to create a business and life you love, and this whole shindig is Q&A Tuesday. Today’s

創造你熱愛的事業和生活，而這整個活動就是 "週二問答"。今天的

question comes from Elise and she writes:

問題來自伊莉斯，她寫道

“Hi, Marie. Big fan. My question today is about my money mentality. You see, I recently

"嗨，瑪麗。我是你的忠實粉絲。我今天的問題是關於我的金錢觀。你看，我最近

became aware that I'm surrounded by poor people. What I mean is everyone in my life at the

我開始意識到，我周圍都是窮人。我的意思是，我生活中的每個人在

moment has a poor person mentality including me. It feels like my family, friends and even

包括我在內，每個人都有窮人心態。感覺我的家人、朋友甚至

my partner are stuck in scarcity. They're scrambling for dollars, stressed out about

我的夥伴陷入了匱乏的困境。他們為美元爭得頭破血流，為以下事情感到壓力

bills, complain about the government stealing from them and say everyone’s got their hands

賬單，抱怨政府偷了他們的錢，說每個人都有自己的手

in your pocket. It’s gotten to the point where movies are out of the question, date

在你的口袋裡。現在已經到了不看電影的地步，約會

nights don’t exist and there are no more nice dinners. It sucks. So my question is

夜晚不復存在，美好的晚餐也不復存在。真是糟透了。所以我的問題是

how do you break out of the scarcity mentality when everyone around you is stuck in it? Should

當你周圍的人都陷入稀缺心態時，你如何擺脫這種心態？應該

I cut everyone off and move to Greenland or do I have to constantly read books about money?

我是與所有人斷絕關係，搬到格陵蘭島去，還是要不斷閱讀有關金錢的書籍？

Help!” – Love, Elise.

救命！"- 愛你的伊利斯

Elise, this is an awesome question and you are so not alone. Not many people I know grew

伊莉斯，這個問題很好，你並不孤單。我認識的人中，沒有幾個人是在

up with wealth whether that’s actually cash or an abundant money mentality. Here is the

財富，無論是現金還是充裕的金錢心態。以下是

good news. You can totally break out of your scarcity mentality and create a shift in the

好消息。你完全可以擺脫稀缺心態，並在以下方面做出改變

energy around you without moving to Greenland.

不用搬到格陵蘭島，就能獲得周圍的能量。

I know you put a lot of emphasis on the people around you, but as you know, the only person

我知道你很重視身邊的人，但你也知道，唯一的人

you can change is yourself so that’s where we got to focus. Here are six ways to turn

你能改變的是你自己，所以這就是我們要關注的地方。以下是改變自己的六種方法

that money frown upside down:

那筆錢皺起了眉頭：

1 – You’ve got to write yourself a fat reality check. I know you probably know this

1 - 你得給自己寫一張肥胖的現實支票。我知道你可能知道這一點

but let me remind you almost half the world, almost 3 billion people, live on less than

但讓我提醒你們，世界上有近一半的人，近 30 億人的生活費不足

$2.50 a day and 80% of all humanity lives on less than $10 a day. I did a little research

每天 2.50 美元，而全人類 80% 的人每天的生活費不足 10 美元。我做了一個小研究

on you and I'm pretty sure you don’t fall into either one of those populations.

我很確定你不屬於這兩種人。

I'm not making you wrong for wanting more but you got to get that true abundance starts

我並不是說你想要更多就錯了，但你必須從真正的富足開始。

with appreciation everything you already have right now. So if you want out of that scarcity

欣賞你現在已經擁有的一切。所以，如果你想擺脫匱乏

mentality, you’ve got to start appreciating what you got and make it a habit. You’ve

心態，你必須開始珍惜你所擁有的一切，並使之成為一種習慣。你必須

got a roof over your head, you have clean running water and you have some damn cute

你的頭上有屋頂，你有乾淨的自來水，你有一些該死的可愛的

clothes. Girl, I've seen you; you look fine.

衣服姑娘，我見過你，你看起來很好。

I think Oprah said it best when she said:

我認為奧普拉說得最好：

“Be thankful for what you have; you'll end up having more. If you concentrate on what

"對你所擁有的一切心存感激，你最終會擁有更多。如果你專注於

you don’t have, you will never, ever have enough.”

你沒有，你就永遠、永遠不會有足夠的"。

2 – Get an ATM. What? Steal a cash machine? No silly girl. It’s an automatic transformative

2 - 使用自動取款機。什麼？偷提款機？別傻了這是一個自動轉換

manta; that’s just a simple phrase you put on automatic repeat that transforms your money

曼塔；這只是一個簡單的短語，你把它放在自動重複，改變你的錢

mindset. This is something I personally use to overcome my own scarcity mentality around

心態。這是我個人用來克服自己身邊的稀缺心態的方法。

money and I still use it to this day. Here it is:

我至今仍在使用它。就在這裡：

Any time you part with money whether you're paying a bill or you're buying something,

任何時候，不管是付賬還是買東西，你都要用錢、

say this: there's always more where that came from.

我想說的是：還有更多的事情等著我去做。

This might sound silly but there is real power in the words that we say to ourselves and

這聽起來可能很傻，但我們對自己說的話卻蘊含著真正的力量。

immense power and rituals. It’s a super simple way to retrain yourself in the truth

巨大的力量和儀式。這是一種超級簡單的方法，可以重新訓練自己瞭解真相

with a T about money.

用 T 表示錢。

3 – B.Y.O.L (Bring Your Own Luxury) Who says you can't have nice dinners at home?

3 - B.Y.O.L（Bring Your Own Luxury）誰說不能在家享用豐盛的晚餐？

In fact, I actually prefer to eat at home. My meals taste way better, they are so much

事實上，我更喜歡在家吃飯。我的飯菜味道更好，也更有營養。

healthier and they cost a fraction of the price. You can take any inexpensive dinner

更健康，而且價格便宜。您可以把任何便宜的晚餐

and make it a nice dinner if you plate it beautifully and you light some candles and

如果你把它裝盤精美，點上蠟燭，還能讓它成為一頓豐盛的晚餐。

you put on some music and you wear something nice. With just a little bit of effort, you

放點音樂，穿點漂亮衣服。只需一點點努力，你

can take a cheap dinner and make it an amazing dinner. In fact, one of my favorite resources

可以把一頓廉價的晚餐變成一頓美味的晚餐。事實上，我最喜歡的資源之一

for budget friendly recipes is this magazine Cooking Light.

烹飪之光》（Cooking Light）這本雜誌可以為您提供經濟實惠的食譜。

4 – Start a fun fund. Before we go any further I got to say, you and your partner have got

4 - 設立一個娛樂基金。在我們繼續討論之前，我必須說，你和你的伴侶必須

to get on the same page about money. You can't change your family or your friends but it

在金錢問題上達成共識。你無法改變你的家人或朋友，但它

is vital that you and your man get and stay on the same page regarding finances. You can

在財務問題上，您和您的男人必須保持一致。您可以

make busting out of your scarcity mentality something you work on together and the fun

讓擺脫稀缺心態成為你們共同努力的目標，並讓這一過程充滿樂趣

fund can help.

基金可以提供幫助。

Here’s what that is. It’s a checking account or a piggy bank or a pickle jar that’s earmarked

那是什麼？它是一個支票賬戶、儲蓄罐或泡菜罈子，專門用於

for fun and fun only. That money is exclusively for movies or meals out or other things you

只用於娛樂。這些錢只能用來看電影、外出就餐或做其他事情。

and your partner might normally say “we can't afford.” I don’t judge, but just

而你的伴侶通常會說 "我們負擔不起"我不做評判，只是

remember that cabbage is off limits for paying bills or other necessities.

請記住，白菜不能用於支付賬單或其他必需品。

5 – Build your knowledge bank. You said, “Do I have to keep reading book about money,”

5 - 建立你的知識庫。你說："我必須一直閱讀有關金錢的書籍嗎？

and my answer, until you get your money game together, yes. Whether it’s books or seminars

我的回答是，在你玩好理財遊戲之前，是的。無論是書籍還是研討會

or audios, its not just about reading or listening, but you actually have to implement it, especially

或音頻，它不僅僅是閱讀或聆聽，而是你必須真正去實施它，尤其是

if you want to have money and keep it.

如果你想有錢並留住它。

As for money seminars, they can be a little cheesy and people may try and sell you some

至於金錢研討會，它們可能有點俗氣，人們可能會試圖向你推銷一些東西。

more stuff but that doesn’t matter. You'll still learn a ton and what's even more important,

但這並不重要。你仍能學到很多，更重要的是，你還能學到更多、

you're going to be around people who are actively improving their own money mentality.

你周圍的人都在積極改善自己的理財心態。

6 – Spread the wealth. This is another strategy that I've personally used and it’s a little

6 - 傳播財富。這是我個人使用過的另一種策略，它有點

bit counter-intuitive. Anytime you're feeling a lack around money, you got to give some

有點違反直覺。任何時候，只要你感到缺錢，你就得給自己一些

away. For example, if you catch yourself in major scarcity mode, you should donate a little

離開。例如，如果你發現自己處於極度匱乏的狀態，你應該捐出一點

bit of money to a cause you believe it. If you're not sure where to donate, we have an

為您相信的事業捐一點錢。如果您不確定該向哪裡捐款，我們有一個

organization that we love. It’s called Kiva and we also have our own lending team and

我們喜歡的組織。它叫 Kiva，我們也有自己的借貸團隊。

I’ll put links below this video so you can check it out.

我會在視頻下方放上鍊接，以便大家查看。

Another way to spread the wealth is to just be generous with your friends and family.

另一種傳播財富的方法是對親朋好友慷慨大方。

There's something amazing about saying “I’ll treat,” even if it’s for something simple

說 "我請客 "有一種神奇的力量，即使只是為了簡單的事情

like a coffee or a home cooked meal. As we've discussed, you cannot change your family or

比如一杯咖啡或一頓家常菜。正如我們已經討論過的，你無法改變你的家人或朋友。

your friends around their money mentality but you can be a living demonstration of a

你的朋友的金錢觀，但你可以是一個活生生的示範

more abundant reality.

更豐富的現實。

That is my A to your Q, Elise. I hope it helps. Now I would love to hear from you. Have you

這就是我對你問題的回答，伊莉斯。希望對你有所幫助。現在，我很想聽聽您的意見。您是否

broken out of a scarcity mentality around money, and if so, how’d you do it? If you're

如果是，你是如何做到的？如果你

currently working through this, I would also love to know which of these six strategies

我也很想知道這六項策略中的哪一項

resonated the most and which can you put in practice starting right now.

哪些最能引起你的共鳴，哪些你可以從現在開始就付諸實踐。

As always, the best and richest discussions happen over at MarieForleo.com so come on

一如既往，最精彩、最豐富的討論都發生在 MarieForleo.com 上，快來吧

over there and leave a comment now.

現在就去那裡留言吧。

Did you like this video? I certainly did. If you dug it, please like it, subscribe and

你喜歡這段視頻嗎？當然喜歡。如果您喜歡，請點贊、訂閱並

share this with your friends. If you want even more awesome resources to create a business

與您的朋友分享。如果您想獲得更多精彩資源來創建企業

and life that you love, plus some updates from me that I only talk about in e-mail,

和你們熱愛的生活，還有一些我只在郵件中提及的最新消息、

come on over to MarieForleo.com and sign up for e-mail updates.

請訪問 MarieForleo.com，註冊接收電子郵件更新。

Stay on your game and keep going for your dreams because the world needs that special

繼續努力，為夢想而奮鬥，因為這個世界需要這種特別的精神。

gift that only you have. Thank you so much for watching and I’ll catch you next time

只有你才擁有的天賦。感謝您的收看，下次再見

on MarieTV.

瑪麗電視臺。