When you think of the stock market, the first thing that comes into mind is this complicated

當你想到股市時，首先想到的是這個複雜的問題

world of the stock market.

股市的世界。

With so many confusing charts, its easy to get lost.

有這麼多混亂的圖表，很容易迷失方向。

But what everyone knows for sure is that you can buy stocks and sell them whenever their

但大家都知道的是，你可以買入股票，並隨時賣出它們，只要其

rise but there is another way that professional investors use to make a fortune.

漲，但還有一種方式是職業投資者用來發財的。

In 2018, warren Buffett received 3.8 billion dollars in cash from his 5 major investments.

2018年，巴菲特從他的5大投資中獲得了38億美元的現金。

Don't get me wrong, he didn't sell his shares to earn that much.

別誤會，他賣股票不是為了賺那麼多錢。

bUt instead, these 5 companies earned a ton of money during the year.

bUt相反，這5家公司在這一年裡賺了一大筆錢。

Since warren buffet is an investor in these companies, they had to share their profits

由於沃倫-巴菲特是這些公司的投資者，他們必須分享他們的利潤。

with Buffett.

與巴菲特。

That's called dividends.

這就是所謂的紅利。

Simply put it, there are two types of companies in the stock market, companies that have already

簡單來說，股市中的公司有兩種，一種是已經的公司。

matured and have profitable and sustainable business models so whenever they make a profit,

成熟，有盈利和可持續發展的商業模式，所以只要他們盈利。

they don't know what to do with that money, therefore they end up sending it to their

他們不知道該怎麼處理這些錢，是以他們最終把錢寄給了他們的父母。

shareholders, on the other side you have companies who are still trying to turn a profit like

股東，在另一邊，你有公司誰還在努力實現盈利，如。

Tesla.

特斯拉

They might report a profit, but the company needs that money to grow further, so here

他們可能會報出利潤，但公司需要這些錢來進一步發展，所以在這裡。

is a question we will try to answer in this video, how many stocks you have to buy or

是一個問題，我們將嘗試在這個視頻中回答，有多少股票，你必須買或。

how much you have to invest in the stock market so that you receive a thousand dollars from

你必須在股市投資多少錢，以便你收到一千美元，從

your investments every month without selling your stocks?

你的投資每個月不賣股票？

But before we do that, we have to understand a few key concepts.

但在這之前，我們必須先了解幾個關鍵概念。

How dividends work?

分紅是如何進行的？

What are the best dividend stocks?

最好的紅利股有哪些？

And how to avoid the dividend trap that might lead you to lose your entire investment?

又該如何避免可能導致你損失全部投資的紅利陷阱呢？

Dividends - The Real Passive Income Since the dot com bubble, the nature of investing

紅利--真正的被動收入 自網絡保麗龍以來，投資的本質是 "被動 "的。

has changed.

已經改變了。

Before that, investors' main concern was to invest in companies that would turn a profit

在此之前，投資者最關心的是投資能盈利的公司。

and share these profits with them since, as shareholders, they are entitled to the company's

並與他們分享這些利潤，因為作為股東，他們有權獲得公司的。

profits.

的利潤。

But entrepreneurs such as Jeff Bezos stepped in and completely changed the game.

但傑夫-貝佐斯等企業家的介入，徹底改變了遊戲規則。

The goal was no longer to maximize profits but rather to grow the company even if that

我們的目標不再是追求利潤最大化，而是要讓公司發展壯大，即使這

means not paying a dime in dividends to shareholders.

是指不向股東支付一分錢的紅利。

A company that only burns cash and isn't profitable looks like a bad business, but the strategy

一個只燒錢不盈利的公司，看起來是個糟糕的企業，但戰略上的

is to keep operating at a loss until you dominate the entire industry and then generate profit

就是一直虧損經營，直到佔據整個行業的主導地位，然後創造利潤

since you will be the only player in the market.

因為你將是市場上唯一的玩家。

And that's what Amazon did for the last 25 years.

而這也是亞馬遜在過去25年裡所做的事情。

Despite its 1.6 trillion dollar valuation, it never paid a dime in dividends to its shareholders.

儘管它的估值為1.6萬億美元，但它從未向股東支付過一分錢的股息。

In fact, it avoided taxes for 2 decades since it was reporting a loss.

事實上，由於它是報虧的，所以避了20年的稅。

In 2019, it turned 11.5 billion dollars in net income while its competitor Walmart generated

2019年，它的淨收入變成了115億美元，而它的競爭對手沃爾瑪卻創造了

15.2 billion dollars and paid 2.16 dollars in dividends per share, but at the end of

152億元，每股派發紅利2.16元，但到了年底。

the day, Walmart was valued at 1/3 of an amazon.

當天，沃爾瑪的估值是亞馬遜的1/3。

Amazon might seem like a more promising stock in the future, but if you want passive income,

亞馬遜似乎是未來比較有前途的股票，但如果你想獲得被動收入。

Walmart looks like a better option.

沃爾瑪看起來是一個更好的選擇。

And the stock market is filled with such examples.

而在股市中，這樣的例子比比皆是。

There are just a handful of tech companies that pay dividends.

僅僅是少數幾家科技公司的分紅。

The rest, especially the big ones, would rather re-invest what they earn instead of paying

其餘的人，尤其是大公司，寧可把賺到的錢再投資，也不願意支付。

you.

你。

2.

2.

High Dividends -The Perfect Scam To Attract Investors

高股息--吸引投資者的完美騙局

While stocks that pay high dividends are extremely seductive, they aren't always the best choice.

雖然高分紅的股票極具誘惑力，但也不一定是最佳選擇。

In fact, dividends sometimes are used to mislead investors and rip them off.

其實，分紅有時是用來誤導投資者，騙取投資者的錢財。

The company might be on the verge of bankruptcy, or it might be barely surviving.

公司可能瀕臨破產，也可能勉強生存。

Its stock is falling year after year, so one way to make it's stock attractive to investors

它的股價年年下跌，所以有一種方法可以讓它的股票對投資者有吸引力。

is by offering high dividends.

是通過提供高額的紅利。

Take Universal corporation or UVV.

以環球公司或UVV。

If you take a look at its dividend rate, you will see a ratio of 7.16 percent.

如果你看一下它的股息率，你會看到7.16%的比例。

That is unimaginable high.

這是難以想象的高。

You probably won't find anything like that in the entire market.

在整個市場上，你可能找不到這樣的東西。

Even the world's largest company, apple, pays around 2 percent in dividends.

即使是世界上最大的公司蘋果，其分紅也在2%左右。

But I personally would not buy this stock and wouldn't advise anyone else to do that.

但我個人不會買這隻股票，也不建議別人買。

The stock price was around 50 dollars 5 years ago, and you might imagine that it might have

5年前的股價在50元左右，你可以想象，它可能已

grown slightly since then at least, but it didn't, the price fell to 43 dollars, and

至少從那時起略有增長，但它並沒有，價格跌到43美元，並。

the company does seem to have a future, so it pays high dividends to keep its stock attractive

該公司似乎有一個未來，所以它支付高股息，以保持其股票的吸引力。

to investors because who knows where else the stock price might be a few years from

因為誰也不知道幾年後的股價會在哪裡。

now.

現在。

Compare that to apple that pays only 2 percent in dividends but the stock price rose by 337

相比之下，蘋果只支付2%的股息，但股價卻上漲了337

percent in the same period.

同期為%。

Cashflow is great, but losing your principle is bad.

現金流很好，但失去本金就不好了。

And the stock market is filled with such stocks.

而股市中充斥著這樣的股票。

So, don't choose to buy a stock solely because it has the highest dividend yield.

所以，不要僅僅因為一隻股票的股息率最高而選擇購買它。

3.

3.

Best Dividend Stocks Ever

史上最好的紅利股票

You might be wondering by now that are there any good companies that are both growing and

你現在可能會想，有沒有什麼好的公司，既能發展又能。

paying high enough dividends?

支付足夠高的紅利？

The answer is Yeah, there are!

答案是是的，有的!

Take Coca Cola, for example, the company exists since 1886, and it began paying dividend before

以可口可樂為例，該公司從1886年就存在了，而且開始派發股息的時間也早於

you probably were born, it has quite a good dividend rate of 3.2 percent.

你可能出生了，它的股息率相當高，3.2%。

Of course, the stock price hasn't been growing as some of the tech companies because many

當然，股價並沒有像一些科技公司那樣增長，因為許多

believe that there aren't much left for coca-cola to grow, but it is definitely not going to

相信可口可樂的發展空間已經不大，但絕對不會是

fall the next day.

第二天落下。

The home depot is another example.

家庫是另一個例子。

They have been paying a dividend yield of 2.5 percent consistently.

他們的股息率一直保持在2.5%。

The stock price doubled in the last 5 years.

過去5年，股價翻了一番。

Johnson & Johnson has been around since 1886 and is regarded as the king of dividends.

強生公司自1886年成立以來，被譽為紅利之王。

It's a big name in the pharmaceutical industry.

是醫藥行業的大牌。

It also plays a key role in developing the vaccine for the current pandemic.

這也為當前流行病疫苗的研發起到了關鍵作用。

Its stock price might just boom once the vaccine is ready.

一旦疫苗準備好，其股價可能就會暴漲。

The companies that don't usually pay dividends are tech companies since the idea behind it

一般不分紅的公司都是科技公司，因為它背後的理念是

is that, the company would be far better if it re-invests that money back and grows faster.

是，如果把這些錢重新投資回來，公司會好得多，發展得更快。

Companies such as Google, Facebook, and Tesla don't pay a dime in dividends, which is why

谷歌、Facebook和特斯拉等公司不支付一分錢的股息，這也是為何

investors love Apple.

投資者喜歡蘋果。

It's a tech company that both excels in hardware and software.

這是一家既擅長硬件又擅長軟件的科技公司。

It has a built-in ecosystem that provides it with consistent cash flow.

它有一個內置的生態系統，為其提供穩定的現金流。

Its stock price rises as much as other tech companies, but it also pays a dividend yield

它的股價和其他科技公司一樣上漲，但它的股息率也很高。

of around 2 percent.

的2%左右。

So let's try to answer the question.

所以我們試著回答這個問題。

4.

4.

How Much do you need to invest to make a thousand dollars a month?

月入千元需要投資多少錢？

Well, since dividend yields are different from one stock to another and we don't want

好吧，由於不同股票的股息率是不同的，我們不希望

to invest in companies that don't seem to do great in the long run.

以投資那些長期看來並不出色的公司。

We will take into account companies that aren't only paying great dividends but also would

我們將考慮到那些不僅支付高額股息，而且會

grow over time, such as apple, coca-cola, Johnson & Johnson, the home depot, and so

隨著時間的推移而增長，如蘋果、可口可樂、強生、家得寶等。

on.

在：

It difficult to find an exact dividend yield since stock prices change every year, so does

由於股票價格每年都會發生變化，所以很難找到準確的股息率，所以

dividend yields.

股息收益率。

It also depends on the portfolio you build, but let's assume that you are going to get

這也取決於你建立的投資組合，但我們假設你要得到的是

2.5 percent annually.

每年2.5%。

To receive a thousand dollar of passive income, you need to invest around 500 thousand dollars,

要想獲得千元的被動收入，需要投資50萬元左右。

that will provide with 12500 dollars a year, or slightly higher than 1 thousand dollars

每年將提供12500美元，或略高於1,000美元。

a month.

一個月。

And suppose you want to make enough from dividends to retire complete.

而假設你想從分紅中賺到足夠的錢，完整可以退休。

In that case, you need to invest at least 2 million dollars to make 50K dollars annually.

這樣的話，你至少需要投資200萬元，才能年賺5萬元。

I guess you aren't impressed because investing half a million dollars in real estate, for

我猜你不為所動，因為投資50萬美金在房地產上，為的是

example, would provide you a much higher passive income than 12500.

例如，將為你提供比12500高得多的被動收入。

And that's why investors are more concerned about the stock price than dividends.

而這也是為什麼投資者更關心股價而不是分紅的原因。

Amazon might not have paid a dime in dividends, but its stock rose by 522 percent in the last

亞馬遜可能沒有支付一分錢的股息，但其股價在過去一年中上漲了522%。

5 years.

五年了

Amazon investors have earned much more than any dividend investors could possibly imagine.

亞馬遜投資者的收益遠遠超過了任何一個紅利投資者的想象。

Does that mean investing in dividend stocks is nonsense!

這是否意味著投資紅利股是無稽之談!

Not really!

不見得！

If you have a big enough portfolio that's invested in wide variety of stocks, making

如果你有一個足夠大的投資組合，投資於各種各樣的股票，使你的投資回報率。

dividend stocks part of your portfolio is a good decision.

股息股票的一部分，你的投資組合是一個很好的決定。

But you also have to consider that these stocks are growing as well so if you use these dividends

但你也要考慮到這些股票也在增長，所以如果你用這些股息

to buy more stocks of the company, you will end up with a pretty good investment.

買入更多的公司股票，你將最終獲得一個相當不錯的投資。

The home depot's stock price increased by 26 percent last year and it paid around 2.5

家得寶去年股價上漲了26%，支付了約2.5。

percent in dividends, which makes it a pretty appealing investment.

％的股息，這使它成為一項相當吸引人的投資。

On the other side, if you are just starting out with a small amount such as a few thousand

另一方面，如果你是剛開始的小金額，比如幾千塊錢。

dollars, you can't afford to buy a property to rent it out, so starting with dividend

元，你沒有能力買房出租，所以從分紅開始。

stocks might be an option to consider for some.

股票可能是一些人可以考慮的選擇。