字幕列表 影片播放 列印英文字幕 Sarah wanted a savings account to help her save for a car and she wanted a checking account to pay her bills. She went to a bank near her office. Sarah was surprised that they charged a monthly fee for anyone with less than $1,000 in the bank. So Sarah decided to do some homework. She made a list of the things that were important to her. She wanted a bank with lots of ATM's. She didn't want to pay fees, so she wanted a bank that let her keep a low minimum balance without charging her extra. She also wanted a bank that paid interest on both her savings and checking account. Knowing what she wanted, Sarah compared a credit union with another bank. The credit union didn't have many ATM's, but she could use any other credit unions ATM for free. There were no fees and no minimum balance required, and both accounts paid a small interest rate. The bank had lots of ATM's, it also had fees if her balance went below $300. The savings account paid interest, but not the checking account. Sarah thought the bank might be more convenient, but she worried about paying fees if her balance went below $300. And she liked the idea of getting interest even a little bit on her money. Sarah decided the right place to help her save and pay her bills was the credit union. But, it was a tough decision.