And I'm Neil. Alice, have you got two pounds?

我是 Neil。Alice，你身上有 2 英鎊嗎？

I forgot my wallet and I need a coffee. I've only got these pennies.

我需要喝杯咖啡但是我忘記帶皮夾了。我只有這些便士。

Sorry ... I always use my bankcard in the cafeteria.

抱歉…我在餐廳都是用信用卡。

You use a card to buy coffee?

你用信用卡買咖啡？

Yes. It's a tap-and-go card so it's quick, you don't enter a PIN number and everyone in the coffee queue uses them... except you.

對啊。是感應式的信用卡所以很快。你不需要輸入 PIN 碼而且每個排隊買咖啡的人都在用…除了你。

And today's show is about how we pay for things.

今天的節目是關於我們買東西如何付錢。

Well, I pay for things with money!

嗯，我用錢買東西！

There are different kinds of money.

現在有很多不同種類的錢。

You're behind the curve, digging around in your pockets for change, Neil.

你落伍了，還在口袋裡找零錢，Neil。

Do you still use cheques too?

你也還在用支票嗎？

Yes, I do. Cheques are very useful.

對，我還在用。支票很好用阿。

Now, being behind the curve means not keeping up with current trends.

現在，being behind the curve 意味著無法跟上現今的趨勢。

So help me keep up, Alice. What's a tap-and-go card?

所以幫我跟上吧，Alice。什麼是感應式信用卡？

I thought you were talking about your regular bankcard.

我以為你是在說一般的信用卡。

Well, tap-and-go cards are regular bankcards but with a built-in chip and antenna.

嗯，感應式信用卡是一般的信用卡但有內建晶片和天線。

The card reader sends out a radio frequency and when you bring the card close to the reader,

當你把卡放在讀卡機附近的時後，讀卡機會發出無線電頻率，

the antenna picks up the signal to make the payment.

天線會接收訊號完成支付。

Hmm. This antenna business doesn't sound secure an antenna is used for sending or receiving radio signals.

嗯。這種天線交易聽起來不安全。天線是用來發送或接收無線電信號用的。

Doesn't it mean your personal data is flying around in the ether for anyone to steal?

不就表示你的個人資料在網路上飛來飛去任何人都可以竊取了嗎?

In this context, ether means the air where electronic communication happens.

在這裡的網路是指發生電子通訊的空氣。

And nothing's flying around, Peter Pan!

所以沒有東西飛來飛去的，小飛俠！

At less than half a second per transaction, there's no time for anyone to steal your cash!

每次交易不到半秒鐘，沒有時間讓任何人來偷走你的現金！

Now, why don't you answer today's quiz question?

現在，何不來回答今天的測驗題？

Which man's face appears on a UK ten pound note? Is it... a) Charles Darwin

英國 10 英鎊鈔票上出現的是哪個男人的臉？ 是…a) 達爾文

b) Isaac Newton or c) Albert Einstein

b) 牛頓 或是 c) 愛因斯坦

None of them – it's the Queen.

都不是－是英國女王。

No, Neil. The Queen is on one side,

不對喔，Neil。女王是在另一面，

but on the other side of each note is an important historical figure.

但每種鈔票的另一面都是一個重要的歷史人物。

Oh really? I've never noticed... OK, I'll go for b) Isaac Newton. He's a historical figure.

喔，真的嗎？我從來沒注意過…好吧我選 b) 牛頓。 他是一個歷史性的人物。

So are Darwin and Einstein. And coins and banknotes will be historical soon.

達爾文和愛因斯坦也是阿。而且硬幣和紙幣將很快就會成為歷史。

But we'll find out if you're right later on.

但我們稍後再公布答案。

I'm still concerned about tap-and-go. What if someone steals my card?

我還在擔心感應式信用卡的事。如果有人偷了我的卡怎麼辦？

Each contactless payment is limited to a certain amount the UK's limit is 30 pounds.

每一筆免接觸式的支付僅限一定金額，英國的限額是 30 英鎊。

After you've used your card a few times in a row, you have to enter your PIN.

當你連續使用幾次卡之後，就必須輸入 PIN 碼。

And if a thief does go on a spending spree with your card, your bank covers you against fraud.

如果小偷真的用你的卡片瘋狂購物，你的銀行會保護你應對詐欺。

Whereas, if someone steals your banknotes, that's your bad luck!

然而，如果被偷的是你的鈔票，那就是你運氣不好！

OK, good points. Fraud means getting money by cheating people.

好吧，好觀點。 Fraud 意指靠騙人來賺錢。

And a spending spree is a short period of time where you do a lot of shopping.

Spending spree 是指短時間內購買了很多東西。

Are you a big spender, Alice?

Alice，你是一個很愛購物的人嗎？

Not with my tap-and-go, Neil. How about you and your chequebook?

我用感應式信用卡的時候不是，Neil。那你和你的支票簿呢？

No comment.

無可奉告。

Moving on. If getting your bankcard out seems like too much trouble, there's now a solution with wearable tech

我們繼續吧！如果還要把信用卡拿出來感覺太麻煩了，現在有一個解決方案：可穿戴技術。

That's clothing and accessories that include computer and electronic technologies.

這是包涵電腦和電子技術在內的服裝和配飾。

Let's hear what Kenneth Cukier, a technology expert, has to say.

讓我們來聽聽技術專家 Kenneth Cukier 所說的話。

You can simply take any wireless card and the chip from it that your bank might issue you with, and you can put it into the coat and then when you want to make a payment you just simply wave your arm in front of the terminal and leave with your latte.

你可以隨身攜帶無線網卡和銀行發給您的晶片，而且可以放入外套中，然後當您想要付款時，只需在終端機前揮動手臂便可帶著你的拿鐵離開。

This is intended for people who are incredibly lazy who don't want to take their card out of their wallet,

適用於那些不想把卡從錢包裡拿出來的終極懶人，

or use their phone, or use their watch.

或是不願意用手機或手錶來支付的人。

People are going to be making more purchases more of the time particularly for small-valued goods.

人們將更常購買更多東西，尤其是小額的商品。

What Kenneth Cukier said is very interesting.

Kenneth Cukier 所說的很有意思。

That sounds tempting but I'm still concerned about how safe this all is.

這聽起來很誘人，但我仍擔心這一切是否安全。

What if I wave my arm around and make a payment by mistake?

如果我揮動手臂然後付錯錢怎麼辦？

The chip has to get very close to the card reader to make a payment so that's not likely to happen.

晶片必須非常接近讀卡機才能支付，所以不太可能發生。

Now companies are creating new biometric technology,

現在有公司正在開發新的生物識別技術，

which you might like Neil, because it combines payment and security technology.

Ｎeil 你可能會喜歡，因為它結合了支付和安全的技術。

Let's hear more from the BBC reporter Kate Russell.

讓我們聽聽 BBC 記者 Kate Russell 所帶來的更多資訊。

For those times when not even carrying a phone is convenient, at the beach or a festival for example, the fingo-pay system reads the unique maps of veins under the surface of your finger.

對於那些在海灘或慶典等場合覺得不帶電話更方便的人來說，fingo-pay 系統會讀取手指表面下獨特的靜脈圖。

The trick is remembering which finger you registered with.

訣竅在於要記住你註冊的是哪一隻手指。

This high-tech stuff reporter Kate Russell is talking about is amazing!

這位高科技物品的記者 Kate Russell 所說的真驚人！

Some day soon we won't have to carry a wallet or a purse or anything.

有一天我們將不用帶錢包或手提包或任何東西。

The veins in our finger will authenticate payments and prove the payments are ours. I can't wait!

我們手指的靜脈將驗證付款並證明是本人付款的。 我等不及了！

Hmm. Sounds a bit too sci-fi for my liking.

嗯。 聽起來有點像我喜歡的科幻小說。

How about giving us the answer to today's quiz question?

不如來公布今天的測驗題的答案吧？

Alright then. I asked: Which man's face appears on a UK ten pound note?

好的。 我之前問的是：英國 10 英鎊鈔票上出現的是哪個男人的臉？

Is it... a) Charles Darwin b) Isaac Newton or c) Albert Einstein

是 a) 達爾文 b) 牛頓 或是 c) 愛因斯坦

And I said b) Isaac Newton.

我選的是 b) 牛頓。

Yes. And you were wrong, Neil!

是的。但是你答錯了，Neil！

It was that other famous person, a) Charles Darwin.

答案是另外一個名人，a) 達爾文。

Isaac Newton was on the old one pound note which is no longer used.

牛頓是出現在舊的 1 磅鈔票上，現在已不再使用了。

And Einstein was German, not British, so he wouldn't appear on a UK banknote anyway.

而愛因斯坦是德國人，而不是英國人，所以無論如何他都不會出現在英國的鈔票上。

Well they look similar, I think.

我覺得他們看起來都很相似。

Can you tell us today's words once again, Alice?

Alice，你可以再一次告訴我們今天的單字嗎？

Yes, of course I can. They are:

是的，當然可以。 它們是：

behind the curve

behind the curve：無法跟上現今的趨勢，落伍。

tap-and-go

tap-and-go：感應式。

antenna

antenna：天線。

ether

ether：乙太網路。

fraud

fraud：靠騙人來賺錢，詐欺。

spending spree

spending spree：短時間內購買了很多東西，瘋狂購物。

wearable tech

wearable tech：穿戴式技術。

authenticate

authenticate：認證。

Well, that's the end of this edition of 6 Minute English.

好的，到了本集 6 分鍾英語的尾聲。

Get ahead of the curve, and join us again soon.

領先一步，趕快加入我們。

Meanwhile, visit our website: bbclearningenglish.com,

同時，您可以訪問我們的網站：bbclearningenglish.com，

where you'll find guides to grammar, exercises, videos and articles to read and improve your English.

在那裡你可以找到文法、練習、影片和文章的指南來閱讀並提升你的英語水平。

Bye.

再見。