Name: 負債賺錢的5個真實方法 (5 Real Ways To Make Money With Debt)
Uploaded: 2020-12-02T19:35:31.000Z
Duration: 10 min 6 s

情態助動詞 B1

everyone assumes that if you make a lot of money, you must be paying a fortune to the government.

每個人都認為，如果你賺了很多錢，你一定要向政府支付一筆錢。

But Trump's tax reports left many people confused.

但特朗普的納稅報告讓很多人感到困惑。

How on earth do you make hundreds of millions of dollars but pay nothing in taxes?

你到底是怎麼賺到上億的錢卻不交稅的？

The answer is long and complicated, but we'll try to simplify it here in this video.

答案很長，也很複雜，但我們會在這段視頻中嘗試簡化它。

Regardless of which party you affiliate with or which candidate do you support.

無論你屬於哪個黨派，也無論你支持哪個候選人。

Donald Trump is a pretty good example off someone who used debt toe build his multibillion dollar empire off course.

唐納德-特朗普就是一個很好的例子，他利用債務建立了他的數十億美元的帝國。

Some of his methods are quite controversial, to say the least, but we're not going to look into that.

他的一些方法至少可以說是相當有爭議的，但我們不打算研究這個問題。

If you make over $600,000 you probably pay over 37% in taxes.

如果你的收入超過60萬，你可能要交37%以上的稅。

And that number could drop if the Democrats passed their tax bill.

而如果民主黨人通過了他們的稅收法案，這個數字可能會下降。

But as they say, the devil is in the details.

但正如他們所說，魔鬼在細節中。

If you would have made that $600,000 using that, you could have lowered your tax rate toe 0% or even apply for a tax refund, as Jeff basis did with Amazon back in 2018, when Amazon received a federal tax refunds off 100 $29 million.

如果你會用這60萬美元，你可以把稅率降到0%，甚至申請退稅，就像傑夫基礎在2018年對亞馬遜所做的那樣，當時亞馬遜收到了聯邦退稅關100美元2900萬美元。

If you master debt and really stage, you can use other people's money to make millions of dollars on pay.

如果你掌握了債務，真正的階段性，你可以用別人的錢來賺取數百萬的工資。

Let's assume you're a hard working man who saves as much as you can.

假設你是一個勤奮工作的人，能省則省。

After a few years of saving, you have $100,000 in your bank account and decide to invest in real estate.

經過幾年的儲蓄，你的銀行賬戶裡有10萬元，決定投資房地產。

10萬塊錢，你的選擇是有限的。

But here's how you can use that to turn that $100,000 into a few million dollars in a matter off.

但是，你可以利用這一點，把這10萬塊錢變成幾百萬塊錢的事。

A few years, you find the property in a good neighborhood that cost $250,000 for example, you had to a bank and get a mortgage by making a 20% down payments.

幾年後，你在一個好的小區找到了一套房產，以25萬元為例，你不得不去銀行，通過支付20%的首付來獲得抵押貸款。

Now you're left with the house that needs renovation, a mortgage and $50,000 in your bank account.

現在你只剩下需要裝修的房子、抵押貸款和銀行賬戶裡的5萬元。

You spend another $25,000 to renovate the house so your total investment jumps to $75,000.

你再花2.5萬元裝修房子，這樣你的總投資就會躍升到7.5萬元。

But the value of the house rises a swell, Let's say 2 $350,000 since you have renovated it and turned it from a place that no one wants to live into, a place that people are willing to pay to live.

但是，房子的價值卻漲了一截，比方說2 35萬元，因為你把它裝修好了，從一個沒有人願意住的地方變成了一個人們願意花錢住的地方。

You rented out to cover your mortgage insurance on other expenses and make sure that it generates some cash flow.

你租出去是為了支付你的抵押貸款保險的其他費用，並確保它產生一些現金流。

You had your bank again, but this time refinance your mortgage, since the value of the house is now $350,000.

你又找了銀行，但這次是再貸款，因為現在房子的價值是35萬。

If you would get an 80% mortgage like you did the first time you will receive $280,000.

如果你會像第一次那樣獲得八成按揭，你將獲得28萬元。

You spend $200,000 off that money to cover your first mortgage, and you're left with an extra $80,000.

你把這些錢花掉20萬來支付你的第一筆貸款，你就會多出8萬塊錢。

You can use that money to get another mortgage renovated it rented out and create a second source of income.

你可以用這筆錢再去抵押裝修它租出去，創造第二個收入來源。

You can refinance your second house to get the third mortgage and so on and so forth.

你可以將第二套房子再貸款，以獲得第三套抵押貸款，等等等等。

With just $75,000 now you control assets that, worth millions of dollars, depends on how many properties you have bought and created multiple streams of income if you have done your research and bought into areas that the rising in demand the properties will appreciate and value, which means you will be able to increase the rent, but your mortgage will gradually get smaller as the tenants keep paying them off.

只需75,000美元，現在你控制的資產，價值數百萬美元，取決於你買了多少財產，並創造了多種收入流，如果你做了你的研究，買到的地區，需求上升的屬性將升值和價值，這意味著你將能夠增加租金，但你的抵押貸款將逐漸變小，因為租戶不斷支付他們。

That's how most people get rich in real estate.

這就是大多數人在房地產中致富的方法。

And we did not even talk about all kinds of deductions you get with real estate starting from depreciation to deducting your mortgage from your rental income.

我們甚至沒有談及房地產的各種扣除，從折舊開始，到從租金收入中扣除你的抵押貸款。

Real estate isn't the only industry where you can use that to make a fortune that is used pretty much everywhere, including the stock market.

房地產並不是唯一一個可以利用這一點來發財的行業，這一點幾乎用在所有地方，包括股市。

Let's say you have $50,000 in your bank account and you're looking to trade some stocks.

假設你的銀行賬戶裡有5萬元，你想交易一些股票。

Based on your analysis, you believe that stock A will increase by 10% tomorrow.

根據你的分析，你認為明天A股將上漲10%。

And let's assume that your predictions turn out to be correct.

而我們假設你的預測結果是正確的。

You immediately sell your stocks for $55 and end up making $5000 in profit.

你馬上以55元的價格賣出股票，最後獲利5000元。

Your second option is margin investing with a margin account.

你的第二個選擇是用保證金賬戶進行保證金投資。

Your broker would loan you an extra $50,000.

你的經紀人會多借給你5萬塊錢。

So now you can buy stocks worth ah, $100,000 if we use the exact same example and assume that you spend $100,000 buying stock A and sell it once it rises by 10% you end up making $10,000 instead of five.

所以現在你可以買到價值啊，10萬元的股票，如果我們用完全相同的例子，假設你花10萬元買入股票A，一旦漲了10%就賣出，你最終賺了1萬元，而不是5萬元。

Suddenly, out of nothing, you doubled your income on the exact same deal.

突然間，從無到有，你的收入在完全相同的交易中翻了一番。

You don't have to make Ah lot of deals to build a fortune.

你不需要做很多的交易來建立一個財富。

If you're going to be right just once and leverage it, that's enough to make a fortune.

如果你要對的只是一次，並利用它，那就足夠你發財了。

That's probably the only shortcut to build wealth.

這大概是積累財富的唯一捷徑。

But not everything is sunshine and rainbows.

但不是所有的事情都是陽光和彩虹。

With leverage comes risk, ah, lot off risks If the stock price falls below a certain value, your broker has the right to liquidate your stocks and leave you with the loss.

有槓桿就有風險，啊，很多關風險如果股價跌破一定的數值，你的經紀人有權清算你的股票，讓你承擔損失。

So you have to be quite confident about your decision.

所以你要對自己的決定相當自信。

For those who are not as risk tolerant as some of the other investors, there is an option to leverage E T f E d EFS usually follow a particular index such as the S and P 500 or a certain industry or bones.

對於那些沒有像其他一些投資者那樣的風險承受能力的人，可以選擇利用E T f E d EFS通常遵循特定的指數，如S和P 500或某一行業或骨骼。

So instead of using debt to purchase a particular stock, you can try E T F off course.

所以，與其用負債來購買某隻股票，不如嘗試E T F離場。

The thieves don't usually rise this fastest individual stocks, but they neither full dramatically since they perform as good or as bad as the industry average.

盜賊通常不會漲這個最快的個股，但他們既不會因為表現好壞與行業平均水平一樣而大幅滿。

But margin investing isn't as popular a short selling you probably have heard about this term alongside Tesla because these two awards go hand in hand.

但保證金投資並不像賣空那樣受歡迎你可能已經聽說過這個詞與特斯拉並列，因為這兩個獎項是並列的。

Well, most beginner investors try to make money by P predicting which stocks would rise in value.

好吧，大多數初學者都想通過P預測哪些股票會升值來賺錢。

Some professional investors make money by predicting which talks with fall in value.

一些專業的投資者通過預測哪些會談與下跌的價值來賺錢。

Stock prices job up and down for one reason or another.

Poor quarterly reports or any other negative news can drive the stock price down.

糟糕的季報或其他任何負面消息都會推動股價下跌。

And tomorrow Apple is going to release its quarterly reports, and based on your analysis, it had a bad quarter so the stock might fold.

而明天蘋果就要發佈季報了，根據你的分析，它的季度表現不好，所以股票可能會折價。

You borrow 1000 apple stocks from your broker and sell them for $100 each, or $100,000 in chattel.

你從經紀人那裡借來1000只蘋果股票，以每隻100元的價格賣出，也就是10萬元的動產。

Now you have $100,000 in your pocket, but you still all your broker?

現在你口袋裡有10萬塊錢，但你還是所有的經紀人？

You use that $100,000 you earn yesterday on by 1000 apple stocks for $80,000 since the stock price fell on.

你用你昨天賺的那10萬塊錢在由1000只蘋果股票賺了8萬塊錢，因為股價跌了就。

Return them back to your broker without using a single dime out of your money.

把它們退還給你的經紀人，而不用動用你的一分錢。

You have earned $20,000 on a fall off a stock.

你從一隻股票上跌下來賺了兩萬塊錢。

Investors used this strategy or they trying, especially with stocks that are more volatile, such as Tesla.

投資者使用這種策略或他們嘗試，特別是對那些波動性較大的股票，如特斯拉。

That's why, whenever you heard the news that Tesla's stock has risen, there will always be an investor who will short it.

所以，每當聽到特斯拉股票上漲的消息，總會有投資者做空。

Although on the last occasion investors lost millions of dollars since Tesla's stock kept rising, short selling isn't just practiced in the stock market.

雖然在上一次投資者損失了數百萬美元，因為特斯拉的股票一直在上漲，但賣空並不只是在股市中實行。

It's much more popular in the foreign exchange market, or forex, and short.

在外匯市場，也就是外匯市場上更受歡迎，而且是短線。

However, in this case, instead of borrowing stocks, investors borrow currencies.

不過，在這種情況下，投資者不是借股票，而是借貨幣。

The nature off currencies is that they fluctuate much more than stocks, especially due to geopolitical factors.

貨幣的本質是，它們的波動比股票大得多，特別是由於地緣政治因素。

The man who mastered forex deals is George Soros.

掌握外匯交易的人是喬治-索羅斯。

We have already covered that in a previous video which link you will find in the description.

我們已經在之前的視頻中介紹過，你會在描述中找到鏈接。

Back in the 19 nineties, Britain was suffering economically.

早在19世紀90年代，英國的經濟就很苦惱。

It had to devalue its currency, but it couldn't since it was artificially hedged against other European currencies.

它必須使其貨幣貶值，但它不能貶值，因為它與其他歐洲貨幣進行了人為的對沖。

But George sorrows to realize that sooner or later Britain will have to leave the E.

但喬治痛心地意識到，英國遲早要離開埃。

R M and devalued the pound and shorted over $10 billion worth of British pound.

R M並使英鎊貶值，並做空了價值超過100億美元的英鎊。

When the British pound finally was devalued, so Rose netted $1.2 billion.

當英鎊終於被貶值，所以羅斯淨賺12億美元。

Leverage ratios could go as high as 1 to 100 forex, which means you can borrow $100 for every dollar you put in.

槓桿比率可以高達1比100外匯，這意味著你每投入1美元就可以借到100美元。

But the competition is fears, since you will be competing against huge financial institutions such as central banks.

但競爭是恐懼的，因為你將與央行等龐大的金融機構競爭。

There are endless numbers off ways to use debt to build wealth.

利用債務來積累財富的方法數不勝數。

But you have to keep in mind that whenever you use that you are taking a huge risk.

但你要記住，無論何時使用，你都要承擔巨大的風險。

If for one reason or another, things turn south, you can end up losing everything.

如果因為某種原因，事情變得糟糕，你可能會失去一切。

That's why leverage is often used by more professional on experienced investors.

這也是為什麼在有經驗的投資人身上，更專業的人經常使用槓桿的原因。

And now it's time to give this video a thumbs up if you haven't done that yet, that really helps the video to get recommended much more often.

而現在如果你還沒有給這個視頻豎起大拇指，那就可以給這個視頻豎起大拇指了，這真的有助於視頻得到更多的推薦。

And if you have enjoyed this video, make sure to subscribe and turn on your notifications.

如果你喜歡這段視頻，請務必訂閱並打開通知。

We make similar videos to help you understand how the world of finance works.

我們製作類似的視頻來幫助你瞭解金融世界的運作。

 Thanks for watching and until next time. 