The numbers that came out for january were catastrophic.

1月份出來的數字是災難性的。

However, the fact count everyone down by saying that they will raise rates in March.

然而，事實數落了所有人，說他們將在3月加息。

That seems reasonable since letting inflation out of hands is not a joke.

這似乎是合理的，因為讓通貨膨脹失控並不是一個笑話。

There are countless of examples of countries that played around with inflation but ended up with hyperinflation that destroyed entire economies.

有無數的例子表明，一些國家玩弄通貨膨脹，但最終導致了惡性通貨膨脹，摧毀了整個經濟。

The currency is the backbone of any economy.

貨幣是任何經濟體的骨幹。

If it's not managed properly, everything is going to collapse.

如果管理不善，一切都會崩潰。

Even simple double digit inflation is a huge deal Since that freaks out, investors imagine sitting on a pile of wealth of $100 million and you plan to invest it over time.

即使是簡單的兩位數的通貨膨脹也是一個巨大的問題，因為這嚇壞了，投資者想象一下，坐在一堆1億美元的財富上，你打算長期投資它。

However, inflation is 10% by the end of the year.

然而，到今年年底，通貨膨脹率為10%。

The real value Of your wealth is going to be $90 million, losing $10 million dollars to just holding onto your cash for a year is a disaster.

你的財富的真正價值將是9000萬美元，損失1000萬美元而只是持有一年的現金是一場災難。

That creates real panic in the market.

這在市場上造成了真正的恐慌。

That pushes investors to keep buying assets that are inflation resistant, which spikes prices higher and creates a bubble that further rises inflation.

這推動了投資者不斷購買抗通脹的資產，從而使價格飆升，形成保麗龍，使通脹進一步上升。

It's a never ending cycle If you think about it, January 7.5% inflation rate is not accurate since housing makes up the biggest chunk of people's income.

這是一個永無止境的循環 如果你仔細想想，1月7.5%的通脹率並不準確，因為住房占人們收入的最大塊。

Well makes a small percentage of the consumer price index where inflation numbers are driven from.

那麼使消費物價指數的一小部分，通脹數字是由它驅動的。

So the real inflation is higher for most people.

是以，對大多數人來說，實際的通貨膨脹率更高。

And now with the invasion of Ukraine, that number is only going to rise.

而現在隨著對烏克蘭的入侵，這個數字只會上升。

First of all oil prices are rising since that creates scarcity of oil in the market which affects the prices of literally everything.

首先，石油價格正在上升，因為這在市場上造成了石油的稀缺性，這影響了字面上的一切價格。

It makes it much more difficult to solve the already complicated supply chain problem that has been shattered by the global pandemic.

這使得解決已經被全球大流行病擊碎的複雜的供應鏈問題變得更加困難。

The world in Ukraine wasn't in anyone's plan, but since it happened, the fact has to consider it raising interest rates will just push the country into stagflation.

烏克蘭的世界並不在任何人的計劃中，但既然發生了，事實不得不考慮它提高利率只會把國家推向滯脹。

That's when the prices keep rising, but the economy stops growing.

這時，價格不斷上漲，但經濟停止增長。

So the question is, what should you do to protect your wealth against inflation?

是以，問題是，你應該如何保護你的財富免受通貨膨脹的影響？

What kind of assets should you buy and how to keep growing your wealth?

你應該購買什麼樣的資產，如何使你的財富持續增長？

No matter how high inflation is, if you're ready, give this video a thumbs up and subscribe When I wake up.

無論通貨膨脹有多高，如果你準備好了，請為這個視頻豎起大拇指，並訂閱《當我醒來》。

The first thing that I do is check my phone to find out what's happening in the world.

我做的第一件事是查看我的手機，瞭解世界上發生了什麼。

I would spend 10, 20 minutes just scrolling through my social media and I wouldn't really get everything I need.

我將花10、20分鐘來滾動瀏覽我的社交媒體，我不會真正得到我需要的一切。

It was frustrating until I came across morning grow.

這很令人沮喪，直到我遇到了晨光。

It's a free daily newsletter that delivers your business finance and news that you can read in just five minutes.

這是一份免費的每日通訊，為您提供商業金融和新聞，您只需在5分鐘內閱讀。

Traditional news is dry, dense and boring.

傳統的新聞是乾燥的、密集的和無聊的。

While morning brew is witty relevant, informative.

雖然晨釀是詼諧的相關，信息量大。

For example, dozens if not hundreds of companies are closing down their stores in Russia because of what's happening in Ukraine except burger king Subway and a few others.

例如，由於烏克蘭發生的事情，除了漢堡王Subway和其他一些公司，幾十家甚至幾百家公司正在關閉他們在俄羅斯的商店。

But why, unlike Mcdonald's for example, burger King only has a 15% stake in joint venture that runs burger king in Russia?

但是，為什麼與麥當勞不同，漢堡王在俄羅斯經營漢堡王的合資企業中只擁有15%的股份？

So it's not under their control.

所以這不在他們的控制之下。

How do I know that?

我怎麼知道呢？

Because I'm subscribed to morning bro, There is no reason not to subscribe the morning brew, click the link in the description.

因為我已經訂閱了晨報，沒有理由不訂閱晨報，點擊描述中的鏈接。

To subscribe the morning brew today, it's completely free and it takes less than 15 seconds to subscribe number one dividend stocks.

今天要訂閱晨報，是完全免費的，只需不到15秒就能訂閱頭號紅利股票。

What's the ultimate goal of any business to make money, whether you like it or not?

任何企業的最終目標都是賺錢，無論你喜歡與否？

If the business isn't producing cash then it's not sustainable.

如果企業不產生現金，那麼它就無法持續。

Even if it has $100 billion market cap, we can value companies as much as we want.

即使它有1000億美元的市值，我們也可以隨心所欲地給公司估值。

But how would they benefit their shareholders if they aren't making money?

但是，如果他們不賺錢，怎麼會讓他們的股東受益？

And what's the guarantee that they will survive in the future?

又如何保證他們在未來能夠生存？

That's what makes dividend stocks so different from the rest, especially those which are known as the king of dividends.

這就是紅利股與其他股票的不同之處，尤其是那些被稱為紅利之王的股票。

These are the companies that have been increasing their dividends for over 50 years.

這些是50多年來一直在增加紅利的公司。

They have survived worse recessions, inflations, you name it, the stock price don't always performance created tech companies for example, but they still grow usually higher than inflation but at the same time provide you with the cash flow you need, If these companies could increase their dividends for over 50 years, what makes you think that they will stop in the coming future?

他們經受住了更糟糕的經濟衰退、通貨膨脹，你知道的，股票價格並不總是創造了科技公司的業績，但他們的增長通常仍高於通貨膨脹，同時為你提供你需要的現金流，如果這些公司可以在50多年裡增加他們的紅利，你怎麼認為他們在未來會停止呢？

That is why there are some of the best assets to hold in your arsenal?

這就是為什麼有一些最好的資產要在你的阿森納持有？

Most people look into the stock market as the only way to invest their savings.

大多數人把股票市場看成是投資儲蓄的唯一途徑。

However, the stock market isn't always the best option.

然而，股票市場並不總是最好的選擇。

You have far more options than you realize.

你的選擇遠比你意識到的要多。

# two government bones are not really a big fan of bones, since they usually have the lowest rate of return.

#兩個政府的骨頭其實並不怎麼喜歡，因為它們通常有最低的回報率。

However out of all the investments, government bones are the most reliable for your government bone.

然而在所有的投資中，政府骨頭是最可靠的政府骨頭。

To default the inch charge us, government has to go bankrupt.

為了違約寸步難行，政府必須破產。

The United States is the world's most powerful and stable economy.

美國是世界上最強大和最穩定的經濟體。

If it goes down, the world economy goes down, that's why they are considered as the safest investments ever.

如果它下降，世界經濟就會下降，這就是為什麼它們被認為是最安全的投資。

Bone rates have an inverse relationship with interest rates.

骨頭率與利率呈反比關係。

If interest rates rise, bone prices drop and vice versa because higher interest rates make other investments more attractive, which lowers the demand for bones and lower interest rates.

如果利率上升，骨頭價格就會下降，反之亦然，因為較高的利率使其他投資更具吸引力，這就降低了對骨頭的需求，降低了利率。

Make bones more attractive.

讓骨頭更有吸引力。

They're not the best source of income, but a lot of wealthy people turn to bones to keep at least part of their assets safe and let them grow at the rate that is slightly higher than inflation.

它們不是最好的收入來源，但很多富人轉向骨頭，以保持至少部分資產的安全，讓它們以略高於通貨膨脹的速度增長。

In the short run, they don't always beat inflation, but over the long run they have proved to be inflation proof number three cash flow businesses since the beginning of the Internet revolution, investors started to care less about the actual profits the business would make and are focused on the value of their stocks.

從短期來看，它們並不總是能戰勝通貨膨脹，但從長期來看，它們已被證明是能抵禦通貨膨脹的第三大現金流企業，自從互聯網革命開始以來，投資者開始不太關心企業將獲得的實際利潤，而是關注其股票的價值。

However, regardless of how much your stocks are worth, you need cash on the table to spend on your needs and wants.

然而，無論你的股票價值多少，你都需要桌上的現金來滿足你的需要和需求。

That is why a lot of professional investors care about the cash flow, how much cash there's a certain business generates.

這就是為什麼很多專業投資者關心現金流，某個企業產生了多少現金。

There aren't many options when it comes to cash generating assets besides dividend stocks that we have discussed already.

談到產生現金的資產，除了我們已經討論過的紅利股票，沒有太多的選擇。

But sometimes being a partner in a small tree, additional business like a grocery store is far better than holding a bunch of stocks that do not generate any cash.

但有時成為一棵小樹的合夥人，像雜貨店這樣的額外業務，遠比持有一堆不產生任何現金的股票要好。

A grocery store is just one example, Of course they do require some level of management.

雜貨店只是一個例子，當然它們確實需要一定程度的管理。

But if you have reliable partners then it should not be a big deal.

但是，如果你有可靠的夥伴，那麼這不應該是一個大問題。

Number four mutual funds in september 2021 facebook stock price was $378.

第四位共同基金在2021年9月的Facebook股價為378美元。

Facebook was one of the fastest growing stocks since the beginning of the pandemic.

臉書是自大流行病開始以來增長最快的股票之一。

But in the last six months the stock fell by 45%.

但在過去六個月裡，該股下跌了45%。

It literally fell to the pre pandemic level as if it didn't gain anything out of super low rates and aggressive bond purchases by the Fed.

它真的跌到了大流行前的水準，好像它沒有從美聯儲的超低利率和積極的債券購買中獲得什麼。

That is why mutual funds exist.

這就是共同基金存在的原因。

They take investors money and invest them in the wide range of securities from stocks to bones to real estate.

他們拿著投資者的錢，把它們投資於從股票到骨頭到房地產的各種證券。

There are a million types of mutual funds, from equity funds to income funds.

共同基金有一百萬種類型，從股票基金到收入基金。

There are funds that invest in certain sectors.

有一些基金是投資於某些行業的。

Others invest based on the size of the companies and some invest in everything.

另一些人根據公司的規模進行投資，還有一些人對所有事物進行投資。

My favorite are index funds that have been in the market long enough to have some track record, but it's also important to pay attention to the fees they collect hedge funds for example have a really high fee but rarely beat the market.

我最喜歡的是指數基金，它們在市場上的時間足夠長，有一些跟蹤記錄，但也要注意它們收取的費用，例如對沖基金的費用確實很高，但很少能戰勝市場。

Vanguard.

先鋒隊。

S&P.

S&P。

index is the best in my opinion.

在我看來，指數是最好的。

They have the lowest fees ever and have proven to be inflation proof.

他們有史以來最低的費用，並被證明是可以抵禦通貨膨脹的。

They have a track record of over 60 years where they had returned a historic annualized average return of around 10.5% since its 1957 inception through 2021.

他們有超過60年的跟蹤記錄，自1957年成立到2021年，他們的歷史年化平均回報率約為10.5%。

I personally keep a big chunk of my investments in the s.

我個人將很大一部分投資放在S市。

p.

p.

500 and contribute to it every single month.

500美元，並且每個月都向它捐款。

Number five Real estate.

第五位 房地產。

I couldn't finish this video without the real estate.

沒有房地產，我無法完成這個視頻。

The real estate market is so old.

房地產市場是如此古老。

It's difficult to invent anything new in this market.

在這個市場上很難發明新東西。

However, the exact same thing makes it stable, is always outperform inflation Over the long run reliable data on the value of the real estate in the U.

然而，一模一樣的東西使它穩定，是永遠優於通貨膨脹的長期可靠數據，在美國的房地產價值。

S.

S.

Is relatively milky before the 19 twenties according to the case shiller housing index, the average annualized rate of return for housing incl Please.

在19世紀20年代之前，根據凱斯-席勒住房指數，住房的平均年化收益率相對較低。

between 1928 and 2013.

1928年至2013年間。

The inflation adjusted appreciation over the same period have been 1.9%.

同期的通貨膨脹調整後的升值率為1.9%。

Of course it is not as great as the stock markets, but as we have discussed earlier.

當然，它不像股票市場那樣偉大，但正如我們前面討論的那樣。

Real estate isn't just about price Appreciation, it's also about cash flow and a place to live.

房地產不僅僅是價格升值，它也是現金流和居住的地方。

The value that it provides overall is far more than the price appreciation.

它所提供的整體價值遠遠超過了價格的升值。

But even if we take price appreciation alone, we have enough data since 1920 that proves that it has always outperformed inflation.

但是，即使我們只考慮價格升值，我們有足夠的數據證明自1920年以來，價格升值的表現總是超過通貨膨脹。

Some people might say that this time it is different, inflation is super high, but back in the 1980s, inflation was as high as 13.5%.

有些人可能會說，這次不一樣，通貨膨脹率超高，但早在1980年代，通貨膨脹率就高達13.5%。

Twice the number it is today, it is normal when we have periods when inflation is higher than normal because other times it is lower than normal between 2013 and 2016, it was around 1.5%.

是今天這個數字的兩倍，當我們有通脹率高於正常水準的時期，這是正常的，因為其他時候通脹率低於正常水準，在2013年和2016年之間，通脹率大約是1.5%。

What makes everything even better is if you have a mortgage on your house, especially if you have got a very decent rate since over time, price appreciation beats inflation at the same time the cash flow that it generates will pay off the debt.

讓一切變得更好的是，如果你的房子有抵押貸款，特別是如果你有一個非常體面的利率，因為隨著時間的推移，價格升值擊敗通貨膨脹，同時它產生的現金流將償還債務。