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  • A 100 years ago, investing was accessible to the elite, to people who had fortunes and

    100年前,只有精英階層、擁有財富的人和有經驗的人可以進行投資。

  • connections.

    連接。

  • Wealth wasn't something you could create or build but rather inherit.

    財富不是你可以創造或建立的,而是繼承的。

  • If you would come from a wealthy family, you had the opportunity to trade, buy land and

    如果你來自一個富裕的家庭,你有機會進行貿易,購買土地和

  • expand your business but if you didn't, your chances to get out of poverty were slim, to

    擴大你的業務,但如果你不這樣做,你擺脫貧困的機會就很渺茫,以

  • say the least.

    至少可以這樣說。

  • In fact, the only source of passive income was the interest where you could lend your

    事實上,唯一的被動收入來源是利息,在那裡你可以借出你的

  • money to the nobility who would use it to wage wars, conquer more land and then force

    錢給貴族,他們會用這些錢來發動戰爭,征服更多的土地,然後強迫

  • these people to pay taxes in order to pay you back.

    這些人要繳稅,以便向你償還。

  • That's how the Rothschild family built their fortune.

    這就是羅斯柴爾德家族建立其財富的方式。

  • The king will pay as much interest as you want because his kingdom and reputation are

    國王會按你的要求支付多少利息,因為他的王國和聲譽是

  • at risk, so interests on these loans were beyond your imagination, but the king did

    風險,所以這些貸款的利息超出了你的想象,但國王確實

  • not care because the peasants will pay astronomical taxes at the end of the day to pay off that

    不在乎,因為農民到最後會支付天文數字的稅款來償還這些錢。

  • debt.

    債務。

  • However, that changed with the introduction of the stock market.

    然而,這種情況隨著股票市場的引入而改變。

  • Businesses could break down the company into little pieces and sell it to the general public,

    企業可以把公司分解成小塊,然後賣給普通民眾。

  • and as the company grew and expanded, the businesses shared its profit with its shareholders.

    而隨著公司的成長和擴大,企業與股東分享其利潤。

  • Not a single industry created more millionaires or billionaires than the stock market.

    沒有一個行業比股票市場創造了更多的百萬或億萬富翁。

  • Some people have mastered the stock market so deeply that they have created a fortune

    有些人對股票市場的掌握如此之深,以至於他們創造了一筆財富

  • of 100 billion dollars (Warren Buffett).

    的1000億美元(沃倫-巴菲特)。

  • In fact, every company that wants to grow and compete with a multinational corporation

    事實上,每一個想要發展並與跨國公司競爭的公司

  • has to list itself on the stock market through an IPO.

    必須通過IPO在股票市場上市。

  • Of Course, the stock market carries its risks as well.

    當然,股票市場也有其風險。

  • If you bet your money on the wrong stock, you might lose your hard-earned capital.

    如果你把錢押在錯誤的股票上,你可能會損失你辛苦賺來的資本。

  • Take a look at what happened to GameStop.

    看看GameStop發生了什麼。

  • People lost a fortune investing in GameStop.

    人們在GameStop的投資中損失了一大筆財富。

  • But that's just one example.

    但這只是一個例子。

  • Those who invested in the stock market prior to the dot com crash lost almost all of their

    那些在互聯網崩潰之前投資於股市的人幾乎損失了他們所有的錢。

  • money.

    錢。

  • Amazons stock price, for example, fell from 107 dollars to as little as 7 dollars, and

    例如,Amazons的股價從107美元跌至7美元,而

  • if it hadn't secured funding right before the crash, it could have gone bankrupt, and

    如果它沒有在崩潰前獲得資金,它可能已經破產了,而且

  • all those people who invested hundreds of millions of dollars into it would have lost

    所有那些投資於它的數億美元的人都會失去

  • their fortunes and Bezos wouldn't have flown to space in 2021.

    他們的財富和貝索斯就不會在2021年飛往太空。

  • The same happened in 2008 when the housing crash collapsed, so it's not only important

    同樣的情況也發生在2008年,當時房地產崩盤,是以,這不僅是重要的

  • to invest in the right company but also invest at the right time.

    要投資於正確的公司,但也要在正確的時間投資。

  • If you have invested in February 2020, you would have lost at least 30 percent of your

    如果你在2020年2月投資,你將至少損失30%的資金。

  • money by Mach, but if you had invested in march 2020, by now, you would have doubled

    但如果你在2020年3月投資,到現在,你已經翻了一番。

  • your money.

    你的錢。

  • So let's find out why wall street believes that the economy has peaked?

    那麼讓我們來看看為什麼華爾街認為經濟已經見頂?

  • How is that going to impact the stock market?

    這將如何影響股票市場?

  • And why millennials should stop buying stocks?

    以及為什麼千禧一代應該停止購買股票?

  • We will answer all of these questions and many more but before we do that, give this

    我們將回答所有這些問題以及更多的問題,但在這之前,請看這個

  • video a thumbs up, and here is a little disclaimer.

    視頻一個大拇指,這裡有一個小小的免責聲明。

  • This is not financial advice, and everything that's said in this video is for educational

    這不是財務建議,本視頻中所說的一切是教育性的。

  • and entertainment purposes.

    和娛樂的目的。

  • This Bloomberg article claims that the economy has reached its full potential, and it's getting

    彭博社的這篇文章聲稱,經濟已經達到了它的全部潛力,而且它正在變得

  • ready to decline.

    準備拒絕。

  • There is something called an economic cycle.

    有一種東西叫做經濟週期。

  • The economy starts by expansion.

    經濟的開始是擴張。

  • It grows pretty fast, businesses hire more people, wages rise, and people spending goes

    它的增長速度相當快,企業僱用更多的人,工資上漲,人們的消費也隨之增加。

  • up, but that doesn't continue forever.

    了,但這不會永遠持續下去。

  • At some point, the economy reaches full employment, wages stop rising, and additional spending

    在某些時候,經濟達到充分就業,工資停止上漲,額外的支出

  • causes higher inflation.

    導致更高的通貨膨脹。

  • That's when you know that the economy is not growing anymore.

    這時你就知道,經濟不再增長了。

  • The Fed raises interest rates and limits the inflow of cash into the economy in order to

    美聯儲提高利率並限制現金流入經濟,以便

  • keep inflation under control.

    保持通貨膨脹得到控制。

  • Businesses and people start spending less and less, and the economy prepares for a crisis.

    企業和人們的支出開始越來越少,經濟為危機做準備。

  • After the 2008 crash, the Fed lowered interest rates to stimulate growth, but in 2017, once

    2008年崩盤後,美聯儲降低了利率以刺激增長,但在2017年,一旦

  • the economy reached its peak, the Fed started raising rates.

    經濟達到高峰,美聯儲開始加息。

  • By 2019, interest rates reached an all-time high of 2.5 percent.

    到2019年,利率達到了2.5%的歷史高點。

  • The US started a trade war, and the pandemic was the final punch that drove the economy

    美國發動貿易戰,大流行病是推動經濟的最後一拳

  • down into a recession.

    跌入經濟衰退。

  • Ideally, we should have followed the exact same path.

    理想情況下,我們應該遵循完全相同的路徑。

  • The Fed lowers rates, injects trillions into the economy, the economy takes a few years

    美聯儲降低利率,向經濟注入萬億資金,經濟需要幾年時間

  • to recover, stabilizes for another few years, and another crisis should not happen in the

    恢復,再穩定幾年,另一場危機應該不會發生在中國。

  • next 5 to 10 years at least.

    至少在未來5到10年內。

  • But things didn't go as planned.

    但事情並沒有按計劃進行。

  • The nature of the last crisis was quite different from previous crises, so the only way the

    上一次危機的性質與以往的危機有很大不同,是以,唯一的辦法是

  • Fed saw its way out of the crisis is by injecting more money into the economy than it ever had.

    美聯儲認為其擺脫危機的方法是向經濟中注入比以往更多的資金。

  • Surprise!

    驚喜!

  • Surprise, it worked!

    驚喜的是,它成功了!

  • In fact, it grew the economy so fast that the SP500 grew by a larger percentage from

    事實上,它的經濟增長速度如此之快,以至於SP500指數的增長百分比從

  • march 2020 to July 2021 than it did from 2014 to March 2020, which is what led many wall

    2020年3月至2021年7月,比起2014年至2020年3月,這也是導致許多牆面的

  • street investors to believe that we might have reached the peak.

    街頭投資者認為我們可能已經達到了頂峰。

  • But that's not all.

    但這還不是全部。

  • The Fed perfectly knew that if it's going to increase the money supply by 25 percent

    美聯儲完全知道,如果它要增加25%的貨幣供應量

  • in a single year, it will have to get that money out of the economy once we are out of

    在一年中,它將不得不把這些錢從經濟中拿出來,一旦我們擺脫了這些錢。

  • the crises in order to prevent high inflation.

    為了防止高額通貨膨脹,危機的發生。

  • Keep in mind that one of the main reasons why the US dollar is the dominant currency

    請記住,美元之所以成為主導貨幣的主要原因之一是

  • is because its stable.

    是因為它很穩定。

  • 60 percent of global currency reserves are held in US dollar because t he world believes

    60%的全球貨幣儲備是以美元持有的,因為世界認為

  • that its the most stable and transparent currency, its United States's golden treasure and the

    它是最穩定和最透明的貨幣,它是美國的黃金寶藏,也是美國最重要的貨幣。

  • Fed will do everything to keep it that way.

    美聯儲將盡一切努力保持這種狀態。

  • Does that mean you should not invest and wait until everything crashes?

    這是否意味著你不應該投資,而要等到一切崩潰?

  • Well, it's not as simple as that.

    好吧,事情沒有那麼簡單。

  • First of all, it's really difficult to time the market and impossible to predict the future.

    首先,為市場計時真的很困難,不可能預測未來。

  • We can make as many predictions as we want, but only time will tell what the future is

    我們可以盡情地進行預測,但只有時間才能告訴我們未來是什麼。

  • holding for us.

    為我們持有。

  • If you are a long-term investor, you shouldn't care about what Wall Street is saying, but

    如果你是一個長期投資者,你不應該關心華爾街在說什麼,但

  • if you are a trader and need to show huge gains quarter to quarter, that's something

    如果你是一個交易員,需要在每一季度顯示出巨大的收益,那是一些

  • to worry about.

    要擔心的是。

  • But the reason why millennials should stop investing is that the combination of stimulus

    但千禧一代應該停止投資的原因是,刺激措施的組合

  • checks, lockdown, and an astronomical rise of the stock market has led to a new form

    檢查、封鎖,以及股市的天價上漲導致了一種新的形式。

  • of gambling.

    的賭博。

  • Millennials started buying stocks not because behind them stands really great, strong, profitable

    千禧一代開始購買股票,不是因為他們背後站著真正偉大、強大、有利可圖的

  • companies but rather because it's a popular stock since everyone is buying that stock

    公司,而是因為它是一個受歡迎的股票,因為每個人都在購買這種股票。

  • on social media as a way to get rich quickly.

    在社交媒體上,作為一種快速致富的方式。

  • In fact, some people actually did make a lot of money out of them.

    事實上,有些人確實從他們身上賺了很多錢。

  • But the vast majority lost.

    但絕大多數人都輸了。

  • When GameStop stock price for example was trading at 300 or 400 or 450 dollars.

    例如,當GameStop的股票價格在300或400或450美元的時候。

  • Remember, people were paying real money to buy the stock at that price.

    請記住,人們是花了真金白銀來買這個價格的股票。

  • The demand is what kept the price increasing.

    需求是保持價格上漲的原因。

  • But when it fell to 40 dollars, most of these people lost their investments, and even now,

    但當它跌至40美元時,這些人中的大多數都失去了投資,甚至現在也是如此。

  • the stock is trading at around 180 dollars.

    該股票的交易價格約為180美元。

  • You might say that it was because broker apps prevented retail investing from buying the

    你可能會說,這是因為經紀人應用程序阻止了零售投資購買

  • stock, and that's true.

    股票,這也是事實。

  • But let's take another example, AMC or Dogecoin.

    但讓我們舉另一個例子,AMC或Dogecoin。

  • Dogecoin is not a stock, but people are investing in it for the exact same reason.

    狗幣不是股票,但人們出於完全相同的原因投資於它。

  • Most retail investors bought it, hoping that they will get rich quickly.

    大多數散戶投資者買了它,希望他們能迅速致富。

  • People love the idea of getting rich quickly.

    人們喜歡快速致富的想法。

  • That's why gambling is so popular.

    這就是為什麼賭博如此受歡迎。

  • Every year, Americans spend 40 billion on gambling, but when casinos were closed down

    每年,美國人在賭博上花費400億,但當賭場被關閉後

  • due to the lockdown, people turned to stocks.

    由於被封鎖,人們轉而購買股票。

  • Of course stocks are not gambling machines because behind every stock there is a company

    當然,股票不是賭博機,因為每支股票背後都有一個公司。

  • but if you invest without studying that company, analyzing financial statements, or doing your

    但如果你不研究該公司,不分析財務報表,或不做你的投資,就進行投資。

  • fundamentals, then you're gambling.

    基本面,那麼你就是在賭博。

  • By the way, if you want to learn all of that, then you can check out my Course on skillshare,

    順便說一下,如果你想學習所有這些,那麼你可以在技能共享上查看我的課程。

  • which is simple, straightforward, and fully animated.

    這是一個簡單、直截了當和完全動畫化的項目。

  • It doesn't matter whether you are beginning or already an investor.

    無論你是開始還是已經是投資者,這都不重要。

  • You ill find this Course helpful.

    你會發現這個課程很有幫助。

  • The first 500 people to click on the link in the description will get 2 weeks of skillshare

    前500名點擊描述中的鏈接的人將獲得2周的技能共享。

  • premium and will be able to watch the Course for free.

    溢價,就能免費觀看課程。

  • At the end of the course, there will be an assignment that you will have to complete,

    在課程結束時,將有一項作業,你必須完成。

  • which I will personally check and provide you with feedback.

    我將親自檢查並向你提供反饋。

  • The problem is that when the market is booming, everything is growing, including junk stocks

    問題是,當市場蓬勃發展時,一切都在增長,包括垃圾股。

  • or junk assets.

    或垃圾資產。

  • So when you throw your money into these unstable assets and make some money, that encourages

    是以,當你把你的錢扔進這些不穩定的資產並賺了一些錢,這就鼓勵了

  • you to trade more and invest more money, but like everything else, whatever rises will

    你要做更多的交易,投資更多的錢,但就像其他事情一樣,無論什麼東西上升都會

  • eventually fall especially if it's a risky asset.

    最終會下跌,特別是如果它是一種風險資產。

  • Let me ask you a question, are you ready to hold these investments for the next 5 to 10

    讓我問你一個問題,你是否準備好在未來5到10年持有這些投資?

  • years?

    年?

  • Probably not because today it's a popular meme stock but tomorrow, something else will

    可能不是因為今天它是一個流行的備忘錄股票,但明天,別的東西會

  • be a popular meme stock, so you are eventually basing your strategy on luck, and luck is

    是一個流行的備忘錄股票,所以你最終是把你的策略建立在運氣上,而運氣是

  • not a strategy.

    不是一個戰略。

  • It's alright to trade and gamble on some of these stocks, but if you are doing that, in

    在其中一些股票上進行交易和賭博是可以的,但如果你這樣做,在

  • fact, you should be prepared to lose all of that money! if a stock or an asset can grow

    事實上,你應該準備好失去所有的錢!如果一隻股票或一項資產能夠增長

  • by 100 percent overnight, then it also can go to zero overnight.

    在一夜之間增加100%,那麼它也可以在一夜之間變成零。

  • That's simply a fact whether you like it or not.

    無論你喜歡與否,這只是一個事實。

  • Don't let your emotions get in the way of your investing decisions.

    不要讓你的情緒妨礙你的投資決定。

  • Feeling lucky because you invested in the right stock is an amazing feeling.

    因為你投資了正確的股票而感到幸運,這種感覺很奇妙。

  • But it also can destroy you.

    但它也能摧毀你。

  • Investing is a long-term game and behind every company stands a real company that sells real

    投資是一個長期的遊戲,每個公司的背後都站著一個真正的公司,銷售真正的產品。

  • products, real services and the world of business is brutal.

    產品,真正的服務和商業世界是殘酷的。

  • Try starting a business, and then you will understand that.

    試著創業,然後你就會明白這一點。

  • Either base your investment decision on facts and proper analysis or don't bet the money

    要麼基於事實和適當的分析做出投資決定,要麼就不要賭錢。

  • you are not ready to lose because that's how gambling works.

    你還沒有準備好輸掉,因為這就是賭博的原理。

  • For every person who makes a million dollars, a few hundred thousand people lose.

    每一個賺到一百萬美元的人,都有幾十萬人失去。

  • If you have enjoyed this video, you will most definitely enjoy this custom playlist that

    如果你喜歡這個視頻,你一定會喜歡這個定製的播放列表,它是

  • I have created specifically for you that has our most popular videos on business, investing,

    我專門為你創建了有我們最受歡迎的商業、投資方面的視頻。

  • and the stock market that can potentially change your life.

    和股票市場,有可能改變你的生活。

  • And now give this video the thumbs up that it deserves, and make sure to subscribe if

    現在給這個視頻豎起應有的大拇指,並確保訂閱,如果

  • you haven't done that yet.

    你還沒有做到這一點。

  • Thanks for watching and until next.

    謝謝你的觀看,直到下一次。

A 100 years ago, investing was accessible to the elite, to people who had fortunes and

100年前,只有精英階層、擁有財富的人和有經驗的人可以進行投資。

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為什麼你會後悔在2021年購買股票? (Why You Will Regret Buying Stocks in 2021)

  • 21 2
    Summer 發佈於 2021 年 07 月 31 日
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