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  • Well, this is about state budgets.

    這是有關州預算的演講

  • This is probably the most boring topic

    這大概是整個早上

  • of the whole morning.

    最枯燥乏味的講題

  • But I want to tell you, I think it's an important topic

    但是我想告訴你,我認為這是我們必需關心的

  • that we need to care about.

    重要課題

  • State budgets

    州預算

  • are big, big money --

    有非常、非常多錢

  • I'll show you the numbers --

    我等一下會告訴你們有多少錢

  • and they get very little scrutiny.

    而且它們幾乎不受審查

  • The understanding is very low.

    很少人瞭解它

  • Many of the people involved

    大部分提出與審查預算的人

  • have special interests or short-term interests

    只關注特定或短期的利益

  • that get them not thinking

    讓他們不會考慮

  • about what the implications of the trends are.

    長期趨勢所暗示的警訊

  • And these budgets

    而這些預算

  • are the key for our future;

    卻是我們未來的關鍵

  • they're the key for our kids.

    是我們孩子的關鍵

  • Most education funding --

    大多數的教育經費

  • whether it's K through 12,

    無論是幼稚園到小學

  • or the great universities or community colleges --

    還是大學、社區大學

  • most of the money for those things

    這些學校大部分的資金

  • is coming out of these state budgets.

    都來自州預算

  • But we have a problem.

    但是我們有個問題

  • Here's the overall picture.

    這是美國全部的預算圖

  • U.S. economy is big --

    美國的經濟很龐大

  • 14.7 trillion.

    (國內生產總值)十四萬七千億美元

  • Now out of that pie,

    在整個大餅之中

  • the government spends 36 percent.

    政府支出佔了百分之三十六

  • So this is combining the federal level,

    其中聯邦預算

  • which is the largest,

    佔得最多

  • the state level and the local level.

    其餘是州預算與地方預算

  • And it's really in this combined way

    如此錯綜複雜

  • that you get an overall sense of what's going on,

    就是你感受到目前的整體狀況

  • because there's a lot of complex things

    因為裡面有太多複雜的項目

  • like Medicaid and research money

    例如健保與研究支出

  • that flow across those boundaries.

    同時在三者之間編列

  • But we're spending 36 percent.

    但是我們確實支出百分之三十六

  • Well what are we taking in?

    好,我們到底付了多少?

  • Simple business question.

    基本的商業問題

  • Answer is 26 percent.

    答案是百分之二十六

  • Now this leaves 10 percent deficit,

    中間有百分之十的赤字

  • sort of a mind-blowing number.

    是個令人震驚的數字

  • And some of that, in fact, is due to the fact

    其中一部分赤字,實際上,是因為

  • that we've had an economic recession.

    我們正處於經濟不景氣

  • Receipts go down,

    收入減少

  • some spending programs go up,

    某些支出計畫增加

  • but most of it is not because of that.

    但這不是大多數赤字的原因

  • Most of it is because of ways

    大多數赤字來自於

  • that the liabilities are building up

    負債一直累積

  • and the trends,

    以及趨勢如此

  • and that creates a huge challenge.

    讓我們面臨巨大的挑戰

  • In fact, this is the forecast picture.

    事實上,這個預測圖

  • There are various things in here:

    裡面有幾個項目

  • I could say we might raise more revenue,

    我可以說,我們可以提高收入

  • or medical innovation will make the spending even higher.

    或讓醫療創新使得支出更為增加

  • It is an increasingly difficult picture,

    讓前景看來日益困難

  • even assuming the economy does quite well --

    即使假設經濟景氣不錯

  • probably better than it will do.

    比預期得更好

  • This is what you see

    這是你會看到的

  • at this overall level.

    全體數字

  • Now how did we get here?

    我們怎麼會變成這樣?

  • How could you have a problem like this?

    怎麼會有這種麻煩?

  • After all, at least on paper,

    總之,至少在帳面上

  • there's this notion that these state budgets are balanced.

    有這種概念說這些州預算經過平衡

  • Only one state says

    只有一個州說

  • they don't have to balance the budget.

    他們不必平衡預算

  • But what this means actually

    這實際上表示

  • is that there's a pretense.

    平衡預算都只是藉口

  • There's no real, true balancing going on,

    他們根本沒有達成真正的平衡

  • and in a sense, the games they play to hide that

    以某方面來說,他們在玩的把戲是隱藏赤字

  • actually obscure the topic so much

    實際上更加模糊了問題所在

  • that people don't see things

    讓別人無法發覺

  • that are actually pretty straight-forward challenges.

    這就是目前非常直接的挑戰

  • When Jerry Brown was elected,

    當傑利.布朗選上(加州州長)

  • this was the challenge that was put to him.

    這就是他要面對的挑戰

  • That is, through various gimmicks and things,

    那就是藉由種種的花招與方法

  • a so-called balanced budget

    所謂的平衡預算

  • had led him to have 25 billion missing

    讓加州提出的七百六十億預算支出

  • out of the 76 billion in proposed spending.

    消失了二百五十億

  • Now he's put together some thoughts:

    他總結下來有幾個想法:

  • About half of that he'll cut,

    他會砍掉其中一半

  • another half,

    另一半

  • perhaps in a very complex set of steps,

    也許藉由十分複雜的手段

  • taxes will be approved.

    以加稅的方法補足

  • But even so,

    即使如此

  • as you go out into those future years,

    當你面對未來幾年

  • various pension costs, health costs go up enough,

    各種退休金支出、醫療支出持續增加

  • and the revenue does not go up enough.

    但是收入卻沒有追上支出

  • So you get a big squeeze.

    你就必須大幅壓縮預算

  • What were those things that allowed us to hide this?

    為什麼我們可以隱藏這些問題?

  • Well, some really nice little tricks.

    好,有一些十分巧妙的技倆

  • And these were somewhat noticed.

    這些是讓人稍微注意到的

  • The paper said, "It's not really balanced.

    報紙上寫著「並非全部平衡」

  • It's got holes.

    「有財務漏洞」

  • It perpetuates deficit spending.

    「延續赤字支出」

  • It's riddled with gimmicks."

    「充滿了花招」

  • And really when you get down to it,

    當你真正深入調查的時候

  • the guys at Enron never would have done this.

    會發現安隆的傢伙從來沒作過這種蠢事

  • This is so blatant,

    (各州政府)實在明目張膽

  • so extreme.

    實在罪大惡極

  • Is anyone paying attention

    難道沒有人注意到

  • to some of the things these guys do?

    這些傢伙所作的事情?

  • They borrow money.

    他們借錢

  • They're not supposed to, but they figure out a way.

    他們不該借錢,但是他們找到了方法

  • They make you pay more in withholding

    他們強迫你繳交更多的預扣稅金

  • just to help their cash flow out.

    只是為了讓他們有現金可用

  • They sell off the assets.

    他們出售資產

  • They defer the payments.

    他們拒絕付錢

  • They sell off the revenues from tobacco.

    他們販賣來自香菸的收益

  • And California's not unique.

    加州不是特例

  • In fact, there's about five states that are worse

    事實上,大概有五個州的狀況更惡劣

  • and only really four states

    只有四個州

  • that don't face this big challenge.

    不必面對這麼大的挑戰

  • So it's systemic across the entire country.

    所以這是充斥整個美國的現象

  • It really comes from the fact

    它來自於這個事實

  • that certain long-term obligations --

    相當多的長期債務——

  • health care, where innovation makes it more expensive,

    科技創新讓健保日益昂貴

  • early retirement and pension, where the age structure gets worse for you,

    提早退休與退休金,人口老化讓問題更加嚴重

  • and just generosity --

    正因為寬容——

  • that these mis-accounting things

    讓這些不正當的會計手段

  • allow to develop over time,

    長期持續下去

  • that you've got a problem.

    讓你面對棘手的問題

  • This is the retiree health care benefits.

    這是退休人員健保的利益

  • Three million set aside, 62 billion dollar liability --

    三百萬人,六百二十億美元的債務

  • much worse than the car companies.

    比汽車公司還糟糕

  • And everybody looked at that

    每個看到的人

  • and knew that that was headed toward a huge problem.

    都知道這會如同滾雪球一般變成巨大的問題

  • The forecast for the medical piece alone

    光看醫療方面的預測

  • is to go from 26 percent of the budget

    將會從百分之二十六的預算

  • to 42 percent.

    增加到百分之四十二

  • Well what's going to give?

    誰來付錢?

  • Well in order to accommodate that,

    為了應付這些債務

  • you would have to cut education spending in half.

    你必須削減一半的教育支出

  • It really is this young versus the old

    以某種程度來說

  • to some degree.

    這真的是年輕人與老人的戰爭

  • If you don't change that revenue picture,

    如果你的收入不變

  • if you don't solve what you're doing in health care,

    如果你無法改變健保

  • you're going to be deinvesting in the young.

    你就會剝奪年輕人

  • The great University of California university system,

    加州的大學系統

  • the great things that have gone on,

    一直是優良學校

  • won't happen.

    以後不會再持續下去

  • So far it's meant layoffs,

    目前是裁減師資

  • increased class sizes.

    增加每班學生人數

  • Within the education community there's this discussion of,

    在教育圈子裡面討論的是:

  • "Should it just be the young teachers who get laid off,

    「我們應該裁掉年輕的老師

  • or the less good teachers who get laid off?"

    還是表現較差的老師?」

  • And there's a discussion: if you're going to increase class sizes,

    裡面也有討論:「如果增加班級人數

  • where do you do that? How much effect does that have?

    要增加在哪裡?會有什麼影響?」

  • And unfortunately, as you get into that, people get confused and think,

    不幸的是,當你掉進陷阱,就會困惑然後想:

  • well maybe you think that's okay.

    「好吧,我想我可以接受」

  • In fact, no, education spending should not be cut.

    實際上,不可以,絕對不能削減教育支出

  • There's ways, if it's temporary,

    有些方法,如果只是暫時的

  • to minimize the impact,

    可以降低影響

  • but it's a problem.

    但是它確實是個大問題

  • It's also really a problem for where we need to go.

    它也是掌握我們未來方向的問題

  • Technology has a role to play.

    科技在其中扮演重要的角色

  • Well we need money to experiment with that,

    我們需要資金實驗

  • to get those tools in there.

    以研發可用的教育工具

  • There's the idea of paying teachers for effectiveness,

    有人想依據教師教學的成效給薪

  • measuring them, giving them feedback,

    量化教學成效、給予教師回饋

  • taking videos in the classroom.

    在教室拍攝影片

  • That's something I think is very, very important.

    我覺得這些事情非常、非常重要

  • Well you have to allocate dollars

    你必須花錢

  • for that system

    購買這種系統

  • and for that incentive pay.

    才能給付獎勵性的薪水

  • In a situation where you have growth,

    經濟成長的狀況下

  • you put the new money into this.

    你可以把多的收入花費在這裡

  • Or even if you're flat, you might shift money into it.

    即使你經濟持平,你也可以挪一些錢過去

  • But with the type of cuts we're talking about,

    但現在是我們之前所講的惡劣情況

  • it will be far, far harder

    就會變得非常、非常困難

  • to get these incentives for excellence,

    難以撥出這些獎勵金給優秀教師

  • or to move over

    或是難以改變方式

  • to use technology in the new way.

    運用科技提昇教育

  • So what's going on?

    所以現在到底是什麼狀況?

  • Where's the brain trust

    智囊團在哪裡

  • that's in error here?

    哪裡就會出錯

  • Well there really is no brain trust.

    好吧,根本沒有智囊團

  • (Laughter)

    (笑聲)

  • It's sort of the voters. It's sort of us showing up.

    這算是投票者的義務,也算是我們該挺身而出的時候

  • Just look at this spending.

    看看這些支出

  • California will spend over 100 billion,

    加州支出超過一千億美元

  • Microsoft, 38,

    微軟,三百八十億

  • Google, about 19.

    Google,大約一百九十億

  • The amount of IQ in good numeric analysis,

    這些是 Google 與微軟裡面

  • both inside Google and Microsoft

    擅長數學分析的智商總和

  • and outside, with analysts and people of various opinions --

    出了這兩家公司,有一堆分析師與各式各樣意見的人——

  • should they have spent on that?

    他們該花那筆錢嗎?

  • No, they wasted their money on this. What about this thing? --

    不,他們在浪費錢。這個如何?——

  • it really is quite phenomenal.

    這真是了不起

  • Everybody has an opinion.

    每個人都有意見

  • There's great feedback.

    有大量的回饋意見

  • And the numbers are used to make decisions.

    意見的數量用來作出決策

  • If you go over the education spending and the health care spending --

    如果你查看教育支出與健保支出——

  • particularly these long-term trends --

    尤其是長期趨勢——

  • you don't have that type of involvement

    你不需要瞭解這些數字

  • on a number that's more important

    就知道公平與學習

  • in terms of equity, in terms of learning.

    才是最重要的事

  • So what do we need to do?

    所以我們需要作什麼?

  • We need better tools.

    我們需要更好的工具(提醒大眾)

  • We can get some things out on the Internet.

    我們可以靠網際網路作到一些

  • I'm going to use my website

    我會運用我的網站

  • to put up some things that will give the basic picture.

    發布一些資料,讓人瞭解一些基本概念

  • We need lots more.

    我們還需要更多

  • There's a few good books,

    有幾本好書

  • one about school spending and where the money comes from --

    有一本關於學校支出與財源——

  • how that's changed over time, and the challenge.

    收支如何隨時間變化,以及面臨的挑戰

  • We need better accounting.

    我們需要更好的會計方法

  • We need to take the fact

    我們需要承認事實

  • that the current employees, the future liabilities they create,

    現在的員工,他們製造未來的債務

  • that should come out of the current budget.

    都是從現在的預算中支付

  • We need to understand why they've done the pension accounting

    我們需要瞭解為什麼他們對退休金的會計數字

  • the way they have.

    作了這些手腳

  • It should be more like private accounting.

    政府會計應該要如同私人會計

  • It's the gold standard.

    有著嚴格的標準

  • And finally, we need to really reward politicians.

    最後,我們需要以實際行動獎勵政治家

  • Whenever they say there's these long-term problems,

    當他們說有長期的問題存在

  • we can't say, "Oh, you're the messenger with bad news?

    我們不能回答:「喔,所以你只是個烏鴉嘴?

  • We just shot you."

    去死吧」

  • In fact, there are some like these:

    事實上,有些人就是那樣子

  • Erskine Bowles, Alan Simpson and others,

    厄斯金.包爾、艾藍、辛普森與其他人

  • who have gone through and given proposals

    他們進行調查並提出方案

  • for this overall federal health-spending state-level problem.

    處理全聯邦普遍存在健保支出於州層級問題

  • But in fact, their work was sort of pushed off.

    但是實際上,他們的方案被延後

  • In fact, the week afterwards,

    事實上,方案提出之後幾個星期

  • some tax cuts were done

    通過了一些減稅法案

  • that made the situation even worse

    導致情況比他們預想的

  • than their assumptions.

    更加惡化

  • So we need these pieces.

    所以我們需要之前提過的東西

  • Now I think this is a solvable problem.

    目前我認為這是可以解決的問題

  • It's a great country with lots of people.

    美國是人口眾多的大國

  • But we have to draw those people in,

    但是我們必須同心協力

  • because this is about education.

    因為這是有關教育的問題

  • And just look at what happened with the tuitions

    只要看看加州大學

  • with the University of California

    學費的問題

  • and project that out for another three, four, five years --

    向外推測三、四、五年之後上漲的學費

  • it's unaffordable.

    年輕人將會讀不起大學

  • And that's the kind of thing --

    教育是一種——

  • the investment in the young --

    對於年輕人的投資——

  • that makes us great, allows us to contribute.

    使我們(美國人)偉大、讓我們貢獻心力

  • It allows us to do the art,

    它讓我們成就藝術

  • the biotechnology, the software

    發展生物科技、研發軟體

  • and all those magic things.

    作出許多神奇的事物

  • And so the bottom line is

    所以重點是

  • we need to care about state budgets

    我們必須關心州預算

  • because they're critical for our kids and our future.

    因為它是我們孩子與我們未來的關鍵

  • Thank you.

    謝謝各位

  • (Applause)

    (掌聲)

Well, this is about state budgets.

這是有關州預算的演講

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A2 初級 中文 TED 支出 預算 赤字 健保 會計

TED】比爾-蓋茨:州政府預算如何打破美國學校(How state budgets are breaking US schools | Bill Gates)。 (【TED】Bill Gates: How state budgets are breaking US schools (How state budgets are breaking US schools | Bill Gates))

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    Teddy Dai 發佈於 2021 年 01 月 14 日
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