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What is Bajaj Finance or Finserv ?
How can we get a loan from Bajaj Finance?
What documents will be required for us to be eligible for Bajaj Finance Services?
And what other terms and conditions have to follow
And friends the most important things is that
If we take loan from bajaj finance
Then we have to pay many Hidden Charges
Then in this video we also know that
if we take loan from Bajaj Finance
So, how many percent interest we will give
and what hidden charges have to pay
So let's know
Unlocking Something
So friends, we first talk about what is Bajaj Finance
Bajaj Finance is a financial service company of Bajaj
Under which the bajaj of his custmers
Accourding to his Documents and Credit Score
Give some money in the form of a loan
And the customers want to keep their money for months
According to him, he puts Interest on those loan money
And the amount of money that gets total money with interest
Those Money
The number of days the customer wants to keep
According to him, Money is divided into EMI or Installment
Through which the loan taker
Each month a small portion of your loan amount has to be paid to the company
And in this process You Paid the Whole Amount of loan.
And there is no pressure on it
So, This is the total Processiser to take loan from bajaj
So, Friends Now if we want to borrow from Bajaj Finance
Then which Documets is need and
what conition have to follow
So the first condition that comes out here is this.
If you want to take loan from Bajaj Finance
then you must be 21 years to 58 years of age.
And the second condition is that it is
You want to take loan from Bajaj Finance, by whose name
They Should have Job In any Place
Whether it is a government job or a job in a MNCs or private company
Means who have their salaries should come regularly in their Bank account
As Income
And the third condition is that you want to take a loan on Whose name of
He / She Must Be Citizen Of India
This is friends all three condition
Now comes on the documents
Here are four documents needed by MANLIER
The first document that is KYC Documents
KYC Documents contain your PAN card and Aadhaar card
And the Second Documents Is that Employ ID Card
If you do a job then wherever you work
From that you should have received a card
so that you will recognize who you are
That is Employ ID Card
The Employ Id Card is also very important here
And the Third Documents is Salary Slip
If You are doing job the you are getting salary
And If you are getting Salary the you must know about salary Slip
So here you will have to pay
salaries slip for the last 2 months
So now it comes to the Friends Fourth Documents
Statement of Salary Account
Statement of last 3 month
In which your salary comes regularly
Friends, these four documents are very important.
So it is now that if you are eligible for loan from Bajaj Finance
Then how you will get loan
So here are two ways to take loan from Bajaj Finance
The first Way is offline and the other way is online.
So we talk first about Offline
Friends, if you take loan Offline
So you have to go to the office of Bajaj to take all these documents.
There you will verify all your documents with Bajaj Finance
And after that they will decide how much you can get a personal loan
And as many amounts will be decided for you
You can get it in your bank account within 24 hours.
Means that you have the process of taking a total loan
will be completed in 24 hours.
So this is the friends process of offline
The most important thing in which the city you live
in must be the office of Bajaj Finance.
Which is not available in many city
So what does he do not have in the city?
So first of all check that if you have an
office of Bajaj Finance in your city
So How do you Check
To check, you have to go to any web browser
and search there.
Bajaj Finance Branch
When you search, the first
result will be that of the branch locator.
Means Bajaj Finance Branch Locator
So let's click on it's go to it's webpage
As soon as you go to its webpage,
you will see two options on it.
First Select State and Second Select City
So by clicking on the Select State, you can get any state
You have to select your state
After selecting, friends have second option, Select City
So you will click on it as soon as
So the state you selected
In that state where there is an office of Bajaj Finance
They will show the names of all City in that State
If you have the name of your city then
you can select it and get the address and number
But if your city is not name is not available
It means that there is no office of Bajaj Finance in your city
Those who do not have office in their city,
how they will take a loan.
The Another way is for them
Online Process
But how do you take a loan from online
There is nothing more to take online loan
Normally in your smartphone by visiting Playstore
To install the official application of Bajaj Finance
So if you do not get
an official application of Bajaj Finance on Playstore
Then,You can checkout in our description box
He will get you a link to the official application
of Bajaj Finance
From where can you install the application
of Bajaj Finance
After installing it is to open the application
When you open, it will ask for 4 or 5 permissions,
which is to be allowed.
After Allowed, there will see two options
The first option that will be the New Customer
and the Second of the Exiting Customer
You have to click on new custmer
As soon as you go to a new customer,
you will see two options again there.
Salaried
and Self Employed
You have to click on Salaried
As soon as you go to the salaried
there will be a list of all the loans
that you can get as much loan as you can
Which will be the top of the personal loan
The bottom of the personal loan will show you
how much you can get from this loan.
And in front of the same
Will show how much time a loan can get
Under which you will be showing 24 hours of
time under the personal loan
Within 24 hours,
you can complete all the process of online
and get a loan amount in your bank.
And it will have two buttons again
The first button will be Apply Now
and the second button will be See Details
If you still want to know some information
about the Personal loan
By clicking on the seat details
You can learn everything about that loan
And if you have to apply, then Apply Now
we want to take personal loan,
we will click on that button below the personal loan.
As soon as we click on Apply Now,
It will again get two options.
First Salaried & Second Self Employed
Then we have to click on Salaried again
And as soon as we Click on the salaries,
A Webpage will open in the same application.
In which we have to fill some basic details
Ex. Name
Father's name
Date of Birth
Salary Amount
Will all be filled
So after filling all the information
you will get a Next button in the last
you have to ckick on that
As soon as you click on it
Then a webpage will open up again
In which you have to fill in
some information related to Job
The first column in which of the work Email ID
Let me tell you that work Email ID is not like your Email
After @gmail.com
Work Email Id if any company
has a company name after @
.com
And if there is a website Work Email
then the website is named and .com
As we assume that the company name is the company
Then After @Company.com is
It's not like that @gmail.com
So you have to know from your company
what their work Email ID is
And that's what you Fill there
And in Second Column
What is your posting in job?
After that
You are been single, Married or have been divorced,
whatever is whatever you have to fill
After that Column,
the house you live in is in your house or it is your rent
or you buy that house,
whatever you have done, you have to Fill it.
And the last is is friends
You have to fill in your personal email.
So that the company could talk to you
And after that friends next button will come
Again you have to click Next
This time as soon as you click on the next,
Then the information you have Filled behind
She will show all the information
And if there is a mistake in it
then you can improve it by clicking on the back
But if that's all right then you can click Confirm
And as soon as you click Confirm,
Your loan is applied.
Friends will tell there that
a representative of Bajaj Finance will call you after sometime
And will take all the information from you
Whatever you have filled up now
And he will give you all the information
about that Personal Loan
After that if you have to take a loan
then you can get Approval of Loan
And after approval,
you can also cash out the loan money
in your bank account within 24 hours.
So this is the matter of taking a loan
Now it comes that if we take a loan,
then we will have to give an interest of how much.
Friends, if you take a personal loan from Bajaj Finance
So you have to pay an interest rate of 12.99%
Of full loan amount
Yearly
And if you take a loan,
then how much time will you get for the loan repay
Here you can get 12 months to 60 months For Repay loan
You will get as much as you want