2020 should have been one of the worst years in history, frankly speaking it was for many people, not just in the United States but all across the world.

2020年應該是歷史上最糟糕的年份之一，坦率地說，對許多人來說，不僅是在美國，而且在全世界都是如此。

Well in some countries the government supported the people in other places people wouldn't just stuck a tom but barely could feed their families.

在一些國家，政府支持人民，而在其他地方，人們不只是卡住一個湯姆，而是勉強可以養活他們的家庭。

In the middle of this chaos 1.7 million americans became millionaires.

在這場混亂中，170萬美國人成為百萬富翁。

Millionaires are now make up 8.8% of the US population.

現在，百萬富翁佔美國人口的8.8%。

That is difficult to believe because how on earth do you become a millionaire in the middle of a crisis?

這很難讓人相信，因為你到底是如何在危機中成為百萬富翁的？

But that's how the world works.

但這就是世界的運作方式。

It's a crisis for you but an opportunity for someone else and vice versa.

這對你來說是一個危機，但對別人來說是一個機會，反之亦然。

There are now 56.1 million people globally with assets of at least $1 million us.

現在全球有5610萬人擁有至少100萬美元的資產。

The investment bank estimates and Americans represent almost 40% of the total number.

投資銀行估計和美國人佔總數的近40%。

Almost one in 10 or 8.8% of US adults are now millionaires up from 7% in 2015 in 2000 it was just 3.8%.

幾乎每10個美國成年人中就有一個，即8.8%的人現在是百萬富翁，而2015年是7%，2000年僅為3.8%。

Millionaires are becoming more and more common.

百萬富翁正變得越來越普遍。

But here's one thing all millionaires have in common.

但這裡有一個所有百萬富翁的共同點。

They all strive to create passive income because without it no matter how rich you are you will never find the charm to enjoy life, Take care of your family while not being worried about money.

他們都努力創造被動收入，因為如果沒有被動收入，無論你多麼富有，你都不會找到享受生活的魅力，照顧好你的家人，同時不為金錢而擔憂。

However there's just too many misconceptions about passive income.

然而，關於被動收入的誤解實在是太多了。

If you don't understand how passive income works, you might spend years of your time building one but it will never work.

如果你不瞭解被動收入是如何運作的，你可能會花數年的時間來建立一個，但它永遠不會成功。

So if you're serious about creating passive income here are five facts about passive income that you should know before creating one.

是以，如果你真的想創造被動收入，這裡有五個關於被動收入的事實，你在創造被動收入之前應該知道。

If you're ready, give this video a thumbs up that it deserves.

如果你準備好了，請為這個視頻豎起它應得的大拇指。

And here is a little disclaimer, this is not financial advice and everything that's said in this video is for educational and entertainment purposes and now let's dive in number one.

這裡有一個小小的免責聲明，這不是財務建議，本視頻中所說的一切都出於教育和娛樂目的，現在讓我們潛入第一項。

There is nothing cold as passive income.

沒有什麼比被動收入更冷門的了。

This might sound a bit controversial because we're bombarded with the concept of passive income.

這聽起來可能有點爭議，因為我們被轟炸了被動收入的概念。

But if you give it a closer look, there's actually nothing cold is something entirely, is passive income.

但如果你仔細看看，其實沒有什麼冷門的東西完全是，是被動收入。

It doesn't matter where that income is coming from.

這筆收入從哪裡來並不重要。

It always requires some level of management.

它總是需要某種程度的管理。

You can't just build something and forget about it while it keeps generating income, even if it's real stage.

你不能在它不斷產生收入的同時，只是建立一些東西並忘記它，即使它是真實的階段。

Have you ever owned the property?

你是否曾經擁有該房產？

Yes.

是的。

From outside, it looks like all you have to do is purchase a property and keep collecting your monthly paycheck.

從外面看，你所要做的就是購買房產，繼續領取每月的工資。

However, that is not how it works.

然而，這不是它的工作方式。

When I was working as a real estate agent, I could see how time consuming it is to manage a property.

當我在做房地產經紀人的時候，我可以看到管理房產是多麼的耗時。

And now as an investor, I can confirm that sometimes it's easy to find a tenant, especially if it's located in a really good area.

而現在作為一個投資者，我可以確認，有時候找到一個租戶是很容易的，特別是如果它位於一個非常好的地區。

However great areas are limited and secondly, there is super expensive.

然而偉大的地區是有限的，其次，有超級昂貴。

So it's not like as long as your own property, you can easily rent it out.

所以並不是說只要你有自己的房產，你就可以輕易地把它租出去。

And the thing is even if no one lives there it costs money to take care of that property, especially if you have a mortgage on it.

問題是，即使沒有人住在那裡，也要花錢來照顧該財產，特別是如果你有抵押貸款。

So you're going to spend a lot of time managing gauge.

所以你要花大量的時間來管理儀表。

Of course you can delegate that.

當然，你可以把這個權力下放。

But it will minimize your income, the same goes for dividend stocks.

但它會將你的收入降到最低，紅利股票也是如此。

Yes it's a great source of passive income but the maximum that you can hope for is 2.5 to 3% Which barely cops with inflation.

是的，這是一個偉大的被動收入來源，但你可以希望得到的最高收入是2.5％至3％，這幾乎不符合通貨膨脹。

It is not enough to consider it as your main source of income.

僅僅把它作為你的主要收入來源是不夠的。

You want to get at least 56 or 7% to not only be able to spend what you earn but grow your income over time.

你想獲得至少56%或7%的收入，不僅能夠花掉你賺的錢，而且隨著時間的推移，你的收入會增長。

Especially if you're talking about online sources of passive income such as blokes Amazon or YouTube.

特別是如果你在談論網上的被動收入來源，比如布魯克斯-亞馬遜或YouTube。

They require daily hours to function.

他們需要每天的時間來運作。

It's not like you set up an account or figure out how the algorithm works.

這並不像你建立一個賬戶或弄清楚算法如何運作。

Your competition is going to corner you.

你的競爭對手會把你逼到絕境。

If you lose focus usually it requires much more time than your typical 9-5 job does.

如果你失去焦點，通常需要比你典型的朝九晚五的工作多得多的時間。

So forget the idea where you could build something, forget about it and party afterwards.

是以，忘掉你可以建造一些東西，忘掉它並在之後進行聚會的想法。

Such passive incomes do not exist.

這種被動收入並不存在。

Number two, real passive income takes a lifetime to build.

第二，真正的被動收入需要用一生的時間來建立。

If you think about it, there are essentially two sources of income that could be categorized as passive income to a certain extent.

如果你仔細想想，基本上有兩種收入來源在一定程度上可以歸類為被動收入。

Real estate and the stock market.

房地產和股票市場。

Everything else requires a lot of hard work.

其他一切都需要大量的艱苦工作。

That's why rich people mostly keep their fortunes in these two markets.

這就是為什麼富人大多把他們的財富放在這兩個市場中。

Owning one or two properties is time consuming and isn't as passive as you might imagine.

擁有一到兩處房產是很耗時的，並不像你想象的那樣被動。

But owning 100 properties is easier because you can set up a small company that will take care of them and will vastly reduce the cost of managing per property.

但擁有100處房產更容易，因為你可以成立一家小公司來照顧它們，並將大大降低每處房產的管理成本。

Economies of scale are going to make it profitable.

規模經濟將使其有利可圖。

The second real source of passive income is an index fund that has been growing stable for a long enough such as the S.

第二個真正的被動收入來源是一個足夠長的時間內穩定增長的指數基金，如S。

And P.

而P.

500.

500.

Based on the historical data, you can throw your money and forget about it while we're throwing like 4% annually.

根據歷史數據，你可以把你的錢扔掉，然後忘掉它，而我們每年扔的是4%這樣的錢。

We've made an entire video about it which link I will live in the description but to create such a passive income source you need to invest at least a million dollars to be able to withdraw 40 or $50,000 annually.

我們已經做了一個完整的視頻，其中的鏈接我將住在描述中，但要創造這樣一個被動收入來源，你需要投資至少100萬美元，才能每年提取40或50,000美元。

That's what rich people usually do.

這就是富人通常做的事情。

They stash their fortunes in such safe investments and just withdraw three or 4% which could amount to thousands of millions of dollars if not hundreds and stay rich forever.

他們把自己的財富藏在這種安全的投資中，只需提取3％或4％的資金，如果不是幾百美元，也可能是幾千萬美元，並永遠保持富有。

But to build such a passive income you will need a lifetime Maybe 10 or 20 or even 30 years.

但要建立這樣的被動收入，你需要一生也許10年或20年，甚至30年。

But by then you might not live long enough to enjoy the fruits of your labor.

但到那時你可能活不了多久，無法享受你的勞動成果。

That doesn't mean you should not try but you shouldn't make it as the only goal of your life number three.

這並不意味著你不應該嘗試，但你不應該把它作為你生活中唯一的目標，三號。

Nevertheless passive income be your main source of income.

然而，被動收入是你的主要收入來源。

The problem with any source of passive income is that there is always a chance of losing it.

任何被動收入來源的問題是，總是有機會失去它。

For one reason or another.

出於這樣或那樣的原因。

Your book might not be selling as good as it was in the past.

你的書可能不像過去那樣好賣了。

We might be in the middle of a pandemic and no one would want to rent your property or we might get into a recession and the markets might just keep declining for months.

我們可能正處於一場大流行病中，沒有人願意租用你的房產，或者我們可能陷入經濟衰退，市場可能會持續下降幾個月。

But when no one can take away from you are your skills which are good at it could be writing medical skills or social skills because at the end of the day your money assets can be taken but not your skills, they will remain with you no matter what.

但是，當沒有人能從你身上拿走你擅長的技能時，它可能是寫作醫療技能或社交技能，因為在一天結束時，你的金錢資產可以被拿走，但你的技能卻不能，它們無論如何都會留在你身邊。

If your entire business is based on google's algorithm then you are at the mercy of google.

如果你的整個業務是基於谷歌的算法，那麼你就會受到谷歌的擺佈。

Like most Youtubers are one shift in Youtube's algorithm and you're in charge.

像大多數Youtubers是Youtube的算法的一個轉變，你負責。

Business could collapse Once upon a time Pranksters used to make hundreds of thousands of dollars but today they barely make enough money to pay the bills because they did not diversify and relied on the algorithm Number four, the more difficult it is the better most people on the Internet are looking for.

業務可能會崩潰 從前惡作劇者曾經賺了幾十萬美元，但今天他們幾乎賺不到足夠的錢來支付賬單，因為他們沒有多樣化，而是依靠算法 第四，越是困難，互聯網上的大多數人都在尋找更好的。

An easy, simple way to create 12 sources of passive income by filling a survey.

通過填寫調查表創造12個被動收入來源的簡單易行的方法。

But if you give it a closer look that is not what you want.

但如果你仔細看一下，這不是你想要的。

You want a source of income.

你想要一個收入來源。

That is super difficult to build.

那是超級難造的。

It sounds a bit confusing but if building that source of income is as easy as setting up websites then anyone can do that.

這聽起來有點令人困惑，但如果建立這種收入來源像建立網站一樣容易，那麼任何人都可以做到這一點。

And the first rule of business is it's really difficult to make money in a saturated market.

而商業的第一條規則是，在一個飽和的市場中，要想賺錢真的很困難。

If getting into that business is as easy as joining a program then good luck making any money before creating any source of income.

如果進入該行業就像加入一個項目一樣容易，那麼在創造任何收入來源之前，祝你賺到任何錢。

Ask yourself what barriers to entry does it has Take real estate.

問問自己，它有哪些進入壁壘 以房地產為例。

For example, you need a lot of money to get in and even if you do you will barely make 5-6% annually.

例如，你需要很多錢才能進去，即使你進去了，你也只能勉強每年賺5-6%。

Number five don't be scammed by passive income courses with plenty of videos on the channel where we talk about passive income where we share different passive income ideas.

第五，不要被被動收入課程所騙，在我們的頻道上有很多關於被動收入的視頻，在那裡我們分享不同的被動收入理念。

These ideas are not random.

這些想法並不是隨機的。

We have tried them and they work but they are not easy and have multiple barriers to entry.

我們已經嘗試過這些方法，它們也很有效，但它們並不容易，而且有多種進入障礙。

However with the rise of internet, especially on Youtube and facebook we are bombarded by passive income courses.

然而，隨著互聯網的興起，特別是在Youtube和facebook上，我們被被動收入課程所轟炸。

They make this course.

他們創造了這個課程。

It sounds so good that all you have to do is get involved in the program and you will be making passive income for the rest of your life.

這聽起來很好，你所要做的就是參與這個項目，你將在你的餘生中獲得被動收入。

But the truth is that there is only one person who makes passive income out of the system as the guy who was selling the course.

但事實是，只有一個人從這個系統中賺取被動收入，就像當時銷售課程的那個人一樣。

I don't have anything against courses.

我對課程沒有任何異議。

In fact I love online courses but pretty often, especially here on Youtube.

事實上，我喜歡在線課程，但相當頻繁，尤其是在Youtube上。

They're misused.

他們被誤用了。

But what if the course is for free, then you should definitely check it out because you're not losing anything, especially if it's filled with value like this course and skill share about the stock market.

但如果課程是免費的呢，那你肯定應該去看看，因為你沒有損失，尤其是如果它像這個課程和關於股市的技能分享一樣充滿了價值。

It is not easy to get into the world of the stock market.

要進入股市的世界並不容易。

You have a million questions, but don't worry, I get it.

你有一百萬個問題，但別擔心，我明白。

I was once in your position and to answer all of your questions, I have created a course that is simple, straightforward and fully animated.

我曾經處於你的位置，為了回答你所有的問題，我創建了一個簡單、直接和完全動畫化的課程。

I've literally answered all of the questions you have in your mind.

我實際上已經回答了你心中的所有問題。

I strongly recommended if you're serious about investing, it will not just teach you how to invest in index funds, but it will also teach you how to analyze stocks and rate financial statements.

如果你認真對待投資，我強烈推薦，它不僅會教你如何投資指數基金，而且還會教你如何分析股票和評價財務報表。

And at the end of the course, you will have to complete an assignment that I will personally check and the best part of it is that you can get two weeks of skills, your premium.

而在課程結束時，你必須完成一項作業，我會親自檢查，最重要的是，你可以得到兩週的技能，你的保險費。

If you use the link in the description and get the course for free.

如果你使用描述中的鏈接並免費獲得該課程。

So don't miss it.

所以不要錯過。

You can also start your investing journey by getting two free stocks from Weeble by using the link in the description.

你也可以通過使用描述中的鏈接，從Weeble獲得兩支免費股票，開始你的投資之旅。

You have everything you need to start, if you have enjoyed this video, you will most definitely enjoy this custom playlist that I have created specifically for you that has our most popular videos that could potentially change your life and now give this video a thumbs up that it deserves an actual to subscribe.

你已經擁有了開始所需的一切，如果你喜歡這個視頻，你一定會喜歡我專門為你創建的這個自定義播放列表，其中有我們最受歡迎的視頻，有可能改變你的生活，現在給這個視頻豎起大拇指，它值得實際去訂閱。

If you haven't done that yet, Thanks for watching until next time.

如果你還沒有這樣做，謝謝你的觀看，直到下一次。