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  • - Hey, guys, Austin Schnieder here

  • with the The Mortgage Reports

  • and today we're gonna review the mortgage rate forecast

  • for January of 2020.

  • 2019 was a fantastic year for mortgage rates.

  • Rates averaged just 3.94%.

  • Dropping rates helped many homeowners refinance

  • into lower payments this year.

  • It's estimated that over six million people purchased homes

  • in 2019 thanks to these low rates.

  • According to six major housing authorities,

  • rates will average just 3.7% in 2020,

  • a lower average than what we saw in 2019.

  • The economy is strong,

  • which is giving consumers confidence to apply

  • and buy for the first time.

  • Despite predictions of low rates this year,

  • you shouldn't wait too long.

  • After all, you don't lock in an average rate.

  • You lock in on a certain day and even hour.

  • You get whatever rates are at that time.

  • For instance, rates could be 3.5%

  • during the first six months of 2020, and four the last half.

  • You want to take advantage of them

  • while they're low when they are low.

  • So at the end of the day, don't put too much confidence

  • into the average rates

  • or what we're even saying on this video.

  • Lock in the rates while they are low,

  • and in January 2020 we expect rates to be in the 3.7 range

  • for well-qualified applicants, which is very low.

  • So as we head into 2020, you might want to think about

  • locking in a low rate while you can.

  • Anything can happen, and you want to be on the winning side

  • of low rates to save you the most amount of money.

  • Thanks so much for watching, guys.

  • For more on this topic, for more about the interest rates

  • visit us online at

  • Thanks so much for watching.

  • We'll see you on the next one.

  • (upbeat music) (bright popping)

  • (loud whooshing) (mouse clicking)

- Hey, guys, Austin Schnieder here


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2020年1月房貸利率預測 (January 2020 Mortgage Rates Forecast)

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    林宜悉 發佈於 2021 年 01 月 14 日