A hundred thousand dollars?

十萬美金？

How about a million dollars?

一百萬美元怎麼樣？

A million dollars a day means 365 million dollars a year.

每天一百萬元意味著一年3.65億元。

But in 2019, Bezos earned 39.2 billion dollars, which means, if you divide it into the number

但在2019年，貝佐斯的收入為392億美元，這意味著，如果將其劃分為

of days in a year, that will amount to 107 million dollars every 24 hours.

一年中的天數，每24小時將達到1.07億元。

Isn't that insane.

是不是很瘋狂。

But that's not by accident because rich people are focused on buying assets.

但這並不是偶然的，因為有錢人都注重購買資產。

An asset is basically something that consistently puts money back into your pocket.

資產基本上就是持續把錢放回口袋的東西。

Unfortunately, we mostly spend our money buying liabilities such as cars, phones, and houses

遺憾的是，我們的錢大多是用來購買汽車、手機、房子等負債的

that constantly take money out of our pockets, that's why we don't see our wealth grow as

不斷地從我們的口袋裡掏錢，這就是為什麼我們沒有看到我們的財富增長作為

much as rich people do.

和有錢人一樣多。

In fact, some people are in so much debt that they get poorer every day since interest is

事實上，有些人負債累累，每天都在變窮，因為利息是

so high.

這麼高。

That's why here in this video, we are going to explore the seven most important assets

這就是為什麼在這段視頻中，我們要探討七種最重要的資產。

that the rich buy to get richer, so make sure to listen carefully because it might be one

所以一定要聽清楚，因為這可能是一個。

of the most valuable things you will ever learn.

的最有價值的東西，你將永遠學習。

Number one - Businesses

第一 - 企業

If you have ever watched Shark Tank, you probably realized that sharks are trying to buy equity

如果你看過《鯊魚坦克》，你可能會意識到，鯊魚是想買股權的。

in valuable businesses, especially those with bigger potentials.

在有價值的企業，尤其是潛力較大的企業。

The best investment you can ever make is in a thriving business.

你能做的最好的投資就是生意興隆。

What makes a business different from all other assets is that it constantly produces something,

企業與其他所有資產的不同之處在於，它不斷地產生一些東西。

be it a service or a product.

是服務還是產品。

They constantly improve their products or come up with new ones to stay ahead of their

他們不斷改進他們的產品或提出新的產品，以保持領先於他們的產品。

competitors.

競爭對手。

Having a stake in a valuable business is the best way to keep growing your wealth and generate

在一家有價值的企業中擁有股份，是讓您的財富不斷增長，併產生

cash flow.

現金流。

Of course, for most people, that's not an option because buying a piece of a business

當然，對於大多數人來說，這是不可能的，因為購買一塊企業的

is simply too expensive, even if we are talking about a corner shop.

就是太貴了，即使我們說的是一家街角店。

However, the financial system we have built over the centuries is so advanced that businesses

然而，我們幾百年來建立的金融體系非常發達，企業的

are broken down into millions if not billions of small pieces which allows almost anyone

被分解成幾百萬甚至幾十億個小塊，這使得幾乎任何人都可以

to own a tiny slice of any multi billion dollar company by investing in the stock market.

擁有任何數十億美元的公司的一小部分投資在股市。

If you want to know more about the stock market, check out our video on how to buy a stock

如果你想了解更多關於股市，請查看我們的視頻如何購買股票

which link you will find in the description.

你可以在描述中找到這個鏈接。

2.

2.

Number 2 - Royalties

第2號----特許權使用費

In 1999, Jeff Bezos filed a patent for a method of ordering items online.

1999年，傑夫-貝佐斯為一種在線訂購商品的方法申請了專利。

Its called "One Click Buying."

它叫 "一鍵購買"。

It's a technique that allows the customers to make a purchase with the payment information

這是一種讓客戶用支付資訊進行購買的技術。

that they have used previously and saved.

他們以前使用過並保存的。

In other words, Instead of manually inputting billing and shipping information for a purchase

換句話說，與其手動輸入購買的賬單和運輸資訊，不如直接輸入以下資訊

every single time, a user can use one-click buying by using a predefined address and credit

每一次，用戶都可以通過預先設定的地址和信用使用一鍵購買

card number to purchase the item.

卡號來購買商品。

When you buy an app from the apple store, you don't re-enter your credit information.

當你從蘋果商店購買應用時，你不會重新輸入你的信用資訊。

You simply double click on the side button and the software will automatically use your

您只需雙擊旁邊的按鈕，軟件就會自動使用您的?

saved credit card.

保存的信用卡。

And until 2017, apple and every other company that used this technique paid a small royalty

而在2017年之前，蘋果和其他每一家使用這種技術的公司都會支付少量的專利費用。

to Jeff Bezos for using his innovation.

到傑夫-貝佐斯的創新使用。

It might sound silly to you, but that's how the world works.

你可能覺得這聽起來很傻，但這就是世界的運作方式。

In order to encourage innovation, governments have set up a system of patents.

為了鼓勵創新，政府建立了專利制度。

Since you have worked so hard to innovate a new product or a service, you will be granted

由於您努力創新了新產品或服務，您將被授予

an exclusive 20 year patent where no one is legally allowed to use it except you or the

一個20年的獨家專利，除了你和你的家人之外，沒有人可以合法地使用它。

people you have given permission.

你允許的人。

Of course, you can use your innovation to profit from it directly, or you can license

當然，你可以直接使用你的創新成果來獲利，也可以授權給別人使用

it to others for a small commission fee every time they use it and potentially earn billions

每次使用時，只需支付少量的佣金，就有可能賺取數十億的收入。

as Jeff Bezos did.

正如傑夫-貝佐斯所做的那樣。

It's probably one of the best passive income ideas ever, however building a useful technology

這可能是有史以來最好的被動收入點子之一，然而建立一個有用的技

isn't that easy, that's why companies, especially in the US file for thousands of patents every

不是那麼容易的，這就是為什麼公司，特別是在美國的公司每年都要申請數千項專利。

year, even if they don't need it since if someone else uses that technology, they will

年，即使他們不需要，因為如果別人使用該技術，他們也會。

have to pay them a royalty.

必須向他們支付版權費。

3.

3.

next, Mutual Funds  There are two types of money problems.

其次，互金 有兩種資金問題。

The first one is when you don't have enough of it, we are probably all familiar with it.

第一個是當你不夠用的時候，我們可能都很熟悉。

But the second is when you have too much money, and you have to manage it.

但第二種情況是，當你的錢太多，你必須管理它。

Keeping it under your mattress isn't a good option since inflation is going to eat it

把它放在床墊下面不是一個好的選擇，因為通貨膨脹會把它吃了。

out over time, but neither keeping it in the bank is a wise option since interest on fixed

但把它放在銀行裡也不是一個明智的選擇，因為固定資產的利息會隨著時間的推移而減少。

deposits is too low.

存款太少。

However, you have got another option, which is mutual funds.

然而，你有另一種選擇，那就是共同基金。

Mutual funds are not index funds!

共同基金不是指數基金!

Index funds blindly invest in a certain index like the S&P 500, but mutual funds carefully

指數基金盲目地投資於某一指數，如標普500指數，但共同基金則仔細地

analyze the market and try to beat it at least by a small margin.

分析市場，爭取至少以小幅度的優勢戰勝它。

When you invest a 1 billion dollars, a 1 percent difference will make a real difference because

當你投資10億美元的時候，1%的差異會帶來真正的差異，因為

it will amount to 10 million dollars.

它將達到1000萬美元。

So when you are given an option with 2 or 3 percent higher, you are looking into making

所以，當你得到一個高出2%或3%的選項時，你就會考慮到使。

extra 20 or 30 million dollars.

額外的2000萬或3000萬美元。

That's why the rich always try to keep most of their money in mutual funds and just watch

這就是為什麼富人總是儘量把大部分錢放在共同基金裡，只看

it grow over time.

它隨著時間的推移而增長。

An asset doesn't necessarily mean a physical product or a royalty, but it could also be

資產不一定指實物產品或特許權使用費，但也可以是

a skill.

一種技能。

4.

4.

Skill

技巧

Of course, it's not an asset in the traditional meaning, but it is in many different ways.

當然，它不是傳統意義上的資產，但在很多不同的方面都是如此。

Having a skill that's always in demand is a constant stream of income, even if that

擁有一門永遠被需求的技能，就是源源不斷的收入，即使這

takes some of your time.

需要你花一些時間。

Take an example of surgeons, it's a highly complex skill that requires years of education

以外科醫生為例，這是一項高度複雜的技術，需要多年的教育。

and training, however on the other side it means, there isn't much competition and means

訓練，但從另一個方面來說，這意味著，沒有太多的競爭，意味著。

that you can charge a premium for your service, that's why a lot of surgeons are actually

你可以為你的服務收取溢價，這就是為什麼很多外科醫生實際上是

millionaires since they are paid generously. of course that applies to other professions

百萬富翁，因為他們的報酬很豐厚，當然這也適用於其他行業

such as lowers, physicians and so on.

如低頭族、醫生等。

However, with the rise of the internet, skills such as coding, online sales, and programming

然而，隨著互聯網的興起，編碼、網絡銷售、編程等技術

languages are becoming vital and can be self-thought at home.

語文正變得至關重要，可以在家自我思考。

It's a perfect option for those who are at the beginning of building their wealth.

對於那些處於財富積累初期的人來說，這是一個完美的選擇。

If you don't have enough to invest in the stock market, you can invest in acquiring

如果你沒有足夠的資金投資股市，你可以投資收購。

more skills that would potentially generate much more in the long run.

更多的技能，從長遠來看，可能會產生更多的。

5.

5.

At Number 5, we have Real Estate

在5號，我們有房地產

Which is probably most peoples favorite type of asset.

這可能是大多數人最喜歡的資產類型。

And that's not by accident, you can touch it, feel, and it fulfils one of the basic

而這並不是偶然的，你可以觸摸到它，感受到它，它滿足了一個基本的。

human needs - shelter, which means there is almost always a demand for it.

人的需求----住所，這意味著幾乎總是有需求的。

Rental property is probably the best passive income asset you can have.

租賃物業可能是你能擁有的最好的被動收入資產。

Of course, that doesn't mean it doesn't require any hustle and capital, but its manageable

當然，這並不意味著不需要任何的拼搏和資本，但其可控性強

to a certain degree.

在一定程度上。

What determines the quality of real estate is its location.

決定房地產品質的是它的位置。

Quite often, if it is placed not in the most suitable location, it can turn into a huge

很多時候，如果它不是放在最合適的位置，它可以變成一個巨大的。

liability where you can't rent it out but still have to pay the utilities.

負債，你不能把它租出去，但還是要支付水電費。

I personally know people who have inherited properties where they don't want to live but

我個人認識一些人，他們繼承了他們不想住的房產，但是

also can't rent out since its not a popular destination, but they still have to pay the

也不能出租，因為它不是一個熱門的目的地， 但他們仍然要支付的費用

bills to keep the house free of debt.

鈔票，以保證房子不負債。

However, if it's in a desirable place, it will easily get rented out even if it's not

但是，如果是在一個理想的地方，即使不租，也很容易租出去。

in the best condition.

處於最佳狀態。

But you know what's a much better asset than Real Estate.

但你知道什麼是比房地產更好的資產嗎？

6.

6.

Online Products  Like Music.

音樂等在線產品。

It's super difficult to come up with good music.

要想出好的音樂是超級困難的。

However, once you do it, it can continuously generate income.

但是，一旦你做了，就可以持續地產生收入。

Take an example of Eminem; for the past 20 years, he has been at the top of the music

以Eminem為例，在過去的20年裡，他一直處於音樂的頂端。

industry.

業。

The music he has released, such as "I am not afraid", is still listened by lots of people

他推出的《我不怕》等音樂，還是有很多人在聽的

across the world even though it was released back in 2010.

在全球範圍內，儘管它早在2010年就已發佈。

And with the introduction of Spotify and Apple Music, the artists have gained extra streams

而隨著Spotify和Apple Music的推出，藝人獲得了額外的流量

of income.

的收入。

However, you are not limited to music.

然而，你並不侷限於音樂。

Online products are becoming more and more popular such as courses, presets, apps, software,

在線產品越來越多，如課程、預設、應用、軟件等。

and a lot more.

還有很多。

7.

7.

Connections  And finally, connections.

連接 最後是連接。

It might not seem an asset, but if you look at it from a different perspective, they could

這可能看起來不是一種資產，但如果你從另一個角度來看，他們可能會。

be much valuable than you think.

比你想象的要有價值得多。

Great things happen when talented people from different aspects of life come together under

當來自不同生活領域的人才聚集在一起時，偉大的事情就會發生。

one roof.

一個屋頂。

You have a business idea.

你有一個商業想法。

Knowing the right people can make starting that business a million times easier.

認識合適的人，可以讓創業變得簡單一萬倍。

In fact, an advise from the right person could save you years of experience if not decades.

事實上，一個正確的人的建議可以為你節省幾年甚至幾十年的經驗。

Since we live in a world of social distancing, try network using digital tools such as LinkedIn

由於我們生活在一個社交距離遙遠的世界，嘗試使用LinkedIn等數字工具來建立網絡。

or other social media tools.

或其他社交媒體工具。

If you want to connect with me, head to our website and shoot me a message.

如果你想和我聯繫，請到我們的網站上給我留言。

This list could be much longer, but I included what I personally think are the most important

這個清單可能會更長，但我包括了我個人認為最重要的內容。

ones.

的。

If you guys have enjoyed this video, make sure to give it a thumbs-up, and if you want

如果你們喜歡這段視頻，一定要豎起大拇指，如果你們想要

to see more of our content, then hit that subscribe button and the bell beside it so

想看更多的內容，請點擊訂閱按鈕和旁邊的鈴鐺，以便

that the next video appears right on your homepage.

下一個視頻就出現在你的主頁上。

But if you really enjoy our videos and want some additional perks, then check out our

但是，如果你真的喜歡我們的視頻，並希望得到一些額外的好處，然後檢查我們的。

Patreon page.

Patreon頁面。

Thanks for watching and until next time.

謝謝你的觀看，直到下一次。