Name: 我是如何在30多歲就提前退休的（在Facebook解僱我之後）。 (How I retired early in my 30s (after Facebook fired me))
Uploaded: 2021-01-14T10:17:06.000Z
Duration: 10 min 8 s
Description: 【看影片學英語】數萬部 YouTube 影片，搭配英漢字典即點即查，輕鬆掌握單字發音與用法，長久累積看電影不必再看字幕。

祈使句型

Hey, tackle it here and welcome back to coffee time with your host.

We're going to be talking about his early retirement and how I managed to retire just a few weeks ago.

Actually, now you may be wondering where I am today, and this is actually my parents retirement home over in Santa Cruz, and I'll show you around a bit.

But I think that retirement is an interesting concept, and it needs a little bit of defining because retirement means different things to many people.

So the first thing to understand this What is it?

Retirement could mean downsizing your house, eating cold cereal every day, doing nothing, no activities and just watching TV every single day waiting to die.

Another version of it is People are going out on cruise ships, golfing, traveling around, having a great time.

So what we're really talking about here is standard of living right was standard of living Do you want when you retire, and what do you want that picture to look like?

So for myself, I pretty much went into retirement when I was forced to leave my company Facebook a few weeks ago, and I think this is pretty much how retirement happens.

And sure, you can always go back and pick up another job.

But at some point, you just take a look at that and think, maybe not.

I like to think of it like there's $10 bills all around you and you can go keep picking them up.

But at some point, you just say, you know what?

And I think that this is really when your time becomes more valuable than the money around you.

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My parents worked in Silicon Valley many years, and so there were time.

A plan which may be interesting to hear about is that they plan to get rid of their big Silicon Valley expensive house, maybe sell it, were rented out and then downgrade into this beach cottage.

There's not many good schools in the area.

There's not many good cos toe work for, but it's good for a retirement.

We can actually take a look at what this place looks like.

There's a living room over here, and this is essentially like mobile home.

Actually, the gravy and bother is actually not because it's luxurious or anything like that.

It's the location, which you have to be on the weightless in order to get here is the bedroom, and you can always swap out the entire mobile home for a brand new mobile home.

If you really want to, you don't really need the good commute anymore to work.

You don't really need good school district's anymore.

You just need, like a pleasant, recreational type of town.

So I have a few tips here to help you on your way.

The first is to understand what your goal is.

I see a lot of people they're not actually working towards retirement.

And then, in order to make money, they have to spend money.

They may be buying cars, start the symbols on the weekends.

They have to go do something to keep themselves occupies.

And it's not necessarily even something that they really want to be doing learning about whiskey and wines, right?

Just because that's an activity that's local in the city, that can help keep themselves occupied.

Sometimes you have these illegal immigrants.

They come into California, do some low wage labor, and then what they do is they're supposed to send that money back home, right?

That's the goal to take care of their families.

But because they're so lonely here, they end up spending that money on prostitutes or something.

And you know, that's all part of the cost of living and working here.

And it doesn't bring anybody closer to retirement.

It doesn't bring anybody, and you're really joy.

This is what I do not by mid to upper tier, semi premium status symbols.

I'm talking about Banana Republic, Jaguar, Infinity cars.

These are cars that nobody actually dreams about.

Nobody actually really wants clothes that nobody actually wants to where they're not really functional.

They're just work clothes right there, work cars, and it's to impress your co workers.

And in my mind, they really take you in the opposite direction of retirement.

You know, close at Banana Republic are really more like business expenses.

Except you don't get a tax deduction when you buy things like that, not the other thing.

You want to keep in mind this lifestyle inflation, where the more money you make, people actually usually end up spending more and more.

Maybe you get 100 k job, you go blow half of that on a brand new car.

Maybe you increase your living standards.

What happens in the end is you take a look at how much you're saving, right, how much you're actually put the end of the bank and you realize that you're saving like less than 10% of your actual income, and the fact there's none of that is really sustainable.

When you retire, you're going to go back to eating peanut butter and jelly sandwiches, even though right now you're going out every night eating four star Michelin restaurants and having sushi.

So yeah, you can live it up now, but it's going to be pretty funny when you have to downgrade your lifestyle, and that's going to be painful.

So I would recommend that you think about having a lifestyle and gradually bring it up Such a sustainable, such that you never have to downgrade your lifestyle backwards.

And in order to retire like let's pretend you're retiring age 50 you could live until age 80 90.

I think the reality is that there is no true retirement in the traditional sense that you may be thinking about that because very few people can actually generate that massive amount of net worth.

I don't think you're right about that point.

Like, for example, myself several years ago, actually, I returned and I was traveling around going to Hawaii, the Caribbean, and I got kind of bored because I had lost all social status.

And, you know, there's still things I would like to buy for fun, right?

And I don't really want to spend my own money on that stuff, So I thought, Okay, I'm gonna go find another job and just do it for some kicks and giggles.

And then what happened for me, actually, was I met my wife.

We had the kid, and it dawned on me that my time was not valuable anymore.