life they could give us, we should never complain because they probably did their best.

他們能給我們的生活，我們不應該抱怨，因為他們可能已經盡力了。

In this video, It will seem like I will be complaining but

在這段視頻中，看起來我好像在抱怨，但是

I am not P, I am thankful to my parents with my life but as a realist, I believe that are

我不是P，我感謝我的父母與我的生活，但作為一個現實主義者，我相信，是

certain things that if my parents would have taught me earlier.

有些事情如果我的父母能早點教我，

I would probably be better off.

我可能會更好。

I am not blaming them because they are humans and they aren't meant to be perfect as everyone,

我沒有責怪他們，因為他們是人，他們不可能像每個人一樣完美。

but if you are a dad or a mom or when you become one, you gotta make sure you teach

但是，如果你是一個父親或母親 或者當你成為一個，你必須確保你教

these things to your children, and if you are a teenager, learning these things will

這些東西給你的孩子，如果你是一個青少年，學習這些東西將

make your life a hundred times better.

讓你的生活好上百倍。

my parents grew up in an extremely poor family in a post-soviet republic where they had to

我的父母在一個非常貧窮的家庭長大 在一個後蘇聯共和國，他們不得不在那裡

go through many hardships to find their way out . life wasn't easy for them since the

他們經歷了很多困難才找到了出路。

beginning and all that they dreamed about was to make sure I and my siblings won't

而他們所夢想的就是確保我和我的兄弟姐妹們不會...

suffer like them.

像他們一樣受苦。

they simply wanted us to have a better life than the one they had.

他們只是希望我們有一個更好的生活 比他們有一個。

that's why they got us into a better school, they paid extra attention to our grades and

這就是為什麼他們讓我們進入一個更好的學校， 他們特別關注我們的成績和

wanted us to get into college and eventually find a good job in a good company and have

想讓我們考上大學，最終在一個好的公司找到一份好的工作，並有

a stable income.

穩定的收入；

As much as I appreciate that, that plan would have never made me financially free, I would

雖然我很感激，但那個計劃永遠不會讓我財務自由，我將

be living paycheck to paycheck all my life.

一輩子都要靠工資過日子了

Only when I grew up and experienced life by myself I realized that, if I want to be on

只有當我長大了，自己經歷了生活，我才明白，如果我想在

the other side of the spectrum, I have to take some risks.

另一邊的光譜，我必須承擔一些風險。

our parents love us so much they are afraid that we will get hurt if we take the extra

我們的父母很愛我們，他們怕我們受到傷害，如果我們採取額外的。

risk, SO they encourage us to take a more traditional path.

風險，所以他們鼓勵我們走更傳統的道路。

But unfortunately, by doing what everyone is doing, you will end up where everyone is.

但不幸的是，你做了大家都在做的事情，最後就會變成大家都在做的事情。

So in order to make more money than most people do, you have to take a different path, which

所以，要想比大多數人賺更多的錢，你必須走一條不同的路，這就是

is often more dangerous and risky.

往往是比較危險和風險的。

and that's something that most parents hesitate to teach their kids, including mine.

而這也是大多數父母遲遲不肯教孩子的原因，包括我的孩子。

P

P

we almost didn't talk about money at home.

我們在家裡幾乎不談錢。

It was something that only my parents would discuss and for some reason, my parents thought

這是隻有我父母才會討論的事情，不知道為什麼，我父母覺得

that as I will get elder, I will learn everything on my own.

隨著我的成長，我將自己學習一切。

Now I am just a little kid, I don't have to bother myself with this kind of things.

現在我只是個小孩子，不用為這種事情煩惱。

I gotta go out and there and play with other kids and when I grow up I will somehow understand,

我得出去和其他孩子一起玩，等我長大了，我就會明白一些。

but the truth is, just because you get elder doesn't mean you will get financial literate,

但事實上，你得到長輩並不意味著你會得到金融知識。

they are not connected.

他們沒有聯繫。

the only way to learn something is either experience it or learn it from someone else.

學習某件事情的唯一方法，要麼是體驗，要麼是向別人學習。

Do you remember your dad explaining to you why some people pay more taxes while others

你還記得你爸爸跟你解釋過為什麼有些人要多交稅，而有些人卻要多交稅嗎？

are less?

是少？

Do you remember your parents telling the different types of income, why one person manages to

你是否還記得你的父母告訴你不同類型的收入，為什麼一個人管理

make millions while others struggle to make ends meet?

賺了幾百萬，而別人卻在苦苦掙扎？

Money works in a certain way, it has its rules and principles that you have to understand

金錢的運作是有一定的規律的，它有它的規則和原則，你必須要明白

if you want to make a lot of it.

如果你想做很多。

Yes of course, when you grow up and face financial problems, you will learn, but isn't it better

是的，當然，當你長大後，面對經濟問題，你會學習，但這不是更好嗎？

if you learn them while you are still a kid so that you make wiser decisions along the

如果你還是個孩子的時候就學會了，那麼你就會做出更明智的決定。

way and get financial free earlier.

方式，更早實現財務自由。

And lastly, social skills can make you more money than you think.

最後，社交能力可以讓你比想象中更賺錢。

This is something that I have learned too late in my life.

這是我一生中太晚學到的東西。

when you get into the world of business, you realize that alone you won't go far.

當你進入商業世界的時候，你會意識到，單打獨鬥是走不遠的。

You need to learn to get along with people, you need the right people on your side, you

你需要學會與人相處，你需要有合適的人在你身邊，你...

need to be able to convince people to work with you.

需要能夠說服別人與你合作。

Even if you are absolutely genius, without social skills you will probably won't go far.

即使你是絕對的天才，如果沒有社交能力，你可能也走不遠。

Sometimes all that it requires a great first impression to secure that loan for your business

有時，所有這一切都需要一個偉大的第一印象，以確保您的企業的貸款

or attract a valuable partner.

或吸引有價值的合作伙伴。

Even if you are just an employee, the better the socials skills you have, the faster you

即使你只是一名員工，你的社交能力越強，你就會越快地擁有

will be promoted and eventually be paid more.

將會得到提升，最終獲得更多的報酬。

Of course, money isn't the only thing in life, but it's definitely one of the most

當然，錢不是生活中唯一的東西，但它絕對是一個最

important things and the earlier you learn how money works and how to make more of it

重要的事情，並且越早了解錢的運作方式，以及如何賺取更多的錢。

the better it is.

越好。

So good luck!

所以，祝你好運！