According to the Federal Reserve, the top 10% in the US.

根據美聯儲的數據，美國前10%的人。

own almost 70% of the nation's wealth.

擁有全國近70%的財富。

Let that number stick in your hat.

讓這個數字粘在你的帽子上。

The top 10% literally control almost the entire country.

前10%的人實際上控制了幾乎整個國家。

But that number gets even scarier.

但這個數字變得更加可怕。

When you look at how much wealth is controlled by the top 1%,, 32% of the country's wealth is owned by the top 1%, which is almost 16 times more than the bottom 50% who owns only 2% of it.

當你看一下有多少財富被最高的1%控制，，國家財富的32%被最高的1%擁有，這幾乎是底層50%的16倍，他們只擁有2%的財富。

Wealth inequality seems bad and ideally wealth should be distributed equally.

財富不平等似乎不好，理想情況下，財富應該平等分配。

However, we do not live in a utopia and people are different.

然而，我們並不是生活在一個烏托邦裡，人們是不同的。

So wealth equality is something impossible to achieve.

是以，財富平等是不可能實現的事情。

You can't reward to people equally when one of them works hard while the other not, but it's not enough to work hard in the world of capitalism.

當一個人努力工作而另一個人不努力時，你就不能平等地獎勵他們，但在資本主義世界裡，僅僅努力工作是不夠的。

What matters more is understanding the game of money.

更重要的是瞭解金錢的遊戲。

And even if you do not work as hard as other people, you can end up being in the top 10% that owns 70% of the wealth.

而且，即使你不像其他人那樣努力工作，你也可以最終成為擁有70%財富的前10%。

If you play the game correctly, here's the beautiful part, wealth is not something that forever stays in your pocket, It constantly moves.

如果你正確地玩這個遊戲，這裡是美麗的部分，財富不是永遠停留在你的口袋裡，它不斷地移動。

If you want to keep it in your pocket, then you have to keep working for it.

如果你想讓它留在你的口袋裡，那麼你必須繼續為它工作。

Otherwise someone else will snap it right under your nose, even if you become a trillionaire, God forbid, 90% of that wealth will disappear and vanish by the third generation.

否則別人就會在你的眼皮底下搶走它，即使你成為萬億富翁，上帝也不會允許，90%的財富會在第三代人面前消失殆盡。

Take the richest man in American history, John Rockefeller, he had an estimated net worth of $400 billion $11 billion dollars and the next generation of Rockefeller's will probably won't even be billionaires Who could have thought that $400 billion $11 billion dollars less than 100 years later.

就拿美國曆史上最富有的人約翰-洛克菲勒來說，他的淨資產估計為4000億美元110億美元，洛克菲勒的下一代可能連億萬富翁都成不了 誰能想到，不到100年後，4000億美元110億美元。

With every new technology or change comes a new wave of innovation that transforms a certain industry or the entire world and transfers wealth from one group to another as it was with the internet.

每一項新技術或變革都會帶來新的創新浪潮，改變某個行業或整個世界，將財富從一個群體轉移到另一個群體，正如互聯網一樣。

For example, whoever wrote that wave ended up making a fortune amazon made shopping online so easy that for the past five years or so moles have been closing down one by one and you do not have to be the first to take advantage out of that wealth transfer.

例如，不管是誰寫的那一波，最後都發了大財，亞馬遜讓網上購物變得如此容易，在過去五年左右的時間裡，鼴鼠一個接一個地倒閉，你不必成為第一個從這種財富轉移中獲益的人。

You can enter the game much later, but presents a better product.

你可以更晚地進入遊戲，但呈現出更好的產品。

Skype was once a dominant video calling app 10 years ago.

10年前，Skype曾經是一個占主導地位的視頻通話應用。

No one could have imagined competing with skype, but today, barely anyone uses Skype.

沒有人能夠想象到與Skype的競爭，但今天，幾乎沒有人使用Skype。

A company like zoom came up with identical products, but with better features and took the entire industry by Storm Skype isn't a unique case.

像zoom這樣的公司提出了相同的產品，但有更好的功能，並在整個行業中掀起風暴，Skype並不是一個獨特的案例。

Yahoo, Myspace conduct and the list goes on and on In the past, banks were the backbone of financial services, but internet companies made financial transactions so easy that new companies such as Paypal stripe, Robin Hood grabbed a big chunk of that industry and a lot of that wealth was transformed to a different group of people.

雅虎、Myspace行為，這個名單還在繼續過去，銀行是金融服務的支柱，但互聯網公司使金融交易變得如此容易，以至於新公司如Paypal stripe、Robin Hood抓住了這個行業的一大塊，大量的財富被轉化到不同的人群中。

And that's not the end of this industry.

而這並不是這個行業的終點。

People are disrupting this industry again by decentralizing the entire financial market through Blockchain and kryptos.

人們通過區塊鏈和加密貨幣將整個金融市場去中心化，再次顛覆了這個行業。

And in the next 10 years, people who are billionaires today might barely make ends meet and startups, who are working on the next big thing in this industry will prevail.

而在未來10年，今天是億萬富翁的人可能會勉強維持生計，而正在研究這個行業的下一個大事件的初創企業將佔上風。

But the question is, how do you take advantage out of this wealth transfer?

但問題是，你如何從這種財富轉移中獲益？

How do you know which technologies are going to be relevant five or 10 years from now?

你怎麼知道哪些技術在5年或10年後將是相關的？

The good news is that there isn't going to be one or two technologies, the world is constantly developing.

好消息是，不會有一兩種技術，世界在不斷髮展。

They're going to be multiple technologies and that's why you need to learn how to learn back in school, you're not taught how to self educate yourself.

他們將是多種技術，這就是為什麼你需要在學校裡學習如何學習，你沒有被教導如何自我教育。

The entire point of the educational system is to push you to memorize a bunch of facts for a brief moment to pass a certain test, the moment you leave your examination hole, you forget absolutely everything.

教育系統的全部意義在於促使你在短暫的時間內記住一堆事實，以通過某種考試，當你離開考場的那一刻，你絕對會忘記一切。

But the famous technique is the absolute opposite.

但著名的技術是絕對相反的。

It's a simple and effective way to master anything before you invest in a certain company or start a business.

這是一個簡單而有效的方法，在你投資某家公司或創業之前，可以掌握任何東西。

The famous technique will help you to make a better decision.

著名的技術將幫助你做出更好的決定。

There are three steps to the famous learning technique.

這個著名的學習技巧有三個步驟。

Number one pretend to teach a concept, you want to learn to 1/6 grade student, let's say you want to invest in Tesla.

第一假裝教一個概念，你想學給1/6年級的學生，比方說你想投資特斯拉。

Check out a blank sheet of paper at the top right the subject you want to explain.

在一張空白的紙上查看你想解釋的主題的右上方。

Remember you're not explaining to your smart adult friend who is also investing in Tesla, but rather a child who just have enough vocabulary and attention span to understand basic concepts that will force you to use the most basic words possible.

記住你不是在向你聰明的成年朋友解釋，他也在投資特斯拉，而是向一個剛剛有足夠詞彙量和注意力來理解基本概念的孩子解釋，這將迫使你使用最基本的詞彙。

Because one of the ways we mask our lack of understanding is by using complicated vocabulary.

因為我們掩飾自己缺乏理解的方法之一是使用複雜的詞彙。

If you can't define the words in terms you're using, you don't really know what you're talking about.

如果你不能用你所使用的術語來定義這些詞，你就不會真正知道你在談論什麼。

Back in college.

回到大學。

I had a friend who barely attended any classes and before every exam I would make sure I explained to him the entire subject in an hour or so.

我有一個朋友，他幾乎沒有上過任何課，每次考試前我都會確保在一個多小時內向他解釋整個科目。

And if I find something difficult to explain, I would go back and studied again because that's where my flows are.

如果我發現有些東西難以解釋，我會回去再研究一下，因為那是我的流量所在。

And that's the second step in famous technique, identify gaps in your explanation, if you can't explain clearly using exact numbers in simple terms how Tesla's autonomous technology for example, will take Tesla from $500 billion company to a trillion dollar company or how exactly Bitcoin will rise from $30,000 to $100,000 or a million dollars.

這就是著名技巧的第二步，找出你解釋中的漏洞，如果你不能用準確的數字用簡單的術語解釋清楚，例如，特斯拉的自主技術將使特斯拉從5000億美元的公司變成一萬億美元的公司，或者比特幣到底如何從3萬美元上升到10萬美元或100萬美元。

Then you're not investing your gambling.

那麼你就不是在投資你的賭博。

The problem with most people is that they don't go deep into the subject but rather skim through the basics.

大多數人的問題是，他們沒有深入研究這個問題，而是略過了基本知識。

Bitcoin is all over the news.

比特幣在新聞中隨處可見。

So let's invest in Bitcoin.

是以，讓我們投資於比特幣。

Why would it rise to a million dollars because there is a limited number of Bitcoin?

為什麼會因為比特幣的數量有限而上升到一百萬美元？

Oh really?

哦，真的嗎？

That's your reason to invest in Bitcoin.

這就是你投資比特幣的理由。

I can create a Cryptocurrency with a limited number of currencies.

我可以用有限的貨幣數量創建一個加密貨幣。

Is it also going towards $1 million?

是否也要向100萬美元邁進？

Well maybe there is a little bit more to it than basic demand and supply.

好吧，也許除了基本的需求和供應之外，還有一點。

I'm not saying Bitcoin should work more or less.

我不是說比特幣應該更多或更少的工作。

The point is if you can't explain it in simple words then you're speculating so go back and read more about the subject, study the parts that you don't fully understand and then move to the third step, organize and simplify now that you have mastered the subject and can explain it to anyone.

關鍵是如果你不能用簡單的語言來解釋，那麼你就是在投機取巧，所以回去多讀一些關於這個主題的書，研究你不完全理解的部分，然後進入第三步，組織和簡化，現在你已經掌握了這個主題，可以向任何人解釋。

Try to simplify your explanation in such a way that it would also sound interesting.

儘量簡化你的解釋，讓它聽起來也很有趣。

Turn it into a little short story maybe like an elevator speech.

把它變成一個小短篇故事，也許就像電梯裡的演講。

In fact, that's what I did when I was working on my investing course have been in the stock market for many years.

事實上，這就是我在研究我的投資課程時所做的工作已經在股票市場上工作了很多年了。

But when creating this course, I made sure that it's simple, straightforward and can be understood by 6th grade kid.

但在創建這個課程時，我確保它是簡單、直接的，六年級的孩子也能理解。

It doesn't matter if you are a professional investor or have never purchased the stock.

如果你是專業投資者或從未購買過該股票，這並不重要。

This course will give you a deeper understanding of the market.

本課程將使你對市場有更深入的瞭解。

The link will be in the description.

鏈接將出現在描述中。

Now, the question is, why should you follow the famous technique to become financially independent Blockchain, for example, is now where the Internet was in 2002 and 2003.

現在，問題是，你為什麼要遵循著名的技術來實現財務獨立，例如，區塊鏈現在是2002年和2003年互聯網的位置。

It had its astronomical rise back in 2017 and crushed.

早在2017年，它就有過天文數字的上漲，並被粉碎。

But we'll find out the true benefits of this technology in 10 or 15 years.

但我們會在10年或15年內發現這項技術的真正好處。

But theoretically, it doesn't only has the potential to change the financial industry, but pretty much every other industry back in the 2000s.

但從理論上講，它不僅有可能改變金融業，而且在2000年代幾乎改變了所有其他行業。

Most people couldn't have imagined what Internet would be in 20 years.

大多數人無法想象20年後互聯網會是什麼樣子。

And yet here we are, our lives depend on Internet.

然而，我們在這裡，我們的生活依賴於互聯網。

We can't go into the details of how Blockchain works, but it's easy to imagine how the world of business will be running on smart contracts for example.

我們無法深入瞭解區塊鏈的工作細節，但很容易想象，例如商業世界將如何在智能合約上運行。

But to understand how Blockchain would change every aspect of our lives.

但要了解區塊鏈將如何改變我們生活的每一個方面。

You have to understand the subject so deeply that you can explain it to a little child, how his life will dependent Blockchain In 10 years.

你必須深入瞭解這個問題，以至於你可以向一個小孩子解釋，他的生活在10年內將如何依賴區塊鏈。

That's when you will have a million dollar idea for a startup that could earn you more money than you could possibly spend.

這時，你會有一個百萬美元的創業想法，可以為你賺取比你可能花費更多的錢。

If you could go back in time to the 2000s, what business would you start most?

如果你能回到2000年代，你最想做什麼生意？

Certainly an Internet company because the last 20 years where the golden era of the Internet and Blockchain is about to have its own golden period.

當然是一家互聯網公司，因為過去20年是互聯網的黃金時代，區塊鏈也即將迎來自己的黃金時期。

But be careful because there are a lot of commerce in this industry, especially in the comments section.

但是要小心，因為這個行業有很多商業，特別是在評論區。

Please ignore them all and don't tell me that I did not warn you, but Blockchain is just one out of many examples.

請忽略它們，不要告訴我我沒有警告你，但區塊鏈只是眾多例子中的一個。

You can apply the same strategy to other technologies and you will find out how they're going to shape the world in the coming future and you will be able to take advantage out of them.

你可以將同樣的策略應用於其他技術，你會發現它們在未來將如何塑造世界，你將能夠從它們中獲得好處。

But what you can certainly take advantage of right now is Express VPN internet is big.

但是，你現在肯定可以利用的是Express VPN互聯網是大的。

But whenever you use internet, the only places you visit our google Wikipedia and social media websites like Youtube, but internet is much bigger than that.

但是，每當你使用互聯網時，你唯一訪問的地方是我們的谷歌維基百科和Youtube等社交媒體網站，但互聯網遠不止這些。

Over 90% of it is hidden.

90%以上是隱藏的。

And one of the ways to access much more of the internet is to use a virtual private network and that's why you need Express VPN.

而訪問更多互聯網的方法之一是使用虛擬專用網絡，這就是為什麼你需要Express VPN。

It makes you much more anonymous when browsing the internet, you can access the Swedish netflix for example, while you're in florida and what shows that are popular, they're like looping that I personally lately have been watching and at the same time it protects you from hackers who try to steal your private information any time you are on an encrypted connection, it even protects you from corporations who constantly surveil you and collect your data for their own agendas.

它使你在瀏覽互聯網時更加匿名，比如你可以訪問瑞典的netflix，當你在佛羅里達州時，哪些節目是受歡迎的，它們就像我個人最近一直在看的循環節目，同時它可以保護你免受黑客的攻擊，他們在你處於加密連接的任何時候都試圖竊取你的私人資訊，它甚至保護你免受那些不斷監視你併為自己的議程收集你的數據的公司。

Express VPN puts a stop to that by encrypting your data and hiding your location.

Express VPN通過加密你的數據和隱藏你的位置來制止這種情況。

It's easy to use with servers in 94 countries with best in class encryption, you can browse the internet without restrictions.

它很容易使用，在94個國家有服務器，有一流的加密技術，你可以無限制地瀏覽互聯網。

Find out how you can get three months of Express VPN for free by visiting Express VPN dot com slash proactive thinker.

通過訪問Express VPN dot com slash proactive thinker，瞭解如何免費獲得三個月的Express VPN。

Or by clicking the link in the description below, go to Express VPN dot com slash proactive thinker.

或者通過點擊下面描述中的鏈接，進入Express VPN dot com slash proactive thinker。