Name: 超級盃週日下注嗎？這些事情你一定要知道｜服務條款 (Placing bets on Super Bowl Sunday? Here are some things to keep in mind | Terms of Service)
Uploaded: 2026-02-05T17:18:13.000Z
Duration: 27 min 57 s

Micro betting, same game parlays, make no mistake about it, are machine versus human.

Micro betting、same game parlays，毫無疑問，都是 machine versus human。

I'm not saying whether it's good or bad, but

I am saying is the public has a right to understand what they're doing right now.

我要說的是，大眾有權利瞭解他們現在在做什麼。

With the super bowl coming up, I wanted to talk about a tech trend that has absolutely exploded in the past few years, gambling on sports.

隨著 super bowl 即將到來，我想談談一個在過去幾年裡絕對爆炸性的 tech trend，也就是 gambling on sports。

With apps like FanDuel and DraftKings, this has become a massive business.

透過 FanDuel 和 DraftKings 這類的 apps，這已經變成了一個龐大的 business。

Americans bet around $150 billion in total on sports in 2024.

2024 年，Americans 在 sports 上總共 bet 了大約 1500 億美元。

And that means for individual betters, there can be serious money on the line, too.

這也意味著對於 individual betters 來說，money on the line 的壓力也可能很嚴重。

I wanted to dig into how these apps work and their impact on users.

我想深入瞭解這些 apps 是如何運作的，以及它們對 users 的 impact。

So a couple weeks ago I invited Harry Levant into the studio.

所以幾週前，我邀請了 Harry Levant 來工作室。

Harry is a gambling counselor and he serves as director of gambling policy with the Public Health Advocacy at Northeastern University, where he's working to bring public health reform and more regulation to the gambling industry.

Harry 是一位 gambling counselor，同時也是 Northeastern University 公共衛生倡導的 director of gambling policy，他正致力於為 gambling industry 帶來公共衛生改革和更多監管。

And look, I think Harry would acknowledge this too.

而且，我想 Harry 也會承認這一點。

We should say that the sports betting industry is not his number one fan.

我們應該說，sports betting industry 並不是他的頭號粉絲。

They often disagree with his portrayals of their products.

他們經常不同意他對他們產品的描述。

The Sports Betting alliance, which represents five of the major sportsbook companies, says that it has more than 200 employees dedicated to responsible gaming.

代表五家主要 sportsbook 公司的 Sports Betting alliance 表示，他們有超過 200 名員工緻力於 responsible gaming。

He and that 93% of users report that responsible gaming tools help to manage their activity.

他還說 93% 的 users 表示 responsible gaming tools 有助於管理他們的活動。

When I reached out to the companies for comment on this episode, a FanDuel spokesperson told me the company, quote, aims to set the standard for consumer protection by consistently surfacing clear, actionable information that helps customers manage their play.

當我聯繫這些公司對這一集發表評論時，一位 FanDuel 的發言人告訴我，該公司「致力於透過持續提供清晰、可操作的資訊來設定消費者保護標準，以幫助客戶管理他們的遊戲。」

They pointed to features on the app such as myspent, a dashboard that allows users to track their spending and manage their budgets and and Real Time Check in, which prompts users to reconsider if they try to deposit more money than they usually do.

他們指出了 app 上的功能，像是 myspent，一個讓使用者追蹤消費和管理預算的儀錶板，以及 Real Time Check in，當使用者試圖存入比平常更多的錢時，會提示他們重新考慮。

DraftKings and BetMGM did not comment for this episode.

DraftKings 和 BetMGM 沒有對本集發表評論。

Also, a note for our listeners, this episode includes brief mentions of suicide.

另外，給聽眾的提醒，本集內容包含自殺的簡短提及。

If you or a loved one is struggling, we've included links to resources in our show notes down below.

如果你或你愛的人正在經歷困難，我們已將資源連結放在下面的節目說明裡。

現在，我們要進入我和 Harry 的對話了。

So you are a gambling counselor, an advocate, a researcher, and this.

所以你是一位 gambling counselor、倡導者、研究員，還有這個。

This work is born out of personal experience.

Talk to me a little bit about how you got introduced to sports betting and when you realized it had become problematic for you.

可以請你多聊聊你是怎麼接觸到 sports betting，以及什麼時候開始意識到這已經對你造成困擾嗎？

And you did list a number of the titles that I wear because you left off.

你剛剛提到的那些頭銜，其實還有一些你沒說到。

我本人也是一位正在康復中的 gambling addict。

I made my last bet on April 27, 2014, and that night nearly took my own life.

我最後一次下 bet 是在 2014 年 4 月 27 日，那天晚上我差點結束了自己的生命。

In the grips of that gambling addiction, and

當時我被 gambling addiction 控制住，

in the grips of my gambling addiction, I hurt a lot of people.

而且在我 gambling addiction 的控制下，我傷害了很多人。

I had been a practicing attorney in Philadelphia for 23 years, 22 of them I remember fondly the last year.

我在費城當了 23 年執業律師，其中 22 年我都很懷念，最後一年。

Just obliterated by my gambling addiction.

I made my first bet, was a sports bet when I was 15 years old.

我第一次下注，是在 15 歲時下的 sports bet。

Obviously made my last bet when I was 50 years old in 2014.

很明顯，我 50 歲那年，也就是 2014 年，下了最後一注。

But in February of 2015, I stood in a courtroom in Philadelphia.

但在 2015 年 2 月，我站在費城的法庭裡。

I'd been a lawyer for more than two decades, but this was a very different day.

我當律師已經二十多年了，但這一天很不一樣。

I was being sentenced for the financial crimes that I committed in the grips of my gambling addiction.

我因為在賭博成癮的控制下所犯下的財務罪而受到判刑。

And on that day, in the presence of the court that I had betrayed the clients whose trust I had violated.

在那一天，我在法庭上面對我背叛的客戶，以及我辜負了他們的信任。

And in front of my own kids, with tears going down their faces, I made a very solemn promise and vow that if I could get well, I would dedicate wherever my future took me to helping prevent.

在我自己的孩子面前，看著他們哭紅的雙眼，我鄭重地許下承諾，如果我能康復，我將奉獻我未來的任何去向，來幫助預防。

Prevent being the operative word, other people from suffering similar fates to gambling addiction.

「預防」是關鍵字，避免其他人遭受類似的賭博成癮之苦。

Little did I know in 2015 that in 20 we'd be looking at everyone's cell phone being a full fledged sports book and in many states now a gambling casino.

到了 2015 年，我萬萬沒想到，到了 20 年後，我們的手機會變成一個功能齊全的 sports book，在許多州更是合法的 gambling casino。

Work led me in 2018 back to school to become a therapist.

為了這個工作，我於 2018 年重返校園，成為一名治療師。

And then in 2021, I was fortunate to be accepted into a doctorate program at Northeastern, where I earned a doctorate in public policy.

然後在 2021 年，我很幸運地被 Northeastern 的博士班錄取，在那裡我取得了公共政策的博士學位。

And my research focuses on how we're going to make this safer because it is completely out of control right now.

我的研究重點是如何讓這一切變得更安全，因為現在它已經完全失控了。

So it's interesting that you went back to school in 2018.

所以你於 2018 年重返校園，這點很有趣。

In 2018, the Supreme Court also struck down the federal ban on sports gambling.

2018 年，最高法院也廢除了聯邦對 sports gambling 的禁令。

Since then, 39 states, the district of Columbia have legalized it.

從那時起，已有 39 個州和哥倫比亞特區將其合法化。

How have we seen the landscape of sports gambling change in just the last few years?

過去幾年，sports gambling 的景象究竟有什麼變化呢？

Very interestingly, in that opinion called Murphy versus the ncaa, Murphy being the then governor of New Jersey, Phil Murphy.

很有趣的是，在一個叫做 Murphy versus the ncaa 的判決裡，Murphy 就是當時紐澤西州州長 Phil Murphy。

The Supreme Court specifically notes that Congress remains free to regulate this, but

最高法院特別提到，國會仍然可以自由規範，但

if they don't, every state can do what they want.

如果他們不規範，每個州都可以隨心所欲。

39 states, district of Columbia, territory of Puerto Rico.

39 個州、哥倫比亞特區、波多黎各。

But more than that, the product has fundamentally changed since 2021.

但更重要的是，自從 2021 年以來，產品本身也發生了根本性的改變。

In 2021, the NFL led the way by coming up with a business model to sell its real time data to the gambling industry.

2021 年，NFL 率先推出了一個商業模式，將其即時數據賣給 gambling industry。

This launched something called micro betting and same game parlays and prop bets at levels we had never seen before.

這催生了我們前所未見的 micro betting、same game parlays 和 prop bets。

It's a fundamentally different and inherently dangerous new form of gambling product.

這是一種根本上不同且本身就充滿危險的新型態的 gambling product。

And we've also seen the emergence of all of these apps, as you said, where people can bet from their couches.

而且就像你說的，也出現了各式各樣的 apps，讓大家可以在家裡沙發上就進行 bet。

How has that changed sort of the prevalence of using and participating in sports betting because people don't have to go to a casino to do this.

由於大家不需要特地跑到賭場才能進行 sports betting，這改變了人們使用和參與 sports betting 的普遍程度。

It's been completely normalized is the word that I use and understand that.

我認為這已經完全被正常化了，請理解這一點。

We have known as a matter of science that gambling is an addictive product.

我們從科學上就知道，gambling 是一種會讓人上癮的 product。

Just like heroin and opioids and tobacco and alcohol and cocaine, but with every other addictive product.

就像海洛因、鴉片類藥物、菸草、酒精和古柯鹼一樣，但跟其他所有會讓人上癮的 product 不同。

Think about them for a minute, people watching this podcast, every other addictive product.

請大家花點時間想想，正在看這個 podcast 的各位，其他所有會讓人上癮的 product。

Government seeks to regulate the advertising, the distribution, the promotion, the speed of consumption.

政府會設法規範廣告、通路、推廣和消費的速度。

為了保障大家的安全，這是很合理的。

As you point out with your question, with online gambling and apps immediately accessible on your phone, state governments have become a partner in speeding this up.

正如你問題中所指出的，隨著 online gambling 和 apps 可以立即透過手機取得，州政府也成為加速這個過程的夥伴。

So what we have, we have normalized and now we deliver a known addictive product at light speed in partnership between the gambling industry, the sports leagues, media and the tech companies.

所以我們現在已經將一個已知會讓人上癮的產品，透過博弈產業、運動聯盟、媒體和科技公司之間的合作，以極快的速度推出。

And people have in their palms of their hand this addictive product.

而且人們手中就握著這個會讓人上癮的產品。

It's quite different and it's quite dangerous.

Do we have any idea how common addiction is in this sports betting world?

我們知道這個運動博弈的世界裡，成癮有多普遍嗎？

That's probably the single most asked question that I hear and I respectfully want to rephrase it a little bit because from a public health perspective, we don't want to wait until people are addicted.

這大概是我最常被問到的問題，我尊重地想稍微改變一下問法，因為從公共衛生的角度來看，我們不想等到人們已經成癮了才處理。

So respectfully, I believe the question is how much harm is taking place.

所以，我尊重地認為，問題是正在發生多少傷害。

And we don't have studies on that yet because this product is so new and still developing.

而且我們還沒有這方面的研究，因為這個產品非常新，還在發展中。

But what we do know, both from heavily peer reviewed research from Europe and research that's finding its way here, that for every person who struggles with a gambling issue, eight to 10 other people in their orbit are also suffering gambling related harm.

但我們確實知道，無論是來自歐洲經過嚴格同儕審查的研究，還是正在這裡出現的研究，都顯示每有一個人有賭博問題，他們身邊的八到十個人也會遭受與賭博相關的傷害。

So it's not how many people are addicted, it's how much harm is taking place in the country.

所以重點不是有多少人成癮，而是國家裡發生了多少傷害。

And it's a much, much bigger number than the gambling industry suggests.

而且這個數字遠遠超過博弈產業所說的。

So the great misnomer here is that gambling addiction only causes financial harm.

所以這裡最大的誤解是，賭博成癮只會造成財務上的傷害。

Financial harm is just the tip, the iceberg that you see sticking out of the water, harm related to gambling disorder, anxiety, depression, co occurring, substance disorder, housing security, loss of job, loss of career, loss of educational opportunities, significant rise in domestic violence, bankruptcy filings, foreclosures, obviously loss of finances and loss of.

財務上的傷害只是冰山一角，你看到浮出水面的部分，還有跟賭博失調相關的傷害，像是焦慮、憂鬱、共病、物質使用失調、住房不安全、失業、職涯中斷、學業機會喪失、家暴顯著增加、申請破產、房屋被法拍，當然還有財務上的損失和。

我把這個留到最後是有原因的。

The correlation between gambling addiction and suicidal ideation is greater than any other addiction.

賭博成癮與自殺意念的關聯性，比任何其他成癮都來得高。

One out of every two people who struggle with gambling will contemplate suicide.

每兩個有賭博困擾的人中，就有一人會考慮自殺。

One out of every five will make an attempt.

每五個人中，就有一人會嘗試。

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