Name: "大多數人不知道加拿大即將發生什麼" (“Most People Have No Idea What is About To Happen To Canada”)
Uploaded: 2025-08-17T17:59:26.000Z
Duration: 16 min 52 s

形容詞比較級

I investigated the Canadian economy, and it's much worse than I thought.

我調查了加拿大的經濟，情況比我想象的要糟糕得多。

動名詞

Canada isn't just financially struggling, it's on the brink of bankruptcy.

加拿大不僅財政困難，而且瀕臨破產。

現在進行式

Even though Trudeau stepped down and Canada is going into a completely different direction.

儘管特魯多下臺後，加拿大正朝著完全不同的方向發展。

If you dig down deep into the Canadian economy, you will find out that what is happening now is nothing compared to what's coming.

如果你深入研究加拿大的經濟，你就會發現，與即將發生的事情相比，現在發生的事情根本不算什麼。

Because what is coming for Canada is way worse than anybody can possibly imagine.

因為加拿大即將面臨的情況比任何人想象的都要糟糕。

In 2005, the median income was $25K, while the average house price was $241K.

2005 年，收入中位數為 2.5 萬美元，平均房價為 24.1 萬美元。

Yes, there is a big difference, you almost need like 10 years of your income in order to buy a house.

是的，差別很大，你幾乎需要 10 年的收入才能買房。

But fast forward to 2025, the median house price is $721K, 2.5 times more expensive than it was 20 years ago, but the average income has grown by $20K.

但快進到 2025 年，房價中位數為 72.1 萬美元，是 20 年前的 2.5 倍，但平均收入卻增長了 2 萬美元。

So the average Canadian today needs around 15 to 20 years of their annual income in order to be able to buy a house.

是以，今天的加拿大人平均需要 15 到 20 年的年收入才能買房。

And even if you go and get a mortgage, most people still cannot possibly do that.

即使你去申請抵押貸款，大多數人也不可能做到。

If you buy a $721K house and you put a down payment of 20%, that will leave you with a loan of $576K.

如果您購買一套價值 72.1 萬美元的房子，首付為 20%，那麼您需要貸款 57.6 萬美元。

Now, considering that mortgage rates are going to be 5.5%, you will take a mortgage for 25 years, which means that every single month, you have to make a monthly payment of $3500.

現在，考慮到抵押貸款利率將為 5.5%，您將獲得 25 年的抵押貸款，這意味著您每個月都要支付 3500 美元的月供。

At first glance, that doesn't seem like a big problem, but how much the average Canadian is making?

乍一看，這似乎不是什麼大問題，但加拿大人的平均收入是多少呢？

The median income in Canada pre-tax is $45K, which leaves you with $3750 every month.

加拿大稅前收入的中位數是 4.5 萬加元，這樣您每月就有 3750 加元。

So if you deduct taxes from this amount, suddenly, your monthly income is the amount of money that you have to pay in order to cover your entire mortgage.

是以，如果從這一金額中扣除稅費，您的月收入就突然變成了您為支付全部房貸而必須支付的金額。

But let's just say hypothetically that you are not alone, you have a family, so your total household income is $90K.

但假設你不是一個人，你有一個家庭，所以你的家庭總收入是 9 萬美元。

If you deduct taxes, which are going to be $22K for $90K income, your monthly income is going to be $5660, 60% of your budget is going to go into paying off your debt.

如果扣除稅費（9 萬美元收入的稅費為 2.2 萬美元），您的月收入將為 5660 美元，您預算的 60% 將用於償還債務。

And if you are financially literate, then you know for a fact that you shouldn't be paying more than a third of your income into your house, because if you are paying more than that, then you are in trouble financially.

如果你懂財務知識，那麼你就會知道，你不應該為房子支付超過收入三分之一的費用，因為如果你支付的費用超過了這一比例，那麼你就會陷入財務困境。

And that's not even 50%, it's like 60-70% for the vast majority of Canadians.

而這甚至還不到 50%，對於絕大多數加拿大人來說，大概是 60%-70%。

And the prices of everything went out, which made life in Canada absolutely impossible.

所有東西都漲價了，這讓在加拿大的生活變得絕對不可能。

So in this video, let's find out what exactly is happening with the Canadian economy.

是以，在這段視頻中，讓我們來看看加拿大經濟究竟發生了什麼。

Or the financial crisis is going to be so bad that it will allow Trump to swipe in Canada and make it part of the United States.

或者說，金融危機將變得如此糟糕，以至於特朗普可以掃蕩加拿大，使其成為美國的一部分。

So if you are ready, give this video a thumbs up and let's dive in.

所以，如果你已經準備好了，請豎起大拇指點贊這段視頻，讓我們一起來學習吧。

To understand what is happening with Canada, you have to look at its geography.

要了解加拿大的情況，就必須先看看它的地理位置。

Because United States its only neighbor, that's where all the problems of Canada start and this is literally the root cause of all the financial problems that Canada has today.

因為美國是加拿大唯一的鄰國，加拿大的所有問題都是從美國開始的，這就是加拿大今天所有金融問題的根源。

It might not make any sense at the beginning, how is that a problem, but if you actually dig down into the Canadian economy, you will find out that this is the real problem.

一開始，這可能沒有任何意義，這怎麼會是個問題呢？但如果你真正深入研究加拿大的經濟，你就會發現這才是真正的問題所在。

For a long time, Canada has been the colony of the UK, just like the United States, but the United States became independent much earlier.

長期以來，加拿大一直是英國的殖民地，就像美國一樣，但美國獨立得更早。

And even during the American Revolution, United States tried to take over Canada militarily, it failed, so it tried again in 1812, it failed again.

甚至在美國革命期間，美國也曾試圖軍事佔領加拿大，但失敗了，於是在 1812 年再次嘗試，又失敗了。

United States wasn't happy that its rival, which is the United Kingdom, is right there just besides the United States watching it, so it wanted to take over Canada, but it couldn't.

美國不甘心它的競爭對手英國就在美國旁邊看著它，所以它想佔領加拿大，但它做不到。

Which is why United States came out with a completely different plan.

是以，美國提出了一個完全不同的計劃。

Why try to take Canada militarily when we can over time make Canada dependent on the United States.

既然我們可以在一段時間內讓加拿大依賴美國，為什麼還要在軍事上奪取加拿大呢？

So making Canada dependent economically on the United States is going to make it much easier to turn Canada into the 51st state of the United States.

是以，讓加拿大在經濟上依賴美國，會讓加拿大更容易變成美國的第51個州。

Almost 75% of all the exports of Canada goes directly into the United States, 90% of all Canadian oil goes to the United States, 98% of all the natural gas of Canada goes directly into the United States.

加拿大近 75% 的出口產品直接進入美國，90% 的加拿大石油運往美國，98% 的加拿大天然氣直接進入美國。

Canada depends on the United States for its defense purposes.

And if you look at the imports, where does Canada import its goods and services?

再看進口，加拿大從哪裡進口商品和服務？

Exactly, almost 60% of that comes directly from the United States.

沒錯，其中近 60% 直接來自美國。

And because of Trump's 25% tariff, 70% or 75% of all the Canadian goods that leave Canada to other countries, which is mainly the United States, their prices will increase in the US by 25%.

由於特朗普徵收 25% 的關稅，所有離開加拿大運往其他國家（主要是美國）的加拿大商品中，有 70% 或 75% 的商品在美國的價格將上漲 25%。

But Canada represents a very small percentage of the entire imports of the United States, so it's not going to impact much the United States, but it will have a serious implication on Canadian businesses.

但加拿大在美國整個進口中只佔很小的比例，是以對美國不會有太大影響，但會對加拿大企業產生嚴重影響。

Imagine you are having a business in Canada and you are exporting to the United States.

想象一下，您在加拿大開展業務，並將產品出口到美國。

Now your prices, the prices of your goods in the US are going to rise, which means that Americans are going to buy less and less Canadian goods and services, which means that less money will be flowing to Canadian businesses, which means that they will become less profitable, and some of them, if not many of them, are not going to survive this crisis.

現在，你們在美國的商品價格將會上漲，這意味著美國人購買的加拿大商品和服務會越來越少，這意味著流向加拿大企業的資金會越來越少，這意味著它們的利潤會越來越低，其中一些企業（如果不是很多的話）將無法在這場危機中倖存下來。

Didn't Canada prepare a plan in order to defend itself against the United States, where people on the top of Canada, who were ruling Canada, did not understand that they are extremely vulnerable to the United States?

統治加拿大的加拿大高層人士並不瞭解他們在美國面前是極其脆弱的，難道加拿大沒有準備好抵禦美國的計劃嗎？

In fact, they created a plan in order to prevent that.

事實上，為了防止出現這種情況，他們制定了一項計劃。

First of all, we have to increase the population of Canada, and right now the population is 40 million people, but if you go back to 1970s, the population of Canada was 20 million people.

首先，我們必須增加加拿大的人口，現在加拿大的人口是 4000 萬，但如果你回到 20 世紀 70 年代，加拿大的人口是 2000 萬。

So over a period of just 50 years, the population of Canada has doubled.

是以，在短短 50 年間，加拿大的人口翻了一番。

Now the question is that, how did they manage to do that?

現在的問題是，他們是如何做到這一點的？

15 million immigrants came to Canada over the period of 1970 to 2020.

1970 年至 2020 年期間，有 1500 萬移民來到加拿大。

That is literally almost 50% of the entire Canadian population.

這幾乎佔了整個加拿大人口的 50%。

Without a large enough population, Canada cannot create a large enough economy that would allow it in order to fund a large military in order to stand up to the United States.

沒有足夠多的人口，加拿大就無法創造足夠大的經濟規模，從而為龐大的軍隊提供資金，以對抗美國。

So growing the number of your population was the first priority in the Canadian list.

是以，增加人口數量是加拿大的首要任務。

In fact, they came out with a plan that they called it Century Initiative, and the point of this plan is to grow the Canadian population to around 100 million people by the year 100.

事實上，他們提出了一項名為 "世紀倡議 "的計劃，該計劃的目的是到 100 年時，將加拿大人口增加到 1 億左右。

And what happens when you actually bring so many people to the country?

如果真的有這麼多人來到這個國家，會發生什麼呢？

What happens when you double the size of your population?

人口數量增加一倍會發生什麼？

That increases the demand drastically, and when you have so much demand within the economy, that increases the prices.

這就大大增加了需求，而當經濟中的需求如此之大時，價格就會上漲。

Yesterday, 10 people wanted to buy this house, but today, 20 people want to buy the exact same house, and each of them are offering a higher price, and that is how demand grows prices.

昨天，有 10 個人想買這套房子，但今天，有 20 個人想買這套一模一樣的房子，而且每個人出的價格都更高，這就是需求導致價格上漲的原因。

So if you double the population over the period of 50 years, you know what is happening.

是以，如果 50 年內人口翻一番，你就知道會發生什麼。

So the root cause of these prices isn't what happened yesterday or last year or two years ago.

是以，這些價格的根本原因並不在於昨天、去年或兩年前發生了什麼。

Just imagine for a moment if Canada did not grow its population from 20 million to 40 million.

試想一下，如果加拿大的人口沒有從 2000 萬增長到 4000 萬，那將會是什麼樣子。

Today, the Canadian population would be like 20 million people or probably less than that, and chances that United States will take over Canada would be significantly higher, because you have a neighbor, and it's your only neighbor that has a population of 320 million people, and if you have like a 20 million population, your chances to stand up to the United States goes literally to zero.

今天，加拿大的人口大概只有 2000 萬，甚至更少，美國佔領加拿大的可能性會大大增加，因為你有一個鄰居，而且是你唯一一個擁有 3.2 億人口的鄰居，如果你只有 2000 萬人口，你對抗美國的可能性簡直為零。

The second thing that the Canadian government did is by bringing capital to their Canada.

加拿大政府做的第二件事是將資本引入加拿大。

In the United States, there are different ways to attract investors.

在美國，吸引投資者的方式多種多樣。

For example, if you go to Silicon Valley, you have most of the technology companies, and investors come to Silicon Valley in order to invest in those startups that tomorrow could worth billions of dollars, and in some cases, they can worth trillions of dollars.

例如，如果你去硅谷，那裡有大多數科技公司，投資者來到硅谷，就是為了投資這些初創公司，這些公司明天可能價值數十億美元，在某些情況下，它們可能價值數萬億美元。

But in Canada, you don't have that luxury.

但在加拿大，你就沒有這種奢望了。

Canada is not huge enough in order to attract so many talents, and you don't have those tech industries that the United States has, and that is why Canada came out with a completely different approach.

加拿大國土面積不夠大，無法吸引這麼多人才，也沒有美國的那些科技產業，所以加拿大才會採取完全不同的方法。

If we make it easier for people to come and buy houses in Canada, they will bring money.

如果我們能讓人們更容易來加拿大買房，他們就會帶來資金。

So we are going to remove all the regulations and make it much easier.

是以，我們將取消所有規定，使其變得更加容易。

If you're in China, Russia, India, European Union, the United States, come and buy property in Canada.

如果您在中國、俄羅斯、印度、歐盟、美國，請來加拿大購買房產。

If you're wondering why house prices have increased from $241,000 to as much as like $721 billion, well, this is your answer.

如果你想知道為什麼房價從 24.1 萬美元漲到了 7210 億美元，那麼，這就是你的答案。

The second problem is that Canada attracts high skilled people.

第二個問題是加拿大吸引高技能人才。

When those people are coming to Canada, they're not going to work in construction.

當這些人來到加拿大時，他們不會從事建築工作。

And when you have so much demand for houses, you need people to come and work in constructions, and you don't have those people to work in construction.

當你對房屋有如此大的需求時，你就需要有人來從事建築工作，而你卻沒有這些人來從事建築工作。

Suddenly, there is a demand has grown substantially.

So these two factors led prices in Canada to grow so much that the average Canadian right now cannot possibly afford a house.

是以，這兩個因素導致加拿大的房價飛速增長，以至於普通加拿大人現在根本買不起房子。

The question is that what would happen if Canada stops the flow of immigrants and stops the foreigners to buy property in Canada?

問題是，如果加拿大停止移民流動，停止外國人在加拿大購買房產，會發生什麼情況？

These are the two reasons that have been growing the Canadian economy over the last 50 years.

這就是過去 50 年來加拿大經濟不斷增長的兩個原因。

The economy won't grow as fast as it's supposed to.

經濟不會像預期的那樣快速增長。

Every person that comes into Canada, he starts working in Canada, he starts paying taxes in Canada, and he starts buying things.

每個來到加拿大的人都開始在加拿大工作，開始在加拿大納稅，開始購買東西。

He goes to the grocery, he rents a place, he takes a mortgage, he buys a car, and all of that spending drives the economy forward.

他去買菜、租房、抵押貸款、買車，所有這些消費都會推動經濟發展。

The more people you bring to Canada, the faster the economy grows.

來到加拿大的人越多，經濟增長就越快。

If all those people stop coming into Canada, and the birth rate in Canada is as bad as they are in the United States, or any European country, there won't be enough people born in Canada.

如果所有這些人都不再進入加拿大，而加拿大的出生率又像美國或任何歐洲國家一樣糟糕，那麼在加拿大出生的人就不夠多了。

So if you don't have that, suddenly those GDP forecasts that we had around 1-2% over the next couple of years are not happening.

是以，如果沒有這些，我們對未來幾年 1-2% 左右的 GDP 預測就會突然失效。

You cannot possibly expect more than that.

And if the inflow of immigrants stops, then it's not going to be even 1-2%.

而如果移民流入停止，那麼這個比例甚至不會達到 1-2%。

It might be even something around 1% annually.

And that's not enough to grow the Canadian economy to stand up to the United States.

而這還不足以使加拿大經濟增長，從而與美國抗衡。

Canada is going to become even more dependent on the United States.

The main question right now is, can Canada afford to move away from the United States?

現在的主要問題是，加拿大能否承受得起離開美國的代價？

If you look at the Canadian and the US map, you will see a lot of pipelines.

如果你看看加拿大和美國的地圖，就會發現有很多輸油管道。

And these pipelines have been built over the last 50-60 years from Canada to the United States.

在過去的五六十年裡，這些輸油管道從加拿大一直建到了美國。

Because there are different kinds of oil.

So you have light oil, and then you have heavy oil.

And in order for that oil to be used in something, it must be refined.

而要將這些油用於某種用途，就必須對其進行提煉。

You can't simply just extract oil from the ground and use it for your car as a gasoline.

你不能簡單地從地下開採石油，然後把它當作汽油用在汽車上。

It must be refined, which means that it must be heated up to the point where it can be consumed by the consumers.

它必須經過提煉，也就是必須加熱到消費者可以食用的程度。

And to do that process, you need to build refineries that cost billions of dollars.

而要完成這一過程，就需要建造耗資數十億美元的煉油廠。

And Canada does not have enough refineries in order to refine heavy oil.

加拿大沒有足夠的煉油廠來提煉重油。

On the other side, the United States is the largest country in refining heavy oil, which is why Canada sells most of its oil at a huge discount to the United States that refines it and use it for the domestic consumption.

另一方面，美國是最大的重油提煉國，這就是為什麼加拿大以巨大的折扣將其大部分石油出售給美國，由美國提煉後用於國內消費。

So if Canada wants to sell its heavy oil to other countries such as Japan, China, European Union, it has to build a completely new infrastructure.

是以，如果加拿大想向日本、中國、歐盟等其他國家出售重油，就必須建設全新的基礎設施。