How much do you think your investment would worth by today?

你認為你的投資到今天會值多少錢？

4,329,600 dollars because the stock price surged by %43196 since then, which is mind-blowing.

432.96萬元，因為此後股價暴漲%43196，令人瞠目結舌。

Don't feel bad about yourself since you missed this opportunity because there will always

錯過了這次機會，不要自責，因為總會有的。

be another Netflix, another amazon.

成為另一個Netflix，另一個亞馬遜。

The world is constantly evolving, and new companies are coming with innovative ways

世界在不斷地發展，新的公司也在不斷地以創新的方式來實現

to make our lives better.

以使我們的生活更加美好。

People who take advantage of such opportunities or, in general, are financially successful

利用這種機會的人，或者說，一般來說，在經濟上是成功的。

have a certain lifestyle, certain habits that make them high-income earners.

有一定的生活方式，一定的習慣，使他們成為高收入者。

Hence in this video, we are going to explore five them.

是以，在這段視頻中，我們將探討其中的五個問題。

Of course, YouTube is filled with such videos; that's why we will take a look at it from

當然，YouTube上充斥著這樣的視頻，這也是為什麼我們會從

a different angle and explore the ones that are uncommon.

不同的角度，探討那些不常見的。

So listen carefully!

所以仔細聽好了！

Focus on getting more Skills Because they are more important than knowledge.

注重掌握更多的技能，因為技能比知識更重要。

I love reading books and learning new stuff.

我喜歡看書，喜歡學習新知識。

That's all great, but what people often neglect is that, despite the importance of knowledge,

這都是很好的，但人們往往忽略的是，儘管知識很重要。

skills are far more critical because they can be turned into a revenue source.

技能更為關鍵，因為它們可以轉化為收入來源。

Think about how much knowledge you have gained throughout your life, from books, YouTube

想一想你一生中獲得了多少知識，從書本、YouTube

videos, documentaries.

視頻、紀錄片。

Probably a lot.

可能是很多。

And now ask yourself how much of that knowledge do you really use to improve your life or

現在問問自己，這些知識有多少是你真正用來改善自己的生活或

earn more money.

賺更多的錢。

Probably a tiny fraction, because most of them aren't practical.

可能是很小的一部分，因為大部分都不實用。

That's one of the problems people encounter after graduating.

這也是大家畢業後遇到的問題之一。

Back in college, they were fed with tons of knowledge, but once you get a job, you realize

在大學的時候，他們被灌輸了大量的知識，但是一旦你找到工作，你就會發現

that you don't need most of that knowledge, and you just have to master a set of skills

你不需要大部分的知識，你只需要掌握一套技能就可以了。

that you have to repeat every day.

你必須每天重複。

I am not saying that you shouldn't read books but focus on acquiring skills that would either

我不是說你不應該看書，而是專注於掌握技能，這樣可以或者

increase your productivity or provide you with a source of income.

提高您的生產力或為您提供收入來源。

There are a lot of things to learn about the stock market, for example, but if you master

比如說，股市有很多東西需要學習，但如果你掌握了

the skill of analyzing financial statements.

分析財務報表的技巧；

You can take a look at any company and figure out if it's undervalued or overvalued to a

你可以看看任何一家公司，並找出它的價值被低估或高估到一個

certain extent and this simple skill would probably earn you much more.

一定程度上，這個簡單的技能可能會讓你賺得更多。

Let's say you want to learn to make animated videos such as this video because you want

比方說，你想學習製作動畫視頻，比如這個視頻，因為你想。

to start a YouTube channel.

開始一個YouTube頻道。

You have to learn adobe after effects, illustrator, and photoshop.

你必須學會adobe after effects、illustrator和photoshop。

It is a highly complex skill.

這是一項非常複雜的技能。

But this course on Skillshare will teach the basics and some advanced tips so that you

但技能共享的這門課程將教授基礎知識和一些先進的技巧，使你

can get started.

可以開始。

Its taught by Kurzgazet, the channel that makes the best animation on the entire YouTube.

其由Kurzgazet教授，該頻道使整個YouTube上最好的動畫。

Imagine learning from the best.

想象一下，向優秀的人學習。

Over 21 thousand people have taken this course and you should too!

超過2.1萬人參加了這個課程，你也應該參加!

If you are not into design, Skillshare offers thousands of inspiring classes for creative

如果你不喜歡設計，Skillshare提供了數千種鼓舞人心的創意課程。

and curious people on topics including photography, video, freelancing, investing, and more.

和好奇的人，話題包括攝影、視頻、自由職業、投資等。

Skillshare is an online learning community for creatives, where millions come together

Skillshare是一個創意者的在線學習社區，數以百萬計的人聚集在這裡。

to take the next step in their creative journey.

以期在他們的創意旅程中邁出下一步。

And all that is for less than dollars a month with an annual subscription.

而這些都是每月不到美元的年費。

And here is a special offer for you!

而這裡有一個特別的優惠給你!

You can access the course for free.

您可以免費獲得該課程。

The first 1000 of you to click the link in the description will get a 2 month free trial

前1000名點擊描述中的鏈接的人將獲得2個月的免費試用。

of Premium Membership.

高級會員的。

Go ahead and master whatever skill you want.

去掌握任何你想要的技能吧。

By the way, you will be supporting the channel by signing out to Skillshare.

對了，你簽到技能共享，就是對頻道的支持。

And now, let's get back to the video.

現在，讓我們回到視頻上。

However, one habit is not enough.

然而，一個習慣是不夠的。

Usually, people with high incomes have a number of habits that guide their lives to keep increasing

通常情況下，高收入的人都有一些習慣，引導他們的生活不斷增加

their income.

其收入。

So the next habit which I had made part of my life since when I was a teenager is:

所以，下一個從我十幾歲開始就已經成為我生活一部分的習慣是：

2.

2.

Start doing stuff without figuring everything out

在沒有搞清楚一切的情況下就開始做事

When I got into real estate for the first, I literally knew nothing about the market.

當我第一次進入房地產的時候，我真的對市場一無所知。

I was a teenager and was trying to figure out what on earth am I trying to accomplish.

我是一個少年，我想知道我到底要完成什麼。

But I had a friend who was quite elder than me and was a real agent, after asking him

但我有一個比我年長不少的朋友，他是做房地產中介的，問過他之後

for a few tips, I got into it without knowing much.

的一些技巧，我在不瞭解的情況下就進入了。

To be honest, I made so many horrible mistakes that at that time, I thought that's the end

說實話，我犯了太多可怕的錯誤，當時我以為就這樣結束了。

of my life.

我的生活。

I am not gonna hide this, I got into a lot of debt, but thankfully I managed it.

不瞞你說，我欠了很多債，但幸好我管住了。

I am not saying you should get into debt, throw all of your savings into risky investments,

我不是說你應該負債，把所有的積蓄都投向高風險的投資。

or quit your job, and do random things.

或者辭掉工作，隨便做一些事情。

But you have to keep in mind that you are never going to be 100 percent ready for anything,

但你要記住，你永遠不會為任何事情做好百分之百的準備。

there will always be things you won't know.

總會有一些你不知道的事情。

And the best way to learn is just to start and figure everything on the way.

而最好的學習方法就是從頭開始，在學習的過程中把一切都弄明白。

You have a business idea in your mind, spend a couple of hours a day building it.

你心中有一個商業想法，每天花幾個小時去建立它。

If you realize that it works, then quit your job or drop out!

如果你意識到這一點，那就辭職或者退學吧!

If it doesn't, brilliant!

如果沒有，那就太好了！

Now you know that you don't have to wait for years to start something that doesn't work.

現在你知道了，你不用等上幾年就開始做一些沒有用的事情了。

Don't be trapped in to a mindset where you keep postponing everything because of a lack

不要陷在一種心態中，因為缺乏而不斷延後一切。

of knowledge.

的知識。

Regardless of what you decide to do.

不管你決定做什麼。

Every financially successful person follows a certain type of routine that works the best

每一個經濟上成功的人都會遵循某種類型的常規，這是最有效的。

for them.

為他們。

3.

3.

Routine - consistency

常規----一致性

Internet might lead you to believe that people who make a ton of money are lying on beaches

網絡可能會讓你相信那些賺了很多錢的人都躺在沙灘上了

with a laptop and work an hour a day and spend the rest of their time enjoying life greatest

筆記本電腦，每天工作一小時，其餘時間都在享受生活的樂趣。

pleasures.

樂趣。

But that's not true even when it comes to people who can afford that and don't have

但是，即使是有能力的人，也不是這樣的，他們沒有

to work another day in their lives.

在他們的生活中再工作一天。

If you ask anyone who runs a business, manages a huge portfolio, does anything that brings

如果你問任何一個經營企業、管理龐大投資組合的人，做任何能帶來

a lot of money about how they spend their days, they would almost always tell you that

關於他們如何度過他們的日子，他們幾乎總是會告訴你，他們是如何度過的。

they have a fixed routine that they religiously follow no mater what happens.

他們有一個固定的程序，他們虔誠地遵循無論發生什麼。

Because that's the only way to be hyper productive.

因為只有這樣才能有超強的生產力。

You want to keep doing something every single day until you get better than everyone and

你要每天堅持做一些事情，直到你比所有人都要好，並且

that effort pays back enormously.

這種努力得到了巨大的回報。

The moment you slip out or interrupt that routine, things might get messy, and you no

一旦你溜出去或者打斷了這個規律，事情可能就會變得一團糟，而你不

longer be making that kind of money.

不再是賺取這樣的錢。

And the problem with money is that its not a one time game, it's very rare when someone

而錢的問題是，它不是一個一次性的遊戲，它是非常罕見的，當有人。

makes so much money that they don't have to work another day for the rest of their lives.

賺了這麼多錢，他們不用再工作一天的餘生。

Usually, as you make more money, your spending goes higher, and you realize that you need

通常情況下，當你賺的錢越多，你的消費就越高，你就會意識到你需要

to keep your routine.

以保持你的常規。

It doesn't mean you have to wake up at 4 am every morning, you have to find what works

這並不意味著你必須每天早上4點起床，你必須找到有效的方法。

for you.

為你。

I personally wake up around 7 in the morning and I have a routine that I have been following

我個人早上7點左右起床，我有一個一直遵循的習慣是

for 10 years already.

已經10年了。

The next habit is

下一個習慣是

4.

4.

Patience

耐心

And it is underrated.

而且它被低估了。

Every high income earner knows that you can't make money overnight.

每一個高收入者都知道，你不可能一夜暴富。

Even if you have a huge capital, the perfect team and a brilliant idea, it is still going

即使你有龐大的資本、完美的團隊和絕妙的創意，也要去

to take you time to turn that brilliant idea into a profitable business.

花費你的時間把這個絕妙的想法變成一個有利可圖的生意。

So if you are not patience enough, you will be jumping from one venture to another.

所以，如果你沒有足夠的耐心，你就會從一個企業跳到另一個企業。

Take the stock market where we talk a lot about here on the channel.

就拿我們在頻道里經常講的股市來說吧。

It often takes years if not decades to payback enormously and part of it because of compound

它往往需要幾年，如果不是幾十年的回報巨大，它的一部分，因為複合

interest.

興趣。

Not being patient also results in a loss of money.

沒有耐心也會導致虧損。

There might be a cool asset, stock or an investment that have been grabbing the headlines recently.

最近可能有一種很酷的資產、股票或投資在搶佔頭條。

Since everyone has jumped in to invest, you start feeling like you are missing out and

由於大家都跳進了投資的行列，你開始覺得自己錯過了，而

you invest at the top where the market crashes and you end up losing a fortune.

你在市場崩潰的頂部進行投資，最後卻損失慘重。

I am not hinting at any particular stock, it happens all the time, with every crises

我不是在暗示任何特定的股票，它發生所有的時間，每一個危機。

and you have a lot of people losing most of their lives savings because they got excited

你有很多人失去了大部分的生活儲蓄 因為他們得到了刺激

about a particular investment.

關於某項投資。

And lastly, there is one particular habit that might seem a bit rude but every successful

最後，有一個特別的習慣，可能看起來有點不禮貌，但每一個成功的

person I know or heard about has it.

我知道或聽說的人都有。

Its just a fundamental part of anyones success.

它只是任何一個人成功的基本組成部分。

5.

5.

Getting rid of unnecessarily responsibilities

擺脫不必要的責任

Its the ability to say NO.

其說NO的能力。

Don't be rude, sometimes you gotta do stuff you don't get paid directly but will help

不要無禮，有時你得做一些你不直接得到報酬但會幫助的事情。

you in the long run.

從長遠來看，你。

But overall people you always in one or another waste your time, by asking you to help them,

但總的來說，人們你總是在這樣或那樣的浪費你的時間，通過要求你幫助他們。

spend some time with them, go out with them.

花點時間和他們在一起，和他們一起出去。

And there is nothing wrong with that but Remember your time is the most valuable thing

這沒有錯，但請記住你的時間是最寶貴的東西。

you have.

你有。

littraly, there is nothing that should be more valuable to you than your time.

對你來說，沒有什麼比你的時間更寶貴了。

So if you want to raise your income, you have to spend more time on doing that, which means

所以，如果你想提高收入，你必須花更多的時間去做這件事，這意味著

you often have to say No to people.

你經常要對別人說 "不"。

If people come randomly ask you for money, would you give them?

如果別人隨便來問你要錢，你會給他們嗎？

Probably not!

也許不是！

Then why give them time if you can't afford it?

那如果你沒錢，為什麼要給他們時間？

Here you go, these are the 5 fundamental habits of financially successful people.

來，這就是財務成功人士的5個基本習慣。

If you are a high income earner, you probably have incorporated most of them into your life

如果你是一個高收入的人，你可能已經把大部分融入到了你的生活中了

and if you are not, then maybe you should start building these habits one by one and

如果你沒有，那麼也許你應該開始逐一建立這些習慣，並。

slowly I hope you are going to achieve your financial goals.

慢慢的我希望你要實現你的理財目標。

Anyways, if you have enjoyed this video, make sure to give this video thumbs up.

總之，如果你喜歡這個視頻，一定要對這個視頻豎起大拇指。

And you are probably new around here, so if you have enjoyed the video, hit that subscribe

你可能是新來的，如果你喜歡這個視頻，請點擊訂閱。

button and the bell besides, you will be notified when the next video will be up on the channel.

按鈕和鈴鐺之外，你會得到通知，當下一個視頻將在頻道上。

Thanks for watching and until next time.

謝謝你的觀看，直到下一次。