Name: 富人避免的不良消費習慣 (Bad Spending Habits Rich People Avoid)
Uploaded: 2021-01-14T07:25:00.000Z
Duration: 1 min 46 s

情態副詞

that the rich people avoid and that unfortunately

是窮人、中產階級的人都會有的壞習慣

was that wealth, success, being in the middle class,

Emotional purchases. These are, "Oh! I love that

情緒消費。這些都是：「噢！我好喜歡那件

beautiful red dress or that cute sport car"

漂亮的紅洋裝，或，那台迷人的跑車喔」

and you make this emotional purchase, and often times

然後你做出這種情緒消費，而會常常

it causes you to go into debt if they're a big purchase.

讓你負債，如果那是一大筆消費的話

But if not, then you are depleting your savings

但如果不是，也是在消耗你的儲蓄帳戶、

你的往來帳戶 (註：美國戶頭分為兩種，Checking Account 為日常消費、提款卡提款的帳戶，Saving Account 則用來儲蓄)

Spontaneous purchases are also a poor habit.

Well, this is the very reason why at the checkout counters

they have all of these goodies for people to buy.

The retailers know that the human brain works off

of impulse many times and they'll make this

經常做出衝動的選擇，而他們會進行

and they could really cause a lot of damage.

One of the smartest things you can do is to

purchase a modest house in a modest neighborhood.

在一個合適的社區，購買一個適當的房子

lower real estate taxes, you're going to have lower utility cost,

不動產稅也會比較低，水電費也較低、

One good decision like that, and it has a ripple effect

一個好的決定將會在你的消費上

So those are a couple of the bad habits to avoid.

所以就是這幾個要避免的壞習慣

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