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  • In this animation you will learn the steps necessary

    在這個動畫中,你將學習必要的步驟

  • to start every meeting in a savings group.

    以開始儲蓄小組的每次會議。

  • The President's role will be to take attendance of the members.

    主席的作用是對成員進行考勤。

  • The Helpers will remind the group

    幫忙者會提醒大家

  • about the fines for members who did not attend the previous meetings,

    關於對未出席先前會議的成員的罰款。

  • as well as the necessary fines

    以及必要的罰款

  • assigned to members that did not make the proper payments on their loans.

    分配給沒有適當支付貸款的成員。

  • The Members will then need to recite the rules

    然後,成員們需要背誦規則。

  • that they need to remember in each meeting.

    他們需要在每次會議上記住的。

  • Now, let's talk about the main decisions

    現在,讓我們來談談主要的決定'。

  • that the savings group should take to approve a loan.

    儲蓄集團為準許貸款應採取的措施。

  • The first rule is that a member can only have one loan at a time.

    第一個規則是,一個會員一次只能有一筆貸款。

  • Remember,

    記住:

  • if the member requesting the loan is asking for a second loan,

    如果申請貸款的成員要求第二次貸款。

  • they cannot take the second loan.

    他們不能進行第二次貸款。

  • They can only have one loan at a time.

    他們一次只能有一筆貸款。

  • The second rule is that a loan

    第二條規則是,貸款

  • cannot be longer than 1 year, or 12 months.

    不能超過1年或12個月。

  • The group needs to recite that one month is four weeks.

    小組需要背誦一個月就是四周。

  • The group will then need to start discussing a potential loan

    然後,該小組將需要開始討論潛在的貸款。

  • that a member has requested.

    成員提出的要求。

  • If the person requesting the loan does not have any outstanding loans,

    如果申請貸款的人沒有任何未償還的貸款。

  • then the next step for the group

    那麼下一步

  • will be to discuss the conditions of the loan that is being requested.

    將是討論所申請的貸款條件。

  • The first thing to determine will be the duration of the loan.

    首先要確定的是貸款期限。

  • The group will have to decide on two choices

    該小組將不得不決定兩個選擇

  • for the duration of the loan.

    在貸款期間,。

  • These need to be time periods that will be both acceptable to the group

    這些時間段必須是小組可以接受的。

  • and for the person taking the loan.

    而對於貸款的人來說,。

  • The group will then need to vote

    然後,該小組將需要進行表決

  • on one of these two time periods for the loan.

    在這兩個時間段中的一個時間段內進行貸款。

  • The time interval that gets more votes

    獲得更多票數的時間間隔

  • will be the duration of the loan.

    將是貸款的期限。

  • Next, the group needs to decide upon the amount of money

    接下來,小組需要決定錢的數量。

  • that each month the person must pay in interest on the loan.

    該人每個月必須支付的貸款利息。

  • The group must now vote to approve the loan.

    現在集團必須投票準許貸款。

  • Then, the person who will receive the loan

    然後,接受貸款的人

  • will have to accept or reject the loan under the given conditions.

    將不得不根據給定的條件接受或拒絕貸款。

  • The loan is only given

    貸款只給

  • if the majority of people vote "yes" for the loan

    如果多數人投票贊成貸款

  • and the person taking the loan agrees to the conditions.

    並且貸款人同意這些條件。

  • The loan is then given.

    然後再給予貸款。

  • The interest of the loan should be paid every month

    貸款利息應按月支付

  • and the original amount that the person borrowed

    和原借款人的金額

  • must also be paid at the end of the loan duration.

    也必須在貸款期限結束時支付。

  • After this, the normal activities for the meeting

    此後,會議的正常活動

  • need to occur as follows:

    需要發生以下情況:

  • The Members will pay fines and missed payments.

    罰款和漏繳的款項由會員支付。

  • The Helpers will remember missed savings

    幫辦會記住錯過的儲蓄

  • and what fines they need to pay.

    以及他們需要支付哪些罰款。

  • The Treasurer will count the money and announce the amount.

    由財務人員清點錢款,宣佈金額。

  • The Members will then pay the amount they need to contribute

    成員們隨後將支付他們所需繳納的金額。

  • to their savings.

    對他們的儲蓄。

  • The Treasurer will count the new amount of money in the cash box

    財務主管將清點現金箱中的新錢數。

  • and will announce that amount.

    並將公佈該數額。

  • The President will then close the meeting.

    然後,主席將宣佈會議結束。

In this animation you will learn the steps necessary

在這個動畫中,你將學習必要的步驟

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