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  • 5 Investing Mistakes I Wish I knew at 20

    我希望我在20歲時知道的5個投資錯誤

  • In May 2021, Dogecoin's price crossed 70 cents and reached a valuation of 93 billion dollars.

    2021年5月,Dogecoin的價格突破了70美分,估值達到了930億美元。

  • But that didn't last long.

    但這並沒有持續多久。

  • In the next few months, its valuation dropped to just 27 billion dollars at the time of

    在接下來的幾個月裡,其估值下降到只有270億美元。

  • this video.

    這個視頻。

  • 66 billion dollars of wealth was wiped out.

    660億美元的財富被抹去了。

  • The reason why Dogecoin kept rising first to 50 billion dollars, then to 70 and eventually

    狗幣之所以不斷上漲,先是500億美元,然後是700億美元,最後是

  • to over 90 Billion dollars is because on the other side of the equation, there were people

    到超過900億美元,是因為在等式的另一邊,有一些人

  • who paid that much money to buy Dogecoin, at the end of the day, what drives the price

    誰付了那麼多錢來購買Dogecoin,在一天結束時,是什麼推動了價格的上漲?

  • of any asset is demand and supply.

    任何資產都是需求和供應。

  • Enthusiasts believe that Dogecoin will still rise in value and it has a future.

    熱心人士認為,Dogecoin仍然會升值,它有一個未來。

  • Even if it doesn't, it's still not bad for a coin that started as a joke.

    即使沒有,對於一個以玩笑開始的硬幣來說,它仍然不壞。

  • But that's normal in the world of investing.

    但這在投資界是很正常的。

  • You never know for sure what will rise and what won't.

    你永遠不知道什麼會上升,什麼不會。

  • So we all make mistakes, even the world's greatest investors.

    所以我們都會犯錯,即使是世界上最偉大的投資者。

  • In 1993, Buffett bought a shoe company called Dexter Shoes.

    1993年,巴菲特購買了一家名為Dexter Shoes的鞋業公司。

  • Buffett's investment in Dexter Shoes turned into a disaster because he saw a durable competitive

    巴菲特在德克斯特鞋業的投資變成了一場災難,因為他看到了一個持久的競爭力

  • advantage in Dexter that quickly disappeared.

    德克斯特的優勢很快就消失了。

  • Buffett claims that this investment was the worst he has ever made.

    巴菲特聲稱,這項投資是他做過的最糟糕的投資。

  • He lost $3.5 billion on that deal.

    他在那筆交易中損失了35億美元。

  • That's why here in this video, I want to share with you my 5 worst investing mistakes.

    這就是為什麼在這個視頻中,我想與你分享我的5個最糟糕的投資錯誤。

  • In fact, I see a lot of people repeating these mistakes even though they have been in the

    事實上,我看到很多人在重複這些錯誤,儘管他們已經在

  • stock market for some time already.

    股市已經有一段時間了。

  • In my over 7 years of experience in the stock market, here are the 5 investing mistakes

    根據我在股市7年多的經驗,以下是5個投資錯誤

  • you should avoid at all costs if you want to stop losing money and start making money.

    如果你想停止虧損並開始賺錢,你應該不惜一切代價避免。

  • But before we do that, here is a little disclaimer - this is not financial advice, and everything

    但在這之前,這裡有一個小小的免責聲明--這不是財務建議,而且一切

  • that's said in this video is for educational and entertainment purposes.

    本視頻中所說的內容是出於教育和娛樂目的。

  • And now, let's start with the first one.

    而現在,讓我們從第一個開始。

  • 1.

    1.

  • Listening to the big guys when I got into the stock market for the first

    當我第一次進入股市時,聽了大夥的意見。

  • time.

    時間。

  • As a beginner, I started reading what the big guys are saying, such as JP Morgan, Citigroup,

    作為一個初學者,我開始閱讀那些大人物的言論,如摩根大通、花旗集團。

  • or wall street in general.

    或一般的華爾街。

  • I thought that since these guys have been in the market for such a long time, they certainly

    我想,既然這些人已經在市場上呆了這麼長時間,他們肯定會

  • know better than me.

    比我更清楚。

  • They are professional investors.

    他們是專業投資者。

  • They have thousands of analysts, economists working for them, so if they are saying that

    他們有成千上萬的分析師、經濟學家為他們工作,所以如果他們說的是

  • this is a safe investment, then they are probably right.

    這是一項安全的投資,那麼他們可能是對的。

  • But the truth is, you should never trust these guys because they are saying that because

    但事實是,你永遠不應該相信這些人,因為他們說,因為

  • it's in their interest, and it might not represent the reality.

    這符合他們的利益,而且這可能不代表現實。

  • In 2004, when the housing market was turning into a bubble, the dean of the Colombian business

    2004年,當住房市場變成保麗龍的時候,哥倫比亞商業院長

  • school Glen Hubbard was paid to coauthor a paper with Willian C. Dudley, Goldman Sachs

    學校Glen Hubbard受僱與Willian C. Dudley、Goldman Sachs共同撰寫一篇論文。

  • Chief Economists, where they praised derivatives (derivative market - has improved the allocation

    首席經濟學家,在那裡他們讚揚了衍生品(衍生品市場--已經改善了配置

  • of capital and risk and were enhancing financial stability) when in reality it was clear that

    而在現實中,很明顯的是,資本和風險方面的問題,以及加強金融穩定方面的問題。

  • derivatives were creating this bubble that sooner or later will burst.

    衍生品正在創造這個保麗龍,遲早會破滅。

  • Even Warren Buffett warned everyone that derivatives are financial weapons of mass distractions.

    甚至沃倫-巴菲特也警告大家,衍生品是大規模分散注意力的金融武器。

  • We made an entire video about it explaining how it works.

    我們做了一整個視頻,解釋它是如何工作的。

  • The link will be in the description.

    鏈接將出現在描述中。

  • But that's just one out of many examples.

    但這只是眾多例子中的一個。

  • Others were paid to say that Iceland's economy is so stable that its housing market will

    還有人收錢說,冰島的經濟非常穩定,其住房市場將

  • forever keep rising, but it was one of the first countries to go bankrupt during the

    永遠保持上升趨勢,但它是第一批在經濟衰退期間破產的國家之一。

  • 2008 crash.

    2008年的崩潰。

  • Many people based their investment decisions on what these economists and professionals

    許多人的投資決定是基於這些經濟學家和專業人士的意見

  • said.

    說。

  • Others went so far that the top 5 Lehman Brothers executives destroyed their company just to

    還有一些人走得太遠,以至於雷曼兄弟公司的前5名高管摧毀了他們的公司,只是為了

  • fill their pockets.

    填補他們的口袋。

  • They made over a billion dollars.

    他們賺了超過10億美元。

  • Do you think they care about you?

    你認為他們關心你嗎?

  • So when you want to invest.

    是以,當你想投資的時候。

  • You have to understand the market yourself, never rely on authority.

    你必須自己瞭解市場,千萬不要依賴權威。

  • Never rely on what the professionals are saying.

    永遠不要依賴專業人士的說法。

  • Of course always read their opinions, but at the end of the day, make your decisions

    當然,總是閱讀他們的意見,但在一天結束時,做出自己的決定。

  • based on your best understand of the market.

    基於你對市場的最佳理解。

  • 2.

    2.

  • not understanding Debt

    不瞭解債務

  • The stock market is already slightly complicated, but most people can figure out how it works

    股票市場已經略顯複雜,但大多數人都能搞清楚它的運作方式

  • in a relatively short time.

    在相對較短的時間內。

  • But what most beginners don't understand is how much leverage is involved and how it can

    但大多數初學者不瞭解的是,其中涉及多少槓桿,以及它如何能夠

  • impact a particular asset.

    影響一個特定的資產。

  • When you see the news such as traders use a 100 to 1 ratio when trading bitcoin.

    當你看到新聞時,如交易者在交易比特幣時使用100比1的比例。

  • Most beginners don't really pay much attention to such news, but if you don't understand

    大多數初學者並不真正關注此類新聞,但如果你不瞭解

  • that, you should not even invest.

    這一點,你甚至不應該投資。

  • Even if you do your analysis, figure out that this asset is going to double or triple; leverage

    即使你做了分析,弄清楚這個資產要翻倍或翻三倍;槓桿作用

  • can destroy everything.

    可以摧毀一切。

  • The leverage ratio 100 to 1 means traders are borrowing 99K dollars for every 1K dollar

    槓桿率100比1意味著交易者每1千美元就會借到9.9萬美元

  • they put themselves.

    他們把自己。

  • Say I am a trader, and I have just 1k dollars.

    假設我是一個交易員,我只有1千美元。

  • If I make a 10 percent profit, that's 100 dollars, but if I borrow 99K, now I am trading

    如果我賺了10%的利潤,那就是100美元,但如果我借了99K,現在我在交易

  • with 100K, and if I make a 10 percent profit, now that's 10K dollars and not just 100 dollars.

    如果我賺了10%的利潤,現在就是1萬美元,而不僅僅是10美元。

  • But as always, the more profits you can make, the riskier the asset.

    但與以往一樣,你能獲得的利潤越多,資產的風險就越大。

  • But if the bitcoin price drops by 10 percent, which is quite normal for an unstable asset

    但是,如果比特幣價格下跌10%,這對不穩定的資產來說是很正常的。

  • such as crypto.

    如密碼學。

  • Your broker will immediately sell all of your position in order to minimize losses.

    你的經紀人會立即賣出你所有的頭寸,以減少損失。

  • In fact, he will sell them at the lowest price possible to exit your position as soon as

    事實上,他將以儘可能低的價格出售,以儘快退出你的頭寸。

  • possible because you have no money left to trade and if the broker won't be able to get

    可能,因為你已經沒有錢來交易了,如果經紀人不能夠得到

  • his 99K back, you will owe your broker the remaining amount plus interest.

    他的9.9萬回來了,你將欠你的經紀人的剩餘金額和利息。

  • But the question is, how is that going to impact you?

    但問題是,這將如何影響你?

  • If a single trader goes bankrupt, that's not a big deal, but when leverage is widely used

    如果單個交易者破產,那不是什麼大事,但當槓桿被廣泛使用時

  • in that market, then there will be an oversupply of that asset in the market even if the price

    在該市場上,那麼該資產在市場上就會出現供過於求的情況,即使價格

  • slightly drops.

    略有下降。

  • When the supply outweighs the demand, that will further decrease the price which will

    當供應超過需求時,這將進一步降低價格,從而使

  • push more brokers to exist the positions of their clients.

    推動更多的經紀人存在他們客戶的位置。

  • Its like a snowball effect.

    它就像一個雪球效應。

  • Suddenly an asset with a promising technology suddenly goes to zero.

    忽然間,一項有前景的技術的資產突然變成了零。

  • But some of you might say: if it's a profitable asset, there will be some demand for it, or

    但你們中的一些人可能會說:如果它是一種有利可圖的資產,就會有一些需求,或

  • there are a limited number of bitcoins in the market, so there will always be a demand,

    市場上的比特幣數量有限,所以總是會有需求。

  • unlike the fiat currency, there is a promising technology behind.

    與法定貨幣不同,背後有一個很有前途的技術。

  • Which is true, but people said the same thing about the housing market.

    這是事實,但人們對住房市場也說過同樣的話。

  • And a house is the type of asset that you can touch, feel and use.

    而房子是那種你可以觸摸、感覺和使用的資產。

  • In fact there will always be a demand for shelter.

    事實上,對住所的需求總是存在的。

  • It's one of the oldest and most mature markets in history, and yet leverage destroyed it.

    這是歷史上最古老、最成熟的市場之一,但槓桿卻摧毀了它。

  • So before you invest in any asset, find out how much leverage is involved.

    是以,在你投資任何資產之前,要弄清楚涉及多少槓桿。

  • 3.

    3.

  • not seeing the big picture

    不識大體

  • When you throw your hard-earned money into the stock market, your heart starts beating

    當你把你辛苦賺來的錢投入股市時,你的心臟開始跳動

  • twice faster when you see the stock price drop.

    當你看到股票價格下跌時,速度會加快一倍。

  • The fact is - daily ups and downs do not matter at all.

    事實是--每天的起伏根本就不重要。

  • They don't even represent how the business is performing on a daily basis.

    它們甚至不代表企業的日常表現。

  • A single rumor can dip the price or raise it.

    一個謠言就能使價格下降或上升。

  • That's how the market works, it moves based on people's perception about the company and

    這就是市場的運作方式,它是基於人們對公司的看法而移動的。

  • its potential future, but as a long-term investor, you should not care about that.

    其潛在的未來,但作為一個長期投資者,你不應該關心這些。

  • Take Tesla, for example, it had moments when the stock price dropped by 20, 30, or even

    以特斯拉為例,它曾有過股價下跌20、30,甚至更多的時候

  • 50 percent, but if you take a look at the chart, the stock has increased by almost 18K

    50%,但如果你看一下圖表,股票已經增加了近18%。

  • percent since it went public.

    自上市以來的百分比。

  • The people who saw the big picture understood Tesla's vision, and ignored these dips, and

    看到大局的人理解特斯拉的願景,並忽略了這些谷底,而

  • kept holding their stocks.

    繼續持有他們的股票。

  • Tesla is just one example.

    特斯拉只是一個例子。

  • There are millions of other examples.

    還有數以百萬計的其他例子。

  • Amazon has grown by 192K percent since it went public.

    亞馬遜自上市以來已經增長了192K%。

  • So, before you invest in any company, figure out its strategy and find out where it would

    是以,在你投資任何公司之前,要弄清楚它的戰略,並找出它將在哪裡

  • be in 5, 10, or 15 years and then invest.

    是在5年、10年或15年內,然後進行投資。

  • 4.

    4.

  • Not investing in knowledge Most people overestimate themselves.

    不投資於知識 大多數人都高估了自己。

  • They watch a video or two on youtube or read a few blog posts on the internet and imagine

    他們在youtube上看了一兩個視頻,或在互聯網上讀了幾篇博客文章,然後想象

  • themeless investing experts explaining why Dogecoin is more valuable than the US dollar

    無主題的投資專家解釋為什麼狗幣比美元更有價值

  • and that people like Warren Buffett are losers since they haven't invested in Dogecoin yet.

    而像沃倫-巴菲特這樣的人是失敗者,因為他們還沒有投資Dogecoin。

  • A wise man once said: the more you learn the more you find out you don't know.

    一位智者曾經說過:你學得越多,就會發現你不知道的越多。

  • If everything was black and white, then everyone would have earned a fortune from the stock

    如果一切是黑白分明的,那麼每個人都會從股票中賺取財富。

  • market.

    市場。

  • But the reality is, most retail investors lose, and even hedge funds who charge astronomical

    但現實是,大多數散戶投資者都會虧損,即使是收取天文數字的對沖基金也是如此。

  • fees trying to beat the market often don't.

    試圖擊敗市場的費用往往不會。

  • In fact, Warren Buffett bet a million dollars that stashing money in an index fund would

    事實上,沃倫-巴菲特賭了一百萬美元,把錢藏在指數基金中會

  • make you richer than if you entrusted it with hedge fund managers who spend a fortune trying

    讓你更富有,而不是把它委託給對沖基金經理,他們花了一大筆錢試圖讓你更富有。

  • to beat the market.

    來戰勝市場。

  • And guess what, he won the bet!

    你猜怎麼著,他贏了賭注!

  • The information you consume on YouTube or the internet is usually made for entertainment

    你在YouTube或互聯網上消費的資訊通常是為娛樂而製作的

  • purposes because that's how you get the views.

    目的,因為這就是你獲得觀點的方式。

  • It doesn't worth spending so much time and money creating a video when not enough people

    當沒有足夠的人時,花這麼多時間和金錢創建一個視頻是不值得的。

  • watch it, so be careful what to trust and what don't.

    觀察它,所以要小心相信什麼,不相信什麼。

  • Find credible people, people whom you trust and who seem experienced.

    尋找可靠的人,即你信任的人和看起來有經驗的人。

  • Don't hesitate to spend some money on professional courses.

    不要猶豫,在專業課程上花一些錢。

  • Just a little disclaimer, I don't mean fake courses that will teach you to become a millionaire

    只是一個小小的免責聲明,我並不是指那些能教你成為百萬富翁的假課程

  • in 67 steps but rather the ones that actually teach you how the market works, how to analyze

    在67個步驟中,而是那些真正教你如何運作市場,如何分析

  • companies, how to read financial statements, and so on.

    公司,如何閱讀財務報表,等等。

  • Remember, time is your most valuable resource, so don't hesitate to spend on education and

    記住,時間是你最寶貴的資源,所以不要猶豫,在教育和

  • save yourself a lifetime.

    拯救你的一生。

  • 5.

    5.

  • Not having a clear plan

    沒有一個明確的計劃

  • Everyone gets into the stock market for one reason - to make money!

    每個人進入股市的原因只有一個--賺錢!

  • That's the obvious reason, but what most people don't determine is what is their end goal,

    這是明顯的原因,但大多數人沒有確定的是他們的最終目標是什麼。

  • what is their investing strategy.

    他們的投資策略是什麼。

  • For example, if you hold index fund stocks, then you should not even follow the stock

    例如,如果你持有指數基金股票,那麼你甚至不應該關注股票

  • market.

    市場。

  • Your goal is to build wealth over a long period.

    你的目標是在很長一段時間內積累財富。

  • But if your strategy is to pick the right company that will dominate a certain sector,

    但如果你的策略是挑選合適的公司,使其在某一領域佔據主導地位。

  • then you should take a completely different approach to invest and focus on entirely different

    那麼你就應該採取完全不同的投資方式,把重點放在完全不同的領域。

  • factors.

    因素。

  • When you don't have that plan before jumping into investing, you tend to make all kinds

    當你在跳入投資之前沒有這個計劃,你往往會做出各種

  • of mistakes.

    的錯誤。

  • You start reacting emotionally to ups and downs, and you make decisions that will damage

    你開始對跌宕起伏的情緒做出反應,你做出的決定會破壞

  • your portfolio overall.

    你的投資組合的總體情況。

  • That's why when you are starting, start with a small amount.

    這就是為什麼當你開始時,要從少量開始。

  • Don't put all of your money into any asset, even index funds.

    不要把你所有的錢都投入任何資產,甚至是指數基金。

  • Once you try a few stocks, you will have a sense of how everything works.

    一旦你嘗試了幾隻股票,你就會對一切的運作有一個感覺。

  • And start slowly building your strategy.

    並開始慢慢建立你的戰略。

  • Otherwise, you will be distracted by all kinds of meme stocks that will drain your bank account,

    否則,你會被各種備忘錄股票分散注意力,使你的銀行賬戶流失。

  • and you won't gain much at the end of the day.

    而你在最後也不會有什麼收穫。

  • And now it's your turn to get your 2 free stock from Webull.

    現在輪到你從Webull獲得你的兩個免費股票了。

  • We bull is a broker that you need to buy stocks, but if you use the link in the description

    我們公牛是一個經紀人,你需要購買股票,但如果你使用描述中的鏈接

  • you will get 2 free stocks when you deposit 100 bucks.

    當你存入100美元時,你將得到2支免費的股票。

  • By the way, what is the worst investing mistake you have ever made.

    順便問一下,你所犯過的最糟糕的投資錯誤是什麼。

  • Let me know in the comment section below.

    請在下面的評論區告訴我。

  • If you have enjoyed this video, you will most definitely enjoy this custom playlist that

    如果你喜歡這個視頻,你一定會喜歡這個定製的播放列表,它是

  • I have created specifically for you that has our most popular videos on .... that can potentially

    我專門為你創建了有我們最受歡迎的視頻的....,這有可能是

  • change your life.

    改變你的生活。

  • And now give this video the thumbs up that it deserves, and make sure to subscribe if

    現在給這個視頻豎起應有的大拇指,並確保訂閱,如果

  • you haven't done that yet.

    你還沒有做到這一點。

  • Thanks for watching and until next.

    謝謝你的觀看,直到下一次。

5 Investing Mistakes I Wish I knew at 20

我希望我在20歲時知道的5個投資錯誤

字幕與單字
自動翻譯

影片操作 你可以在這邊進行「影片」的調整,以及「字幕」的顯示

B1 中級 中文 投資 市場 股票 美元 資產 巴菲特

我希望我在開始時能避免的5個投資錯誤 (5 Investing Mistakes I Wish I Avoided When I Started)

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    Summer 發佈於 2021 年 08 月 13 日
影片單字