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  • How long do you think you need to make $1 millionIf you're a professional lawyer engineer or an  

    你覺得你需要多長時間才能賺到100萬。 如果你是一個專業的律師工程師或者是一個。

  • accountant, who makes like 100 dollars an hourIn that case, you need to save every penny you  

    會計師,誰做 像100美元一個小時。 在這種情況下,你需要節省每一分錢,你。

  • earn for five years in a row. Which is impossible  because you need food on the table and a roof over  

    賺取連續五年的收入。這是不可能的,因為你需要在桌子上的食物和屋頂上

  • your head. But let's just say hypothetically, how  long do you need to make a billion dollars. If you  

    你的頭。但是我們假設一下,你需要多長時間才能賺到一個億。如果你

  • earn 100 dollars for every hour, you are aliveassuming you work 24/7 and don't sleep, eat or do  

    每小時賺100元,你還活著,假設你24小時工作,不睡覺、不吃飯、不做。

  • anything else, you need 1141 years. And you still  won't make 1 percent of Jeff Bezos's net worth.  

    其他的東西,你需要1141年。而你仍然賺不到傑夫-貝佐斯淨資產的1%。

  • Because to compete with Jeff Bezos, you  need to multiply that number by 200. 

    因為要與傑夫-貝佐斯競爭,你需要將這個數字乘以200。

  • That really shows you that there is no way  to build wealth if your plan to just make  

    這真的說明,如果你的計劃只是為了賺取

  • more money per hour. There are other ways, such  as making your money work for you, that we have  

    每小時賺更多的錢。還有其他方法,比如讓你的錢為你工作,我們有

  • discussed in previous videos or creating something  that brings value to a huge number of people  

    在之前的視頻中討論過,或者創造一些能給大量人帶來價值的東西。

  • like most of these entrepreneurs have done. I mean, when you create an operating  

    就像大多數這些企業家所做的那樣。我的意思是,當你創建一個操作

  • system (Windows XP) that 95% of all computers  use. You instantly make billions of dollars  

    系統(Windows XP),95%的電腦都在使用。你瞬間就能賺取數十億美元

  • since there are billions of computers worldwideOr a platform that delivers billions of packages  

    因為全球有數十億臺電腦。 或者說是一個平臺,可以交付數十億個包裹

  • annually to hundreds of millions of people. You  make billions of dollars as well. But you don't  

    每年給數億人。你也賺了幾十億美金。但你不

  • need that much money, to be honest. Every extra  dollar you earn after paying all of your bills  

    需要那麼多錢,說實話。每一個額外的美元,你賺 在支付所有的賬單後,你的收入

  • is just another digit on your smartphone. On my way to financial freedom,  

    只是你智能手機上的另一個數字。在我走向財務自由的路上。

  • I have realized that habits have played  a huge role in my personal success.  

    我意識到,習慣對我個人的成功起到了巨大的作用。

  • If there is one piece of advice I will give  to anyone striving to become financially free,  

    如果有一條建議,我會給任何努力實現財務自由的人。

  • focus on acquiring the right habits. Because  if you do not, you will automatically develop  

    專注於養成正確的習慣。因為如果你不這樣做,你就會自動養成。

  • bad habits since we humans are creatures of  habits which is why I want to talk in this  

    壞習慣,因為我們人類是習慣的生物,這就是為什麼我想在這篇文章中談論

  • video about some of the most important habits  that helped me achieve financial freedom

    關於一些最重要的習慣,幫助我實現財務自由的視頻。

  • But before we move, make sure to give this  video a thumbs up for the youtube algorithm.

    不過在我們行動之前,一定要為這個視頻的youtube算法豎起大拇指。

  • 1. The number one habit that I would recommend  everyone to start with is tracking every dollar  

    1.我建議大家從頭開始養成的第一個習慣就是追蹤每一塊錢的情況

  • you spend. It sounds so simple, but it's by  far the most important and effective habit  

    你的花費。聽起來很簡單,但這是迄今為止最重要、最有效的習慣。

  • you can develop, and many people take it for  granted. They think they can do it in their head,  

    你可以開發,而很多人認為這是理所當然的。他們認為他們可以在他們的頭上做到這一點。

  • but it doesn't work, you need to write it  somewhere, whether you write in a journal,  

    但這沒用,你需要把它寫在某個地方,無論是寫在日記裡。

  • use an app or do it through excel, you  should set up a system where you can easily  

    使用應用程序或通過excel做,你應該建立一個系統,讓你可以輕鬆地

  • find out where exactly do you spend your money. Some people have so many subscriptions that they  

    找出你的錢到底花在哪裡。有些人的訂閱數量太多,以至於他們

  • don't use much but waste a fortune. A 10 dollar  subscription here, 15 dollar subscription there,  

    用的不多,卻浪費了一大筆錢。這裡10元訂閱,那裡15元訂閱。

  • a 12 dollar subscription here, in a single  month, they turn to 37 dollars or 444 dollars  

    一個12美元的訂閱,在這裡,在一個月內,他們變成37美元或444美元。

  • a year. Imagine investing that money instead  that will turn into a fortune. In 30 years,  

    一年。想象一下,投資這些錢,反而會變成一筆財富。30年後。

  • that will turn into over 92K dollars. It is a good  example to illustrate that that every dollar you  

    就會變成9萬2千多塊錢。這是個很好的例子,說明你的每一美元

  • save today will become far more valuable in  the future through the power of compounding

    通過複利的力量,今天省下的錢在未來會變得更有價值。

  • It's so easy to waste money that even if you make  ten times the amount you need, you can easily blow  

    浪費錢太容易了,即使你賺了十倍的錢,也很容易就吹了

  • it up if you do not track your spending. I  can say that from my personal experience.

    它了,如果你不跟蹤你的消費。我可以說,從我的個人經驗。

  • 2. The second habit I would recommend is - build  systems. I try to automate everything in my life  

    2.我推薦的第二個習慣是--建立系統。我嘗試著將生活中的一切自動化

  • because as you get older, you start to understand  that the most valuable thing you ever have  

    因為隨著年齡的增長,你開始明白 你所擁有的最有價值的東西。

  • is time. Believe me, time doesn't equal moneyTime is far more important than money. The amount  

    是時間。相信我,時間不等於金錢。 時間遠比金錢重要。時間的多少

  • of free time you have is the ultimate sign of how  wealthy you are! Because the more free time you  

    你有多少空閒時間,是你有多富有的最終標誌!因為你的空閒時間越多

  • have, the more time you can spend on thinkingstudying, and finding more ways to make money

    有了,你就可以花更多的時間去思考,去學習,去尋找更多的賺錢方法。

  • Take, for example, tracking your spendings. It  takes a lot of time to track your spendings,  

    比如說,跟蹤你的消費情況。追蹤你的支出需要很多時間。

  • but for me, I don't spend more than 30 to  40 minutes a month on that because I have  

    但對我來說,我每月花在這上面的時間不會超過30到40分鐘,因為我有。

  • already created a system where I can do  that quickly. I use to use excel before,  

    已經建立了一個系統,我可以快速的做到這一點。我以前用的是excel。

  • but now I use Notion. I have created  a table with all of my expenses,  

    但現在我使用Notion。我已經創建了一個表格,上面有我所有的支出。

  • subscriptions, income, and everything else.  I have fixed expenses and variable expenses.  

    訂閱、收入和其他一切。 我有固定的支出和可變的支出。

  • The moment I get a new subscription or  another fixed expense, I immediately add it

    一有新的訂閱或者其他固定的支出,我就會立刻加進去。

  • I try to pay for everything with my credit  card, and at the end of every week, I just  

    我試著用信用卡支付所有的東西,每個星期結束時,我只是...

  • match my spendings through my banking app with my  budget. If it matches, I am doing great. If not,  

    通過我的銀行應用程序將我的支出與我的預算相匹配。如果它匹配,我做得很好。如果不匹配

  • then I try to adjust my spendings. With minimum  effort and time, I keep my spendings in check

    然後,我試著調整我的消費。用最少的精力和時間,我控制住了我的消費。

  • Or let's say I am analyzing a certain companyThere are a few metrics I look for in a company.  

    或者說我在分析某家公司。 我看一家公司有幾個指標。

  • If it meets my standards, I take an  in-depth look into it. If it doesn't,  

    如果它符合我的標準,我就會深入研究它。如果不符合

  • I just skip it so I don't waste time looking  at companies I would not invest anyways

    我只是跳過它,這樣我就不會浪費時間看那些我無論如何都不會投資的公司。

  • So, look at your life, your job, your  responsibilities and figure out how  

    所以,看看你的生活,你的工作,你的責任,並找出如何。

  • you can automate them and thank me later when  you realise how much time its going to save you.

    你可以把它們自動化,當你意識到它將為你節省多少時間時,你會感謝我。

  • 3. The third habit is - don't invest in what  you don't understand. If there is one piece of  

    3.第三個習慣是--不懂的東西不要投資。如果有一個

  • advice I would give to my younger self, then it  would be this. This is the mistake that I made  

    我會給年輕的自己一個忠告,那麼它會是這樣的。這是我犯的錯誤

  • multiple times, and I see people doing it over and  over. Investing is risky. It doesn't matter what  

    多次,我看到人們一次又一次地做。投資是有風險的。這並不重要

  • you invest in! And when you invest in something  you don't understand, it's worst than gambling.  

    你投資的東西!而當你投資於一些你不瞭解的東西時,它比賭博更糟糕。

  • You are almost guaranteed to lose money. Here is the lesson - there is no such  

    你幾乎可以保證虧錢。這裡的教訓是--沒有這樣的

  • thing called as investing in one  thing is better than the other.  

    叫做投資一物降一物的事情。

  • Overall the economy is moving forward, so whether  you invest in the stock market, real estate,  

    總的來說,經濟是向前發展的,所以無論是投資股市、房地產。

  • startups, your own business, an ETF, it doesn't  matter! in the long run, they are all profitable

    創業公司、自己的企業、ETF,這都不重要!從長遠來看,它們都是盈利的。

  • The challenge is to pick the right real estatethe right stock, or the most promising business  

    挑戰在於如何選擇合適的房地產、合適的股票或最有前途的企業。

  • and the only way to do that is to have a deep  understanding of that industry. When they say  

    而唯一的辦法就是對這個行業有深刻的理解。當他們說

  • that you should diversify your investmentkeep 40 percent of your portfolio in stocks,  

    你應該分散投資,保持40%的投資組合在股票上。

  • 30 percent in real estate, and the  rest in different asset classes

    30%在房地產,其餘的在不同的資產類別。

  • That advice is for people who already  have tenths of millions of dollars,  

    這個建議是給那些已經擁有十分之一百萬美元的人的。

  • not for the average folk who  lives paycheck to paycheck.  

    而不是為普通老百姓誰的生活薪水支票。

  • So forget all of that, and focus only  on one industry or one asset class.

    所以忘掉這些,只關注一個行業或一類資產。

  • 4. Produce instead of consume Our society is divided into two are groups.  

    4.以生產代替消費 我們的社會分為兩個群體。

  • The first ones are the producers and the second  ones are the consumers. We're all somewhere in  

    第一個是生產者,第二個是消費者。我們都在

  • the middle. No one is entirely a consumer or fully  a producer. But the question is, are you more of  

    中間。沒有人完全是消費者,也沒有人完全是生產者。但問題是,你是更多的

  • a producer, or are you more of a consumer? Take Youtube, for example. There are people  

    是生產者,還是消費者?以Youtube為例。有一些人

  • who create content, and then there are people who  consume that content. the question is - which one  

    創作內容的人,還有消費這些內容的人。

  • are you? The ones who produce are probably much  better financially than the ones who consume

    你是嗎?生產的人可能比消費的人經濟條件好很多。

  • If you spend most of the time just consuming  and consuming, you shouldn't be surprised  

    如果你大部分時間只是在消費和消耗,你不應該感到驚訝

  • if you're doing horrible financially. Start  thinking about how you can become a producer.  

    如果你的財務狀況很糟糕。開始思考如何才能成為製片人。

  • It's not just about YouTube it's  pretty much about everything else

    這不僅僅是關於YouTube,而是關於其他的一切。

  • But today it's really difficult. Because you are  constantly distracted by what others produce. The  

    但如今真的很難。因為你總是被別人生產的東西所幹擾。的

  • moment you pick up your phone, you get  bombarded by what others are producing,  

    當你拿起手機的那一刻,你就會被別人生產的東西轟炸。

  • you end up wasting hours and hours of  your time watching YouTube when instead  

    你最終浪費了幾個小時的時間看YouTube,而非

  • you planned just to check out what's going on. So start making that shift. If I am spending 4  

    你計劃好了的,只是想看看發生了什麼。所以,開始進行這種轉變。如果我花4

  • or 5 hours a day workings and the rest,  I spend consuming. How can I at least  

    或每天工作5小時,其餘的時間,我都在消耗。我怎麼能至少

  • spend half of my time producing and whatcan produce? The moment you make that change,  

    花一半的時間去生產,我可以生產什麼?當你做出這個改變的時候。

  • you will not just start making more moneybut you will start spending less money.

    你不僅會開始賺更多的錢,而且會開始花更少的錢。

  • 5. The final habit is - think  twice before making a decision

    5.最後的習慣是--三思而後行。

  • This habit might not seem so important, but  it's one of the most important habits I have  

    這個習慣看似不那麼重要,但它卻是我最重要的習慣之一。

  • ever developed. Often what happens with us  is that we take decisions without giving them  

    曾經發展。我們經常發生的情況是,我們在沒有給他們做出決定的情況下

  • much thought and then later down the roadwe realised that it was a terrible decision

    經過深思熟慮,後來我們意識到這是一個可怕的決定。

  • You waste a grand to buy a gadget and then realize  that it was a waste of money. You take a loan and  

    你浪費了一千塊錢買了一個小玩意,然後發現這是在浪費錢。你借了一筆錢,然後

  • then find out that it was unnecessary, but it's  too late already. The damage has been done.  

    然後發現這是不必要的,但已經太晚了。傷害已經造成了。

  • I have made that mistake a million times, so  despite the importance of being able to make  

    我已經犯了無數次這樣的錯誤,所以儘管能夠做出的重要的

  • decisions fast and quickly. I give myself more  time. If I can postpone it to the next day and  

    迅速、快捷地做出決定。我給自己更多的時間。如果我可以把它延後到第二天,並且。

  • think about it in the morning with fresh ahead,  I would do it. Especially if its spending a lot  

    早上想一想,有了前面的新鮮事,我會做的。特別是如果其花了很多

  • of money or a long term commitmentTry not to take instant decisions.  

    的錢或長期的承諾。 儘量不要即時做出決定。

  • In fact, the fewer decisions you take, the betterThat's why habit number 2 is so important, because  

    事實上,你做的決定越少越好。 這就是為什麼習慣2如此重要,因為

  • the more you can automate, the more time you  will have to spend on more important decisions.

    你能自動化的程度越高,你就有更多的時間去做更重要的決定。

  • If you have enjoyed this video, you will most  definitely enjoy this custom playlist that I  

    如果你喜歡這段視頻,你一定會喜歡我的這個自定義播放列表。

  • have created specifically for you that  has our most popular videos on business,  

    專門為您創建了我們最受歡迎的商業視頻。

  • investing, and the stock market that  can potentially change your life

    投資,和股市,有可能改變你的生活。

  • And now give this video the thumbs  up that it deserves and make sure to  

    現在給這個視頻豎起大拇指,它應該得到,並確保

  • subscribe if you haven't done that yet. Thanks for watching and until next.

    訂閱,如果你還沒有這樣做。感謝您的觀看,直到下一次。

How long do you think you need to make $1 millionIf you're a professional lawyer engineer or an  

你覺得你需要多長時間才能賺到100萬。 如果你是一個專業的律師工程師或者是一個。

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改變我人生的5個百萬富翁習慣 (5 Millionaire Habits That Changed My Life)

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    Summer 發佈於 2021 年 03 月 27 日
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