Do you really have to invest it and risk it?

你真的要投資它，冒這個險嗎？

The answer is you should always invest your money.

答案是你應該總是投資你的錢。

Just look at today's inflation rates.

看看今天的通貨膨脹率就知道了。

$1 million $1 million $1 million, you have a few questions to ask yourself.

100萬美元 100萬美元 100萬美元，你有幾個問題要問自己。

What are your goals?

你的目標是什麼？

Think about, what are you trying to turn your million dollars into and what, what are you trying to achieve?

想一想，你想把你的百萬美元變成什麼，你想實現什麼，你想實現什麼？

Is there a certain dollar amount you need?

你是否需要一定的金額？

Or a specific goal you're trying to reach?

或者你想達到的具體目標？

Are you investing for retirement and have a dollar amount in mind?

你是為退休而投資，並在心中有一個美元的數額嗎？

What is your risk tolerance?

你的風險承受能力是什麼？

Your risk tolerance greatly affects your investing decisions.

你的風險承受能力極大地影響了你的投資決定。

The more risk you can take, the higher the rewards you can earn.

你能承擔的風險越大，你能獲得的回報就越高。

But again, there are no guarantees.

但同樣，沒有任何保證。

It's always a good idea to diversify with aggressive and conservative investments to reduce the risk of loss?

用激進和保守的投資來分散投資以減少損失的風險總是一個好主意？

What is your timeline as you set up your portfolio and invest $1 million?

在你建立投資組合並投資100萬美元時，你的時間表是什麼？

You should have a timeline in mind.

你應該在心中有一個時間表。

Are you saving for retirement that is 20 years away or are you saving for something more immediate?

你是為20年後的退休而儲蓄，還是為更直接的事情而儲蓄？

The longer the timeline is the risk you're the investments you can make Now that you know the importance of investing $1 million # one Franchising Franchising is a way to become an entrepreneur with already established business.

時間越長，你的風險就越大，你能做的投資也就越大。現在你知道了投資100萬美元的重要性#一 特許經營 特許經營是一種成為已經建立的企業的方式。

If you buy into a franchise that is popular in your area or even up and coming in your area, you can build your target audience and compound your million dollar investment.

如果你買入一個在你所在地區很受歡迎的特許經營權，甚至是在你所在地區正在崛起的特許經營權，你就可以建立你的目標閱聽人，使你的百萬美元投資複利。

When you buy a franchise, you buy the rights to the business's name, products, services, images and all marketing material depending on the franchise you invest in the franchise may have more say in the business than you would like.

當你購買特許經營權時，你購買了企業的名稱、產品、服務、影像和所有營銷材料的權利，這取決於你投資的特許經營權，特許經營權可能比你想的更有發言權。

So make sure you do your research and know the role of the franchisors play in your business.

是以，請確保你做研究，瞭解特許經營商在你的業務中發揮的作用。

Even though you're buying a cookie cutter business though, you will still have your work cut out for you running an optimal business.

儘管你買的是一個餅乾盒式的企業，但你仍將有你的工作來經營一個最佳的企業。

Getting the customer base and growing the business is all on your shoulders.

獲得客戶群和發展業務都在你的肩上。

You buy the rights to the business and then handle the rest so that you can make your investment grow number two rental properties, investing money in rental properties is a great way to earn passive income A.

你買下業務的權利，然後處理其他的事情，這樣你就可以使你的投資增長第二號出租物業，把錢投資在出租物業上是賺取被動收入的一個好方法A。

K.

K.

Make your money work for you depending on where you invest.

讓你的錢為你工作，取決於你的投資方向。

You may even be able to hire a property management company.

你甚至可以僱用一家物業管理公司。

So all you have to do is invest the money and sit back to collect your monthly rental income.

是以，你所要做的就是投資這些錢，然後坐下來收集你的月租金收入。

You can invest in many types of rental properties, including single family homes, multifamily homes, apartment buildings, condo buildings and commercial real estate such as office buildings, retail centers or medical officers.

你可以投資許多類型的出租物業，包括獨戶住宅，多戶住宅，公寓樓，公寓樓和商業房地產，如辦公大樓，零售中心或醫療人員。

When you invest in rental properties, you're the landlord unless you outsource the job to a property management company.

當你投資出租物業時，你就是房東，除非你把工作外包給物業管理公司。

If you do this, the property management companies, fees come out of your rent.

如果你這樣做，物業管理公司，費用就會從你的租金中扣除。

But if there is enough room in your profits to afford it, you can have truly passive income.

但如果你的利潤有足夠的空間來負擔，你就可以擁有真正的被動收入。

Real estate appreciates an average of three 8% per year, although the past couple of years has seen much faster rates of appreciation, the capital appreciation in addition to the cash flow you could earn from rental income.

房地產平均每年升值3%，雖然過去幾年的升值速度要快得多，但除了資本增值外，你還可以從租金收入中獲得現金流。

Plus you may be able to write off many of your expenses you incur managing the properties because the I.

另外，你可能能夠註銷你在管理房產方面的許多費用，因為我。

R.

R.

S.

S.

Views running rental properties as a business number three.

將經營出租物業視為第三項業務。

Start up, if you would rather start your own business versus jumping on someone else's idea with the franchise, you could invest your million dollars in a startup business.

創業，如果你願意自己創業，而不是跳槽到別人的想法的特許經營權，你可以把你的一百萬美元投資於創業企業。

But before you do your market research, make sure there is a need for the product or service you plan to offer.

但在你做市場調查之前，要確保你計劃提供的產品或服務有需求。

Should also see what your competition will be.

還應該看看你的競爭對手會是什麼。

If other companies already had the same idea, do you see a void that you could fill?

如果其他公司已經有了同樣的想法，你是否看到一個你可以填補的空白？

A million dollars is a lot of money and enough to get your startup off the ground.

一百萬美元是一大筆錢，足以讓你的創業公司起步。

But if it turns out to be successful, then you will definitely need extra financing.

但如果結果是成功的，那麼你肯定會需要額外的融資。

That's why create a business plan to get financing from a bank and when you need it.

這就是為什麼創建一個商業計劃，以便從銀行獲得融資，並且在你需要的時候。

But also to give yourself a map to see how this will play out.

但也要給自己一張地圖，看看這將如何發展。

Keeping my Find that you don't necessarily have to start your own startup.

保持我的發現，你不一定要啟動你自己的創業公司。

There are millions of startups with unique ideas investing in them at early stage could turn out to be huge in the future.

有數以百萬計的具有獨特想法的初創企業，在早期階段對它們進行投資可能會在未來變成巨大的財富。

But you need to be very careful since nine out of 10 startups fail, but usually when one of them succeeds, it makes up for all of the losses.

但你需要非常小心，因為10個創業公司中有9個失敗了，但通常當其中一個成功的時候，就會彌補所有的損失。

Number four E.

四號E。

T.

T.

F.

F.

If you're looking for a lower risk investment than stocks, you can invest your money in.

如果你正在尋找比股票更低風險的投資，你可以把錢投資於。

E.

E.

T.

T.

S.

S.

One fund holds multiple investments, so your money is already diversified.

一個基金持有多項投資，所以你的錢已經是多樣化的了。

Rather than investing in just one company, you can invest in multiple A.

與其只投資於一家公司，你可以投資於多家A。

T.

T.

F, spreading your money throughout many different sectors and diversifying your investment even further.

F，將你的資金分散到許多不同的部門，使你的投資更加多樣化。

If you want to invest in real estate, I don't want the burden of actual owning the physical real estate.

如果你想投資房地產，我不希望有實際擁有實體房地產的負擔。

You could invest in real estate.

你可以投資於房地產。

E.

E.

T.

T.

S.

S.

This immediately diversify your funds across multiple properties without the need to manage the properties yourself.

這可以立即將你的資金分散到多個房產中，而不需要自己管理這些房產。

Your investments won't grow as fast as some of the tech stocks, but they will be stable.

你的投資不會像一些科技股那樣快速增長，但它們會很穩定。

Number five tech stocks.

排名第五的科技股。

Tech stocks are always a good bet and when you have the money to invest in them and take advantage, technology stocks look so expensive at the onset because of their higher share price, like amazon that cost over $2000 per stock, but the sector itself remains extremely profitable even throughout economic downturns, but it also could be risky and full dramatically like it did recently.

科技股總是一個很好的賭注，當你有錢投資並利用時，科技股在開始時看起來很貴，因為它們的股價較高，像亞馬遜每隻股票的價格超過2000美元，但該行業本身仍然非常有利可圖，即使在整個經濟衰退期，但它也可能有風險，像它最近那樣充滿了戲劇性。

Technology stocks are also highly liquid.

科技股也是高度流動的。

Should you bail out higher liquidity means you can sell your investments at any time.

如果你保釋出獄，更高的流動性意味著你可以在任何時候出售你的投資。

Well, there is never a guarantee.

嗯，永遠沒有保證。

You will walk away with a profit knowing that you can liquidate your investments quickly, can provide the reassurance you need to part with your money, allowing it to grow even further.

你將帶著利潤離開，因為你知道你可以迅速清算你的投資，可以提供你需要的保證，讓你的錢分開，讓它進一步增長。

Number six dividend stocks, dividend stocks are the classic theoretically there are no guarantee dividend stocks will always pay dividends, but some stocks have been paying dividends for so long that there is very little chance that they will risk disappointing their investors.

第六種是紅利股，紅利股是典型的理論上不能保證紅利股會一直派發紅利，但有些股票已經派發紅利很長時間了，幾乎不可能有讓投資者失望的風險。

The key to growing your wealth through this strategy is to reinvest back the cash flow you receive from dividends, dividend stocks do have a higher risk.

通過這種策略使你的財富增長的關鍵是將你從股息中獲得的現金流再投資回來，股息股票確實有較高風險。

So it's important to gouge the risk you're taking and offset them with more conservative investments.

是以，重要的是要摳出你所承擔的風險，用更保守的投資來抵消它們。

To companies that perform well, are able to share their profits with shareholders, giving you regular cash flow number seven, diversified.

對錶現良好的公司，能夠與股東分享其利潤，給你定期的現金流第七，多樣化。

The key to success with any investment is to diversify.

任何投資成功的關鍵是多樣化。

Putting all your money into one investment is risky and could result in you walking away with a lot less than a million dollars instead.

將你所有的錢投入一項投資是有風險的，可能會導致你走的時候，反而比一百萬美元少很多。

For the greatest results, diversify your investments, put money in aggressive dividend stocks as well as less aggressive value stocks, keep some money for bonds from almost guaranteed return, but then take risks with investments like crypto.

為了獲得最大的結果，請將你的投資多樣化，把錢放在積極的紅利股票以及不那麼積極的價值股票中，保留一些錢用於幾乎保證回報的債券，但然後在加密貨幣等投資中承擔風險。

Every million dollar investment portfolio should also include some type of real estate.

每個百萬美元的投資組合也應該包括某種類型的房地產。

If you're adventurism, want to be a landlord, invest in physical real estate and enjoy the cash law.

如果你是冒險主義者，想做房東，投資實體房地產，享受現金法。

If you would rather have something more passive invest in real estate etfs or real estate crowdfunding.

如果你寧願有一些更被動的東西，投資於房地產ETF或房地產眾籌。

Just don't put all of your eggs into one basket with this investment.

只是在這項投資中，不要把所有的雞蛋放在一個籃子裡。

As the last couple of years have shown us any company can fall apart into the blink of an eye, which means no dividends for dividend shareholders, but it's a nice reward when the profits are, they're investing a million dollars is the best thing you can do for your money.

正如過去幾年向我們展示的那樣，任何公司都可以在眨眼間分崩離析，這意味著紅利股東沒有紅利，但當利潤是，他們投資一百萬美元是你能為你的錢做的最好的事情，這是一個很好的回報。

Don't let it sit even a high yield savings account or cd, it won't grow nearly as much as you need it and it definitely want to keep the pace with inflation.

不要讓它坐在那裡，即使是高收益的儲蓄賬戶或CD，它也不會像你需要的那樣增長，而且它肯定要跟上通貨膨脹的步伐。