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Now we all know that the Finance Minister of India
presents the Union Budget on 1st of Feb.
But our Finance Minister, Arun Jaitley is
recovering from a surgery.
But somebody has to do that job.
Which is why Piyush Goyal, who is
the Minister of Rail and Coal
has been given the additional charge of the Finance Ministry
and yesterday, i.e 1st of Feb 2019
he presented the 'Interim' Budget
and from that moment
all the news channel, twitter and everybody else on Social Media
have lost their shit.
The Modi Government is saying that it is a 'Great Budget for New India'
and the opposition says that it is just another 'Jumla'
by the Modi Government to fool people again.
But no matter what these "leaders" are saying,
in the end, we have to bare the consequences.
So let's understand what is the ground reality and how does
this 'Interim Budget' affect people like you and me.
So in today's video we are going to see
What is an Interim Budget?
What are the highlights of the Interim Budget 2019?
But most importantly, we are going to see how does this
budget affect a normal middle class person paying taxes.
But before that, if you like me or if you like the work that I am doing,
make sure you hit that 'Like' button
because that motivates me to make more videos.
Lets begin.
Now, what is a budget?
I am sure you make a budget for your house.
That this much I am earning and this much I am spending
towards rent, food, clothes so on and so forth..
Imagine the same thing being done but for the entire country.
The Indian Government creates a budget statement
about how much money it is getting
and how much it is spending
towards building roads, machinery, education, health so on and so forth..
for the benefit of the country and its citizens.
Now what is an Interim Budget?
The word, 'Interim' means 'Meanwhile'.
So the current government prepares an
'Interim' budget instead of a 'Full' budget if
it doesn't have the time or
if the National Elections are near
which is the case right now
because our elections are going to happen in April/May 2019.
And when the elections happen, the incoming government will
prepare the full budget and until then
the 'Interim' budget will be in place.
But remember, the incoming government has full freedom
to change the estimates of the 'Interim' budget when the final budget is presented.
Keeping that in mind, here are the 5 highlights
from the Interim Budget 2019 that can affect us.
1. The current tax slab is not changing but
if your 'taxable' income is 5 lakh rupees or less
then you will get a full tax rebate. Which means that
earlier if you were paying Rs. 12,500 or less for taxes
then now you won't be paying anything at all.
I understand that tax calculations can be confusing, which is why
I made a separate video explaining how much tax you are paying
and how to save your money by reducing those taxes.
I have left the link in the description, do check it out.
2. If your taxable income is 6.5 Lakhs or less
then you can skip paying Income Tax if
you make investments in Provident Fund, Insurance, specified savings etc..
3. Standard Deductions have been increased from Rs. 40,000 to Rs. 50,000
which means, if you are a salaried employee
and you do not enjoy any allowances in the form of
transport or medical expenses
then you can directly deduct Rs. 50,000 and pay tax
only on the remaining salary.
4. If you are planning to buy a house,
then there is some good news.
Because apparently, a group of ministers will decide
on some measures to make housing cheaper by reducing GST.
So let's keep our fingers crossed.
5. Businesses with less than Rs. 5 Crore annual turnover
will be allowed to file quarterly returns.
Apart from these, there were other announcements as well
like, within 2 years, tax assessments will be done electronically
and I.T returns will be made within 24 hours.
26 weeks of maternity leave to empower women.
1.7 Lakh Crore rupees dedicated to ensure food for all.
Rs. 6,000 per 'year' direct subsidy for farmers
having less than 2 hectares of land.
Now let's see how do these promises and changes affect us.
1. If your taxable income is 5 Lakh rupees or less
then congratulations, you do not have to pay any taxes at all.
Taxable income is the income after you deduct
PF, Mutual Fund, Standard Deduction and the rest of your savings from your actual income.
But if your taxable income is more than Rs. 5 L then the tax you pay remains the same.
2. If you have a business and your annual turnover
is Rs. 5 Crore or less then instead of filing returns monthly
you will have to do it quarterly.
3. There is hope that in future
housing will get cheaper.
Will it really happen or not....we will have to wait and watch.
But what's most important is what do you think of this budget?
Will it really benefit the general public
or is it just another 'Jumla'?
Comment and let me know because
I'll be waiting to read your views.
And if you are new here, make sure you 'Subscribe' to my channel
and hit that 'Bell' icon because
I make Career and Finance videos only for you.
I am going to see you again very soon, until then
if you miss me, you can follow me on
Instagram - @theurbanfight
and don't forget to keep fighting
The Urban Fight!
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2019 印度財政預算要點整理 | The Urban Fight (印度腔) (Budget 2019 Key Highlights | How Does it Affect You? | Hit or 'Jumla'?)

64 分類 收藏
up1217home 發佈於 2019 年 8 月 1 日
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