That's like an average of 1700 millionaires each day in the United States alone.

這相當於每天平均就有 1700 人成為百萬富翁，而這還只是在美國。

If we take into the account the rest of the world, that number gets much higher.

如果把世界上其他人也算進來，這個數字還會更高。

The question that I have in my mind is, if so many people are becoming millionaires, what is stopping you?

我在思考的問題是，既然有這麼多人都成為百萬富翁，你還在猶豫什麼？

Just in 2017, 700 thousand millionaires were added to the list.

光是 2017 年就有 70 萬人被列入百萬富翁的名單。

And it's not surprising because the technology literally makes it much easier to acquire wealth.

而這其實不意外，因為現在科技真的讓致富變得簡單太多。

Even 50 years ago it was quite difficult.

就連在 50 年前都沒這麼容易。

But today if you even skip college, you still have all the chances to join the club.

但現在即便你沒有唸大學，你還是有很大的機會能加入百萬富翁的行列。

Don't get me wrong, I am not saying it's easy, it's freaking difficult.

別誤會我的意思，我沒有說成為百萬富翁是一件容易的事，根本超難。

And the amount of time and hustle that it takes is unbelievable.

而且要付出的時間和精力多得不可思議。

That's why I don't wanna make this video theoretical where I would tell you some hypothetical scenarios.

這就是為什麼我不想把今天這部影片講得太抽象，講一些假設性的例子。

But rather practical so that you can implement them right after watching the video.

我想講實務一點的內容，這樣你看完影片就能直接實踐這些方法。

Teach Something.

教學。

Teaching doesn't seem like the best strategy to become a millionaire.

教學看起來不是成為百萬富翁的最佳策略。

But in the age of the internet, it's the other way around.

但在這個網路的時代，事實卻剛好相反。

All that you need is a single skill to have a chance to make that million dollars.

你只需要一項技能就有機會賺進百萬。

I am sure that you are at least good in something like photography or music, for example.

我很確定你至少有一件擅長的事，像是攝影或音樂。

You might know a foreign language, you might have taught yourself coding when you were in college,

你可能懂外語，或是唸大學時自學程式語言。

There must be something.

一定有什麼專長。

All that you need is to turn it into an online course and sell it to the people who are willing to learn that skill.

你只需要把它變成線上課程，賣給那些想要學習這個技能的人。

And the number of copies you have to sell will depend on your pricing.

而你要賣出的數量取決於你的定價。

If you would price at a hundred bucks, for example, you just need to sell 10 thousand copies.

假設你的定價是 100 美元，你就只需要賣出一萬堂課程。

That might seem like a lot but keep in mind that there are like 4 billion internet users.

這可能看起來很多，但記得總共有大概 40 億網路使用者。

I am sure that more than 10 thousand of them would be interested in learning that skill.

我很確定對於這個技能有興趣的人不只一萬人。

It might take you a year, maybe two, maybe more, but that's what it takes to join the millionaire club.

你可能要花上一兩年，甚至更久的時間，但這就是成為百萬富翁必須付出的代價。

In fact, if your course is good enough, the snowball effect will earn you much more!

其實如果你提供的課程夠優質，雪球效應會讓你賺更多！

I am sure that some of you will say, I am 16 years old, I don't have any skills, I am really bad at teaching, so this isn't gonna work for me.

我知道有些人可能會說，我才 16 歲、沒有任何專長、又很不會教書，所以這在我身上行不通啦！

Why don't you stop giving excuses and listen to me?

你要不要別再替自己找藉口，先聽我講完？

You don't necessarily have to sell your own course.

你不一定要賣自己的課程。

I have taken a lot of online courses, and I would highly recommend some of them.

我自己有上過很多線上課程，有些課我也會強力推薦。

What I can do is that, instead of just recommending it to you, I can sell them to you and get a commission.

我可以做的是，賣給你並從中抽成，而不是只推薦你這個課程。

The commission with online courses could be really high, as high as 60 percent.

線上課程的佣金可以達到很高的價錢，高達 60%。

But first, you have to step up your selling skills of course.

但首先，你必須增進你的銷售技巧。

For example, a while ago, I was offered to promote a course on this channel that costs around a thousand dollars.

舉例來說，前陣子我收到的邀約是要在這個頻道上宣傳一個課程，價錢約一千元左右。

And the commission was 50 percent.

而佣金費用為 50%。

If only a hundred of you would purchase that course, I would have made at least 50 thousand dollars.

如果你們之中只有一百人購買那個課程，我至少就賺了五萬元。

But I didn't, with all due respect to the author, but I just didn't think that it worth the money!

但我並沒有接受。恕我直言，但我並不覺得那課程值這個錢！

Because before I promote anything on this channel, I ask myself If I am ready to buy it.

因為我在這個頻道宣傳任何東西之前，我都會問自己是否已準備好購買這項產品。

And the answer was: not really.

而那次我的答案是：還沒。

I respect my audience, I love you guys and I will only promote what I believe worth your money.

我很尊重我的觀眾，我愛你們，我只會在這裡宣傳我認為值得你花錢買的東西。

And you should do the same if you start selling courses.

而如果你要開始賣課程，你應該也要這麼做。

I have an entire video on how to sell anything to anyone, which link I will leave in the description.

我有部影片整集都在講如何向任何人賣任何東西，我會在敘述欄中貼上影片連結。

But not everyone is good at selling, you might be an introvert and you are just good at your job as an accountant.

但並不是每個人都善於銷售，你可能是個內向的人，只擅長於自己的會計工作。

And you don't have the time or even the will to sell.

你也沒有時間，或意願去賣東西。

Don't worry, you still stand a chance.

別擔心，你還是有機會的。

We have already talked about index funds on this channel but let's try to do the math.

我們在這個頻道裡已經聊過指數型基金了，但試著計算一下。

How much and for how long you have to save to cross that million dollar threshold.

你必須花多少時間、存多少錢，才能跨越那百萬元的門檻？

If you work hard enough and stick to a tied budget, you will definitely make it.

如果你夠勤奮，按照你緊湊的預算過生活，你是一定會做到的。

You can start with as little as 10 thousand dollars and invest just 2000 dollars every month.

你至少可以從一萬元著手，每個月花 2000 元投資就好。

In just 18 years, you can quit your job and retire as a millionaire.

只要 18 年，你就可以辭職退休，當百萬富翁了。

Of course, if you get more aggressive, you can do that much faster.

當然，如果你更有野心，你可以更快達到這個目標。

However, even 2000 dollars is too much for most people because you have bills to pay and you can't save more than maybe 10 percent of your income.

然而對大多數人而言，每個月 2000 元投資都嫌多，因為有帳單要付，而且你可能每個月存不到收入的 10%。

What is the solution?

該怎麼做呢？

Earn More!

賺更多錢！

Get a side job just for the sake of investing, drive an Uber, start a blog, whatever.

為投資找個副業，開優步也好、開始寫部落格也好，都好。

And let that money go directly into your index fund investments.

並將賺到的錢直接投資在指数基金上。

Don't touch it even if its an emergency, be confident that you are building your way to become a millionaire.

不要去動那筆錢，就算發生緊急事件也一樣，要對自己成為百萬富翁的這條路有信心。

And most importantly, give this video a thumbs up and subscribe because more videos are coming!

最重要的是，給這部影片一個讚並追蹤我的頻道，因為之後還會有更多影片！

Thanks for watching and I will see you in the next one.

謝謝收看，我們下一部影片見。