No matter how much money you make, you always feel like you wanna make more.

無論賺多少錢，你總是覺得自己想賺更多。

Every time you reach a certain milestone, somehow your expenses increase and you feel like you are not making enough.

每當你達到某個里程碑時，不知為何，你的支出就會增加，然後你會感覺好像你賺的還不夠多。

There are many reasons why some of us struggle financially and others don't.

有很多原因讓我們有些人經濟拮据，而有些人則沒有。

But one of them is definitely how we spend our money.

但其中一個原因就是絕對是我們花錢的方式。

In fact, a lot of people have certain spending habits that actually keep them poor even if they have 6 figure income.

事實上，許多人都有特定的消費習慣，即便是他們有 6 位數的收入，這些習慣其實讓他們一直很窮。

And to be honest, I have had some of these habits myself some time ago and when I got rid of them, financially my life has improved drastically.

說實話，前陣子我自己也有些這樣的習慣，而當我擺脫了它們，我經濟上的生活得到了極大的改善。

I have been able to manage my finances better and save a lot of money.

我已能夠更有效地管理我的財務，也省了不少錢。

One of the main reasons why a lot of people are actually poor is because they spend a fortune to get other people's approval.

其實很多人會窮，主要原因之一就是因為他們花錢獲得別人的讚賞。

They are in constant need of validation.

他們需要不斷的認可。

Their self-esteem is directly affected by what people think of them.

他們的自尊心會直接受人們對他們的評價影響。

When you are so dependent on other peoples' opinions, you end up buying things that you don't need to impress people that don't even care about you.

當你如此依賴別人的意見時，你最終會買下你不需要的東西來讓別人印象深刻，而那些人甚至根本不在乎你。

Take a moment and think about the things that you have bought because you wanted to impress people, I am sure you can write down a long list.

花點時間想一想，你因為想給人留下深刻印象而買過的東西有多少，我相信你能列出一個長長的名單。

Especially, if your friends, for example, move to a bigger house or get a better car, you immediately feel like you are falling behind

尤其是例如你的朋友要搬到更大的房子、或換更好的車，你頓時覺得自己落後了。

And you should step up your game as well, otherwise people are going to look down on you.

而且應該也要加把勁，否則別人會看不起你。

And now ask yourself, how much you would have saved if you didn't buy all that crap?

現在捫心自問，如果你不買那些沒用的東西，你會省下多少錢？

Since we are emotional creatures, we crave for recognition and one of the easiest ways to do that is to buy whatever people find impressive.

因為我們是情緒化的生物，我們渴望得到認可，而最簡單的方法之一就是買些讓人印象深刻的東西。

If you are giving up to your insecurities, you will keep wasting money.

如果屈服於你的不安全感，你就會繼續浪費錢。

They will keep dragging you back.

他們會繼續拖累你。

Remember, if you are not emotionally healthy, you are never going to able to get financially free.

記住，如果你的情緒不健康，你永遠不會得到財務自由。

Your insecurities will keep pushing you to waste money that you could have saved to invest!

你的不安全感會不斷逼著你浪費錢，而這些錢是你自己本來可以存下來投資的！

If someone is going to hand you a million dollar, you can blow it up in a single day and get back to where you were yesterday.

如果有人給你一百萬，你可以在一天內花掉它，再回到昨天。

Earning money is really difficult but spending it is the easiest thing in the world!

賺錢非常困難，但花錢卻是世上最容易的事情！

Part of the reason why some people are rich is because they prevent themselves from spending that money quickly and irresponsibly, which is what separates them from the poor.

有些人之所以有錢，部分原因是他們防止自己的。迅速而不負責任地花掉這些錢，這就是他們與窮人的區別。

The problem with us is that we have few needs and yet unlimited wants.

我們的問題是我們的需求不多，但想要的東西卻無極限。

And the moment we lose our discipline and give up to our desires, we waste all the money that we worked so hard to earn.

在我們失去紀律、臣服於慾望，我們就會浪費掉所有辛苦工作賺的錢。

Some people are going to say, what's the point of having so much money if you aren't going to spend it to have fun?

有人會說，你有這麼多錢，如果你不花來讓自己開心有什麼用？

The problem is that your wants will never end, you will always want more.

問題是，你的需求永遠沒有盡頭，你總是想要更多。

You will always want another girl, no matter how many girls you hung out with.

不管你和多少女孩出去過，你總是會想要另一個女孩。

So the wisest thing to do here is learn to have fun with the least amount of money.

所以，最明智的做法就是學會用最少的錢去享受快樂。

A meaningful conversation over a cup of coffee with close friends is much more fulfilling than wasting a fortune to party the entire night.

比起浪費一大筆錢去參加整個晚上的派對，和好友們一起喝咖啡，聊些也意義的事情會更有成就感。

The point isnt to become a monk and get rid of everything you have but rather discipline yourself.

問題的關鍵不是要你當個和尚，擺脫所擁有的一切，而是紀律自己。

Draw a clear line between your needs and wants!

在你的需求和慾望之間劃出一條清晰的界限！

And remember the goal isn't to look rich but to be one!

記住，我們的目標不是要看起來很有錢，而是要成為有錢人！