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Let me ask you a question, how much interest would you earn if you deposit your savings in the bank At first glance, it seems like at least a few percent for it to make any sense.
讓我問你一個問題，如果你把你的儲蓄存入銀行，你能獲得多少利息 乍一看，似乎至少有幾個百分點才有意義。
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Right.
對。
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However, if you look at the numbers that's far from that, the top banks, such as the citibank for example, offer literally less than .5%.
然而，如果你看一下這些數字，就會發現遠非如此，頂級銀行，例如花旗銀行，提供的服務簡直不到0.5%。
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There are banks that offer a higher rate, but there's still less than 1%, especially since interest rates are at the bottom now.
有的銀行提供更高的利率，但還是不到1%，尤其是現在的利率處於底部。
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Think about it.
想一想吧。
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Your money grows by .5%, while inflation is 2.5%, the intrinsic value of your wealth is literally decreasing every single year.
你的錢增長了0.5%，而通貨膨脹率是2.5%，你的財富的內在價值簡直是每年都在減少。
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You're far better off spending that money today than keeping it in the bank.
你今天花這些錢要比把它放在銀行裡好得多。
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The purchasing power of your money in a few years is going to be far less than it is now.
幾年後，你的錢的購買力將遠遠低於現在。
