The only problem you have is, you don't know what business to start.

你唯一的問題是，你不知道該做什麼生意。

One day, on your way to college, an idea strikes your mind.

有一天，在你上大學的路上，一個想法在你腦海中出現。

You pull out your phone and write it down, you rush to your home and start planning.

你掏出手機記下來，你趕緊跑到家裡，開始規劃。

Everything looks perfect, you know how to turn your idea into multi-billion dollar company.

一切看起來都很完美，你知道如何將你的想法變成數十億美元的公司。

Congratulations.

恭喜你啊

But its too early to celebrate because you don't have the capital to start.

但它太早慶祝，因為你沒有資本開始。

You gather your family members, and you explain to them the idea hoping that they will invest

你召集你的家人，向他們解釋這個想法，希望他們會投資於

in the company.

在公司裡。

Everyone thinks you are crazy, except your uncle, he decides to bet on you.

每個人都認為你是瘋了，除了你的叔叔，他決定在你身上打賭。

10 thousand dollars in exchange of 20 percent of the company.

1萬元，換取公司20%的股份。

it might not seem much but its actually a lot.

看似不多，其實很多。

Because your uncle just valued your idea that's not proven yet at 50 thousand dollars.

因為你舅舅剛剛給你那個還沒被證實的想法估價了5萬塊錢。

So you register your company, issue 100thousand shares, and your uncle gets 20 thousand of

所以你註冊了公司，發行了10萬股，你舅舅就能得到2萬股。

them.

他們。

You start building your website and designing your product.

你開始建設你的網站，設計你的產品。

In a few months, you run out of cash and you need to raise more money.

幾個月後，你的現金用完了，你需要籌集更多的錢。

Unlike previously, where you simply had an idea.

不像以前，你只是有一個想法。

Now you have a concept to show.

現在你有一個概念要展示。

So, instead of going to your uncle again, now you can do something different like talking

所以，你現在不用再去找你叔叔，而是可以做一些不同的事情，比如說... ...

to some the big guys.

到一些大佬。

such as Angel investors.

如天使投資人。

Angel investors are usually the rich dudes who are looking for innovative ideas or young

天使投資人通常是那些尋找創新想法或年輕的有錢人。

entrepreneurs to invest in.

創業者投資的。

Something like sharks in the shark tank.

就像鯊魚缸裡的鯊魚一樣。

It's not easy to convince these guys to throw money into your business, because statistically,

要說服這些人把錢投到你的企業中去並不容易，因為從數據上看。

9 out of 10 businesses fail.

10家企業中有9家失敗。

And you have to prove to them why you are an exception.

而你必須向他們證明為什麼你是個例外。

After talking to multiple angel investors.

在與多位天使投資人交談後。

Luckily, you could get one of them on board.

幸運的是，你可以讓他們中的一個上船。

But first, you have to agree on the valuation.

但首先，你得同意估值。

There is pre-money valuation and post-money valuation.

有貨幣前估值和貨幣後估值之分。

it's not as difficult as it sounds.

其實並不難，因為它的聲音。

Pre-money valuation is how you value the company before receiving the investment.

資金前的估值是指在收到投資之前，如何對公司進行估值。

And post-money valuation is pre-money valuation plus the investment.

而錢後估值就是錢前估值加上投資。

The higher the pre-money valuation, the less portion of the company the investor is going

資金前的估值越高，投資者要去的公司部分越少。

to take.

要採取。

You enter into a negotiation and you convince the investor to throw 1 million dollars into

你進行談判，說服投資人投入100萬美金。

your business, with 2 million dollars post-money valuation.

你的企業，資金後估值200萬元。

So the investor is going to take 50 percent of the company (1/2).

所以投資人要拿公司50%的股份（1/2）。

And your shares will get diluted together with your uncle ones.

而你的股份會和你叔叔的股份一起被稀釋。

That doesn't mean, you are going to have fewer shares, the company will simply issue

這並不意味著，你的股份會減少，公司會簡單地發行。

another 100 thousand shares for the investor.

再給投資者10萬股。

So, Now there are a total of 200K shares and your stake is 40%.

所以，現在一共有20萬股，你的股份是40%。

With a million dollar, you rent an office, hire some graphic designers, engineers, and

有了100萬美金，你就租個辦公室，僱些平面設計師、工程師，還有。

specialists to complete your product.

專家來完成您的產品。

Finally, everything is ready, you are about to lunch your product, app, service, whatever.

最後，一切都準備好了，你就要開始吃你的產品、應用、服務什麼的了。

But guess what, you are out of cash.

但你猜怎麼著，你沒錢了。

And you still need a marketing budget and salespeople so you decide to raise some more

而你仍然需要營銷預算和銷售人員，所以你決定再籌集一些。

money.

錢。

You go for a series B.

你去找一個B系列。

This time, you meet some VCs or Venture Capitalists.

這個時候，你會遇到一些VC或者風投。

They are not your typical angel investors.

他們不是典型的天使投資人。

These are dudes with MBAs and work in Venture Capitalists firms, who take other peoples

這些人都是有MBA學位的人，在風險投資公司工作，他們拿著別人的

money and invest in companies such as yours.

錢，投資你們這樣的公司。

Anyways, after multiple negotiations, they decide to bet on you.

總之，經過多方協商，他們決定把賭注押在你身上。

Since you already have a team and a product to launch, your company hopefully now worth

既然你已經有了團隊和產品推出，你的公司希望現在值得

more.

更多。

Lets the VC offers you a 10 million dollar investment with 20 million dollars post-money

讓VC給你提供1000萬美金的投資，2000萬美金的後資金。

valuation.

估值。

You find that offer fair and you accept it.

你覺得這個提議很公平，你就接受了。

The company issues another 200 thousand shares and everyone's stake gets diluted again.

公司再發行20萬股，大家的股權又被稀釋了。

Since the VC just purchased 50% of the company.

由於VC剛剛收購了公司50%的股份。

In case you are wondering.

如果你想知道。

No one has lost money so far.

到目前為止，沒有人虧損。

In fact, everyone just got richer.

其實，大家只是更有錢了。

The angel investor, for example, had 50% of 2 million dollars when he invested in the

比如，天使投資人在投資時，有200萬的50%。

company.

公司。

Now he has 25% of a company that worth 20 Million dollars (which is 5 Million dollars).

現在他擁有一家公司25%的股份，價值2000萬美元（也就是500萬美元）。

In fact, your stake worth now 4 Million dollars.

事實上，你的股份現在價值四百萬美元。

Anyways you can go for Series C, D and so on.

反正你可以選擇C系列、D系列等。

Few years have passed.

少數年過去了。

Congratulations you have made it.

恭喜你，你做到了。

Your idea turns out to be a success.

你的想法變成了成功。

Your business is finally making money.

你的生意終於賺到錢了。

Remember, everyone who has invested in your company has been waiting for you to grow big

請記住，每一個投資你公司的人都在等待你的大發展

enough so that they can cash out.

足夠讓他們兌現。

Especially your uncle who's 10K investment now worth millions.

尤其是你叔叔，他的1萬投資現在價值百萬。

You have two options, you either get sold to one of the giants of the industry like

你有兩個選擇，你要麼被賣給行業巨頭之一，如

Instagram did.

Instagram做到了。

Or you go public like Tesla.

或者你像特斯拉一樣上市。

And that's known as IPO - Initial public offering.

而這就是所謂的IPO--首次公開發行。

It's just another way to raise funds and issue shares, but this time, anyone can buy your

這只是另一種融資和發行股票的方式，但這一次，任何人都可以購買你的。

shares.

股份。

They are open to the public.

它們向公眾開放。

In fact, people can buy and sell your shares among themselves in the stock market.

事實上，人們可以在股市中互相買賣你的股票。

Of course, we have missed many things in this video, but its the short oversimplified version

當然，我們在這個視頻中遺漏了很多東西，但它的短小精悍的版本。

of how you raise money for your business.

的你如何為你的企業籌集資金。

If you are an entrepreneur and you are looking to start your business, now you know where

如果你是一個創業者，你正在尋找你的企業，現在你知道在哪裡

to get the money from.

來獲取錢財。

But what's also important is you need to have an online presence and that's why you should

但同樣重要的是，你需要有一個在線的存在，這就是為什麼你應該。

use HOVER.

使用HOVER。

Because Hover makes purchasing a domain easy and simple.

因為Hover讓購買域名變得輕鬆簡單。

And that's exactly why I use Hover.

而這正是我使用Hover的原因。

In fact, You don't have to waste your time figuring everything on your own.

其實，你不必浪費自己的時間去琢磨一切。

Because They have the best in class customer support team who will help you with everything

因為他們擁有一流的客戶支持團隊，他們會幫助你解決一切問題。

you need.

你需要。

Whatever domain extension you are looking for, you can find it with hover because they

無論你在尋找什麼域名擴展名，你都可以用懸停器找到它，因為它們

have over 400 domain extension, so you will definitely find what will fit your business.

有超過400個域名擴展，所以你一定會找到適合你的業務。

On top of that, you can create customized email addresses using your domain to make

最重要的是，您可以使用您的域名創建自定義的電子郵件地址，以使

your business more professional.

您的業務更專業。

And you get all that for 10 percent off using the link Hover/proactivethinker.

而你使用鏈接Hover/proactivethinker就能獲得所有這些10%的優惠。

Make sure you give them a try.For now, thanks for watching and I will catch you in the next

確保你給他們一個嘗試.現在，謝謝你的觀看，我會趕上你在下一個。

one.

一。