obviously researching ways to make more of it like it changed everything for me honestly when it comes to money but it also made me so much more confident like I still don't exactly know why maybe it's just reaching a goal obviously makes you feel good it makes you feel confident and it took me a year which is a fairly long time and I really stuck to it so that gave me so much confidence in myself that I can do this it gave me confidence that I can talk about money because I actually knew what I was talking about now I kind of understood at least the basics and you just start to build that momentum so all in all all of this I know it takes some time and effort to get into it and to stick to it but it is so so so worth it you're literally doing this for yourself or your future self and there's no investment better than that and no one can ever take that away from you the last thing we want to do is go through the budget that I made so you know exactly how to use it it's obviously free it's going to be linked down below there are so many different budgets this one is very very basic this is the one I started with it's literally nothing fancy um but it worked for me so I might as well share it but there are so many that you can find on youtube on pinterest some are free some are not so if this one doesn't work for you that's totally fine just find one that does okay or you can even build your own you can do it in your journal you can do it on excel notion whatever works for you so when you click on the link to the template it will open up to this you obviously need a notion account which is free and then you would go right here click on that duplicate it and then you can use that template once you have the template on your notion account you can change the name of it here so you can do my budget 2024 whatever you want you can change the icon here you can also add a cover like a banner on top if you want to and then the first step is to write your money goals so that would be your emergency fund goal let's say that's 6 000 euros and you can delete the other two because we just want to be focused on that at the moment you can write your paycheck routine here if you want to starting balance so this is the money you currently have okay anywhere and everywhere so let's say that's 3 000 euros this is more for motivation purposes so you can look at it a year from now and see how you've done for example and then you've got different tables you've got your income table savings expenses and then your yearly balance all of these tables that i'm going to show you are set for euros you can change this by clicking on the amount going to edit property and then number format and you can change that here you'll have to change this for every single table it's a little tedious and annoying but once you do that you won't have to do it again so your income table looks like this it has a filter so when you click on this you can choose a month so obviously if you don't have a month chosen it's going to show you your income for the whole year and you can see the sum of that below but let's change that to the current month july so i can see i've made 3 000 euros you can obviously add income streams you just click on this write the income stream add the month and the amount your savings table is very similar so the filters work exactly the same way and then again you add it the same way so you write the amount let's say 200 euros and then you choose what you're saving for so at the moment that's an emergency fund then you have different options you can also add one here by just writing it and clicking enter again very simple and then we've got your expenses table so this is going to be something that you're going to use when you're doing the audit so you're going to write the expenses in different categories for the last one to three months so in this case that's april may june and then of course you set a limit for each category i just did it for groceries so you can see how it works and then you obviously update your spending for the current month i like to update my budget once a week and then i write the last time i updated it right here just so i don't calculate the same things again on accident it's definitely happened to me before so i recommend doing that and then right here we have your yearly balance so your kind of 2024 budget so you can see everything very clearly there are definitely budgets out there that already calculate this for you there are no formulas for this budget it's very very simple so again might not work for you but i kind of like the fact that my budget was really really easy to use easy to set up to begin with and then i kind of you know updated it made it a bit fancier later on so let's say it's the end of july i go up here i can see i've made 3000 so that's my income i saved 500 so i'll just write that in so july 3000 euro income savings are 500 i'll be able to see the sum of my expenses right here so i just write that amount here let's say that's 2500 euros and then you can also calculate the percentage of your income saved so in this case that would be around 16 and then it will calculate the average for the whole year which is just really helpful to see with how well you're doing so that is the whole budget again very simple have a link down below it's free you can use it you cannot use it do whatever you like alrighty guys that is it for this video i really really hope you enjoyed it and found it helpful please let me know what other money related videos you want to see literally anything okay you just let me know and i'll get that done for you okay i love talking about money i really want to make this into a series so i am happy to make anything you want to see so just let me know thank you guys so much for watching and i'm gonna see you very very soon
例如，對我來說可能不是這樣，我可能想在外出就餐時多花點錢，而不去管我的頭髮，你知道，這取決於你自己，預算的意義並不是要讓你遠離生活中的所有樂趣和所有讓你快樂的事情，我們只是要了解我們的收入和支出比例，以及我們到底有多少錢可以花，可以用，我們需要看看我們的收入，所以這顯然會非常簡單，如果你有一個收入來源，你的全職工作並不會真的改變。如果你有幾種不同的收入來源，而這些收入來源又時有時無，或者你是一名自由職業者，你的收入也時有時無，那麼你要做的就是查看你過去 12 個月的收入情況。然後你有兩個選擇，要麼計算平均