Name: 有錢人的錢都是怎麼藏起來的，看完你就知道了！ (How Rich People Hide Their Money)
Uploaded: 2024-05-24T03:21:19.000Z
Duration: 8 min 33 s

- The US Department of Treasury estimates

that the ultra wealthy in America are skipping out on more

美國的超級富豪們正在逃避更多的

than $160 billion worth of taxes every year,

- And we know that number is impossible to imagine.

- 我們知道，這個數字是無法想象的。

So compare that to the roughly 48 billion

for the next decade on student debt relief.

An extra 160 billion could go a long way.

額外的 1,600 億美元可以發揮很大作用。

- 那麼，富人是如何逃脫懲罰的呢？

Well, most of us are taxed on our income.

我們大多數人都要為收入納稅。

A percentage of each paycheck goes back to the government

每份工資的一定比例歸政府所有

and we use the rest to buy groceries, pay bills,

我們用剩下的錢買日用品、付賬單、

- The ultra wealthy though, don't earn much

Instead, they grow their wealth through investments,

相反，他們通過投資實現財富增長、

and it's only when they sell those investments

or shell companies in the Cayman Islands sound

but some wealthy people do use foreign accounts

to shield their money from the IRS's irises.

以保護他們的錢財不受國稅局的光圈侵擾。

- These tax havens are attractive places to stash cash

- 這些避稅天堂是極具吸引力的藏錢之地

and maybe not tell the US government that it's there.

也許不會告訴美國政府它在那裡。

or maybe their financial advisor will find a country

或者他們的財務顧問會找到一個國家

that collects low or no taxes on foreign funds stored there.

對存放在那裡的外國資金徵收低稅或不徵稅。

But foreign banks are still supposed to report

So instead of putting an account in their own name,

是以，與其把賬戶放在自己的名下，不如把賬戶放在自己的名下、

and open accounts in that company's name.

Popular tax haven countries like Panama and Luxembourg,

巴拿馬和盧森堡等熱門避稅地、

while these anonymous company owners move money

而這些匿名公司老闆卻在轉移資金

in and out of their accounts without reporting it

- But like we all learn from the Wolf of Wall Street,

- 但就像我們從《華爾街之狼》中學到的一樣、

US law requires that citizens report all of their assets,

美國法律要求公民報告其所有資產、

- Lucky for the rich, there are totally legal tax havens

- 富人很幸運，有完全合法的避稅天堂

In addition to the taxes we pay to the federal government,

除了我們向聯邦政府繳納的稅款之外、

So a state might collect income taxes on the money we earn,

是以，一個州可能會對我們賺的錢徵收所得稅、

capital gains taxes on the money we make from investments,

對我們的投資收益徵收資本利得稅、

and property taxes on the value of our homes.

But all states decide this mix a little differently.

但各州對這一組合的決定略有不同。

and Jeff Bezos have lived there for decades

和傑夫-貝索斯在那裡生活了幾十年

and eight states, including Nevada, Texas,

和八個州，包括內華達州、得克薩斯州、

and Florida, don't tax capital gains either.

和佛羅里達州也不徵收資本利得稅。

Wealthy people who want to pay the least amount

納稅人可能會選擇生活在一個州

that doesn't tax their income and investments.

- In 2021, Washington State passed a law that allowed them

- 2021 年，華盛頓州通過了一項法律，允許他們

to collect capital gains tax for the first time.

would owe the state 7% of anything they earn

- 那麼傑夫-貝索斯是怎麼做的呢？

who makes billions a year selling Amazon stock, do?

那些每年靠出售亞馬遜股票賺取數十億美元的人，會這樣做嗎？

where he'll keep $610 million in his pocket

where in the world is Carmen San Diego with their dollars,

卡門-聖迭戈的美元到底去哪兒了？

there's another strategy that wealthy people use

It's only when we sell them that we get taxed,

只有當我們把它們賣出去時，才會被徵稅、

and that's why the ultra wealthy just don't sell.

這就是為什麼超級富豪就是不賣的原因。

Instead, when they need to buy a new spaceship,

相反，當他們需要購買一艘新飛船時、

- Back in 2020 when we knew Elon Musk mostly

- 早在 2020 年，當我們知道埃隆-馬斯克大多

字幕列表影片播放

有錢人的錢都是怎麼藏起來的，看完你就知道了！ (How Rich People Hide Their Money)

strategy

coincidence

roughly

decade