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  • My name is Graham Stephan.

    我叫格雷厄姆・史蒂芬

  • I'm 29 years old.

    我今年29歲

  • I'm a real estate agent Investor and YouTube are living in Los Angeles, making 1.6 million per year.

    我是一個房地產經紀人 投資者和YouTube都住在洛杉磯,每年賺160萬。

  • I have $0 in credit card debt, $0 in student loans, 1.8 million and savings and just over $4 million in real estate investments.

    我的信用卡債務為0元,學生貸款為0元,有180萬和儲蓄,房地產投資只有400多萬。

  • I spent $585,000 on this duplex, and then I spent another $80,000 remodeling.

    我花了58.5萬買了這個複式樓,然後我又花了8萬塊錢改造。

  • My mortgage is just over $2800 a month, and my utilities air about $110 a month.

    我的房貸每月只有2800多美元,水電費每月110美元左右。

  • It shows to buy and live in a duplex because it really wanted to save the extra money and at least have some other rental income coming in to subsidize my cost of living.

    這說明買了複式樓住,因為真的想省下多餘的錢,至少還有一些其他的租金收入進來補貼我的生活費。

  • And this place took me about six months to find.

    而這個地方我花了半年時間才找到。

  • But when it came on the market, it was a really good deal, and I knew I could rent out the other unit to basically pay for my mortgage and most my property taxes and that way that would allow me to essentially live here completely Renter mortgage free because they're growing up My parents did not have any sort of abundance of money or anything like that, and I definitely saw how hard they worked.

    但當它來到市場上時,這是一個非常好的交易,我知道我可以租出另一個組織、部門,基本上支付我的抵押貸款和大多數我的財產稅,這樣就可以讓我基本上住在這裡完全Renter抵押貸款,因為他們正在成長我的父母沒有任何形式的豐富的錢或類似的東西,我肯定看到他們有多麼努力工作。

  • And a lot of times it really was paycheck to paycheck.

    而且很多時候真的是釜底抽薪。

  • So I think seeing that really forced me to go in almost in extreme in terms of saving and investing and really making that a priority.

    所以,我覺得看到這一點,真的迫使我在儲蓄和投資方面幾乎走到了極致,並真正把這一點作為首要任務。

  • So I would never have to worry about money.

    這樣我就再也不用為錢發愁了。

  • Even as a young kid, I would always just be obsessed about saving everything I could get.

    即使是小時候,我也總是隻顧著節省一切能得到的東西。

  • And even from birthdays and Christmases, have an envelope with just all my like $20 bills in there, and I get really excited when I would hit like, $100.

    甚至從生日和聖誕節, 有一個信封,只是我所有的 像20美元的鈔票在那裡, 我得到真正的興奮 當我會打像,100元。

  • I got more enjoyment, I think, from saving than I did from spending.

    我想,我從儲蓄中得到的享受,比從消費中得到的享受更多。

  • So I became a millionaire by working as a real estate agent, originally had planned to go to college, but when I didn't get into college, I was basically screwed.

    所以我是通過做房產中介成為百萬富翁的,本來是打算上大學的,但是沒考上大學,基本就完蛋了。

  • I had really bad grades in high school.

    我在高中的時候成績很差。

  • I figured I needed to do something and get some work experience for a year before reapply to colleges.

    我想我需要做一些事情,在重新申請大學之前,先積累一年的工作經驗。

  • I got my real estate license, ended up really loving the career and after I sold my first house, I was like, I'm never going to college after this.

    我拿到了房產證,最後真的很喜歡這個職業,在我賣出第一套房子後,我就想,我以後再也不上大學了。

  • So I've chosen to focus, really on the luxury high end market here in Los Angeles, I would say my average price points is somewhere between two and $3 million but the most expensive home I've sold is about seven million.

    所以我選擇了關注,真的是洛杉磯這裡的豪華高端市場,我會說我的平均價位在200萬到300萬之間,但我賣過的最貴的房子是700萬左右。

  • So my into channel is just My name is Graham Stephan, and it's both see about personal finance and investing and how to invest in real estate.

    所以,我的進入管道只是我的名字是格雷厄姆-斯蒂芬,它既看到關於個人理財和投資,以及如何投資於房地產。

  • My each of income various month to month that usually it's anywhere between 150,000 month and $250,000 a month.

    我的收入每個月都不一樣,通常是每月15萬到25萬之間。

  • Welcome to my living room.

    歡迎來到我的客廳。

  • For the most part, this is really decorative.

    大多數情況下,這真的是裝飾性的。

  • I don't spend a lot of time in here.

    我不常在這裡待著。

  • If I have any friends over, none of us are really hanging out in this room.

    如果我有朋友過來,我們都不是真的在這個房間裡玩。

  • It's mainly meant for just like looking aesthetically kind of nice.

    主要是為了只是喜歡看美觀的那種。

  • This over here is my couch.

    這裡是我的沙發

  • That doesn't really get used that often.

    這其實並不經常使用。

  • These were the pillows that actually came with the couch.

    這些都是沙發上真正附帶的枕頭。

  • I don't like them at all.

    我一點也不喜歡他們。

  • Looks a little too patriotic.

    看起來有點太愛國了。

  • Red, white and blue.

    紅、白、藍。

  • But you know what?

    但你知道嗎?

  • They're here again.

    他們又來了

  • We never really use it that much.

    我們從來沒有真正使用過那麼多。

  • So these two chairs I originally found on Wayfair.

    所以這兩把椅子我最初是在Wayfair上找到的。

  • But then what I did to save money is they did a reverse image search on Google and if on the exact same chairs from another company for half the cost.

    但後來我為了省錢,他們在谷歌上做了一個反向影像搜索,如果在完全相同的椅子上從另一家公司的一半的成本。

  • So in terms of furnishing my place, I was able to get the majority of it at wholesale cost.

    所以在裝修我的地方,我能夠以批發價買到大部分的東西。

  • So really only cost me about 30% of what it would if I bought it at retail.

    所以真的只花了我在零售店買的30%左右。

  • The other thing I found is that you could shop online and usually find the exact same item in product somewhere else for a lot cheaper.

    我發現的另一件事是,你可以在網上購物,通常會在其他地方找到完全相同的產品項目,價格便宜很多。

  • A lot of furniture is sold via drop shipping so that people mark up the cost and they make a lot of profit from it.

    很多傢俱都是通過滴滴運輸來銷售的,這樣人們就把成本標高了,他們就能從中獲得很多利潤。

  • But if you just do a reverse image search on Google of the item, you want to get almost always you could find it somewhere else for a significantly cheaper.

    但如果你只是做一個反向影像搜索在谷歌上的項目,你想得到的幾乎總是你可以找到它在其他地方一個明顯便宜。

  • And that's what I've done.

    這就是我所做的。

  • If I didn't get it wholesale, this was actually given to me by a subscriber.

    如果我不是批發來的,這其實是一個用戶送給我的。

  • Rust What?

    生鏽什麼?

  • Saltman, Your Lamborghini is right there that you ended up sending.

    沙特曼,你的蘭博基尼就在那裡,是你送來的。

  • They do end up getting sent.

    他們最後確實被送來了。

  • Some things from subscribers will find out my work address and then send me things like a lot of letters.

    有些東西從訂戶那裡會找到我的工作地址,然後給我發很多信等東西。

  • Or sometimes gift cards to Starbucks is a popular one were also subway.

    或者有時禮品卡到星巴克是一個流行的也是地鐵。

  • And then, of course, without further ado, you have probably my most prized possession.

    然後,當然,不用多說,你有可能是我最珍貴的財產。

  • This is an autographed picture from Keenan and Count.

    這是基南和伯爵的親筆簽名照。

  • This is certainly one of a kind.

    這無疑是一種。

  • I've had this reception a long time.

    我已經接待了很久了。

  • This is another thing I found.

    這是我發現的另一件事。

  • Add some antique store.

    增加一些古玩店。

  • I think it's some sort of like replica raygun.

    我想這是某種類似於複製品射線槍的東西。

  • Someone's gonna comment down below and tell me what this is a replica from.

    有人會在下面評論,告訴我這是什麼複製品的。

  • But my inner child came out when I saw this, and it's like you got, You got to get this.

    但我內心的孩子出來的時候,我看到這個,它就像你得到了,你必須得到這個。

  • This is just too cool not to buy.

    這個實在是太酷了,不能不買。

  • So a period, my three YouTube subscriber play buttons.

    所以一個時期,我的三個YouTube用戶播放按鈕。

  • The gold one is for hitting a million, and then the two silver ones are for hitting 100,000.

    金色的是打100萬的,然後兩個銀色的是打10萬的。

  • Then I have a candle here and a few people may have seen my video with Molly, who also did the money tourists here on the channel and glamour.

    那麼我這裡有一個蠟燭,有幾個人可能看過我和莫莉的視頻,她也在這裡做了金錢遊客的頻道和魅力。

  • Over here we have our mahogany, teak wood candle.

    在這裡,我們有我們的紅木,柚木蠟燭。

  • It's my favorite.

    這是我最喜歡的。

  • We probably go through one a week.

    我們大概每週都會經歷一次。

  • It's kind of bad.

    這是一種壞。

  • She was spending way too much.

    她花的錢太多了。

  • You spent, like, $30 a week on candles.

    你每週花30美元買蠟燭。

  • But I was telling her you can get candles for a few dollars each at Ross.

    但我告訴她,你可以在羅斯買到幾美元一支的蠟燭。

  • You have no idea how expensive there.

    你不知道那裡有多貴。

  • And I think this is like three bucks, but it looks like it could be a 15 or $20 candle.

    我想這是像三塊錢, 但它看起來像它可能是一個15或20美元的蠟燭。

  • It's a great way to save a lot of money through.

    這是一個很好的方法,通過它可以節省很多錢。

  • This is something I actually did myself with.

    這事其實是我自己做的。

  • A friend a contractor wanted, like, $600 to go and redo this because Spanish tile is believing.

    一個朋友一個承包商想,像,600元去重做,因為西班牙瓷磚是相信。

  • Not really expensive, but I found a place that ships directly from Mexico, and this was $2 a tile, so I got it shipped.

    其實並不貴,但我找到了一個直接從墨西哥發貨的地方,這個是2美元一塊的瓷磚,所以我就把它運過來了。

  • Did the whole thing for really under about $160.

    做了整個事情,真的不到160元左右。

  • This is my dining room, and the dining room table is something that I never actually used for eating.

    這就是我的餐廳,餐桌是我從來沒有真正用來吃飯的東西。

  • I mostly just use it for editing videos really late at night.

    我主要只是用它來編輯視頻,真的是深夜。

  • For some reason, this is my favorite spot, just to sit there and edit the chairs or something that I absolutely hate them.

    不知道為什麼,這是我最喜歡的地方,只是坐在那裡,編輯的椅子什麼的,我絕對討厭他們。

  • I was looking through a catalog when picking out the furniture, and I thought these were meant to match this set.

    挑選傢俱的時候,我在翻看目錄,我以為這些是為了搭配這套傢俱。

  • It doesn't match these look like grandma chairs, but I hope that nobody notices.

    它不匹配這些看起來像奶奶的椅子,但我希望沒有人注意到。

  • So I just pushed them in and just leave it.

    所以我就把他們推了進去,就這樣算了。

  • These are things that I bought from Ross.

    這些都是我從羅斯那裡買來的東西。

  • I like fish, but I didn't buy it specifically for the fish.

    我喜歡吃魚,但我不是專門為魚買的。

  • I thought it was just too good of a price not to get so over here you have my bar, and this is something I never really use.

    我覺得這個價格實在是太優惠了,不能不買,所以在這邊你有我的吧,這個東西我還真沒用過。

  • This is just visually looks kind of cool and fills a space I almost never drink.

    這只是視覺上看起來有點酷,填補了我幾乎從不喝的空間。

  • This is Diet Coke mixed with water.

    這是健怡可樂和水混合而成的。

  • It's not actually Jim Beam, honey.

    這其實不是吉姆-賓,親愛的。

  • Same with this.

    同樣是這個。

  • You would have no idea that this is not Jack Daniels.

    你根本不知道這不是傑克-丹尼爾斯。

  • Instead, it's just diet coke and water, and you find the right mixture and it looks exactly like Jack Daniels.

    相反,它只是減肥可樂和水,你找到正確的混合物,它看起來完全像傑克-丹尼爾斯。

  • All of this is really just for decoration and want to make it seem like I have a fully stocked bar when, in actuality at the stocked bar full of water down Diet Coke and and water.

    這一切其實只是為了裝飾,想讓它看起來像我有一個完整的庫存吧,當,實際在庫存吧滿水下來健怡可樂和和水。

  • And by the way, proof, It's just water.

    對了,證明,這只是水。

  • So this is my kitchen.

    這就是我的廚房

  • I remodel it about 2.5 years ago.

    我大約在2.5年前改造了它。

  • They used to be a big wallop here that I decided to take down open ups and out brings in a lot more natural light.

    他們曾經是一個大牆頭這裡,我決定拿下開放的上升,出帶來了更多的自然光。

  • I got the courts countertops here which are horrible to keep plane.

    我在這裡得到了法院檯面,這是可怕的保持平面。

  • I thought it would be a really good idea to have white countertops.

    我想,如果能有白色的檯面,那真是個好主意。

  • And then I realized that anything you put on them is gonna leave a bit of a mark.

    然後我意識到,你在他們身上放的任何東西都會留下一點痕跡。

  • So I spend way too much time trying to keep these clean.

    所以我花了太多的時間來保持這些乾淨。

  • So a lot that I have in my kitchen isn't really that functional, but I think it looks kind of cool.

    所以我在廚房裡的很多東西並不是真的那麼實用,但我覺得它看起來挺酷的。

  • Like a lot of this I've made toe look really just aesthetically pleasing with things that I've kind of got for free.

    就像很多這個我做的腳趾頭看起來真的只是美觀的東西,我已經種免費得到。

  • Like this seller was moving out and they were throwing it away.

    好像這個賣家要搬走了,他們要扔掉。

  • So I'm gonna put it in my kitchen and same with some of these other things in here.

    所以我要把它放在我的廚房裡,和這裡的其他一些東西一樣。

  • Admittedly, I don't really have that much in here because they don't really cook that often, so I have a basic set of plates that I got off Amazon.

    誠然,我在這裡並沒有那麼多,因為他們並不經常做飯,所以我有一套基本的盤子,我從亞馬遜買的。

  • I prefer actually to use some of the paper plates so I don't have to do any dishes.

    其實我更喜歡用一些紙盤,這樣就不用洗碗了。

  • And then I keep these sitting here just because they look kinda good and it makes it look like I have some stuff in the cupboards.

    然後我把這些東西放在這裡,只是因為它們看起來還不錯,讓它看起來像我有一些東西在櫥櫃裡。

  • And then, of course, we always got arrested.

    然後,當然,我們總是被逮捕。

  • The merch.

    商品。

  • This is one of the slogans I have, and you could find it exclusively it grand stuff in store dot com.

    這是我的一個口號,你可以找到它專門它盛大的東西在商店點com。

  • So I got some other stuff over here that kind of fills the space a little bit.

    所以,我得到了一些其他的東西在這裡 那種填補了空間一點點。

  • Some olive oil, Marondera sauces, pasta.

    一些橄欖油,馬隆德拉醬,意大利麵。

  • And then this is something I actually found it.

    然後這個東西我居然找到了。

  • Ross, I saw this on sale for like, five bucks.

    羅斯,我看到這個打折了,5塊錢。

  • You know, it would kind of go here.

    你知道,它會種去這裡。

  • It looks pretty beachy and fits nicely in this space.

    它看起來很有海灘感,很適合這個空間。

  • And then, most importantly, I have my Mr Coffee coffee maker not sponsored, of course.

    然後,最重要的是,我有我的咖啡先生咖啡機不讚助,當然。

  • But I do really like Mr Coffee.

    但我真的很喜歡咖啡先生。

  • So this whole coffee thing really became another little bit on my channel because they never go out and buy coffee because I could just make it home for 20 cents And that's just what I've always done just to save the extra money.

    所以這整個咖啡的事情真的成了我的頻道的另一個小點,因為他們從來不出去買咖啡,因為我可以用兩毛錢把咖啡做回家,這就是我一直以來的做法,只是為了節省額外的錢。

  • So underneath you have my trashcan here, and one of the cool things I do to save money is I reuse the old grocery bags and actually save a lot of money on doing this.

    所以在你下面有我的垃圾桶在這裡,我做的一件很酷的事情就是省錢,我重複使用舊的雜貨袋,其實這樣做可以省很多錢。

  • I don't buy garbage bags, just put this over.

    我不買垃圾袋,就把這個放過去。

  • And, uh, look, it's pretty much the same thing, and you don't need to buy any garbage bags, so don't really do that much cooking.

    而且,呃,你看,這幾乎是同樣的事情,你不需要買任何垃圾袋,所以不要真的做那麼多的烹飪。

  • But I will make breakfast every single morning.

    但我每天早上都會做早餐。

  • I religiously eat the exact same thing.

    我虔誠地吃著一模一樣的東西。

  • It's to eggs, cheese, ham.

    是為了雞蛋,奶酪,火腿。

  • And then sometimes, if I'm feeling really adventurous, I'll have half a bagel with coffee.

    有時候,如果我覺得真的很冒險,我會吃半個百吉餅加咖啡。

  • Of course, I spent about $200 a month on groceries and another $150 a month eating out.

    當然,我每月花在買菜上的費用大約是200元,每月在外面吃飯又是150元。

  • I also like to look for happy hours.

    我也喜歡尋找快樂時光。

  • If you're gonna go out to eat, you may as well just go and find that two hour window where things are gonna be half price and just eat as much as you can then, and that's gonna usually save you about like 30 to 50% in your food bill.

    如果你要去外面吃, 你不妨只是去,並找到兩個小時的窗口 在那裡的東西會是半價,只是吃盡可能多的,你可以的話, 這是要去通常節省你大約像30至50%的食物賬單。

  • Happy hour sushi or all you can eat Sushi is the one thing that I just I love it.

    歡樂時光壽司或所有你能吃的東西 壽司是一件事,我只是我喜歡它。

  • Any time I could go and eat sushi or find all you can eat sushi, I will find a excuse to do it.

    只要能去吃壽司,或者找到可以吃壽司的地方,我都會找藉口去吃。

  • Normally, this is about $1200.

    一般情況下,這大約是1200元。

  • But I waited for a Labor Day sale and got both of these for 800.

    不過我等著勞動節大減價,花800買了這兩款。

  • Welcome to my bedroom.

    歡迎來到我的臥室。

  • The bed frame I got years ago from my Kia.

    我多年前從起亞買來的床架。

  • The mattress was given to me for free by Caspar.

    床墊是卡斯帕免費送給我的。

  • I represented them as a company many years ago, was a real estate agent.

    我多年前代理他們公司,是房地產商。

  • And they gave me a free mattress when I found the house, which is pretty cool.

    當我找到房子的時候,他們還給了我一個免費的床墊,真是太酷了。

  • This is my Nicolas cage pillowcase.

    這是我的尼古拉斯籠子枕套。

  • A subscriber sent this to me.

    有訂閱者給我發來了這個。

  • I joked about it in one of my videos and now I own one.

    我在我的一個視頻中開了個玩笑,現在我也擁有一個。

  • I never thought I would say this, but I sleep on Nicolas Cage every single night and I will see you in your dreams.

    我從沒想過我會這麼說,但我每晚都睡在尼古拉斯-凱奇身上,我會在夢裡見到你。

  • So this is the only TV in my house.

    所以這是我家唯一的電視。

  • I really don't watch that much TV, so I don't have one in the living room.

    我真的不怎麼看電視,所以客廳裡沒有電視。

  • But every now and then, if I want to watch Netflix.

    但時不時地,如果我想看網劇。

  • YouTube could turn this on here.

    YouTube可以在這裡打開這個。

  • I again, I really don't watch that much TV.

    我又是真的不看那麼多電視。

  • Then, over here I have my YouTube subscriber play button.

    然後,在這裡,我有我的YouTube用戶播放按鈕。

  • This was given to me as a gift.

    這是送給我的禮物。

  • During one of these speaking engagements.

    在其中一次演講中,

  • I went Teoh, so I set it up.

    我去了特奧,所以我就安排了。