Name: 為什麼你會後悔在2021年購買股票？ (Why You Will Regret Buying Stocks in 2021)
Uploaded: 2021-07-31T18:15:34.000Z
Duration: 10 min 29 s

A 100 years ago, investing was accessible to the elite, to people who had fortunes and

100年前，只有精英階層、擁有財富的人和有經驗的人可以進行投資。

程度副詞

Wealth wasn't something you could create or build but rather inherit.

財富不是你可以創造或建立的，而是繼承的。

If you would come from a wealthy family, you had the opportunity to trade, buy land and

如果你來自一個富裕的家庭，你有機會進行貿易，購買土地和

expand your business but if you didn't, your chances to get out of poverty were slim, to

擴大你的業務，但如果你不這樣做，你擺脫貧困的機會就很渺茫，以

In fact, the only source of passive income was the interest where you could lend your

事實上，唯一的被動收入來源是利息，在那裡你可以借出你的

money to the nobility who would use it to wage wars, conquer more land and then force

錢給貴族，他們會用這些錢來發動戰爭，征服更多的土地，然後強迫

these people to pay taxes in order to pay you back.

這些人要繳稅，以便向你償還。

That's how the Rothschild family built their fortune.

這就是羅斯柴爾德家族建立其財富的方式。

The king will pay as much interest as you want because his kingdom and reputation are

國王會按你的要求支付多少利息，因為他的王國和聲譽是

at risk, so interests on these loans were beyond your imagination, but the king did

風險，所以這些貸款的利息超出了你的想象，但國王確實

not care because the peasants will pay astronomical taxes at the end of the day to pay off that

不在乎，因為農民到最後會支付天文數字的稅款來償還這些錢。

However, that changed with the introduction of the stock market.

然而，這種情況隨著股票市場的引入而改變。

Businesses could break down the company into little pieces and sell it to the general public,

企業可以把公司分解成小塊，然後賣給普通民眾。

and as the company grew and expanded, the businesses shared its profit with its shareholders.

而隨著公司的成長和擴大，企業與股東分享其利潤。

Not a single industry created more millionaires or billionaires than the stock market.

沒有一個行業比股票市場創造了更多的百萬或億萬富翁。

Some people have mastered the stock market so deeply that they have created a fortune

有些人對股票市場的掌握如此之深，以至於他們創造了一筆財富

的1000億美元（沃倫-巴菲特）。

In fact, every company that wants to grow and compete with a multinational corporation

事實上，每一個想要發展並與跨國公司競爭的公司

has to list itself on the stock market through an IPO.

Of Course, the stock market carries its risks as well.

If you bet your money on the wrong stock, you might lose your hard-earned capital.

如果你把錢押在錯誤的股票上，你可能會損失你辛苦賺來的資本。

Take a look at what happened to GameStop.

People lost a fortune investing in GameStop.

人們在GameStop的投資中損失了一大筆財富。

Those who invested in the stock market prior to the dot com crash lost almost all of their

那些在互聯網崩潰之前投資於股市的人幾乎損失了他們所有的錢。

Amazons stock price, for example, fell from 107 dollars to as little as 7 dollars, and

例如，Amazons的股價從107美元跌至7美元，而

if it hadn't secured funding right before the crash, it could have gone bankrupt, and

如果它沒有在崩潰前獲得資金，它可能已經破產了，而且

all those people who invested hundreds of millions of dollars into it would have lost

所有那些投資於它的數億美元的人都會失去

their fortunes and Bezos wouldn't have flown to space in 2021.

他們的財富和貝索斯就不會在2021年飛往太空。

The same happened in 2008 when the housing crash collapsed, so it's not only important

同樣的情況也發生在2008年，當時房地產崩盤，是以，這不僅是重要的

to invest in the right company but also invest at the right time.

要投資於正確的公司，但也要在正確的時間投資。

If you have invested in February 2020, you would have lost at least 30 percent of your

如果你在2020年2月投資，你將至少損失30%的資金。

money by Mach, but if you had invested in march 2020, by now, you would have doubled

但如果你在2020年3月投資，到現在，你已經翻了一番。

So let's find out why wall street believes that the economy has peaked?

那麼讓我們來看看為什麼華爾街認為經濟已經見頂？

How is that going to impact the stock market?

And why millennials should stop buying stocks?

以及為什麼千禧一代應該停止購買股票？

We will answer all of these questions and many more but before we do that, give this

我們將回答所有這些問題以及更多的問題，但在這之前，請看這個

video a thumbs up, and here is a little disclaimer.

視頻一個大拇指，這裡有一個小小的免責聲明。

This is not financial advice, and everything that's said in this video is for educational

這不是財務建議，本視頻中所說的一切是教育性的。

This Bloomberg article claims that the economy has reached its full potential, and it's getting

彭博社的這篇文章聲稱，經濟已經達到了它的全部潛力，而且它正在變得

There is something called an economic cycle.

It grows pretty fast, businesses hire more people, wages rise, and people spending goes

它的增長速度相當快，企業僱用更多的人，工資上漲，人們的消費也隨之增加。

At some point, the economy reaches full employment, wages stop rising, and additional spending

在某些時候，經濟達到充分就業，工資停止上漲，額外的支出

That's when you know that the economy is not growing anymore.

這時你就知道，經濟不再增長了。

The Fed raises interest rates and limits the inflow of cash into the economy in order to

美聯儲提高利率並限制現金流入經濟，以便

Businesses and people start spending less and less, and the economy prepares for a crisis.

企業和人們的支出開始越來越少，經濟為危機做準備。

After the 2008 crash, the Fed lowered interest rates to stimulate growth, but in 2017, once

2008年崩盤後，美聯儲降低了利率以刺激增長，但在2017年，一旦

the economy reached its peak, the Fed started raising rates.

經濟達到高峰，美聯儲開始加息。

By 2019, interest rates reached an all-time high of 2.5 percent.

到2019年，利率達到了2.5%的歷史高點。

The US started a trade war, and the pandemic was the final punch that drove the economy

美國發動貿易戰，大流行病是推動經濟的最後一拳

Ideally, we should have followed the exact same path.

理想情況下，我們應該遵循完全相同的路徑。

The Fed lowers rates, injects trillions into the economy, the economy takes a few years

美聯儲降低利率，向經濟注入萬億資金，經濟需要幾年時間

to recover, stabilizes for another few years, and another crisis should not happen in the

恢復，再穩定幾年，另一場危機應該不會發生在中國。

The nature of the last crisis was quite different from previous crises, so the only way the

上一次危機的性質與以往的危機有很大不同，是以，唯一的辦法是

Fed saw its way out of the crisis is by injecting more money into the economy than it ever had.

美聯儲認為其擺脫危機的方法是向經濟中注入比以往更多的資金。

In fact, it grew the economy so fast that the SP500 grew by a larger percentage from

事實上，它的經濟增長速度如此之快，以至於SP500指數的增長百分比從

march 2020 to July 2021 than it did from 2014 to March 2020, which is what led many wall

2020年3月至2021年7月，比起2014年至2020年3月，這也是導致許多牆面的

street investors to believe that we might have reached the peak.

街頭投資者認為我們可能已經達到了頂峰。

The Fed perfectly knew that if it's going to increase the money supply by 25 percent

美聯儲完全知道，如果它要增加25%的貨幣供應量

in a single year, it will have to get that money out of the economy once we are out of

在一年中，它將不得不把這些錢從經濟中拿出來，一旦我們擺脫了這些錢。

the crises in order to prevent high inflation.

為了防止高額通貨膨脹，危機的發生。

Keep in mind that one of the main reasons why the US dollar is the dominant currency

請記住，美元之所以成為主導貨幣的主要原因之一是

60 percent of global currency reserves are held in US dollar because t he world believes

60%的全球貨幣儲備是以美元持有的，因為世界認為

that its the most stable and transparent currency, its United States's golden treasure and the

它是最穩定和最透明的貨幣，它是美國的黃金寶藏，也是美國最重要的貨幣。

Fed will do everything to keep it that way.

美聯儲將盡一切努力保持這種狀態。

Does that mean you should not invest and wait until everything crashes?

這是否意味著你不應該投資，而要等到一切崩潰？

First of all, it's really difficult to time the market and impossible to predict the future.

首先，為市場計時真的很困難，不可能預測未來。

We can make as many predictions as we want, but only time will tell what the future is

我們可以盡情地進行預測，但只有時間才能告訴我們未來是什麼。

If you are a long-term investor, you shouldn't care about what Wall Street is saying, but

如果你是一個長期投資者，你不應該關心華爾街在說什麼，但

if you are a trader and need to show huge gains quarter to quarter, that's something

如果你是一個交易員，需要在每一季度顯示出巨大的收益，那是一些

But the reason why millennials should stop investing is that the combination of stimulus

但千禧一代應該停止投資的原因是，刺激措施的組合

checks, lockdown, and an astronomical rise of the stock market has led to a new form

檢查、封鎖，以及股市的天價上漲導致了一種新的形式。

Millennials started buying stocks not because behind them stands really great, strong, profitable

千禧一代開始購買股票，不是因為他們背後站著真正偉大、強大、有利可圖的

companies but rather because it's a popular stock since everyone is buying that stock

公司，而是因為它是一個受歡迎的股票，因為每個人都在購買這種股票。

on social media as a way to get rich quickly.

在社交媒體上，作為一種快速致富的方式。

In fact, some people actually did make a lot of money out of them.

事實上，有些人確實從他們身上賺了很多錢。

When GameStop stock price for example was trading at 300 or 400 or 450 dollars.

例如，當GameStop的股票價格在300或400或450美元的時候。

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為什麼你會後悔在2021年購買股票？ (Why You Will Regret Buying Stocks in 2021)

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