Well that sounds more like a dream.

嗯，這聽起來更像是一個夢想。

It actually happened in january 2016 when the biggest powerball price in U.

它實際上發生在2016年1月，當時美國最大的強力球價格。

S.

S.

History was $11.5 billion.

歷史上是115億美元。

But he did not become a billionaire.

但他並沒有成為億萬富翁。

Since the price was divided between three different people from three different states.

由於價格被來自三個不同州的三個不同的人分了。

Even if we did that taxes and other expenses that come alongside winning the lottery, each one of them still end up with a few $100 million.

即使我們做了那個稅收和其他與中獎同時出現的費用，他們每個人最後仍然有幾億美元。

No matter where you are in the world, that kind of money is enough to keep you wealthy for the rest of your life.

無論你在世界哪個地方，這樣的錢都足以讓你在餘生中保持富裕。

Only the interest on it can provide you with a more luxurious life than even with the top U.

只有它的利息可以為你提供比甚至與頂級U的更豪華的生活。

S.

S.

C.

C.

E.

E.

O.

O.

S.

S.

Can dream about.

可以夢想一下。

Even if you manage to get a 5% rate of return of, let's say $200 million that's $10 million of interest or $800,000.

即使你設法獲得5%的回報率，比方說2億美元，那就是1000萬美元的利息或80萬美元。

You can spend every single month without your money ever decreasing.

你可以每個月都花錢，而你的錢永遠不會減少。

Mhm.

嗯。

However, when you look at the data things are absolutely opposite over 90% of lottery winners and in some cases even higher go back to where they have been before winning the lottery.

然而，當你看數據時，事情絕對是相反的，超過90%的彩票中獎者，在某些情況下甚至更高，回到了他們贏得彩票之前的地方。

Most of them end up spending all that money in a single year or less.

他們中的大多數人最終在一年內或更短的時間內花光了這些錢。

If the price is smaller, the only question is why how do you go back to being homeless after winning millions of dollars?

如果價格較小，唯一的問題是，為什麼在贏得數百萬美元之後，如何回到無家可歸的狀態？

To many of you?

對你們很多人來說？

It might sound strange but if we take a look at the reality then it's clear humans are creatures of habit While lottery can turn you into an overnight millionaire.

這聽起來可能很奇怪，但如果我們看一下現實，那麼很明顯，人類是習慣的動物，而彩票可以讓你一夜之間成為百萬富翁。

Your bad habits, I am going to disappear in a single day.

你的壞習慣，我將在一天內消失。

That's why it's usually not about how much money you make, but how you manage the money you are earning.

這就是為什麼它通常不是關於你賺多少錢，而是你如何管理你所賺的錢。

The first step to financial freedom is to get rid of the bad habits that are keeping you poor here.

實現財務自由的第一步是擺脫讓你在這裡貧窮的壞習慣。

The five habits that I believe are stopping you from reaching your financial goals.

我認為，這五個習慣正在阻止你實現你的財務目標。

If you're ready, give this video a thumbs up and let's start with the first one not valuing time.

如果你準備好了，請為這個視頻豎起大拇指，讓我們從第一個不珍惜時間開始。

This might not sound like a direct money habits, but if you think deeply about it, you will find out that it's the number one reason why most people are struggling financially.

這聽起來可能不是一個直接的金錢習慣，但如果你深入思考，你會發現，這是大多數人在財務上掙扎的首要原因。

Every hour that you waste on unnecessary things is an hour that could be spent on building a business or improving your skills that eventually pay out financially.

你在不必要的事情上浪費的每一個小時，都是可以用來建立一個企業或提高你的技能，最終在經濟上得到回報的時間。

People treat time as if they have an infinite amount of it.

人們對待時間，好像他們有無限量的時間。

Especially young people.

特別是年輕人。

Let me tell you a little secret you sean is limited and the ironic part about it is that you don't even know how much time is left.

讓我告訴你一個小祕密，你的Sean是有限的，而且具有諷刺意味的是，你甚至不知道還剩下多少時間。

You might be in your twenties and you have plenty of free time.

你可能正處於二十多歲，你有大量的空閒時間。

That doesn't mean you're going to have that much free trembling child life.

這並不意味著你會有那麼多自由顫抖的兒童生活。

So start looking at every hour you spend like an hour that you will never have a game or either going to take the best advantage out of it or stay mediocre.

是以，開始看你花的每一個小時，就像一個小時，你將永遠不會有一個遊戲，或者要麼去利用它的最佳優勢，要麼保持平庸的狀態。

Number two, don't let your life be all about money.

第二，不要讓你的生活全是關於錢。

It sounds a bit controversial, especially after the first point, but here's what some people do that keeps them poor.

這聽起來有點爭議，尤其是在第一點之後，但以下是一些人的做法，使他們保持貧窮。

They make money their first priority.

他們把錢作為第一要務。

They live their lives as if money is the only thing that matters.

他們的生活彷彿只有錢才是最重要的東西。

These types of people often try to get friends by showing off how much money they have.

這類人經常試圖通過炫耀他們有多少錢來獲得朋友。

So they spend money on cars they cannot afford and not only live paycheck to paycheck, but rather get into debt just to let everyone know how cool, strong and successful they are.

是以，他們花錢買他們買不起的汽車，不僅靠工資生活，而是負債累累，只是為了讓大家知道他們有多酷、多強、多成功。

But deep down there in the financial mess when you do something for the sole purpose of making money, you will start missing valuable opportunities because you will stop seeing the big picture.

但在財務混亂的深處，當你只為賺錢而做事時，你將開始錯過有價值的機會，因為你將不再看到大局。

What might not be profitable in the short run could be greatly rewarding in the long run, remember that money is never the final goal.

短期內可能無利可圖的事情，從長遠來看可能會有很大的回報，請記住，金錢永遠不是最終目標。

The goal isn't to make as much money as possible because what's the point of all of that money if you're no longer going to be around, so treat money as a resource that can make your life better and not the destination itself.

目標不是賺儘可能多的錢，因為如果你不再存在，那麼所有的錢又有什麼意義呢，所以把錢當作一種可以使你的生活更美好的資源，而不是目的地本身。

Number three, jumping from one get rich quick scheme to another.

第三，從一個快速致富計劃跳到另一個。

People who fall into getting rich schemes do not fault once they do it all the charm, they're always in search of that shortcuts that will pave the path to the richest without really understanding that there isn't such path.

陷入致富計劃的人並沒有錯，一旦他們做了所有的魅力，他們總是在尋找那條捷徑，將鋪設通往最富有的道路，而沒有真正理解沒有這樣的道路。

Yes, sometimes it happens, but that's like one in a million or one in 100 million if you get lucky, good for you.

是的，有時會發生，但那就像百萬分之一或一億分之一，如果你幸運的話，對你來說是好事。

But luck is not a strategy.

但運氣並不是一種策略。

Stop wasting your time looking for that shortcut.

不要再浪費你的時間去尋找這個捷徑了。

You're not going to get rich by reading a book or taking a course.

你不可能通過閱讀一本書或參加一個課程而致富。

Some of these courses can teach you valuable skills that can help you.

其中一些課程可以教給你有價值的技能，可以幫助你。

But no matter what you do, it's a long path.

但無論你做什麼，這都是一條漫長的道路。

That requires a lot of sacrifices instead of the three months to imagine it can take you three years or maybe five years, depends on what you do and how hard you work.

這需要做出很多犧牲，而不是想象中的三個月，它可能需要你三年或也許五年，這取決於你做什麼，你有多努力工作。

Number four, Not delaying gratification.

第四，不延遲滿足。

When we see a successful person, we tend to think that they might be smart, talented or just pure genius.

當我們看到一個成功人士時，我們傾向於認為他們可能很聰明，有才華，或者只是純粹的天才。

Of course, that's true to a certain extent.

當然，這在某種程度上是真的。

However, multiple studies have shown that the number one reason that sets successful people apart from the rest is the ability to delay gratification.

然而，多項研究表明，使成功人士脫穎而出的首要原因是延遲滿足的能力。

It's when you resist the temptation of an immediate smaller reward in order to receive a more substantial rewards later.

這是當你抵制眼前較小的獎勵的誘惑，以便以後獲得更多的獎勵。

It's when you stop scrolling through instagram feed and get back to work or stop watching Youtube and start getting ready for tomorrow's test or hit the gym at night instead of going to a party.

就是當你停止滾動instagram feed，回到工作中去，或停止看Youtube，開始為明天的考試做準備，或在晚上去健身房而不是去參加聚會。

The research shows that being able to delay gratification is a great habit.

研究表明，能夠延遲滿足是一個偉大的習慣。

It leads to academic success, physical health, psychological health and social competence that doesn't mean you should completely ignore the present and just focus on the future, Being able to live in the present.

它導致學術成功、身體健康、心理健康和社會能力，但這並不意味著你應該完全忽視現在，只關注未來，能夠活在當下。

All the charm is another great habit that you should be building.

所有的魅力是你應該建立的另一個偉大的習慣。

If you want to be successful in the traditional meaning, take successful athletes, for example, on the pitch, they play around with the Bolas if they have been born to become athletes.

如果你想在傳統意義上獲得成功，以成功的運動員為例，在球場上，如果他們生來就是為了成為運動員，他們就會和博拉斯玩耍。

However, behind the scenes, they probably have been training for the last 10 or 15 years just to perform that trick better than everyone else on the pitch.

然而，在幕後，他們可能在過去的10年或15年裡一直在訓練，只是為了比球場上的其他人更好地表演那一招。

So to become a successful athletes, you can't be expected to be rewarded right after each training session.

是以，要想成為一名成功的運動員，不能指望你在每次訓練後就能得到獎勵。

You have to understand that you might need to work super hard for years to achieve any meaningful results, especially when it comes to money, most people fail financial because they're trying to get rich quickly instead of focusing on the long term on how they can build sustainable wealth.

你必須明白，你可能需要超級努力工作多年才能取得任何有意義的結果，特別是當涉及到金錢時，大多數人在財務上失敗是因為他們試圖快速致富，而不是專注於長期如何建立可持續的財富。

Number five, comparing yourself to others, there is sometimes feel like you're falling behind as if everyone is doing something important and achieve great stuff while you're not, I mean, some people are already planning to visit mars while you can't even find a job, People out there, changing the world making billions of dollars.

第五，將自己與他人進行比較，有時會覺得自己落後了，好像每個人都在做重要的事情，取得偉大的成就，而你卻沒有，我的意思是，有些人已經在計劃訪問火星，而你甚至找不到工作，人們在那裡，改變世界，賺取數十億美元。

While you can't even figure out what you want out of life, even if you put aside those who are much older than you and argue that you still got time to achieve what they have might achieved.

當你甚至不能弄清楚你想要的生活是什麼時，即使你把那些比你大得多的人放在一邊，認為你仍然有時間去實現他們可能取得的成就。

You still can find a lot of people at your age, you have achieved the level of success that you can only dream about.

你仍然可以發現很多人在你這個年齡，你已經達到了你只能夢想的成功水準。

It completely destroys your self esteem and that's the problem.

它完全破壞了你的自尊心，這就是問題所在。

You do not understand that your life is used and it's different from any other life that has ever existed.

你不明白你的生命是用過的，它不同於任何其他曾經存在過的生命。

You can't compare your life to anyone else, even to the people who are around you, who are doing the exact same thing that you are doing, who are influenced by the same factors that you are influenced at the end of the day, you are a completely different identity with a different mindset strength and weaknesses than anyone else.

你不能把你的生活與其他人相比，甚至與你周圍的人相比，他們正在做與你完全相同的事情，他們受到與你相同的因素的影響，在一天結束時，你是一個完全不同的身份，有著與其他人不同的心態優勢和劣勢。

That moment, you compare yourself to others, You start taking decisions that are not in your best interest in the long run, which will end up hurting you.

那一刻，你將自己與他人進行比較，你開始做出不符合你長期最佳利益的決定，這最終會傷害你。

Our school system has made this thing that we all should move in the same direction at the same speed.

我們的學校系統做出了這樣的事情：我們都應該以同樣的速度向同一個方向前進。

We all started school at almost the same age, We move from one grade to another at the same time and then get into college.

我們幾乎都是在同一年齡開始上學的，我們同時從一個年級升到另一個年級，然後進入大學。

This process has shaped our idea of life that we're all identical with similar passion skulls and opportunities and so on.

這個過程塑造了我們的生活理念，即我們都是相同的，有著相似的激情頭骨和機會等等。

When in reality, we are not, life doesn't provide you with a fixed timeline, but rather it's very unpredictable and spontaneous.

當在現實中，我們不是，生活並沒有為你提供一個固定的時間表，而是非常不可預測和自發的。

If someone has achieved something at a certain age, that doesn't makes it necessary for others to achieve the same thing, some people achieve financial success at an early age, while others create a loving family at that time.

如果某人在某個年齡段取得了一些成就，這並不意味著其他人也必須取得同樣的成就，有些人在很小的時候就取得了經濟上的成功，而有些人在那個時候就建立了一個充滿愛的家庭。

And this is something you have to accept.

而這是你必須接受的事情。

Your life is your journey that you are going to create and it's going to be different from everyone else.

你的生活是你要創造的旅程，它將會與其他人不同。

So stop comparing yourself to others.

是以，不要再拿自己和別人比較了。

If you have enjoyed this video, you'll most definitely enjoy this custom playlist that I have created specifically for you that has our most popular videos on business investing in the stock market.

如果你喜歡這段視頻，你一定會喜歡我專門為你創建的這個定製播放列表，其中有我們在股市中商業投資方面最受歡迎的視頻。

That could potentially change your life.

這有可能改變你的生活。

Don't forget to get your two free stocks from We Bull or check out my investing course of skills share.

不要忘記從 "我們牛 "那裡獲得兩隻免費的股票，或者查看我的投資課程的技能分享。

Now give this video a thumbs up that it deserves.

現在給這段視頻豎起它應得的大拇指。

Make sure to subscribe if you haven't done that yet.

如果你還沒有這樣做，請確保訂閱。

Thanks for watching.

謝謝你的觀看。

And until next time.

直到下一次。