I am not a billionaire.

我不是億萬富翁。

Wow, that's a lot of zeros.

哇，好多零啊。

I'm not a multi-millionaire.

我不是千萬富翁。

I'm not a millionaire.

我不是百萬富翁。

I'm just Bob.

我只是 Bob。

But I do watch a lot of television and I do watch a lot of movies.

但我經常看電視和電影，

And when I watch some TV shows and some movies, there are billionaires and multi-millionaires.

而當我看一些電視節目和電影時，裡面有億萬富翁和千萬富翁。

Sometimes there are rich people, there are very wealthy people.

有時會有富人，有非常富有的人。

So in this English lesson, I thought I would teach you some English words and phrases that you would use to talk about those kinds of people,

在這堂英語課上，我想教大家一些英語單詞和短語，用來談論這類人，

the people who are billionaires, multi-millionaires and millionaires.

即億萬富翁、千萬富翁和百萬富翁。

So let's start by talking about where a wealthy person might live.

讓我們先來談談富人可能住在哪裡。

One of the places where a wealthy person might live is in a penthouse.

富人可能居住的地方之一是頂層公寓。

A penthouse is an apartment located on the very top floor of an apartment building.

頂層公寓是位於公寓樓最頂層的公寓。

It's usually way bigger than all of the other apartments and a lot more expensive as well.

它通常比其他公寓大得多，也貴得多。

And it's just a great place to live.

這裡就是一個很好的居住地，

I guess if you have lots of money, you probably have a great view of the city around you and you have a great space to live with lots of privacy.

我想，如果你有很多錢，你可能可以欣賞到周圍城市的美景，還可以擁有一個私密性很強的居住空間。

Another place where a rich person might live is in a mansion.

富人可能居住的另一個地方是豪宅。

A mansion is just a really, really big house.

豪宅就是一座非常非常大的房子。

This mansion is enormous.

這座豪宅非常大。

I'm not sure how long it takes to clean every room in that mansion.

我不知道要花多長時間才能打掃完那棟豪宅的每個房間。

It's simply really, really big.

它真的非常非常大。

This person also has some very nice cars as well, but I'll talk about those in a little while.

這個人還有幾輛非常漂亮的車，但我過一會兒再談這些。

And if I turn, you'll see there's also a, a helicopter here.

如果我轉過身去，你會看到這裡還有一架直升機。

So anyways, a mansion is simply a really, really big house.

總之，豪宅就是一座非常非常大的房子。

So the piece of property I'm standing on is right on the lake.

我現在站的這塊地就在湖邊。

So we would call it lakefront property.

我們稱之為湖濱房產。

If that was an ocean, we would call this oceanfront property.

如果那是一片大海，我們就把它叫做海濱房產。

And wealthy people love to buy pieces of land like this so that they can build things like this.

有錢人喜歡買這樣的地皮，這樣他們就可以建造這樣的東西，因為這是一個湖。

Because this is a lake, we would call this a lake house.

我們稱之為湖畔別墅。

So whoever owns that house decided that they wanted to live right on the lake.

不管那棟房子的主人是誰，他們都決定要住在湖邊。

So when they look out the back window of their house, they have this beautiful view of the water.

當他們從房子的後窗望出去，就能看到美麗的水景。

So it's a beautiful day out here by the lake.

今天湖邊的天氣很好。

Actually, I really like the sun hitting the water right there. That's pretty cool.

事實上，我很喜歡陽光灑在水面上的感覺。太酷了 。

Anyways, I didn't come here to look at the sun.

總之，我不是來看太陽的。

I came here to point and say that a few 100 kilometers that way or maybe more, there are islands.

我來這裡是想說，在那邊幾百公里甚至更遠的地方，就有島嶼。

And if you were wealthy enough, you could buy one. You could own a private island.

如果你足夠富有你可以買一個，你可以擁有一個私人島嶼。

A private island is an island where only you live, it's private.

私人島嶼是一個只有你居住的島嶼，它是私人的。

It's just you that lives there.

只有你住在那裡。

You probably have a beautiful house on the private island.

你可能在私人島嶼上有一座漂亮的房子。

But I'm not even sure what an island would cost.

但我甚至不確定一座島的價錢。

Probably an enormous amount of money.

可能是一大筆錢。

So there's a number of different kinds of vehicles that a wealthy or rich person might drive if they do drive themselves.

如果富人或有錢人自己開車，他們可能會駕駛多種不同類型的車輛。

And one of those would be a sports car.

其中之一就是跑車。

You might have a nice Corvette or you might have a really, really nice orange Mclaren like this one down here.

你可能有一輛漂亮的雪佛蘭，也可能有一輛非常非常漂亮的橙色邁凱輪，就像下面這輛一樣。

That is a very cool car.

這輛車很酷。

I really like the color.

我很喜歡這個顏色，

Or you might drive a Ferrari.

或者你可能會開一輛法拉利。

A sports car is a car that's designed to go fast. It's designed to be as fast as possible.

跑車就是用來開快車的。

This is a pretty nice sports car right here.

這是一輛非常漂亮的跑車。

The other kind of car that they might drive is called a luxury car.

他們可能駕駛的另一種汽車被稱為豪華車。

A luxury car is designed to be comfortable.

豪華車的設計就是為了舒適。

So they might drive either a sports car because they want to go fast or a luxury car because they want to be comfortable.

他們可能會開跑車，因為他們想跑得快；或者開豪華車，因為他們想開得舒適。

Both types of car though are very, very expensive.

不過，這兩種汽車都非常非常昂貴。

So normally when we talk about toys, we're talking about kids, but adults can also have toys and they look more like this.

通常我們說到玩具，都是指孩子，但成年人也可以有玩具，而且看起來更像這樣。

So if you were to say, "Oh, that guy has a lot of toys."

所以，如果你說「那個人有很多玩具。」

It means that maybe he has a motorcycle, maybe he has a jet ski, maybe he has something like this old car on this side of the street.

這意味著他可能有一輛摩托車，可能有一個水上摩托艇，可能他有一些東西，比如街道這邊的這輛古董車。

So not just for kids, if you say that someone has a lot of toys, it means they have a lot of fun things.

這不只孩子有玩具，如果你說某人有很多玩具，那就意味著他有很多好玩的東西。

Now, of course, the ultimate way to travel would be by private jet.

最終極的旅行方式是乘坐私人飛機。

A private jet is a jet that you own, that you can use to go wherever you want whenever you want.

私人飛機是你自己的飛機，可以隨時隨地使用它去任何想去的地方。

If I had a private jet, I could just decide to go to Paris France in a few hours, jump on my private jet and I would be there in no time.

如果我有一架私人飛機，我就可以在幾個小時內決定去法國巴黎，跳上私人飛機，馬上就到了。

So the ultimate way to travel if you have the money is to own a private jet and go wherever you want whenever you want.

如果你有錢，旅行的終極方式就是擁有一架私人飛機，隨時隨地想去哪兒就去哪兒。

Another common thing to own if you have a lot of disposable income.

如果擁有大量可支配收入，另一種常見的擁有物品。

By the way, disposable income refers to when you have extra money after you've paid for all your living expenses, you have more money and you don't know what to do with it,

順道一提，你有很多可支配收入，順便說一下，可支配收入指的是你在支付了所有生活費用後還有多餘的錢，你有了更多的錢，卻不知道如何支配，

we would call it disposable income.

我們稱之為可支配收入。

But another thing that you might buy if you had a lot of money is you might buy a boat or you might buy a yacht.

但如果你有很多錢，你可能會買的另一樣東西是你可能會買一艘船或一艘遊艇。

So you might buy a boat like one of these nice boats.

所以，你可能會買一艘像這樣的好船。

These are very, very big boats, in my opinion, or you might buy a yacht.

在我看來，這些都是非常非常大的船，或者你可以買一艘遊艇。

Sorry, I can't show you a yacht.

對不起，這裡沒有遊艇。

I don't think there's enough wealthy people that live close to me.

我覺得住在我附近的富人還不夠多。

This marina doesn't have any yachts, but it does have some really big boats.

這個碼頭沒有遊艇，但有一些真正的大船。

When I go places I drive my trusty old minivan.

當我去一些地方時，我會駕駛我那輛值得信賴的老式小貨車。

But if I was a wealthy person, I would probably have a driver.

但如果我是一個有錢人，我可能會有一個司機。

I probably wouldn't drive myself.

我可能不會自己開車。

A driver is someone who drives your vehicle for you and you get to ride in the back.

司機是指一個為你開車，而你則坐在後座的人。

When they come to pick you up in the morning, they open the door and they say, "Please get in, sir. Where would you like to go?"

當他們早上來接你時，他們會打開車門，然後說：「請上車，先生。你想去哪裡？」

So I'm going to keep driving my own van.

我要繼續開我自己的麵包車。

But if I was wealthy, I could hire a driver.

但如果我有錢，我可以僱一個司機。

When I work out, I come to the gym by myself.

我健身時，都是一個人來的。

I design my own workout plan and then I come and I lift weights.

我自己設計鍛鍊計劃，然後來這裡舉重。

A wealthy person though might have a personal trainer.

不過，有錢人可能會有私人教練。

Come on, Bob, three more times. You can do it.

來吧，Bob，再來三次，你能做到的。

Ok. 123.

好的。123。

A personal trainer would design the workout plan for you, so you wouldn't have to think about it yourself.

私人教練會為你設計鍛鍊計劃。 這樣你就不用自己考慮了。

So if I was wealthy, I could hire a personal trainer.

如果我很有錢，我就可以請一個私人教練。

A rich person might also hire a personal chef to make their meals for them.

有錢人還可能聘請私人廚師為自己做飯。

Their personal chef is someone who will make them breakfast, make them lunch, make them dinner, make anything that they want to eat, even some really cool snacks.

他們的私人廚師會為他們做早餐、午餐、晚餐，做任何他們想吃的東西，甚至是一些非常酷的零食。

So a wealthy person might have enough money.

富人可能有足夠的錢。

But they don't want to cook themselves and they might hire a personal chef.

但他們不想自己做飯，可能會請私人廚師。

So if you have lots of money, you have to keep it somewhere and you shouldn't keep it at home under your bed or in a safe, you should probably put it in a bank.

如果你有很多錢，你必須把它放在某個地方，你不應該把它放在家裡的床底下或保險櫃裡，你可能應該把它放在銀行裡。

Now, this is true for normal people like us as well as millionaires and billionaires.

我們這樣的普通人以及百萬富翁和億萬富翁都是如此。

But millionaires and billionaires might use something called an investment bank.

但百萬富翁和億萬富翁可能會使用一種叫做投資銀行的東西。

An investment bank allows you to invest your money.

投資銀行讓你可以將資金用於投資。

It allows you to buy stocks, it allows you to buy bonds and it allows you to earn a return on that investment.

它可以讓你購買股票、債券，還可以讓你從投資中獲得回報。

So if you have lots of money, you should keep it safe in a bank.

如果你有很多錢，就應該把它們安全地存放在銀行裡。

If you want to make more money with your money, you should use an investment bank.

如果你想用自己的錢賺更多的錢，就應該使用投資銀行。

So another thing that someone might do with their money is buy an investment property.

有人可能會用自己的錢做的另一件事就是購買投資性房產，

An investment property would be something like these stores on this street.

投資性房產就是像這條街上的這些商店一樣的東西。

You might buy these stores, you might own the building and then rent the building out to someone else.

你可以買下這些商店，也可以擁有大樓，然後把大樓租給別人。

I'm sure that many of these stores on this street are owned by wealthy people and they probably rent them out.

我敢肯定，這條街上的許多商店都是有錢人開的，他們可能會把這些商店租出去。

They've probably bought them as investment properties.

他們可能是買來投資的。

Well, thank you so much for watching this English lesson about how to talk about wealthy people.

好了，非常感謝大家收看這堂關於如何談論富人的英語課。

Remember if this is your first time here, don't forget to click that red subscribe button,

如果你是第一次來這裡，請記住別忘了點擊紅色的訂閱按鈕，

give me a thumbs up if this video helped you learn a bit more English and leave a comment below.

按讚這支影片，如果有讓你學到更多英語，並在下面留言。

I love to read them.

我喜歡讀它們。

Have a great week. Bye.

祝你本週愉快，再見。