today we're gonna talk about how to make and save more money

今天我們要談論 如何存更多的錢

specifically mindsets and how to find your side hustle

特別是怎麼以調整心態的方式 還有如何找到你的副業

taking inspiration from my favorite..

啟發自我最喜歡的書之一

one of my favorite books 'Start With Why'

《Start With Why》

we're gonna start talking about why it's important to know..

我會從理財為何重要開始說起

why you want to make money, why do you want to save money

包括為什麼要賺錢、為什麼要存錢

and then go into how you're gonna make money, how are you gonna save money

然後進入到如何賺錢、如何存錢

talking about mindsets, habits, as well as lifestyle habits

會討論到心態、習慣 以及生活模式等等

and then we're gonna go into what can you do to make and save more money

然後我們會進入到怎麼做才能賺更多錢

this is where we're gonna talk about how you can find your side hustle

這就是我會如何討論 如何找到你的副業

how can you create your dream job

或是創造你的夢想工作

how can you turn your dream job into a career

把你的夢想工作轉變成真實的職業

and the people who have done it before to take inspiration from

還有一些用這種方式探索過、做過的人 的經驗分享等

aaaand yes.. let's get started

好的～那我們就開始吧！

so thank you so much to Ebates for sponsoring this video

非常感謝Ebates贊助這支影片

they're the largest cashback site which partners with over 2,500 of the biggest name brands

他們是規模非常大的現金返利網 跟2500家以上廠商有合作

like Sephora, Ulta, Shoes.com

像是Sephora, Ulta, Shoes.com等

so what this means is you literally get cash back for the shopping you're gonna do anyway

而這個網站的功能是 你可以直接在逛街購物過程中

all for free... ~ fo free ~

獲得現金回饋！

the good people at Ebates are co-sponsoring a $100 giveaway with me

Ebates現在跟我有個100美元贈獎活動

so all you have to do is click the first link down below to sign up

你只需要點擊下方連結註冊

and then click the second link to enter into the giveaway

然後點第二個連結進入贈獎活動頁面

and without further ado..

好的不多說～ 讓我們進入這個主題吧！

the first and most important thing is to find your North Star

首先也是最重要的事便是： 找到你的北極星（目標）

find your 'why' or why you're doing what you're doing

找到「為什麼」這麼做的原因

specifically when it comes to wanting to save money and wanting to make money

特別是針對 為何想存錢以及為何麼想賺錢

how badly do you want to save and make more money

還有你多想存錢跟多想賺錢

for what reason do you want to save and make more money

還有你為何想存錢跟賺更多錢

something rooted in kindness and something bigger than yourself

以良善作為立基出發 還有比自己更大的東西為出發點

will probably take you much further in the long-run

可能可以讓你的計劃維持較久遠

compared to something that's rooted in greed and yourself and the things that you want

跟那些以慾望為出發點 比較來說

but at the end of the day.. we all have our own needs

但是～我們每個總有我們的需求

we all have our own internal motivational driving forces

還有內在的動機

so figure out what that is and then you'll be able to do everything else

所以首先先找出他們是什麼 然後你才能繼續探討其他東西

the more specific you are with your 'why'..

如果你越清楚自己的「why」（動機）是什麼

the more you will be able to subconsciously and consciously guide yourself to your goal

那你就越有可能無意識或有意識地 帶領自己達到你的目標

of all the things that you want to do

不管是什麼事

specifically making more money and saving more money

在這邊則是賺錢跟存錢

when I was in high school.. I wanted to be financially independent

我在高中的時候 想要經濟獨立

or I want to make some money for myself so that I could go to EDC

我想要自己賺錢 這樣就可以去電音派對

and so that I could go to raves

還有狂歡

and so that I could go out and do stuff and have fun with my friends

還有出門跟朋友玩

because I didn't want to keep taking money from my mom

因為我不想要一直跟我媽拿錢

because taking money from my mom means that she has control over me

因為跟她拿錢 代表她有權控制我

so if I make money for myself then I can do what I want to do with it

所以如果我有錢的話 我就可以自由地運用

I can spend my money however I want to spend it

我可以自己決定要怎麼花

fast forward to a few years ago..

而倒轉到幾年前

I wanted to be financially independent so that I can fully support myself

我想要經濟獨立 是因為我想要能夠完全餵飽自己

and so that I can start giving money back to my parents

然後可以給父母一些錢

not that my parents need money but to me..

也不是因為他們需要錢，而是因為 對我來說...

them having raised me and supported me emotionally, financially, physically like..

他們養育我 不論在精神上、金錢上、或是物質上

everything that you can imagine

任何你可以想像的東西

I want to give them the life that they gave me but like give back 100x

我想要回饋給他們 他們曾付出的，但是是加百倍奉還！

so be it my attention, be it my presence, be it my love, be it my anything

可能藉由我的關注、我的存在陪伴、 我的愛、我的任何東西

including finances like.. I just want to shower them with love

包括金錢... 我就是想要以大量的愛回饋他們

and this isn't to say that like money = love

而這並不是說金錢＝愛

but it's like.. it's a part of it you know

而是～你知道的 他也是表現愛的其中一種方式

so a really good book to read to find your 'why' is 'Start With Why'

有一本書，對於找尋你的「why」很有幫助 那就是《Start With Why》

and then I think he has a new book that's called something like 'Find Your Why'

然後好像同一個作者還有出另外一本書 叫做《Find Your Why》

I'll leave both of those down below

我會把兩本書的連結都放在下面

so the second thing..

第二件事～

how are you gonna make more money

你要如何賺錢

how are you gonna save more money

你要如何存更多錢

so 'how' in a sense like..

「how」指的是 （「how」（如何）＝過程 也就是實踐why的舉動）

what are you going to do with your life..

你要如何規劃你的人生 （「how」（如何）＝過程 也就是實踐why的舉動）

and your lifestyle, and your habits, your spending habits..

你的生活模式、生活習慣、花錢的習慣等

what are you gonna do so that it'll allow you time to make more money

你要怎麼做 才能讓你自己能夠存更多錢

and it'll allow you the opportunities to save more money

還有給你自己更多機會存更多錢

so I think what this really comes down to is

而這個的意思是

what are you willing to give up and what aren't you willing to give up

你能夠犧牲什麼 或是不能犧牲放棄什麼

I really like the saying where it's you can have it all but not at the same time

我很喜歡一種說法： 你可以擁有全部的東西，但並非一次就能獲得所有

at different points in your life you're going to prioritize

在你不同的人生階段 你必須去排列

prioritize different things

每件事情的輕重緩急

if making money and if saving money is what you want to do..

而如果賺錢跟存錢是你想要做的

what are you gonna prioritize

那你要如何去排列

for example how are you gonna spend your time

例如說：如何運用你的時間？

are you gonna spend your time going with your friends

還要跟朋友出去玩嗎？

spending money that you could be saving

或是花費一些其實可以省下來的錢？

or are you gonna spend your time trying to work out

或是你想要花些時間去找出

and trying to find your 'why' so you can figure out how you're gonna support your 'why'

你的「why」，這麼一來你就可以間接 知道你要如何做才能支持你的「why」

and what you're gonna do to fulfill your 'why'

如何做才能完成你的「why」

and then here too.. it's like spending habits..

一樣的 花錢的習慣

what are you willing to give up? what aren't you willing to give up?

你可以犧牲什麼？ 你不能犧牲什麼？

if you just need to have your coffee from your favorite coffee shop every single morning

如果你每天早上 都必須來一杯你最愛的咖啡

then.. continue doing that

那就繼續維持吧～

but then cut expenses in other areas of your life where you can cut

但是你可以從生活其他面向 減少你的支出

so just asking yourselves these questions of..

所以問你自己這些問題

what are you willing to give up and what aren't you willing to give up?

你能夠犧牲什麼？不能犧牲什麼？

so time is something more macro which is something that's broader

而時間是一個比較大的東西

and giving up your daily coffee or not.. that's something more micro

不喝每日咖啡相較來說 是一件比較小的事情

these are just examples to show you guys that under the macro umbrella..

這裡子只是想要讓你們了解 在所有事物之下

there's time, there can be pride, there could be ego

可能包含時間、自尊等

there could be your sense of self or this like idea of yourself

對自己的想法、看法

that like you need to be perfect and you can't fail because

像是自己必須成功不能失敗等

when it comes down to what you want to give up and you don't want to give up

當你問自己這個問題 什麼能放棄，什麼不能放棄

you might not want to give up that image of yourself but..

你可能不想丟掉自己的形象

and I rarely tell you guys what to do and what not to do

我很少跟你們直接說該做什麼、不該做什麼

but I feel like if you're not doing things because you're afraid of failure

但我覺得如果你不去做一件事 只因為你害怕失敗的話

that is one thing that I'm gonna tell you guys

這就是我要跟你們說的一件事

~ don't be afraid of failure ~

～不要害怕失敗～

like it's okay to fail

失敗沒關係的！

no one is perfect

沒有人是完美的

there's this really good quote from 'Rich Dad Poor Dad' that says..

窮爸爸富爸爸裡面說到

"Winners are not afraid of losing. But losers are."

「贏家不害怕失敗，輸家才害怕失敗。

"Failure is a part of the process of success. People who avoid failure also avoid success."

失敗是成功的過程。 因此不願面對失敗的人也會失去成功的機會。」

and under the micro umbrella..

所以在這生命的一切之下

there'll be like your daily cup of coffee

包含你的每日咖啡

your daily lifestyle decisions, your purchase decisions..

每天的生活抉擇、你消費的決定

how you spend your money

怎麼花費你的錢

you can cook for yourself

或是自己煮飯

there's so many things that you can do in your life to figure out..

你有很多方法可釐清

ok, where exactly am I spending the most money

我平常花最多錢在哪裡

can I cut expenses here? can I cut expenses here?

有辦法縮減支出嗎

can I cut expense across all of these things?

可以針對這些事情減少花費嗎

do I need to buy that thing?

我許要買那樣東西嗎？

do I need to buy this thing?.. like probably not

我一定要買這樣東西嗎？ ....好像也不需要

there's a very big difference between what we want and what we need

「需要」跟「想要」是非常不同的

and I think I talk about this in more detail in another video that I'll link up there

我在另個影片裡面有比較詳細地談到這件事 我會把連結上在這裏

and link down below about budgeting

然後會把控制預算相關的影片 放在下面資訊欄

so all of that can be summed up in: prioritizing is so important

以上這些可以用一句話總結： 排出事情的先後重要順序

prioritizing what's important to you

排出哪些事情對你拉說比較重要

knowing what's important to you

然後了解哪些東西對你來說很重要

and figuring out how you can apply that into your life

然後如何將它運用到你的生活當中

so at the end of the day.. I really believe that mindset is so important

其實到最後 我發現也相信「心態」很重要

if we are constantly believing that we can't, that we shouldn't, that we cannot

如果我們常常覺得我們 無法、不應該、做不到

~ cannot is can't ~

如果我們常常覺得我們 無法、不應該、做不到

if we just keep talking down ourselves

如果我們一直對自己說這些負面的話

and if we keep..

還有如果我們一直..

not even belittling but like.. if you believe you can't do it

也不是說輕視... 但就是一直覺得自己辦不到

then like you won't be able to do it, right?

這樣一來 你就真的可能辦不到不是嗎？

because if you don't believe in yourself then no one's gonna believe in you

因為連你都不相信自己了 那還有誰會相信你

so I think it's so important for us to believe in ourselves

所以我相信自己 是很重要的

to believe in our self-worth

相信自己的價值

to give ourselves the love and the care that we deserve

給自己應得的愛跟照顧

which includes believing that you're deserving of everything that you work for

包括你值得擁有 你認真爭取、付出努力獲得的東西

and that success and that money can come if you really put in the work

還有如果你認真工作 就能獲得相對應應得的成功跟收入

like really put in the work to figure out what your thing is

真的要花一些心力了解自己想要什麼

and we're gonna get into this in the next section

下一段就是要討論這個

so two really good books for this would be 'Think and Grow Rich' as well as "Rich Dad Poor Dad'

我推薦兩本很棒的書 《思考致富》跟《窮爸爸富爸爸》

these books are both very very helpful in mindsets

這兩本書對於「心態的建立」很有幫助

so what can you do to make money and what can you do to save money

好的～ 所以你可以怎麼做去賺錢跟存錢呢

let's start with what can you do to make money

讓我們從可以怎麼做去賺錢開始說起 （what=結果 你做了什麼＝why的結果）

a few of guys have asked me..

你們有一些人問我..

what some ideas are of creative side hustles that you guys can do

有哪寫創意的副業 是你們可以從事的

I'm not gonna give you guys a direct answer

我不會給你們直接的答案

because it's very easy to Google like 'what are some great ideas for side hustles'

因為要google到這些很簡單

and then just do whatever comes to mind

然後做你想要做的

but I think what's more important is to ask yourself..

但我覺得比較重要的是 要問自己

what makes you excited, right?

什麼東西讓你感興趣，對吧？

like for me.. thrifting made me happy and thrifting makes me really excited

像對我來說： thrifting（買二手貨）可以讓我感到很興奮

very therapeutic to me and I really like finding good deals

也很療癒 而且我很喜歡找哪裡有好貨

and so when I started selling my own clothes that I bought from you know a few years ago

所以幾年前 我開始轉賣我買的衣服

I would buy some designer pieces that are like $20

我會買一些設計師衣服 當時大約二十美元

I'd be able to list it on eBay

之後我會在ebay上面寫出來

sell it for you know $100 after wearing it for a few years

然後在穿了幾年後 以100美元售出

I realized that there was a market for clothes online

我發現線上售衣 有不錯的市場

maybe some people don't want to go through the trouble of thrifting

因為可能有一些人覺得麻煩 不想要自己去採買二手衣

maybe some people don't have access to thrift shops

或是找不到二手衣服店

kind of like putting two and two together..

所我開始

I started thrifting and reselling online on eBay

購買二手衣然後再去eBay上面轉賣

and I made a few videos back in the day when my channel first started about that

我做了一些影片 關於這件事

so what this means is basically just finding something that you love doing already

我要說的是 你可以找一些你原本就喜歡的事

and see if there's any way that you can make money on it

然後看有沒有辦法 用這些事賺錢

here are some more examples

這邊有更多例子

I'm sure you guys know Marie Kondo

你們應該都知道近藤馬理惠

KonMari method of tidying

他有一套整理術

the magic of tidying, in your closet, decluttering

整理的魔法、清理衣櫃

letting go of things that don't spark joy in your life

去除掉那些不會再為你的生活 帶來快樂的東西

when I first read her book..

我第一次閱讀他的書時

it's a great book and it really helped me declutter my life for sure

便覺得他的書很棒 而且真的協助我去清理我的生活

but what I found fascinating was the fact that she made a career out of cleaning

但我覺得更有趣的是 他把「整理」這件事情，做出一番事業來

you know like she made her career out of tidying things

他把「整理」這件事情做出一番事業來耶！

and she talks about how she genuinely loves and enjoys and appreciates

她很常分享他多愛、多享受

the act of cleaning and the act of tidying

整理這件事情

and helping people achieve that state of calm and peace within themselves

還有協助一些人透過整理東西 獲得心情的平靜

and just with their surroundings and with their environment

還有與周遭環境達成平和

so when I read that I was just like if she can clean and make a career out of it..

所以當我讀他的書發現到他可以以此做出一番事業

then I can.. in theory.. find something that I really love doing

我就想說，那照這樣來說 我應該也可以找一些我愛的事情來做

slash something that I really like talking about online

像是我很喜歡在網路上講話

and make a career out of it too

然後也由此作出一番事業來一樣

another example is one of my cousins loves cooking

另外一個例子是 我親戚很喜歡烹飪

so while he's hosting private dinners..

所以他開始辦私人晚餐

because he's just starting out.. he's not making too much money

但因為他剛起步 所以沒有賺太多錢

especially if he's sourcing ingredients from Whole Foods and farmers markets

特別是他很常從Whole Foods（美國連鎖超級市場）跟農夫市集取得食材

and using like organic, locally-sourced, in-season produce

用一些有機、在、當季食材

he can't charge that much yet because he's just starting out

他的收費不高因為他才剛起步而已

so on the side.. his side hustle for a side hustle..

所以呢 他除了這個副業還有另外一個副業

he's selling gourmet cookies on Etsy that are literally so bomb

他在etsy上面 賣壹些非常厲害的餅乾

I'm gonna throw a picture up there

我放些照片給你們看

if you guys want to check it out

如果你們有興趣的話

and maybe consider buying some for yourself

也可以考慮買一些自己吃吃看

and supporting my humble cousin

還有支持一下我老實的親戚

I'll leave the link down below

我會把連結放在下面

another one of my friends started teaching courses online

另外一個例子是我的朋友開始在網路上教課

he used to be in sales so he's very good at talking

他之前在當sales 所以他的口條很好

he's very good at teaching

他擅長教書

he's very good at selling

他也擅長販賣東西

so he is doing his own courses online

所以他開始在網路上教相關課程

and a few of my cousins are doing Amazon wholesale

然後我也有一些親戚在Amazon上面 做批發

so they will find products in Asia and sell it on Amazon

他們會在亞洲找到一些商品 然後在Amazon上面賣

and that's something that you know..

所以這些就是...

these are just to give you guys examples

這些就是給你們看一些例子

that if you really really wanted to do something you will find a way to do these things

如果你很想要做一件事 你便會想辦法找到方法去做

all of the people I listed, including myself, I didn't want to work a 9 to 5 job

以上我列舉的例子，包括我自己 我不想要朝九晚五的工作

I didn't want to do the things that people were doing..