In 1987, there were just 140 billionaires in the world.

1987年，世界上只有140名億萬富翁。

Worth a combined net worth of $295 billion.

價值合計為2950億美元的淨資產。

That's a lot of money.

那是一大筆錢。

However, things have changed dramatically since then.

然而，從那時起，情況發生了巨大的變化。

There have never been more billionaires or even millionaires as today they are now 2,755 official billionaires worth a combined net worth of $13.1 trillion.

從未有更多的億萬富翁甚至百萬富翁，因為今天他們現在有2755名正式的億萬富翁，總淨資產達13.1萬億美元。

If these people came together, they would become the world's third largest economy right behind China's $14 trillion.

如果這些人走到一起，他們將成為世界第三大經濟體，緊隨中國的14萬億美元。

GDP it is mind blowing that less than 3000 people have a net worth of the most populated country on earth.

國內生產總值是令人震驚的，不到3000人的淨資產是地球上人口最多的國家。

Even countries like Japan Germany or the United Kingdom fall far behind.

即使像日本、德國或英國這樣的國家也遠遠落後。

Never in history have we seen anything like this?

在歷史上，我們從未見過這樣的事情？

Of course, there are reasons why this has happened largely due to the fact that the world didn't start any major conflicts such as the First World War or the second and has embraced capitalism.

當然，這是有原因的，主要是由於世界上沒有開始任何重大沖突，如第一次世界大戰或第二次世界大戰，並擁抱了資本主義。

Even those countries that were found on the basis of communism have given up the idea of socialism and largely based economy on the free market, but not everyone could benefit from this revolution.

即使是那些在共產主義基礎上建立起來的國家，也放棄了社會主義的想法，在很大程度上以自由市場為經濟基礎，但不是每個人都能從這場革命中受益。

Only those who understood how this is the works.

只有那些瞭解這是如何工作的人。

It doesn't really matter where you are in a free economy like the US or a partly socialist place like china.

在美國這樣的自由經濟體或中國這樣的部分社會主義地方，這其實並不重要。

The rules of the games are the same.

遊戲的規則是一樣的。

It is either you who is going to run behind money or you will take advantage out of the system and we'll let the money run behind you.

要麼是你跟在錢後面跑，要麼是你從系統中佔便宜，我們會讓錢跟在你後面跑。

Yes, capitalism has its share of problems, but you can use these problems to your advantage.

是的，資本主義有它的問題，但你可以利用這些問題為你服務。

Perhaps the greatest invention of capitalism is passive income.

也許資本主義最偉大的發明是被動收入。

The income you earned without directly trading your time for money.

你在不直接用時間換取金錢的情況下獲得的收入。

It's when you put the work up front and let it generate income while you're busy with other things.

就是當你把工作放在前面，讓它在你忙於其他事情時產生收入。

But most people fail to create even one source of passive income because most people don't understand how passive income works, but don't worry because we are going to fix that today.

但大多數人都無法創造哪怕一個被動收入來源，因為大多數人不瞭解被動收入的運作方式，但不要擔心，因為我們今天要解決這個問題。

We are going to check at five rules of passive income.

我們將檢查被動收入的五個規則。

Understanding the rules of passive income will make it much easier for you to create your sources of passive income.

瞭解被動收入的規則將使你更容易創造你的被動收入來源。

So if you already give this video a thumbs up and let's dive in number one.

是以，如果你已經給這個視頻豎起了大拇指，讓我們在第一時間潛入。

Passive income isn't completely passive.

被動收入並不完全是被動的。

What most people don't understand about passive income is that there is nothing called as something entirely passive.

大多數人對被動收入不瞭解的是，沒有什麼東西被稱為完全被動的。

Every passive income source requires some level of management.

每個被動收入來源都需要一定程度的管理。

Some very little like dividend investing since companies with a long reputation for paying dividends are stable and have a very low risk of going bankrupt.

有些人非常不喜歡紅利投資，因為長期以來以支付紅利聞名的公司是穩定的，破產的風險非常低。

They have established themselves more like a monopoly and it's almost impossible to compete with them.

他們已經建立了自己更像一個壟斷者，幾乎不可能與他們競爭。

They have the best products, most efficient supply chains and enough money to crush anyone.

他們有最好的產品、最有效的供應鏈和足夠的資金來壓制任何人。

Some of them have been increasing their dividends for four decades in the role, but this type of passive income requires a lot of capital two or 3% yield is very little compared To what you can get elsewhere.

他們中的一些人在四十年來一直在增加他們的紅利，但這種類型的被動收入需要大量的資本二或3%的收益率與你在其他地方能得到的相比是非常少。

So to create a substantial source of passive income, you will have to throw a huge sum of money.

是以，為了創造大量的被動收入來源，你將不得不拋出一大筆錢。

Other sources of income, like a YouTube channel requires a lot of work.

其他收入來源，如YouTube頻道需要大量的工作。

Even if you have successfully created 100 videos that continuously generate income, the algorithm will slow down your channel.

即使你已經成功創建了100個持續產生收入的視頻，該算法也會使你的頻道變慢。

If you stop uploading take real estate, for example, everyone's favorite source of income from outside.

如果你停止上傳，以房地產為例，大家最喜歡的外部收入來源。

It seems like you buy the property easily rented out and let your agent handle everything else.

似乎你買了容易出租的房產，讓你的代理人處理其他的事情。

All that you will do is receive that rental paycheck, but it doesn't work like that.

你所要做的就是收到那份租賃工資，但它並不是這樣的。

First of all, finding a tenant is not easy as it might appear, but you will still be paying for maintenance, secondly, taken care of a property is not cheap, things get old and breakdown unexpected problems that are outside your control always come up or your tenants might come across an emergency and you have to find a new tenants again.

首先，找到一個租戶並不像表面上那麼容易，但你仍然要支付維護費用，其次，照顧一個房產並不便宜，東西會變舊，而且總會出現你無法控制的意外問題，或者你的租戶可能遇到緊急情況，你不得不再次尋找新的租戶。

And if you have taken a mortgage to buy that property, the bank doesn't really care whether you rent that place or not, you have to keep making your mortgage payments.

而如果你已經貸款購買了該房產，銀行其實並不關心你是否租用該地方，你必須繼續支付貸款。

If you don't want the bank to sell your property to cover your long.

如果你不希望銀行賣掉你的財產來彌補你的長。

So before creating any source of income.

所以在創造任何收入來源之前。

Always keep in mind that in the beginning it is going to be like that, it is going to be a part time job maybe over a long period, you might learn how to automate most of the things, but it will always require your attention.

始終牢記，在開始的時候，它將是這樣的，它將是一個兼職工作，也許在很長一段時間內，你可能會學習如何將大部分事情自動化，但它將始終需要你的關注。

Number two, you don't need a lot of money to start.

第二，你不需要很多錢就可以開始。

Another misconception that most people have is that if you want to create passive income, you need a lot of money.

大多數人的另一個誤解是，如果你想創造被動收入，你需要很多錢。

But that's only true for some sources of income in the age of internet.

但這隻適用於互聯網時代的一些收入來源。

There are multiple sources of passive income that you can create with very little income.

有多種來源的被動收入，你可以用很少的收入來創造。

This channel for example, was created for just $100.

例如，這個頻道的創建費用只有100美元。

I'm not exaggerating just a little disclaimer.

我不是在誇大其詞，只是想說一點免責聲明。

This channel has never meant to become a source of income.

這個管道從來沒有想過要成為一個收入來源。

I started as a hobby to share with the world my ideas and experiences.

我開始是出於愛好，與世界分享我的想法和經驗。

But it seems like advertisers are throwing a lot of money into online ads.

但似乎廣告商正在向網絡廣告投擲大量資金。

If you're bad at creating videos, you can start with blog post.

如果你不善於創建視頻，你可以從博客文章開始。

It's estimated that Google process approximately 63,000 search queries every second translating to 5.6 billion searches per day and approximately two trillion global searches per year.

據估計，谷歌每秒鐘處理大約63,000次搜索查詢，每天有56億次搜索，每年有大約兩萬億次全球搜索。

Start a blog joined adsense.

建立一個博客，加入adsense。

Keep writing blogs that people search for.

繼續寫人們搜索的博客。

There are multiple resources on the internet that have made the protests of creating a website easy, simple and fast and then it cost 5 to $10 at best $5 a month is $60 a year.

互聯網上有多種資源，使創建網站的抗議變得容易、簡單和快速，然後它的成本是5到10美元，最好是5美元一個月，就是60美元一年。

The rest is your efforts dont simply write blog posts, but optimize them for the search engines so that they appear on the front page of google but how do you do that?

剩下的就是你的努力了不要簡單地寫博客文章，而是要為搜索引擎優化它們，使它們出現在谷歌的首頁，但你如何做到這一點？

Well you have to figure that out.

好吧，你必須弄清楚這一點。

Yes it is going to take some time but it works if you want more passive income ideas then check out our video on 22 passive income ideas.

是的，這將需要一些時間，但它是有效的，如果你想要更多的被動收入想法，那麼請看我們的22個被動收入想法的視頻。

The link is going to be in the description number three never depends on your passive income.

鏈接要在描述中第三號永遠取決於你的被動收入。

This might sound controversial but it's a lesson I have learned the hard way.

這聽起來可能有爭議，但這是我從中學到的一個教訓。

Just because you're passive income sources making a lot of money today doesn't mean it's going to be like that forever.

今天你的被動收入來源賺了很多錢，並不意味著會永遠這樣。

Google is driving a lot of traffic to the website but tomorrow google might change algorithm and your website will no longer make that much money.

谷歌為網站帶來了大量的流量，但明天谷歌可能會改變算法，你的網站將不再賺那麼多錢。

So any revenue you receive from your blog or channel or even real estate should be more of an extra income you invest back into that business or in a more stable assets such as index funds or at least part of it.

是以，你從你的博客或管道甚至房地產獲得的任何收入應該更多的是你投資回該業務或更穩定的資產（如指數基金）的額外收入，或至少是一部分。

Passive income sources are often outside your control.

被動收入來源往往是你無法控制的。

You can force your tenants to stay, you can't force youtube to promote your channel and you can ask Jeff basis to share amazon's algorithm with you.

你可以強迫你的房客留下來，你不能強迫youtube推廣你的頻道，你可以要求Jeff basis與你分享亞馬遜的算法。

So retiring after you have successfully created a passive income source is a bad idea.

是以，在你成功創造了一個被動收入來源之後再退休是一個壞主意。

Yeah it is going to give you the freedom to pursue other things but you always have to keep an open mind and be ready to lose it all.

是的，它將給你追求其他事情的自由，但你總是要保持開放的心態，並準備好失去這一切。

Number four, if your income isn't above inflation, then you're losing money.

第四，如果你的收入沒有超過通貨膨脹率，那麼你就在賠錢。

What people often don't pay attention is Ry versus inflation rate.

人們經常不注意的是Ry與通貨膨脹率的關係。

Understanding these two concepts is extremely important.

理解這兩個概念是極其重要的。

Otherwise you might be losing money without realizing that even though you might be thinking that you're making money, Take an example of savings account or a fixed deposits.

否則，你可能會在不知不覺中虧損，即使你可能認為自己在賺錢，以儲蓄賬戶或定期存款為例。

Well it's a pretty safe investment.

嗯，這是一項相當安全的投資。

The R.

的R。

O.

O.

I.

I.

is below 1% while inflation is above 2%.

低於1%，而通貨膨脹率則高於2%。

And according to some reports it might be even 3% while you're making some passive income were actually down by 2%.

而根據一些報告，它甚至可能是3%，而你的一些被動收入實際上下降了2%。

Government bones.

政府骨幹。

And another example since interest rates are law, the yield on government bones is also pretty low.

還有一個例子，因為利率是法，政府的骨頭的收益率也相當低。

As of the time of the script, it is 1.35% for ten-year bones, that's half the rate of inflation.

截止到劇本的時候，十年期的骨頭是1.35%，那是通貨膨脹率的一半。

The same applies to dividends.

這同樣適用於紅利。

It is not only important to create a solid source of passive income, it should be above inflation by a few percent for it to make sense.

創造一個堅實的被動收入來源不僅重要，而且應該高於通貨膨脹率幾個百分點，這樣才有意義。

Otherwise why risk your money, why waste that much time?

否則，為什麼要拿你的錢冒險，為什麼要浪費那麼多時間？

But if you're starting something that doesn't require any capital then you should not worry about it.

但如果你開始的事情不需要任何資本，那麼你不應該擔心。

Number five more doesn't necessarily mean better.

第五，更多並不一定意味著更好。

Youtube is filled by people who claim to have created 5, 10 or 20 sources of passive income.

Youtube上有很多人聲稱已經創造了5個、10個或20個被動收入來源。

Some statistics say that the average millionaire has at least seven sources of income.

一些統計數字說，普通的百萬富翁至少有七個收入來源。

So people strive to create as many sources of income as possible.

所以人們努力創造儘可能多的收入來源。

In my humble experience that is a bad idea more.

根據我卑微的經驗，這是個糟糕的主意。

Doesn't necessarily mean better.

並不一定意味著更好。

Each extra source of income means you have to dedicate more time to eat more resources and more stress while when you are expanding your existing source of income it requires a little extra time.

每一個額外的收入來源意味著你必須拿出更多的時間來吃更多的資源和更多的壓力，而當你在擴大你現有的收入來源時，需要一點額外的時間。

So don't try to create more and Fox and a few and master them.

是以，不要試圖創造更多和福克斯和少數，並掌握它們。

There is something called an opportunity cost the potential benefits an individual investor or a business mrs out when choosing one alternative over the other.

有一種東西叫做機會成本，即個人投資者或企業在選擇一種替代方案時可能獲得的利益。

The time and money you're going to spend on each extra source of income is the money and time you could have spent on your first source of income and expanded further.

你要花在每個額外收入來源上的時間和金錢，是你本可以花在第一個收入來源上並進一步擴大的金錢和時間。

I know that sounds cool to have 12 sources of income but remember the goal isn't to look rich but to be rich at the end of the day your time is your most important resource.

我知道擁有12個收入來源聽起來很酷，但請記住，目標不是看起來很富有，而是在一天結束時變得富有，你的時間是你最重要的資源。

If you spend it all on different sources of income without having the time to pursue things that are important to you then what's the point besides the law of compound interest also works here as well.

如果你把錢都花在不同的收入來源上，而沒有時間去追求對你來說很重要的事情，那麼除了複利法則也在這裡起作用，還有什麼意義呢？

The more time you spend mastering one source of income, the easier it will get to grow it.

你花在掌握一個收入來源上的時間越多，增長它就越容易。

So focus on only one source until you master it.

是以，只關注一個來源，直到你掌握它。

Anyways it's time to go and get your two free stocks from Weibo.

無論如何，現在是時候去從微博上獲取你的兩支免費股票了。

If you use the link in the description or check out my special course and skills share.

如果你使用描述中的鏈接或查看我的特別課程和技能分享。

That will teach you how to invest in the stock market like those rich people.

這將教你如何像那些富人一樣在股市投資。

And most importantly, give this video a thumbs up if you want to help us and subscribe if you're new around here, thanks for watching and until next time.

最重要的是，如果你想幫助我們，請為這個視頻豎起大拇指，如果你是新來的，請訂閱，謝謝你的觀看，直到下一次。