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  • Hey, it's Henry.

    嘿,我是 Henry。

  • So this is the last episode of our season.


  • And it turns out, we have some extra money in the budget, and I want to spend that money on myself.


  • So for this episode, we're going to figure out how a person, in this case, me, can spend money to increase their own happiness.


  • Now I know what you're thinking, "Money can't buy happiness." And you're right.

    我知道你們在想:「金錢買不到快樂。」 而你是對的。

  • Sort of.


  • Studies have found that while having more money greatly affects the happiness for people living in poverty,


  • once someone earns around $75,000 a year, the amount of happiness they get from additional funds flattens out.

    一旦一個人的年收入約為 75,000 美元,他們從額外金錢中獲得的幸福感就會變得平淡。

  • So someone who makes on average $200,000 a year isn't necessarily that much happier than somebody who makes a middle-class salary, like me.

    因此,平均年薪 20 萬美元的人不一定比像我這樣的中產階級薪水的人快樂得多。

  • So it's kind of unbelievable to hear that, you know, me doubling my salary wouldn't make me any happier.


  • But while more money doesn't necessarily mean more happiness, how we spend our money does.


  • And like any good reporter, I did a Google search, and watched a TED Talk on happiness by this man, Dr. Robert Waldinger.

    跟其他優秀的記者一樣,我用谷歌進行搜索,並觀看了 Robert Waldinger 博士關於幸福的 TED 演講。

  • He's the director of the Harvard Study of Adult Development, a study that started in 1938, and continues until this day,

    他是哈佛成人發展研究的主任,這項研究始於 1938 年,一直持續到今天,

  • making it possibly the longest study of human happiness ever to have been conducted.


  • We found that many of the things we expect to predict well-being do, like taking care of yourself, taking care of your health, not smoking, not abusing alcohol, okay, exercising.


  • But the surprise was that the quality of our relationships with other people actually keeps us healthier and keeps us alive longer.


  • So we looked at their cholesterol, we looked at their blood pressure at age 50, and we looked at their marital satisfaction.

    所以我們觀察了他們的膽固醇,我們觀察了他們 50 歲時的血壓,我們觀察了他們的婚姻滿意度。

  • And what we found was that their marital satisfaction was by far the strongest predictor of what they were gonna be like when they were 80.

    我們發現,他們的婚姻滿意度是迄今為止最能預測他們 80 歲時會是什麼樣子的指標。

  • Happiest marriages at 50, predicted better health and happiness at age 80.

    50 歲時擁有幸福快樂的婚姻預示著 80 歲時會有更好的健康和幸福。

  • But to be able to predict across 30 years, that's a big deal, that begins to get at causation.

    但要能夠預測 30 年後的事情,這是一件大事,要找到因果關係。

  • So relationships, it's like exercise in a way, you don't just do it one week, and then you're done, right?


  • That relationships have to be tended to.


  • So your marriage, your friendships, they take work, they take constant attention over time, or they wither away.


  • So how can I buy good relationships?


  • Well, you can't, but, but, that is a question you should ask of the researchers who actually study this.


  • Luckily, these researchers also had TED Talks.

    很幸運的是,這些調查員也有在 TED 上演講。

  • And have been focusing on that very question: How spending our money affects our happiness?


  • The reason why I believe it's actually very interesting to study spending is because it's so ubiquitous,


  • we all spend and we all actually have a lot of control over our spending.


  • We are going to spend some of our money because we have to, and are we really thinking about spending it in ways that might actually make us happy?


  • And if yes, what can we learn as researchers to help people?


  • So there's a lot of methodology and findings that come from research done by people like Sandra and Michael, but I wanted to boil down some of the biggest takeaways.

    從 Sandra 和 Michael 這樣的人所做的研究中發現很多方法和研究結果,但我想總結一些最大的收穫。

  • First off, and this shouldn't come as a surprise, but spend money on building social relationships.


  • Though there is built into our close relationships this element of reciprocity, of giving back and forth,


  • What we're trying to do in our research is say, you can do more of it, actually.


  • So it's probably not useful to give someone $5 and say, "Will you be a closer friend of mine?" because that's not how it works.

    因此,給某人 5 美元然後說:「你願意成為我更親密的朋友嗎?」可能沒有用,因為事情不是這樣發展的。

  • But it does work to say, "Hey, I really like you, and I'd like to take you out to lunch."


  • So if you buy coffee, maybe you might want to spend it on buying coffee for yourself and your friend.


  • Because we know that if you spend it on someone else, you also gain greater happiness.


  • The next big point is to spend more money on experiences and less on things.


  • Tom Gilovich and his colleagues at Cornell, for about a decade now, have been doing research showing that, on average, buying stuff for yourself doesn't do much for your happiness.

    Tom Gilovich 和他在康奈爾大學的同事們大約十年來一直在做的研究表明,平均而言,為自己買東西對你的幸福沒有多大幫助。

  • But buying experiences seems to make us happier.


  • What we see when it comes to actually buying material goods versus experiences is that when we buy our second watch, for example, we might get the spike in happiness,


  • but at some point, this, actually, this effect of happiness goes away.


  • And to some extent, we might even regret at some point spending, investing that much money.


  • Whereas if we have experiences, we can go to a concert, there's this effect of anticipated happiness, and we look forward to going to the concert for two weeks, even like building up to the experience.


  • And then after the experience, we can always go back to it.


  • So we have a memory of the experience.


  • We might even share it with friends, come back to it every once in a while, you know, when we get together for a fun night.


  • And finally, if you've been thinking, "I do want that Apple Watch, and I know it would make me happy," then good, buy it, you should know what makes you happy.

    最後,如果你一直在想:「我確實想要那隻 Apple Watch,而且我知道它會讓我開心。」那麼好啊,買它吧,你應該知道什麼會讓你開心。

  • If people manage to spend their money in a way that is aligned with their own psychological needs and preferences as reflected by their personality, that seems to be making people happier.


  • If I'm an extrovert, I might be better off spending my money on going out with friends, kind of, having a very social time, spending it on exciting stuff.


  • Versus like a friend of mine who's probably more introverted, what they could do instead is spend it on things that improve their quality me time, so to say.


  • The first thing that we recommend that people do is literally do an audit of your spending.


  • And what's important to you is completely up to you, so I can't say these are the things that should be important to you in life, but you know the things that are important to you in life.


  • And typically, when you look at your spending in this way, you say, "Wow, I should really shift some money from that big category over to this big category."


  • So to recap the big takeaways, in order to spend money to get happiness, first off, know yourself.


  • Are you an introvert, an extrovert? How do you want to spend your money?


  • Second, use your money to build social relationships.


  • And third, put an emphasis on experiences over things.


  • So if I were to analyze myself for my money, if I'm getting the best return,


  • I am a person who loves my family and I love sharing experiences with them around food.


  • So I'm thinking I will spend that extra budget money, you know, for the purposes of the show, to take my mom with me to Italy and we have some fantastic meals.


  • What are we looking at? Yeah, it's--


  • So, it turns out we got like $35.20 left in the budget, so...

    結果我們的預算只剩下 35.20 美元,所以...

  • Hey, Mom, do you want to go to the Olive Garden tonight?

    嘿媽,妳今晚想要去 Olive Garden 吃飯嗎?(Olive Garden 為美國的義大利料理餐廳)

Hey, it's Henry.

嘿,我是 Henry。

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